Obligation MITSUBISHI UFJ FG Inc. 3.961% ( US606822AV60 ) en USD

Société émettrice MITSUBISHI UFJ FG Inc.
Prix sur le marché 100 %  ⇌ 
Pays  Japon
Code ISIN  US606822AV60 ( en USD )
Coupon 3.961% par an ( paiement semestriel )
Echéance 02/03/2028 - Obligation échue



Prospectus brochure de l'obligation MITSUBISHI UFJ FINANCIAL GROUP INC US606822AV60 en USD 3.961%, échue


Montant Minimal 2 000 USD
Montant de l'émission 1 300 000 000 USD
Cusip 606822AV6
Notation Standard & Poor's ( S&P ) A- ( Qualité moyenne supérieure )
Notation Moody's A1 ( Qualité moyenne supérieure )
Description détaillée Mitsubishi UFJ Financial Group Inc. (MUFG) est une holding financière japonaise, l'une des plus grandes au monde, offrant une large gamme de services financiers, dont la banque de détail, la banque d'investissement et la gestion d'actifs.

L'obligation MITSUBISHI UFJ FINANCIAL GROUP INC (ISIN : US606822AV60, CUSIP : 606822AV6), émise au Japon en USD pour un montant total de 1 300 000 000 USD avec un taux d'intérêt de 3,961%, échéant le 02/03/2028 et payant des coupons semestriellement, a atteint sa maturité et a été intégralement remboursée, notée A- par Standard & Poor's et A1 par Moody's.







