Obligation MITSUBISHI UFJ FG Inc. 2.19% ( US606822AG93 ) en USD

MITSUBISHI UFJ FG Inc.

100 % ▼

Japon

US606822AG93 ( en USD )

2.19% par an ( paiement semestriel )

13/09/2021 - Obligation échue

Prospectus brochure de l'obligation MITSUBISHI UFJ FINANCIAL GROUP INC US606822AG93 en USD 2.19%, échue

200 000 USD

1 500 000 000 USD

606822AG9

N/A

N/A

Mitsubishi UFJ Financial Group Inc. (MUFG) est une holding financière japonaise, l'une des plus grandes au monde, offrant une large gamme de services financiers, dont la banque de détail, la banque d'investissement et la gestion d'actifs.

**Récapitulatif Post-Maturité : Obligation USD de Mitsubishi UFJ Financial Group** Cette analyse porte sur une obligation émise par Mitsubishi UFJ Financial Group Inc. (MUFG), identifiée par le code ISIN US606822AG93 et le code CUSIP 606822AG9, qui est arrivée à sa date de maturité. Mitsubishi UFJ Financial Group Inc. est l'un des plus grands groupes financiers du Japon et l'une des banques systémiques mondiales, offrant une gamme complète de services bancaires, fiduciaires, de valeurs mobilières, de cartes de crédit et de services financiers aux particuliers et aux entreprises à l'échelle internationale, avec son siège au Japon. L'émission obligataire en question était libellée en dollars américains (USD), une stratégie courante pour les émetteurs non-américains cherchant à diversifier leurs sources de financement et à cibler un vaste bassin d'investisseurs internationaux. La taille totale de cette émission s'élevait à 1 500 000 000 USD, ce qui représente un montant significatif sur les marchés des capitaux. Les investisseurs souhaitant acquérir cette obligation devaient respecter une taille minimale d'achat fixée à 200 000 USD. L'instrument offrait un taux d'intérêt nominal de 2,19%, avec une fréquence de paiement des intérêts bi-annuelle, garantissant un flux de revenus régulier pour les porteurs de titres. La maturité de cette obligation était fixée au 13 septembre 2021. Au moment de sa maturité, le prix de marché était de 100% de sa valeur nominale, indiquant que le remboursement du principal s'est effectué au pair. Conformément à ses termes et conditions, cette obligation a atteint sa date d'échéance et a été intégralement remboursée à ses porteurs, clôturant ainsi son cycle de vie en tant qu'instrument de dette.

