Obligation Wells Fargo & Company 2.55% ( US94974BGR50 ) en USD

Société émettrice Wells Fargo & Company
Prix sur le marché 100 %  ⇌ 
Pays  Etas-Unis
Code ISIN  US94974BGR50 ( en USD )
Coupon 2.55% par an ( paiement semestriel )
Echéance 07/12/2020 - Obligation échue



Prospectus brochure de l'obligation Wells Fargo US94974BGR50 en USD 2.55%, échue


Montant Minimal 1 000 USD
Montant de l'émission 2 100 000 000 USD
Cusip 94974BGR5
Notation Standard & Poor's ( S&P ) N/A
Notation Moody's N/A
Description détaillée Wells Fargo est une société financière américaine offrant des services bancaires, d'investissement et de gestion de patrimoine à des particuliers et des entreprises.

L'obligation Wells Fargo (ISIN US94974BGR50, CUSIP 94974BGR5), émise aux États-Unis pour un montant total de 2 100 000 000 USD, avec un taux d'intérêt de 2,55 %, une taille minimale d'achat de 1 000 USD et une maturité initialement fixée au 07/12/2020, a été remboursée à son échéance à 100 % de sa valeur nominale.







Definitive Pricing Supplement No. 18
424B2 1 d14069d424b2.htm DEFINITIVE PRICING SUPPLEMENT NO. 18
Filed Pursuant to Rule 424(b)(2)
File No. 333-195697



Amount of
Title of Each Class of Securities
Amount to be
Maximum Offering
Maximum Aggregate
Registration
Offered

Registered

Price Per Security
Offering Price

Fee(1)





Medium Term Notes, Series N, Fixed Rate
Notes

$2,100,000,000
99.893%

$2,097,753,000

$211,243.73











(1) The total registration fee of $211,243.73 is calculated in accordance with Rule 457(r) of the Securities Act of 1933 (the "Securities Act")

and will be paid by wire transfer within the time required by Rule 456(b) of the Securities Act.
Pricing Supplement No. 18 dated November 30, 2015
(to Prospectus Supplement dated May 30, 2014
and Prospectus dated May 5, 2014)
WELLS FARGO & COMPANY
Medium-Term Notes, Series N
Fixed Rate Notes

Aggregate Principal Amount
Offered:
$2,100,000,000
Trade Date:
November 30, 2015
Original Issue Date (T+5):
December 7, 2015
Stated Maturity Date:
December 7, 2020; on the stated maturity date, the holders of the notes will be entitled
to receive a cash payment in U.S. dollars equal to 100% of the principal amount of the
notes plus any accrued and unpaid interest
Interest Rate:
2.55%
Interest Payment Dates:
Each June 7 and December 7, commencing June 7, 2016, and at maturity
Price to Public (Issue Price):
99.893%, plus accrued interest, if any, from December 7, 2015
Agent Discount
(Gross Spread):
0.35%
All-in Price (Net of
Agent Discount):
99.543%, plus accrued interest, if any, from December 7, 2015
Net Proceeds:
$2,090,403,000
Benchmark:
UST 1.625% due November 30, 2020
Benchmark Yield:
1.643%
Spread to Benchmark:
+93 basis points
Re-Offer Yield:
2.573%
Redemption:
The notes are not redeemable at the option of Wells Fargo & Company (the
"Company")
Listing:
None
Regulatory Developments:
The ultimate impact of the Board of Governors of the Federal Reserve System's (the
"Federal Reserve") recently proposed rules requiring U.S. global systemically important
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Definitive Pricing Supplement No. 18
banks ("U.S. G-SIBs") to maintain minimum amounts of long-term debt meeting
specified eligibility requirements is uncertain. On October 30,
2015, the Federal Reserve released for comment proposed rules (referred to as the
"TLAC Rules") that would require the eight U.S. G-SIBs, including the Company,
among other things, to maintain minimum amounts of long-term debt ("LTD")
satisfying certain eligibility criteria commencing January 1, 2019. As proposed, the
TLAC Rules would disqualify from eligible LTD, among other instruments, senior debt
securities that permit acceleration for reasons other than insolvency or payment default,
as well as structured notes and debt securities not governed by U.S. law. The currently
outstanding senior LTD of U.S. G-SIBs, including the Company, typically permits
acceleration for reasons other than insolvency or payment default and, as a result, none
of such outstanding senior LTD, any subsequently issued senior LTD with similar terms,
or the notes would qualify as eligible LTD under the proposed rules. The Federal
Reserve has requested comment on whether currently outstanding instruments should be
allowed to count as eligible LTD "despite containing features that would be prohibited
under the proposal." The steps that the U.S. G-SIBs, including the Company, may need
to take to come into compliance with the final TLAC Rules, including the amount and
form of LTD that must be refinanced or issued, will depend in substantial part on the
ultimate eligibility requirements for senior LTD and any grandfathering provisions.

Principal Amount
Agent (Sole Bookrunner):
Wells Fargo Securities, LLC

$2,005,500,000
Agent (Co-Manager):
Danske Markets Inc.

52,500,000
Agents (Junior Co-Managers):
Blaylock Beal Van, LLC

10,500,000
MFR Securities, Inc.

10,500,000
Mischler Financial Group, Inc.

10,500,000
Siebert Brandford Shank & Co., L.L.C.

10,500,000

Total:

$2,100,000,000
Plan of Distribution:
On November 30, 2015, Wells Fargo & Company agreed to sell to the Agents, and the
Agents agreed to purchase, the notes at a purchase price of 99.543%, plus accrued
interest, if any, from December 7, 2015. The purchase price equals the issue price of
99.893% less a discount of 0.35% of the principal amount of the notes.
Certain U.S. Federal

Income Tax Consequences:
Pursuant to published guidance by the IRS, withholding on gross proceeds will be
delayed until January 1, 2019 rather than January 1, 2017. See "Certain U.S. Federal
Income Tax Considerations--Legislation Affecting the Taxation of Debt Securities,
Common Stock and Preferred Stock Held by or through Foreign Entities" in the
accompanying prospectus for additional information.

2
Additional tax considerations are discussed under "Certain U.S. Federal Income Tax
Considerations" in the accompanying prospectus.
EU Directive on the Taxation of

Savings Income:
This section supplements the disclosure in the section "EU Directive on the Taxation of
Savings Income" in the accompanying prospectus. On November 10, 2015, the Council
of the European Union adopted a Council Directive repealing the Directive from January
1, 2017, in the case of Austria and from January 1, 2016, in the case of all other EU
Member States (subject to on-going requirements to fulfill administrative obligations
such as the reporting and exchange of information relating to, and accounting for
withholding taxes on, payments made before those dates). The repeal is meant to prevent
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Definitive Pricing Supplement No. 18
overlap between the Directive and a new automatic exchange of information regime to
be implemented under Council Directive 2011/16/EU on Administrative Cooperation in
the field of Taxation (as amended by Council Directive 2014/107/EU). The new regime
under Council Directive 2011/16/EU (as amended) is in accordance with the Global
Standard released by the Organization for Economic Co-operation and Development in
July 2014. Council Directive 2011/16/EU (as amended) is generally broader in scope
than the Directive, although it does not impose withholding taxes.
CUSIP:
94974BGR5

3
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