PROSPECTUS SUPPLEMENT
(To prospectus dated February 10, 2016)
MUFG
Mitsubishi UFJ Financial Group, Inc.
$750,000,000 Floating Rate Senior Notes due July 26, 2021
$750,000,000 3.535% Senior Notes due July 26, 2021
$800,000,000 Floating Rate Senior Notes due July 26, 2023
$1,000,000,000 3.761% Senior Notes due July 26, 2023
$800,000,000 3.961% Senior Notes due March 2, 2028
$500,000,000 4.286% Senior Notes due July 26, 2038
Mitsubishi UFJ Financial Group, Inc., or MUFG, expects to issue the above-listed senior notes, collectively the Notes, pursuant to a senior indenture, dated
March 1, 2016, or the Indenture. MUFG Securities Americas Inc. and other broker-dealers may use this prospectus supplement and the accompanying
prospectus in connection with market-making transactions in the Notes after their initial sale.
Each of the floating rate senior notes due July 26, 2021, or the 3-year floating rate notes, and the floating rate senior notes due July 26, 2023, or the 5-year
floating rate notes, collectively the floating rate notes, will bear interest commencing July 26, 2018 at a floating rate, payable quarterly in arrears on
January 26, April 26, July 26 and October 26 of each year, subject to adjustments, with the first interest payment to be made on October 26, 2018. The
interest rates on the 3-year floating rate notes and the 5-year floating rate notes for each interest period will be a per annum rate equal to three-month
U.S. dollar LIBOR plus 0.65% and three-month U.S. dollar LIBOR plus 0.86%, respectively. Each of the fixed rate senior notes due July 26, 2021, or the
3-year fixed rate notes, the fixed rate senior notes due July 26, 2023, or the 5-year fixed rate notes, and the fixed rate senior notes due July 26, 2038, or the
20-year fixed rate notes, will bear interest commencing July 26, 2018 at a per annum rate listed above, payable semi-annually in arrears on January 26
and July 26 of each year, with the first interest payment to be made on January 26, 2019. The fixed rate senior notes due March 2, 2028 offered hereby, or
the 10-year fixed rate notes, bear interest at the per annum rate listed above, payable semi-annually in arrears on March 2 and September 2 of each year,
with the first interest payment to be made on September 4, 2018 with the same force and effect as if made on September 2, 2018. The 10-year fixed rate notes
offered hereby will constitute a further issuance of, and will form a single series with, our 3.961% senior notes due 2028, which we previously issued in the
aggregate principal amount of $500,000,000 under the Indenture on March 2, 2018, or the existing 10-year fixed rate notes. The 10-year fixed rate notes
offered hereby will have the same CUSIP and ISIN numbers as, and will trade interchangeably with, the existing 10-year fixed rate notes immediately
upon settlement. The offering price of the 10-year fixed rate notes offered hereby will include accrued interest from (and including) March 2, 2018 through
the day before the issue date, which must be paid by the purchasers.
We may at our option redeem a series of Notes in whole, but not in part, at 100% of their principal amount plus any accrued and unpaid interest to (but excluding)
the date of redemption upon the occurrence of certain tax events, subject to certain conditions. See "Description of Senior Debt Securities" in the accompanying
prospectus.
The Notes are intended to qualify as total loss-absorbing capacity, or TLAC, debt upon the implementation of applicable TLAC regulations in Japan. The
Notes will be our senior unsecured obligations and will rank senior to all of our existing and future subordinated debt, will rank equally in right of
payment with all of our existing and future unsecured and unsubordinated debt (except for statutorily preferred exceptions) and will be effectively
subordinated to any secured indebtedness we incur, to the extent of the value of the assets securing the same. See "Risk Factors--Risks Related to the Senior
Debt Securities--The senior debt securities will be structurally subordinated to the liabilities of MUFG's subsidiaries, including BTMU and MUTB." and
other risk factors in the same section included in the accompanying prospectus, and "Description of Senior Debt Securities" in the accompanying
prospectus.
We have made an application to the Luxembourg Stock Exchange to list the Notes on the official list of the Luxembourg Stock Exchange and for the Notes to be
admitted to trading on the Luxembourg Stock Exchange's Euro MTF Market. The Luxembourg Stock Exchange's Euro MTF Market is not a regulated market for
the purposes of Directive 2014/65/EU. This prospectus supplement with the accompanying prospectus constitutes the listing prospectus for purposes of Part IV of the
Luxembourg law on prospectus for securities dated July 10, 2005, as amended. This prospectus supplement and the accompanying prospectus may be used only for
the purposes for which it has been published, and does not constitute a prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC, as amended).
Investing in the Notes involves risks. See "Risk Factors" beginning on page 6 of the accompanying prospectus, updated on page S-2 of
this prospectus supplement, and as incorporated by reference herein from our most recent annual report on Form 20-F.
Neither the U.S. Securities and Exchange Commission, or the SEC, nor any state securities regulators has approved or disapproved these
securities or determined if this prospectus supplement or the accompanying prospectus is truthful or complete. Any representation to the contrary
is a criminal offense.
These securities are not deposits or savings accounts. These securities are not insured by the U.S. Federal Deposit Insurance Corporation, or the FDIC, or
any other governmental agency or instrumentality.
Underwriting Discounts
Proceeds to us
Price to Public(1)
and Commissions(2)
(before expenses)(1)
Per Floating Rate Note due 2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.250%
99.750%
Total Floating Rate Notes due 2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$ 750,000,000
$1,875,000
$748,125,000
Per Fixed Rate Note due 2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.250%
99.750%
Total Fixed Rate Notes due 2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$ 750,000,000
$1,875,000
$748,125,000
Per Floating Rate Note due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.350%
99.650%
Total Floating Rate Notes due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$ 800,000,000
$2,800,000
$797,200,000
Per Fixed Rate Note due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.350%
99.650%
Total Fixed Rate Notes due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$1,000,000,000
$3,500,000
$996,500,000
Per Fixed Rate Note due 2028 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
99.248%
0.450%
98.798%
Total Fixed Rate Notes due 2028 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$ 793,984,000
$3,600,000
$790,384,000
Per Fixed Rate Note due 2038 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.875%
99.125%
Total Fixed Rate Notes due 2038 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$ 500,000,000
$4,375,000
$495,625,000
(1) Plus accrued interest, if any, on the Notes except the Fixed Rate Notes due 2028 after July 26, 2018. Plus accrued interest on the Fixed Rate Notes due
2028 from (and including) March 2, 2018 to (but excluding) the issue date, which must be paid by the purchasers of such notes offered hereby. The
amount of accrued interest per $1,000 principal amount on such notes offered hereby from (and including) March 2, 2018 to (but excluding) July 26,
2018, which is the expected issue date, will be $15.84.
(2) For additional underwriting compensation information, see "Underwriting (Conflicts of Interest)."
The Notes are expected to be delivered to purchasers in book-entry form only through the facilities of The Depository Trust Company, or DTC, for the
accounts of its participants, including Euroclear Bank SA/NV, or Euroclear, and Clearstream Banking S.A., or Clearstream, Luxembourg, on or about
July 26, 2018.
Joint Lead Managers and Joint Bookrunners
MORGAN STANLEY
MUFG
CITIGROUP
J.P. Morgan
(5-year notes and 20-year notes)
(3-year notes and 10-year notes)
Senior Co-Managers
Barclays
CITIGROUP
HSBC
J.P. Morgan
(3-year notes and 10-year notes)
(5-year notes and 20-year notes)
Co-Managers
BNP PARIBAS
Cre´dit Agricole CIB
Credit Suisse
Nomura
RBC Capital Markets
Socie´te´ Ge´ne´rale Corporate
Wells Fargo Securities
& Investment Banking
The date of this prospectus supplement is July 17, 2018


TABLE OF CONTENTS
Page
About This Prospectus Supplement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
ii
Forward-Looking Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
v
Where You Can Obtain More Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
v
Incorporation of Documents by Reference . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
vi
Summary: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-1
Floating Rate Senior Notes due 2021
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-3YRFL
3.535% Senior Notes due 2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-3YRFX
Floating Rate Senior Notes due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-5YRFL
3.761% Senior Notes due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-5YRFX
3.961% Senior Notes due 2028 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-10YRFX
4.286% Senior Notes due 2038 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-20YRFX
General Terms of the Notes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-GEN-1
Use of Proceeds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-1
Capitalization and Indebtedness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-2
Taxation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-4
Underwriting (Conflicts of Interest) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-14
Listing and General Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-22
Legal Matters . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-23
Independent Registered Public Accounting Firm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-23
About This Prospectus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3
Forward-Looking Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
4
Mitsubishi UFJ Financial Group, Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
5
Risk Factors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
6
Consolidated Ratio of Earnings to Fixed Charges . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
12
Use of Proceeds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
Selected Financial Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
14
Capitalization and Indebtedness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
19
Description of Senior Debt Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
20
Taxation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
37
Certain ERISA and Other Considerations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
46
Underwriting (Conflicts of Interest) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
48
Legal Matters . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Independent Registered Public Accounting Firm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Where You Can Obtain More Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Incorporation of Documents by Reference . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Limitation on Enforcement of U.S. Laws . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
51
Annex A: Unaudited Reverse Reconciliation of Selected Financial Information . . . . . . . . . . . . . . . .
A-1
i