PROSPECTUS SUPPLEMENT
(To prospectus dated February 10, 2016)
MUFG
Mitsubishi UFJ Financial Group, Inc.
$1,000,000,000 Floating Rate Senior Notes due September 13, 2021
$1,500,000,000 2.190% Senior Notes due September 13, 2021
$500,000,000 2.527% Senior Notes due September 13, 2023
$1,000,000,000 2.757% Senior Notes due September 13, 2026
Mitsubishi UFJ Financial Group, Inc., or MUFG, expects to issue the above-listed senior notes, collectively the Notes, pursuant
to a senior debt indenture, dated March 1, 2016, or the Indenture. MUFG Securities Americas Inc. and other broker-dealers
may use this prospectus supplement and the accompanying prospectus in connection with market-making transactions in the
Notes after their initial sale.
The floating rate senior notes due September 13, 2021, or the floating rate notes or the 5-year floating rate notes, will bear
interest commencing September 13, 2016 at a floating rate, payable quarterly in arrears on March 13, June 13, September 13
and December 13 of each year, subject to adjustments, with the first interest payment to be made on December 13, 2016. The
interest rate on the floating rate notes for each interest period will be a per annum rate equal to three-month U.S. dollar LIBOR
plus 1.06%. Each of the fixed rate senior notes due September 13, 2021, or the 5-year fixed rate notes, the fixed rate senior notes
due September 13, 2023, or the 7-year fixed rate notes, and the fixed rate senior notes due September 13, 2026, or the 10-year
fixed rate notes, collectively the fixed rate notes, will bear interest commencing September 13, 2016 at a per annum rate listed
above, payable semi-annually in arrears on March 13 and September 13 of each year, with the first interest payment to be made
on March 13, 2017.
As described under "Use of Proceeds," we intend to allocate funds in aggregate amounts equal to the net proceeds from the sale
of the 7-year fixed rate notes to existing and future renewable energy projects through The Bank of Tokyo-Mitsubishi UFJ, Ltd.,
or BTMU. We intend to use the net proceeds from the sale of the 5-year floating rate notes, 5-year fixed rate notes and 10-year
fixed rate notes to fund the operations of BTMU and Mitsubishi UFJ Trust and Banking Corporation, or MUTB, through loans.
The Notes are intended to qualify as total loss-absorbing capacity, or TLAC, debt upon the implementation of applicable TLAC
regulations in Japan. The Notes will be our senior unsecured obligations and will rank senior to all of our existing and future
subordinated debt, will rank equally in right of payment with all of our existing and future unsecured and unsubordinated debt (except
for statutorily preferred exceptions) and will be effectively subordinated to any secured indebtedness we incur, to the extent of the
value of the assets securing the same. See "Risk Factors--Risk Related to the Senior Debt Securities--The senior debt securities will
be structurally subordinated to the liabilities of MUFG's subsidiaries, including BTMU and MUTB." and other risk factors in the same
section included in the accompanying prospectus, and "Description of Senior Debt Securities" in the accompanying prospectus.
We may at our option redeem a series of Notes in whole, but not in part, at 100% of their principal amount plus any accrued and
unpaid interest to (but excluding) the date of redemption upon the occurrence of certain tax events, subject to certain conditions. See
"Description of Senior Debt Securities" in the accompanying prospectus.
Approval-in-principle has been received from the Singapore Exchange Securities Trading Limited, or the SGX-ST, for the
listing and quotation of the Notes on the SGX-ST. The SGX-ST assumes no responsibility for the correctness of any statements
made, opinions expressed or reports contained herein. Admission of the Notes to the Official List of the SGX-ST is not to be
taken as an indication of the merits of MUFG, its subsidiaries, its associated companies or the Notes. This prospectus
supplement has not been registered as a prospectus with the Monetary Authority of Singapore.
Investing in the Notes involves risks. See "Risk Factors" beginning on page 6 of the accompanying prospectus and as
incorporated by reference herein.
Neither the U.S. Securities and Exchange Commission, or the SEC, nor any state securities regulators has approved or disapproved
these securities or determined if this prospectus supplement or the accompanying prospectus is truthful or complete. Any
representation to the contrary is a criminal offense.
These securities are not deposits or savings accounts. These securities are not insured by the U.S. Federal Deposit Insurance
Corporation, or the FDIC, or any other governmental agency or instrumentality.
Underwriting Discounts
Proceeds to us
Price to Public(1)
and Commissions(2)
(before expenses)(1)
Per Floating Rate Note due 2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.350%
99.650%
Total Floating Rate Notes due 2021 . . . . . . . . . . . . . . . . . . . . . . . . . .
$1,000,000,000
$3,500,000
$ 996,500,000
Per Fixed Rate Note due 2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.350%
99.650%
Total Fixed Rate Notes due 2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$1,500,000,000
$5,250,000
$1,494,750,000
Per Fixed Rate Note due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.400%
99.600%
Total Fixed Rate Notes due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$ 500,000,000
$2,000,000
$ 498,000,000
Per Fixed Rate Note due 2026 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.450%
99.550%
Total Fixed Rate Notes due 2026 . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$1,000,000,000
$4,500,000
$ 995,500,000
(1) Plus accrued interest, if any, after September 13, 2016.
(2) For additional underwriting compensation information, see "Underwriting (Conflicts of Interest)."
The Notes are expected to be delivered to purchasers in book-entry form only through the facilities of The Depository Trust
Company for the accounts of its participants on or about September 13, 2016.
Joint Lead Managers and Joint Bookrunners
MORGAN STANLEY
MUFG
Green Structuring Agent
CITIGROUP
for the 7-year Fixed Rate Notes
Senior Co-Managers
J.P. Morgan
BofA Merrill Lynch
Co-Managers
Barclays
Cre´dit Agricole CIB
HSBC
NATIXIS
RBC Capital Markets
BNP PARIBAS
Credit Suisse
Deutsche Bank Securities
Nomura
Socie´te´ Ge´ne´rale Corporate & Investment Banking
UBS Investment Bank
The date of this prospectus supplement is September 6, 2016

