Obligation CaixaBank, S.A. 0.625% ( XS2055758804 ) en EUR

CaixaBank, S.A.

100 % ▲

Espagne

XS2055758804 ( en EUR )

0.625% par an ( paiement annuel )

30/09/2024 - Obligation échue

Prospectus brochure de l'obligation Caixabank S.A XS2055758804 en EUR 0.625%, échue

100 000 EUR

1 000 000 000 EUR

CaixaBank S.A. est une banque espagnole multinationale, issue de la fusion de Caixa d'Estalvis i Pensions de Barcelona et Bankia, offrant une large gamme de services financiers aux particuliers et aux entreprises.

L'obligation référencée par le code ISIN XS2055758804, émise par Caixabank S.A., une institution financière majeure et l'une des principales banques opérant depuis l'Espagne, a atteint sa maturité et a été intégralement remboursée le 30 septembre 2024. Ce titre de dette, libellé en euros (EUR), était caractérisé par un taux d'intérêt fixe de 0,625% versé annuellement et représentait une taille totale d'émission significative d'un milliard d'euros (1 000 000 000 EUR), avec une taille minimale à l'achat de 100 000 EUR. Le remboursement de cette obligation s'est effectué au pair, soit à 100% de sa valeur nominale sur le marché, confirmant ainsi la bonne exécution des engagements de l'émetteur.

MiFID II product governance / Professional investors and ECPs only target market Solely for the
purposes of each manufacturers product approval process, the target market assessment in respect of the
Notes has led to the conclusion that: (i) the target market for the Notes is eligible counterparties and
professional clients only, each as defined in Directive 2014/65/EU, as amended (MiFID II); and (ii) all
channels for distribution of the Notes to eligible counterparties and professional clients are appropriate. Any
person subsequently offering, selling or recommending the Notes (a distributor) should take into
consideration the manufacturers target market assessment; however, a distributor subject to MiFID II is
responsible for undertaking its own target market assessment in respect of the Notes (by either adopting or
refining the manufacturers target market assessment) and determining appropriate distribution channels.
PRIIPs /IMPORTANT- EEA RETAIL INVESTORS - The Notes are not intended to be offered, sold or
otherwise made available to and should not be offered, sold or otherwise made available to any retail
investor in the European Economic Area (EEA). For these purposes, a retail investor means a person who is
one (or more) of: (i) a retail client as defined in point (11) of Article 4(1) of MiFID II; or (ii) a customer
within the meaning of the Directive 2002/92/EC, as amended or superseded (the IMD), where that customer
would not qualify as a professional client as defined in point (10) of Article 4(1) of MiFID II; or (iii) not a
qualified investor as defined in the Prospectus Directive. Consequently, no key information document
required by Regulation (EU) No 1286/2014, as amended (the PRIIPs Regulation) for offering or selling the
Notes or otherwise making them available to retail investors in the EEA has been prepared and therefore
offering or selling the Notes or otherwise making them available to any retail investor in the EEA may be
unlawful under the PRIIPs Regulation
Notification under Section 309B(1)(c) of the Securities and Futures Act (Chapter 289) of Singapore, as
modified or amended from time to time (the SFA) Solely for the purposes of its obligations pursuant to
sections 309B(1)(a) and 309B(1)(c) of the SFA, the Issuer has determined, and hereby notifies all relevant
persons (as defined in Section 309A of the SFA) that the Notes are "prescribed capital markets products" (as
defined in the Securities and Futures (Capital Markets Products) Regulations 2018 of Singapore).
20 September 2019
CAIXABANK, S.A.
Issue of EUR 1,000,000,000 0.625 per cent. Senior Non-Preferred Notes due October 2024
under the 15,000,000,000
Euro Medium Term Note Programme
PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the Conditions)
set forth under the section entitled Terms and Conditions of the Spanish Law Notes in the Base Prospectus
dated 26 April 2019 and the supplements to it dated 30 April 2019, 13 May 2019 and 29 July 2019 which
together constitute a base prospectus for the purposes of the Prospectus Directive and any relevant
implementing measure in a relevant Member State of the European Economic Area (the Base Prospectus).
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of
the Prospectus Directive and must be read in conjunction with the Base Prospectus. Full information on the
Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and
the Base Prospectus. The Base Prospectus has been published on the Central Bank of Ireland's website at
http://www.centralbank.ie and on the website of Euronext Dublin at www.ise.ie. In addition, if the Notes are
to be admitted to trading on the regulated market of Euronext Dublin, copies of the Final Terms will be
published on the website of Euronext Dublin at www.ise.ie.

