Obligation RCI Finance 1.375% ( FR0013053055 ) en EUR

RCI Finance

100 % ▼

France

FR0013053055 ( en EUR )

1.375% par an ( paiement annuel )

16/11/2020 - Obligation échue

Prospectus brochure de l'obligation RCI Banque FR0013053055 en EUR 1.375%, échue

1 000 EUR

500 000 000 EUR

RCI Banque est une filiale du groupe Renault spécialisée dans le financement automobile, proposant des solutions de crédit, de location et d'assurance pour les véhicules des marques Renault, Dacia, Nissan et autres partenaires.

L'Obligation émise par RCI Finance ( France ) , en EUR, avec le code ISIN FR0013053055, paye un coupon de 1.375% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 16/11/2020

EXECUTION VERSION

13 November 2015
RCI Banque
Issue of Euro 500,000,000 1.375 per cent. Notes due 17 November 2020
under the 14,000,000,000
Euro Medium Term Note Programme
PART A - CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the terms and
conditions (the Conditions) set forth in the Base Prospectus dated 28 August 2015 which
constitutes a base prospectus for the purposes of the Directive 2003/71/EC (as amended by
Directive 2010/73/EU) (the Prospectus Directive). This document constitutes the Final
Terms of the Notes described herein for the purposes of Article 5.4 of the Prospectus
Directive and must be read in conjunction with such Base Prospectus.
Full information on the Issuer and the offer of the Notes is only available on the basis of the
combination of these Final Terms and the Base Prospectus. However, a summary of the issue
of the Notes in French and English is annexed to these Final Terms. The Base Prospectus
dated 28 August 2015 is available for viewing at the office of the Fiscal Agent or each of the
Paying Agents and on the websites of (a) the Autorité des marchés financiers (www.amf-
france.org) and (b) the Issuer (www.rcibanque.com).

1.
(a)
Series Number:
293

(b)
Tranche Number:
1
2.
Specified Currency or Currencies: Euro
3.
Aggregate Nominal Amount:

(a)
Series:
Euro 500,000,000
(b)
Tranche:
Euro 500,000,000
4.
Issue Price:
99.779% per cent. of the Aggregate Nominal
Amount
5.
(a)
Specified
Euro 1,000

Denomination:

(b)
Calculation Amount:
Euro 1,000
6.
(a)
Issue Date:
17 November 2015
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(b)
Interest Commencement Issue Date
Date:
7.
Maturity Date:
17 November 2020
8.
Interest Basis:
1.375 per cent. per annum (further particulars
specified below)

9.
Change of Interest Basis or
Not Applicable
Redemption/Payment Basis:
10. Redemption/Payment Basis:
Subject to any purchase and cancellation or
early redemption, the Notes will be redeemed
on the Maturity Date at 100 per cent. of their
nominal amount.
11. Put/Call Options:
Not Applicable
12. (a)
Status of the Notes:
Senior
(b)
Date of corporate
23 July 2015
authorisation for issuance
of Notes obtained:
13. Method of Distribution:
Syndicated
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions

a) Rate of Interest:

1.375 per cent. per annum
b) Interest Payment Date:

17 November in each year commencing on and
including 17 November 2016 up to and
including the Maturity Date
c) Fixed Coupon Amount:
Euro 13.75 per Calculation Amount
d) Broken Amount(s):

Not Applicable
e) Day Count Fraction:

Actual/Actual (ICMA)
f) Determination Dates:

17 November in each year

g) Party responsible for Not Applicable
calculation of Interest
amounts (if not the
Calculation Agent):
15. Floating Rate Note Provisions
Not Applicable
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16. Inflation Linked Note provisions

Not Applicable
17. Zero Coupon Note Provisions

Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Issuer Call:

Not Applicable
(Condition 8(d))
19. Put Option:

Not Applicable
(Condition 8(e))
20. Make-whole Redemption:
Applicable
(Condition 8(f))
a) Parties to be notified by
Not Applicable
Issuer of Make-whole
Redemption Date and
Makewhole Redemption
Amount (if other than set
out in Condition 7(f)):
b) Make-whole Redemption

0.25 per cent.
Margin:
c) Discounting basis for

Annual
purposes of calculating
sum of the present values
of the remaining
scheduled payments of
principal and interest on
Redeemed Notes in the
determination of the
Make-whole Redemption
Amount:
d) Reference Security:

OBL 172 0.25% 10/20 ISIN DE0001141729
e) Reference Dealers:

As selected by the Quotation Agent
f) Quotation Agent

Citibank, N.A.
21. Final Redemption Amount of

Euro 1,000 per Calculation Amount
each Note:
22. Early Redemption Amount:
Euro 1,000 per Calculation Amount
Early Redemption Amount(s) per
Calculation Amount payable on
redemption for taxation reasons or
on event of default and/or the
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method of calculating the same (if
required or if different from that
set out in Condition 8(h):
GENERAL PROVISIONS APPLICABLE TO THE NOTES
23. Form of Notes:

Dematerialised Notes
(i) Form of Dematerialised

Bearer dematerialised form (au porteur)
Notes:
(ii) Registration Agent:

Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
24. Financial Centre(s) or other
Not Applicable
special provisions relating to
payment days:
25. Talons for future Coupons or

No
Receipts to be attached to
Definitive Notes (and dates on
which such Talons mature):
26. Details relating to Instalment

Not Applicable
Notes: amount of each instalment,
date on which each payment is to
be made:
27. Redenomination, renominalisation
Not Applicable
and reconventioning provisions:
28. Consolidation provisions:

Not Applicable
29. Representation of

Condition 13 applies
Noteholders/Masse:

The Initial Representative shall be:

MASSQUOTE S.A.S.U.
RCS 529 065 880 Nanterre
7bis rue de Neuilly
F-92110 Clichy

Mailing address:
33, rue Anna Jacquin
92100 Boulogne Billancourt
France

Represented by its Chairman
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The Alternative Representative shall be:

Gilbert Labachotte
8 Boulevard Jourdan
75014 Paris

The Representative will be entitled to a
remuneration of 450 (VAT excluded) per year.

The Representative will exercise its duty until
its dissolution, resignation or termination of its
duty by a general assembly of Noteholders or
until it becomes unable to act. Its appointment
shall automatically cease on the Maturity Date,
or total redemption prior to the Maturity Date.
DISTRIBUTION

30. (a) If syndicated, names and

Citigroup Global Markets Limited
addresses of Managers and Citigroup Centre
underwriting commitments:
Canada Square
Canary Wharf
London
E14 5LB
United Kingdom

Underwriting Commitment:
Euro 152,174,000
Crédit Agricole Corporate and Investment
Bank
9, Quai du Président Paul Doumer
92930 Paris La Défense Cedex 2
France

Underwriting Commitment:

Euro 144,927,000

Merrill Lynch International
2 King Edward Street
London
EC1A 1HQ
United Kingdom

Underwriting Commitment:

Euro 202,899,000
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PART B - OTHER INFORMATION
1.
LISTING AND ADMISSION

TO TRADING
Admission to trading:

Application has been made by the Issuer (or on
its behalf) for the Notes to be admitted to
trading on Euronext Paris with effect from 17
November 2015.
2.
RATINGS

Ratings:

The Notes are expected to be rated:
Standard & Poor's Credit Market Services
France "S&P": BBB
Moody's Investors Service Ltd. "Moody's":
Baa1 (stable outlook)