TABLE OF CONTENTS
Page
About This Prospectus Supplement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
ii
Forward-Looking Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
iv
Where You Can Obtain More Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
iv
Incorporation of Documents by Reference . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
v
Summary: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-1
Floating Rate Senior Notes due 2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-5YRFL
2.190% Senior Notes due 2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-5YRFX
2.527% Senior Notes due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-7YRFX
2.757% Senior Notes due 2026 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-10YRFX
General Terms of Notes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-GEN-1
Use of Proceeds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-1
Capitalization and Indebtedness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-3
Supervision and Regulation in Japan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-4
Underwriting (Conflicts of Interest) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-9
Legal Matters . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-17
Independent Registered Public Accounting Firm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-17
About This Prospectus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3
Forward-Looking Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
4
Mitsubishi UFJ Financial Group, Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
5
Risk Factors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
6
Consolidated Ratio of Earnings to Fixed Charges . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
12
Use of Proceeds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
Selected Financial Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
14
Capitalization and Indebtedness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
19
Description of Senior Debt Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
20
Taxation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
37
Certain ERISA and Other Considerations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
46
Underwriting (Conflicts of Interest) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
48
Legal Matters . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Independent Registered Public Accounting Firm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Where You Can Obtain More Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Incorporation of Documents by Reference . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Limitation on Enforcement of U.S. Laws . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
51
Annex A: Unaudited Reverse Reconciliation of Selected Financial Information . . . . . . . . . . . . . . . .
A-1
i

ABOUT THIS PROSPECTUS SUPPLEMENT
In making an investment decision, you should rely only on the information provided or incorporated by
reference in this prospectus supplement, the accompanying prospectus and any related free-writing prospectus
that we prepare or authorize. We have not authorized anyone to provide you with different or additional
information. You should not assume that the information in this prospectus supplement, the accompanying
prospectus or any related free-writing prospectus that we prepare or authorize or in any document incorporated
by reference herein or therein is accurate as of any date after its date.
The distribution of this prospectus supplement, the accompanying prospectus and any related free-writing
prospectus that we prepare or authorize and the offering of the Notes in certain jurisdictions may be restricted by
law. This prospectus supplement, the accompanying prospectus and any related free-writing prospectus that we
prepare or authorize do not constitute an offer, or an invitation on our behalf or on behalf of the underwriters or
any of them, to subscribe to or purchase any of the Notes, and may not be used for or in connection with an offer
or solicitation by anyone, in any jurisdiction in which such an offer or solicitation is not authorized or to any
person to whom it is unlawful to make such an offer or solicitation.
The Notes may not be a suitable investment for all investors and you must determine on your own or with
the assistance of a financial adviser the suitability of an investment in the Notes in light of your own
circumstances. You should not invest in the Notes unless you have the knowledge and expertise, either on your
own or with the assistance of a financial adviser, to evaluate how the Notes will perform under changing
conditions, the effect on the value of the Notes of the uncertainty relating to whether and how the Notes will be
qualified or treated under applicable regulatory capital or TLAC requirements, the impact this investment will
have on your overall investment portfolio, and the use of proceeds from the sale of the Notes. Prior to making an
investment decision, you should consider carefully, in light of your own financial circumstances and investment
objectives, all the information contained in this prospectus supplement, the accompanying prospectus and any
related free-writing prospectus that we prepare or authorize and in any document incorporated by reference
herein and therein and in any applicable supplement to this prospectus supplement.
As used in this prospectus supplement, the terms "MUFG," "we," the "Company" and the "Group"
generally refer to Mitsubishi UFJ Financial Group, Inc. and its consolidated subsidiaries but, from time to time as
the context requires, refers to Mitsubishi UFJ Financial Group, Inc. as an individual legal entity, except that on
the cover page of this prospectus supplement, under the heading "Joint Lead Managers and Joint Bookrunners,"
the reference to "MUFG" is to MUFG Securities Americas Inc.
In this prospectus supplement, references to "yen" or "¥" are to Japanese yen, references to "U.S. dollars,"
"U.S. dollar," "dollars," "U.S.$" or "$" are to United States dollars, references to "AU$" are to Australian
dollars, and references to "euro" or "" refer to the currency of those member states of the European Union
which are participating in the European Economic and Monetary Union pursuant to the Treaty of the European
Union.
Unless otherwise specified, the financial information presented in this prospectus supplement and our
consolidated financial statements, which are incorporated by reference in this prospectus supplement, are
prepared in accordance with accounting principles generally accepted in the United States, or U.S. GAAP. Our
fiscal year ends on March 31 of each year.
The Notes have not been and will not be registered under the Financial Instruments and Exchange Act of
Japan (Act No. 25 of 1948, as amended; the "Financial Instruments and Exchange Act") and are subject to the
Special Taxation Measures Act of Japan (Act No. 26 of 1957, as amended; the "Special Taxation Measures
Act"). The Notes may not be offered or sold in Japan or to, or for the benefit of, any resident of Japan (which
term as used in this sentence means any person resident of Japan, including any corporation or other entity
ii

