Bond NaviCorp 5.8% ( US78490FFJ30 ) in USD

Issuer NaviCorp
Market price refresh price now   100 %  ▲ 
Country  United States
ISIN code  US78490FFJ30 ( in USD )
Interest rate 5.8% per year ( payment 2 times a year)
Maturity 15/12/2028



Prospectus brochure of the bond Navient US78490FFJ30 en USD 5.8%, maturity 15/12/2028


Minimal amount 1 000 USD
Total amount 988 000 USD
Cusip 78490FFJ3
Standard & Poor's ( S&P ) rating B+ ( Highly speculative )
Moody's rating Ba3 ( Non-investment grade speculative )
Next Coupon 15/12/2025 ( In 137 days )
Detailed description Navient is a U.S.-based company that provides student loan management and servicing, primarily for federal student loans, and offers related financial services.

A recent review of the fixed-income market highlights a specific debt instrument issued by Navient, a prominent entity in the United States' financial services sector. Navient, headquartered in the United States, is a leading provider of asset management and business processing solutions for education loans, specializing in the servicing and collection of student loans and playing a significant role in the administration of federal and private student loan portfolios. The bond in question, identified by ISIN US78490FFJ30 and CUSIP 78490FFJ3, is a standard obligation denominated in US Dollars (USD) carrying an annual fixed interest rate, or coupon, of 5.8%, with interest payments scheduled semi-annually. This issuance has a total size of USD 988,000, with a minimum purchase lot of USD 1,000, and is set to mature on December 15, 2028. As of current market pricing, the bond trades at 100% of its par value. Regarding its credit profile, the bond has been rated 'B+' by Standard & Poor's (S&P) and 'Ba3' by Moody's, both indicating a non-investment grade or speculative rating, reflecting a higher degree of credit risk compared to investment-grade securities, which investors should duly consider.







http://www.sec.gov/Archives/edgar/data/1032033/000104746903028781/a2117553z424b3.htm
424B3 1 a2117553z424b3.htm 424B3
QuickLinks -- Click here to rapidly navigate through this document
SLM Corporation
Medium Term Notes, Series B

With Maturities of 9 Months or More from Date of Issue
Registration No. 333-90316
Filed Pursuant to Rule 424(b)(3)
Pricing Supplement No. 129
Trade Date: 8/18/03
(To Prospectus dated January 23, 2003 and
Issue Date:
8/21/03
Prospectus Supplement dated January 23, 2003)


The date of this Pricing Supplement is 8/18/03
Subject to
Interest Payment








Redemption


Stated
Interest
Price
Date and
Aggregate
Rate
Maturity
to
Discounts &
First
Survivor's Yes/
Net
OID
CUSIP
Frequency
terms of
Principal

Per

Date Public Commissions
Payment Option No
Proceeds Status
Annum
redemption Amount
(2)(3)
(1)
78490FFJ3
5.800% 12/15/28
100%
2.500% Monthly 09/15/03
Yes
Yes Callable at
988,000 963,300.00
N
100% on
6/15/2008
and
continuously
thereafter
with 20 days
notice.
Effective April 7, 2003 the name of Salomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.
(1)
The interest rates on the Ed Notes may be changed by SLM Corporation from time to time, but any such change will not affect the
interest rate on any Ed Notes offered prior to the effective date of the change.
http://www.sec.gov/Archives/edgar/data/1032033/000104746903028781/a2117553z424b3.htm (1 of 2)8/25/03 12:24:50 PM


http://www.sec.gov/Archives/edgar/data/1032033/000104746903028781/a2117553z424b3.htm
(2)
Expressed as a percentage of aggregate principal amount.
(3)
See "Supplemental Plan of Distribution" in the Prospectus supplement for additional information concerning price to public and
underwriting compensation.
QuickLinks
SLM Corporation Medium Term Notes, Series B
http://www.sec.gov/Archives/edgar/data/1032033/000104746903028781/a2117553z424b3.htm (2 of 2)8/25/03 12:24:50 PM


Document Outline