S&P and Moody's are established in the EEA
and are registered under Regulation (EU) No
1060/2009, as amended (the "CRA
Regulation"). As such S&P and Moody's are
included in the list of credit rating agencies
published by the European Securities and
Markets Authority on its
website http://www.esma.europa.eu/page/List-
registered-and-certified-CRAs in accordance
with the CRA Regulation.
3.
NOTIFICATIONS
The AMF has provided the Autoriteit Financiele Markten in the Netherlands,
Bundesanstalt für Finanzdienstleistungsaufsicht in Germany, the Financial Services
and Markets Authority in Belgium, Finanstilsynet in Denmark, the Commissione
Nazionale per le Società e la Borsa in Italy and the Commission de Surveillance du
Secteur Financier in Luxembourg with a certificate of approval attesting that the Base
Prospectus dated 28 August 2015 has been drawn up in accordance with the
Prospectus Directive.
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE
ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person
involved in the offer of the Notes has an interest material to the offer.
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5.
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL
EXPENSES
(i)
Reasons for the offer:

General corporate purposes of the Issuer and its
consolidated subsidiaries.
(ii)
Estimated net proceeds:

Euro 497,170,000
(iii)
Estimated total expenses:

Euro 3,700 (excluding AMF fees)
6.
FIXED RATE NOTES ONLY YIELD
Indication of yield:

1.421 per cent. Calculated at the Issue Date on
the basis of the Issue Price. This is not an
indication of future yield.
8.
OPERATIONAL INFORMATION
ISIN Code:

FR0013053055
Common Code:

132039976
Any clearing system(s) other

Not Applicable
than Euroclear Bank SA/NV and
Clearstream Banking, société
anonyme
and the relevant
identification number(s):
Delivery:

Delivery against payment
Names and addresses of

Citibank, N.A., London Branch
additional Paying Agent(s) (if 13th Floor, Citigroup Centre
any):
Canada Square
Canary Wharf
London E14 5LB
United Kingdom

9.
TERMS AND CONDITIONS OF THE OFFER
Offer Price:

Issue Price
The time period, including any

From 13 November 2015 up to and including
possible amendments, during the Issue Date.
which the offer will be open and
description of the application
process:
Conditions to which the offer is
Not Applicable
subject:
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Description of possibility to

Not Applicable
reduce subscriptions and manner
for refunding excess amount paid
by applicants:
Details of the minimum and/or
Not Applicable
maximum amount of application:
Details of the method and time
Not Applicable
limits for paying up and
delivering the Notes:
Manner in and date on which

Not Applicable
results of the offer are to be
made public:
Procedure for exercise of any

Not Applicable
right of pre-emption,
negotiability of subscription
rights and treatment of
subscription rights not exercised:
Process for notification to

Not Applicable
applicants of the amount allotted
and the indication whether
dealing may begin before
notification is made:
Amount of any expenses and

Not Applicable
taxes specifically charged to the
subscriber or purchaser:
Name(s) and address(es), to the
Not Applicable
extent known to the Issuer, of the
placers in the various countries
where the offer takes place:
10.
PLACING AND UNDERWRITING
Name and address of the co-
Crédit Agricole Corporate and Investment Bank
ordinator of the global offer and
9, Quai du Président Paul Doumer
of single parts of the offer:
92930 Paris La Défense Cedex 2
France
Name and address of any paying
Not Applicable
agents and depository agents in
each country (in addition to the
Principal Paying Agent):
Names and addresses of entities
Citigroup Global Markets Limited
agreeing to underwrite the issue
Citigroup Centre
on a firm commitment basis, and
Canada Square
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entities agreeing to place the Canary Wharf
issue without a firm commitment
London
or under "best efforts" E14 5LB
arrangements:
United Kingdom

Crédit Agricole Corporate and Investment
Bank
9, Quai du Président Paul Doumer
92930 Paris La Défense Cedex 2
France

Merrill Lynch International
2 King Edward Street
London
EC1A 1HQ
United Kingdom

When the syndication agreement
13 November 2015
has been or will be reached:
Name and address of entities

Not Applicable
which have a firm commitment
to act as intermediaries in
secondary trading:

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