organized under the laws of Japan) or to others for reoffering or resale, directly or indirectly, in Japan or to, or for
the benefit of, any resident of Japan, except pursuant to an exemption from the registration requirements of, and
otherwise in compliance with, the Financial Instruments and Exchange Act and any other applicable laws,
regulations and governmental guidelines of Japan. The Notes are not, as part of the distribution by the
underwriters pursuant to the underwriting agreement dated the date of this prospectus supplement at any time, to
be directly or indirectly offered or sold to, or for the benefit of, any person other than a beneficial owner that is,
(i) for Japanese tax purposes, neither (x) an individual resident of Japan or a Japanese corporation, nor (y) an
individual non-resident of Japan or a non-Japanese corporation that in either case is a person having a special
relationship with the Company as described in Article 6, Paragraph 4 of the Special Taxation Measures Act (a
"specially-related person of the Company") or (ii) a Japanese financial institution, designated in Article 6,
Paragraph 9 of the Special Taxation Measures Act, except as specifically permitted under the Special Taxation
Measures Act. BY SUBSCRIBING FOR THE NOTES, AN INVESTOR WILL BE DEEMED TO HAVE
REPRESENTED THAT IT IS A PERSON WHO FALLS INTO THE CATEGORY OF (i) OR (ii)
ABOVE.
Interest payments on the Notes generally will be subject to Japanese withholding tax unless it is established
that such Notes are held by or for the account of a beneficial owner that is (i) for Japanese tax purposes, neither
(x) an individual resident of Japan or a Japanese corporation, nor (y) an individual non-resident of Japan or a
non-Japanese corporation that in either case is a specially-related person of the Company, (ii) a Japanese
designated financial institution described in Article 6, Paragraph 9 of the Special Taxation Measures Act which
complies with the requirement for tax exemption under that paragraph or (iii) a Japanese public corporation,
financial institution or financial instruments business operator described in Article 3-3, Paragraph 6 of the
Special Taxation Measures Act which complies with the requirement for tax exemption under that paragraph.
Interest payments on the Notes to an individual resident of Japan, to a Japanese corporation not described in
the preceding paragraph, or to an individual non-resident of Japan or a non-Japanese corporation that in either
case is a specially-related person of the Company will be subject to deduction in respect of Japanese income tax
at a current rate of 15.315% of the amount of such interest.
iii