0012018-0003495 MD:10286697.1
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1.
Issuer:
CaixaBank, S.A.
2.
(a)
Series Number:
14
(b)
Tranche Number:
1
(c)
Date on which the Notes will be Not Applicable
consolidated and form a single
Series:
3.
Specified Currency or Currencies:
Euro (EUR)
4.
Aggregate Nominal Amount:

(a)
Series:
EUR 1,000,000,000
(b)
Tranche:
EUR 1,000,000,000
5.
Issue Price:
99.314 per cent. of the Aggregate Nominal Amount
6.
(a)
Specified Denominations:
EUR 100,000
(b)
Calculation Amount:
EUR 100,000
7.
(a)
Issue Date:
26 September 2019
(b)
Interest Commencement Date:
Issue Date
8.
Maturity Date:
1 October 2024
9.
Interest Basis:
0.625 per cent. Fixed Rate
(see paragraph 15 below)
10.
Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the
Maturity Date at 100 per cent. of their nominal
amount
11.
Change of Interest Basis:
Not Applicable
12.
Put/Call Options:
Investor Put pursuant to Condition 5.6 of the Terms
and Conditions of the Notes is Not Applicable
Issuer Call pursuant to Condition 5.3 of the Terms
and Conditions of the Notes is Not Applicable
Issuer Call Capital Event (Tier 2 Subordinated
Notes) pursuant to Condition 5.4 of the Terms and
Conditions of the Notes is Not Applicable
Issuer Call Eligible Liabilities Event (Senior Non-
Preferred) pursuant to Condition 5.5 of the Terms and
Conditions of the Notes is Applicable
0012018-0003495 MD:10286697.1
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13.
(a)
Status of the Notes:
Senior Notes Senior Non-Preferred Notes
(b)
Date Board approval for issuance 20 December 2018
of Notes obtained:
14.
Gross-up in respect of principal and any Yes
premium (pursuant to Condition 6.1 of the
Terms and Conditions of the Notes):

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
15.
Fixed Rate Note Provisions
Applicable
(a)
Rate(s) of Interest:
0.625 per cent. per annum payable in arrear on each
Interest Payment Date
(b)
Interest Payment Date(s):
1 October in each year up to and including the
Maturity Date, commencing on 1 October 2020 (long
first coupon)
(c)
Fixed Coupon Amount(s):
EUR 625 per Calculation Amount
(Applicable to Notes in definitive
form.)
(d)
Broken Amount(s):
EUR 633.56 per Calculation Amount, payable on the
Interest Payment Date falling on 1 October 2020
(Applicable to Notes in definitive
form.)
(e)
Day Count Fraction:
Actual/Actual (ICMA)
(f)
Determination Date(s):
1 October in each year
16.
Fixed Reset Provisions:
Not Applicable
17.
Floating Rate Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18.
Notice periods for Condition 5.2 of the Minimum period: 30 days
Terms and Conditions of the Notes:
Maximum period: 90 days
19.
Issuer Call (pursuant to Condition 5.3 of Not Applicable
the Terms and Conditions of the Notes):
20.
Capital Event (Tier 2 Subordinated Notes Not Applicable
pursuant to Condition 5.4 of Terms and
Conditions of the Notes):
21.
Eligible Liabilities Event (Subordinated Applicable
Notes, Senior Non-Preferred or Ordinary
Senior Notes pursuant to Condition 5.5 of
the Terms and Conditions of the Notes):
0012018-0003495 MD:10286697.1
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PART B OTHER INFORMATION

1.
LISTING AND ADMISSION TO

TRADING
(a)
Listing:
Application will be made by the Issuer (or on its
behalf) for the Notes to be admitted to listing on the
Official List of Euronext Dublin with effect from the
Issue Date.
(b)
Admission to trading:
Application will be made by the Issuer (or on its
behalf) to Euronext Dublin for the Notes to be
admitted to trading on its regulated market with
effect from the Issue Date.
(c)
Estimate of total expenses related to EUR 1,000
admission to trading:
2.
RATINGS