FORWARD-LOOKING STATEMENTS
This prospectus supplement, the accompanying prospectus and the documents incorporated by reference
herein contain "forward-looking statements" within the meaning of the U.S. Private Securities Litigation Reform
Act of 1995. Forward-looking statements do not relate strictly to historical or current facts and include statements
regarding our current intent, belief, targets or expectations or the current intent, belief, targets or expectations of
our management with respect to, among others:
·
changes in banking and other regulations, including those affecting whether and how the Notes will be
qualified or treated under applicable capital or TLAC requirements and resolution measures to be
implemented in Japan,
·
our financial condition,
·
our results of operations,
·
our business plans and other management objectives,
·
our business strategies, competitive positions and growth opportunities,
·
the financial and regulatory environment in which we operate,
·
our problem loan levels and loan losses,
·
the equity, interest and foreign exchange markets, and
·
the benefits of recently completed or announced transactions and realization of related financial and
operating synergies and efficiencies, including estimated cost savings and revenue enhancement.
In many, but not all, cases, we use words such as "aim," "anticipate," "believe," "estimate," "expect,"
"hope," "intend," "may," "plan," "predict," "probability," "risk," "should," "will," "would" and similar
expressions, as they relate to us or our management, to identify forward-looking statements. These statements
reflect our current views with respect to future events and are subject to risks, uncertainties and assumptions.
Should one or more of these risks or uncertainties materialize or should underlying assumptions prove incorrect,
actual results may vary materially from those which are anticipated, aimed at, believed, estimated, expected,
intended or planned.
Forward-looking statements are not guarantees of future performance and involve risks and uncertainties.
Actual results may differ from those in forward-looking statements as a result of various factors. Important
factors that could cause actual results to differ materially from estimates or forecasts contained in the forward-
looking statements include those which are discussed in this prospectus supplement, the accompanying
prospectus and our most recent annual report on Form 20-F and other documents incorporated by reference in
this prospectus supplement and the accompanying prospectus.
You are cautioned not to place undue reliance on any forward-looking statements, which speak only as of
their respective dates. We do not undertake to update any forward-looking statements, whether as a result of new
information, future events or developments, or otherwise.
WHERE YOU CAN OBTAIN MORE INFORMATION
We file reports and other information with the SEC. You may read and copy any document filed with the
SEC at the SEC's Public Reference Room at 100 F Street, N.E., Washington, D.C. 20549. Please call the SEC at
(800) SEC-0330 for further information on the Public Reference Room. Documents filed with the SEC are also
available to the public on the SEC's internet website at http://www.sec.gov.
This prospectus supplement is part of a registration statement on Form F-3 that we filed with the SEC. The
registration statement, including the attached exhibits, contains additional relevant information about us and the
securities that may be offered from time to time.
iv

INCORPORATION OF DOCUMENTS BY REFERENCE
The SEC allows us to "incorporate by reference" in this prospectus supplement and the accompanying
prospectus some or all of the documents we file with the SEC. This means:
·
the information in a document that is incorporated by reference is considered to be a part of this
prospectus supplement and the accompanying prospectus;
·
we can disclose important information to you by referring you to those documents; and
·
information that we file with the SEC will automatically update and modify or supersede some of the
information included or incorporated by reference in this prospectus supplement and the accompanying
prospectus.
This means that you must look at all of the SEC filings that we incorporate by reference to determine if any
of the statements in this prospectus supplement or the accompanying prospectus or in any document incorporated
by reference herein or therein have been modified or superseded. The accompanying prospectus describes
documents that are incorporated by reference into the accompanying prospectus and this prospectus supplement.
See "Incorporation of Documents by Reference" in the accompanying prospectus.
The documents incorporated by reference into this prospectus supplement and the accompanying prospectus
include:
·
our current report on Form 6-K relating to our unaudited financial information under accounting
principles generally accepted in Japan, or Japanese GAAP, as of and for the fiscal year ended
March 31, 2016, dated May 16, 2016, except for the forward-looking statements which were made as
of the date thereof,
·
our current report on Form 6-K relating to our additional audited financial information under Japanese
GAAP as of and for the fiscal year ended March 31, 2016, and certain other additional information,
dated June 29, 2016,
·
our annual report on Form 20-F for the fiscal year ended March 31, 2016, filed on July 15, 2016,
·
our current report on Form 6-K relating to our summary financial information under U.S. GAAP as of
and for the fiscal year ended March 31, 2016, and certain other additional information, dated July 15,
2016,
·
our current report on Form 6-K relating to our unaudited financial information under Japanese GAAP
as of and for the three months ended June 30, 2016, dated August 1, 2016, except for the forward-
looking statements which were made as of the date thereof,
·
our current report on Form 6-K relating to our additional unaudited financial information under
Japanese GAAP as of and for the three months ended June 30, 2016, dated August 12, 2016, and
·
our current report on Form 6-K relating to our regulatory capital ratios as of June 30, 2016, dated
August 15, 2016.
In addition, we incorporate by reference in this prospectus supplement all subsequent annual reports filed on
Form 20-F and any future filings made with the SEC under Sections 13(a), 13(c), 14 or 15(d) of the
U.S. Securities Exchange Act of 1934, as amended, or the U.S. Exchange Act, and certain reports on Form 6-K,
which we furnish to the SEC, if they state that they are incorporated by reference in this prospectus supplement,
after the date of this prospectus supplement until the offering contemplated in this prospectus supplement is
completed. Reports on Form 6-K we may furnish to the SEC after the date of this prospectus supplement (or
portions thereof) are incorporated by reference in this prospectus supplement only to the extent that the report
expressly states that it is (or such portions are) incorporated by reference in this prospectus supplement.
v

We will provide you without charge upon written or oral request a copy of any of the documents that are
incorporated by reference in this prospectus supplement. If you would like us to provide you with any of these
documents, please contact us at the following address or telephone number: 7-1, Marunouchi 2-chome,
Chiyoda-ku, Tokyo 100-8330, Japan, Attention: Public Relations Office (telephone: +81-3-3240-8111).
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SUMMARY
This summary highlights some of the information contained in this prospectus supplement, the
accompanying prospectus and the documents incorporated by reference herein. Because this is only a summary,
it does not contain all of the information that may be important to you. You should read the entire prospectus
supplement, the accompanying prospectus and the documents incorporated by reference herein carefully,
including the section entitled "Risk Factors" and our financial statements and related notes to those statements
included in our most recent annual report on Form 20-F and the sections entitled "Risk Factors," "Description
of the Senior Debt Securities" and "Use of Proceeds" and other information included elsewhere, or
incorporated by reference, in this prospectus supplement and the accompanying prospectus, prior to making an
investment decision. This summary also includes information on our funding and business strategies.
Mitsubishi UFJ Financial Group, Inc.
We are incorporated as a joint stock company (kabushiki kaisha) under the Company Law of Japan, and one
of the world's largest and most diversified financial groups with total assets of ¥292.57 trillion and total deposits
of ¥181.44 trillion as of March 31, 2016. We are the holding company for BTMU, MUTB, Mitsubishi UFJ
Morgan Stanley Securities Co., Ltd. (through Mitsubishi UFJ Securities Holdings Co., Ltd., or MUSHD, an
intermediate holding company), Mitsubishi UFJ NICOS Co., Ltd., and other subsidiaries. Through our
subsidiaries and affiliated companies, we engage in a broad range of financial businesses and services, including
commercial banking, investment banking, trust banking and asset management services, securities businesses,
and credit card businesses, and provide related services to individuals and corporate customers in Japan and
abroad. We have the largest overseas network among Japanese banks, consisting of branches and other offices
and subsidiaries, including MUFG Union Bank, N.A., or MUB, and Bank of Ayudhya Public Company Limited,
known as Krungsri.
Update to the Description of Senior Debt Securities
An update is made to the deemed agreement by each holder of the Notes with respect to certain transfers of
business under specified circumstances as described in "Description of Senior Debt Securities--Covenants--
Consolidation, Merger, Sale or Conveyance" in the accompanying prospectus to clarify that such agreement
includes any such sales, assignments, transfers or conveyances made pursuant to the authority of the Deposit
Insurance Corporation of Japan, or the Deposit Insurance Corporation, to represent and manage and dispose of
the Company's assets under Article 126-5 of the Deposit Insurance Act of Japan (Act No. 34 of 1971, as
amended), or the Deposit Insurance Act, (or any successor provision thereto) with the permission of a Japanese
court in accordance with Article 126-13 of the Deposit Insurance Act (or any successor provision thereto). See
"General Terms of the Notes--Agreement with respect to certain transfers of business under specified
circumstances."
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Our Funding and Business Strategies
We are taking pro-active steps to adjust our funding strategy to meet the requirements expected due to the
future implementation of TLAC regulations in Japan.
We are the bank holding company for one of the world's largest and most diversified financial groups,
providing a broad range of financial services in Japan and around the world. Among our operating subsidiaries,
BTMU and MUTB make significant contributions to our business in terms of profits and total assets. Our
businesses are well diversified to cover a full range of financial services, including commercial banking, trust
banking, securities brokerage, credit cards and leasing. Further, our business portfolio is geographically
diversified across the globe, including MUB, our primary operating subsidiary in the United States, and Krungsri,