Ratings:
The Notes to be issued are expected to be rated:
Baa3 by Moody's Investors Service España, S.A.
BBB by S&P Global Ratings Europe Limited
BBB+ by Fitch Ratings España, S.A.U.
A (low), Stable Trend by DBRS Ratings GmbH
Each of DBRS Ratings GmbH, Fitch Ratings
España, S.A.U., Moody's Investors Service España,
S.A. and S&P Global Ratings Europe Limited is
established in the European Union and is registered
under Regulation (EC) No. 1060/2009 (as amended).
As such DBRS Ratings GmbH, Fitch Ratings
España, S.A.U., Moody's Investors Service España,
S.A. and S&P Global Ratings Europe Limited are
included in the list of credit rating agencies
published by the European Securities and Markets
Authority on its website in accordance with such
Regulation.
3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save for fees payable to the Managers so far as the Issuer is aware, no person involved in the issue
of the Notes has an interest material to the offer. The Managers and their affiliates have engaged,
and may in the future engage, in investment banking and/or commercial banking transactions with,
and may perform other services for, the Issuer and its affiliates in the ordinary course of business.

4.
REASONS FOR THE OFFER

Reasons for the offer:
The Notes are intended to be issued as Social Notes.
0012018-0003495 MD:10286697.1
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An amount equal to the net proceeds of the Notes
will be used to finance or refinance, in whole or in
part, new or existing Eligible Projects.
Eligibility Categories means the categories set out
at section 3.1 of the Framework which are indicated
to be ICMA SBP Categories.
Eligibility Criteria means the criteria indicated as
such within the Eligibility Categories.
Eligible Projects means:
(a) loans, investments or expenditures that are
selected by the Issuer as being within one or more of
the Eligibility Categories; or
(b) a business or project, where such business or
project is selected by the Issuer as deriving 90 per
cent. or more of its revenues from activities that
align with the Eligibility Criteria,
in each case excluding any of the activities set out in
section 3.2 of the Framework.
Framework means the Sustainable Development
Goals Framework of the Issuer dated August 2019
available
for
viewing
on
its
website
(https://www.caixabank.com/deployedfiles/caixaban
k/Estaticos/PDFs/Inversores_institucionales/2019Cai
xaBankSDGsFramework.pdf).
5.
YIELD (Fixed Rate Notes and Fixed Reset
Notes only)
Indication of yield:
0.765 per cent. per annum

The yield is calculated at the Issue Date on the basis
of the Issue Price. It is not an indication of future
yield.
6.
OPERATIONAL INFORMATION
(a)
ISIN:
XS2055758804
(b)
Common Code:
205575880
(c)
CFI:
See the website of the Association of National
Numbering Agencies (ANNA) or alternatively
sourced from the responsible National Numbering
Agency that assigned the CFI.
(d)
FISN:
See the website of the Association of National
0012018-0003495 MD:10286697.1
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Numbering Agencies (ANNA) or alternatively
sourced from the responsible National Numbering
Agency that assigned the FISN.

(e)
WKN:
Not Applicable
(f)
Any clearing system(s) other than Euroclear Not Applicable
and Clearstream Luxembourg and the
relevant identification number(s):
(g)
Delivery:
Delivery against payment
(h)
Names and addresses of additional Paying Not Applicable
Agent(s) (if any):
(i)
Intended to be held in a manner which Yes. Note that the designation "yes" simply means
would allow Eurosystem eligibility:
that the Notes are intended upon issue to be
deposited with one of the ICSDs as common
safekeeper and does not necessarily mean that the
Notes will be recognised as eligible collateral for
Eurosystem monetary policy and intra day credit
operations by the Eurosystem either upon issue or at
any or all times during their life. Such recognition
will depend upon the ECB being satisfied that
Eurosystem eligibility criteria have been met.
7.
DISTRIBUTION

(a)
Method of distribution:
Syndicated

(b)
If syndicated, names of Managers:
ABN AMRO Bank N.V.
CaixaBank, S.A.
Crédit Agricole Corporate and Investment Bank
HSBC Bank plc
Merrill Lynch International
(c)
Date of Agreement:
20 September 2019
(d)
Stabilisation Manager(s) (if any):
Not Applicable
(e)
If non-syndicated, name of relevant Dealer:
Not Applicable
(f)
U.S. Selling Restrictions:
Reg. S Compliance Category 2; TEFRA D
(g)
Prohibition of Sales to EEA Retail Investors: Applicable
(h)
Prohibition of Sales to Belgian Consumers:
Applicable

0012018-0003495 MD:10286697.1
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