our primary operating subsidiary in Thailand.
We have been designated as a global systemically important bank, or G-SIB, by the Financial Stability
Board, or the FSB, and the Basel Committee on Banking Supervision, and further by the Financial Services
Agency of Japan, or the FSA, based on international agreements pursuant to the Basel III G-SIB capital
surcharge rules, which were introduced in Japan on March 31, 2016 and which will be phased in through 2019. In
November 2015, as part of its agenda to address risks arising from G-SIBs, the FSB published its final TLAC
standard for G-SIBs. The FSB TLAC standard seeks to ensure that a G-SIB will have sufficient loss-absorbing
and recapitalization capacity available if it fails and that it can be resolved in an orderly manner so as to
minimize the potential impact on financial stability, maintain the continuity of critical functions and avoid
exposing public funds to loss. The FSB's TLAC standard defines certain minimum requirements for instruments
and liabilities subject to loss absorption for G-SIBs in resolution, including a minimum external TLAC. The
FSB's TLAC standard is subject to regulatory implementation in Japan. On April 15, 2016, the FSA published an
explanatory paper outlining its approach for the introduction of the TLAC framework in Japan, pursuant to which
the FSA plans to require bank holding companies of G-SIBs in Japan to meet the minimum external TLAC
requirements under the FSB's TLAC standard mainly through amendments to the existing laws and regulations
relating to capital adequacy requirements applicable to bank holding companies in Japan. Although the FSA's
approach remains subject to change in line with ongoing international discussions, we are preparing to satisfy
such requirements in advance of implementation by issuing senior debt securities as a bank holding company.
Although there are many relevant regulatory and market factors that remain subject to change, based on our
current estimate, we will need to continue issuing of TLAC eligible instruments, to meet the anticipated
minimum external TLAC requirement. See "Supervision and Regulation in Japan--Total Loss-Absorbing
Capacity" and "Risk Factors--Risks Related to the Senior Debt Securities--The Japanese regulations relating to
external TLAC have not yet been finalized, and the circumstances surrounding or triggering orderly resolution
are unpredictable." in the accompanying prospectus.
Under the FSA's approach, as a Japanese banking group subject to the FSB TLAC standard, we expect to be
subject to a Single Point of Entry, or SPE, resolution regime where resolution powers are applied to the top-level
entity of a banking group by a single national resolution authority. In addition to the external TLAC requirements
to be applied at the bank holding company level, a key element of the effectiveness of the SPE resolution regime
is to require the bank holding company of a G-SIB in Japan to cause its material subsidiaries or material sub-
groups that are designated as systemically important by the FSA to maintain a certain level of capital and debt
recognized as having loss-absorbing and recapitalization capacity, or internal TLAC. Under the FSA's approach,
when we, as a bank holding company, become subject to the TLAC requirements, we may need to restructure
loans to, and investments in, our material subsidiaries or material sub-groups to meet such internal TLAC
requirements. Upon implementation of the applicable TLAC requirements for G-SIBs in Japan, we expect the
Notes to qualify as external TLAC due in part to their structural subordination to the liabilities of our
subsidiaries, including our regulated banking subsidiaries. We intend to use the proceeds from the sale of the
5-year floating rate notes, the 5-year fixed rate notes and the 10-year fixed rate notes to fund the operations of
BTMU and MUTB through loans. In addition, We intend to lend the net proceeds from the sale of the 7-year
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fixed rate notes to BTMU and expect that BTMU will allocate an amount equal to such net proceeds to loans to,
or investments in, existing and future renewable energy projects. See "Use of Proceeds."
In light of the currently anticipated TLAC regulations in Japan under the FSA's approach, including the
expected SPE resolution strategy, we expect that MUFG, as the group holding company, will become the primary
funding entity for the issuance of TLAC eligible debt securities, while BTMU, MUTB, MUSHD and other
subsidiaries will continue to issue certain unsecured bonds, structured bonds and collateralized bonds which will
not carry TLAC eligibility or will be denominated in currencies other than U.S. dollars, yen and euro.
We intend to access capital markets both domestically and overseas in order to achieve the best capital mix,
including for refinancing with a view to maintaining sufficient Additional Tier 1 and Tier 2 capital, as contemplated
by the Basel III capital standard, as well as satisfying the anticipated minimum TLAC requirement.
We believe our current capital structure contains significant buffers before the Notes become subject to loss
absorption. In addition, there are multiple measures that may be implemented, including measures in response to
a financial crisis, before a financial institution reaches a point of non-viability, such as limitations or restrictions
on capital distribution, prompt corrective action, provision of financial liquidity and capital injection. As of
June 30, 2016, our Common Equity Tier 1 ratio, which is calculated based on financial information prepared in
accordance with Japanese GAAP, was 12.12%. Under the current Japanese laws and regulations, we are required
to maintain a recovery plan and, if our financial condition or liquidity deteriorates to trigger levels specified in
the recovery plan, we will implement the recovery plan to restore our financial strength and viability. In addition,
if our Common Equity Tier 1 ratio declines below the required minimum level, then we will become subject to
restrictions on capital distribution and further to prompt corrective action under the banking regulations, and if
our Common Equity Tier 1 ratio declines below 5.125%, then our Additional Tier 1 instruments will become
subject to loss absorption. According to the FSA's approach for the introduction of the TLAC framework in
Japan published on April 15, 2016, when our financial condition further deteriorates to a point where our
liabilities exceed, or are deemed likely to exceed, our assets, or where we have suspended, or are deemed likely
to suspend, payments on our obligations, as a result of loans extended by us to, or investments made by us in, any
of our material subsidiaries being subject to loss absorption prior to the failure of such material subsidiaries, and,
if our failure may cause a significant disruption to the financial market or system in Japan, measures under the
Japanese statutory orderly resolution regime may be applied to us. The application of such measures will result in
our then outstanding Additional Tier 1 instruments and Tier 2 instruments becoming subject to loss absorption,
and will likely lead to a transfer of certain assets, including shares of our material subsidiaries, and liabilities to a
bridge financial institution established by the Deposit Insurance Corporation and subsequent liquidation of our
remaining assets and liabilities which are expected to include the TLAC-eligible senior debt securities, including
the Notes. During the liquidation process, the Notes will participate in the liquidation of any residual assets of
MUFG in priority to our Basel II Tier 1 instruments. We intend to further strengthen our capital structure. See
"Supervision and Regulation in Japan."
We have taken measures to enhance our financial soundness.
Our primary funding source for loans is deposits. We have maintained a low loan-to-deposit ratio, which we
believe allows us to secure higher liquidity and a sound balance sheet. As of June 30, 2016, on a Japanese GAAP
basis, our total loans in the banking account and the trust account were ¥108.6 trillion, consisting of ¥43.0 trillion
of domestic corporate loans, ¥15.5 trillion of domestic housing loans, ¥7.9 trillion of loans to Japanese
government institutions, ¥1.5 trillion of domestic consumer and other loans, and ¥40.5 trillion of overseas loans.
As of the same date, on a Japanese GAAP basis, our total deposits were ¥160.8 trillion, consisting of
¥71.6 trillion of deposits from domestic individual customers, ¥53.9 trillion of deposits from domestic corporate
customers and ¥35.2 trillion of deposits from overseas and other customers. On a U.S. GAAP basis, as of March
31, 2016, our total loans were ¥122.7 trillion, and our total deposits were ¥181.4 trillion.
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