ABOUT THIS PROSPECTUS SUPPLEMENT
In making an investment decision, you should rely only on the information provided or incorporated by
reference in this prospectus supplement, the accompanying prospectus and any related free-writing prospectus
that we prepare or authorize. We have not authorized anyone to provide you with different or additional
information. You should not assume that the information in this prospectus supplement, the accompanying
prospectus or any related free-writing prospectus that we prepare or authorize or in any document incorporated
by reference herein or therein is accurate as of any date after its date.
The distribution of this prospectus supplement, the accompanying prospectus and any related free-writing
prospectus that we prepare or authorize and the offering of the Notes in certain jurisdictions may be restricted by
law. This prospectus supplement, the accompanying prospectus and any related free-writing prospectus that we
prepare or authorize do not constitute an offer, or an invitation on our behalf or on behalf of the underwriters or
any of them, to subscribe to or purchase any of the Notes, and may not be used for or in connection with an offer
or solicitation by anyone, in any jurisdiction in which such an offer or solicitation is not authorized or to any
person to whom it is unlawful to make such an offer or solicitation.
The Notes may not be a suitable investment for all investors and you must determine on your own or with
the assistance of a financial adviser the suitability of an investment in the Notes in light of your own
circumstances. You should not invest in the Notes unless you have the knowledge and expertise, either on your
own or with the assistance of a financial adviser, to evaluate how the Notes will perform under changing
conditions, the effect on the value of the Notes of the uncertainty relating to whether and how the Notes will be
qualified or treated under applicable regulatory capital or TLAC requirements, the impact this investment will
have on your overall investment portfolio, and the use of proceeds from the sale of the Notes. Prior to making an
investment decision, you should consider carefully, in light of your own financial circumstances and investment
objectives, all the information contained in this prospectus supplement, the accompanying prospectus and any
related free-writing prospectus that we prepare or authorize and in any document incorporated by reference
herein and therein and in any applicable supplement to this prospectus supplement.
As used in this prospectus supplement, the terms "MUFG," "we," the "Company" and the "Group"
generally refer to Mitsubishi UFJ Financial Group, Inc. and its consolidated subsidiaries but, from time to time as
the context requires, refers to Mitsubishi UFJ Financial Group, Inc. as an individual legal entity, except that on
the cover page of this prospectus supplement, under the heading "Joint Lead Managers and Joint Bookrunners"
and on the back cover page of this prospectus supplement, the reference to "MUFG" is to MUFG Securities
Americas Inc.
In this prospectus supplement, references to "yen" or "¥" are to Japanese yen, references to "U.S. dollars,"
"dollars," "U.S.$" or "$" are to United States dollars, references to "AU$" are to Australian dollars, and
references to "euro" or "" refer to the currency of those member states of the European Union which are
participating in the European Economic and Monetary Union pursuant to the Treaty of the European Union.
Unless otherwise specified, the financial information presented in this prospectus supplement and our
consolidated financial statements, which are incorporated by reference in this prospectus supplement, are
prepared in accordance with accounting principles generally accepted in the United States, or U.S. GAAP. Our
fiscal year ends on March 31 of each year.
Some of our financial information contained or incorporated by reference herein, where specified, is
prepared in accordance with accounting principles generally accepted in Japan, or Japanese GAAP. We report
our financial results in accordance with Japanese GAAP on a quarterly basis under Japanese banking and
securities regulations and Tokyo Stock Exchange rules. The basis of our financial information prepared in
ii


accordance with U.S. GAAP may be significantly different in certain respects from the basis of our financial
information prepared in accordance with Japanese GAAP. For information on certain differences between
U.S. GAAP and Japanese GAAP, see Exhibit 99(b) "Unaudited Reverse Reconciliation of Selected Financial
Information" attached to our most recent annual report on Form 20-F, which is incorporated by reference herein.
You should consult your own professional advisers, as necessary, for a more complete understanding of the
differences among U.S. GAAP, Japanese GAAP, International Financial Reporting Standards and any other
generally accepted accounting principles applicable in your jurisdiction and how such differences affect the
financial information contained or incorporated by reference herein.
The Notes have not been and will not be registered under the Financial Instruments and Exchange Act of
Japan (Act No. 25 of 1948, as amended; the "Financial Instruments and Exchange Act") and are subject to the
Special Taxation Measures Act of Japan (Act No. 26 of 1957, as amended; the "Special Taxation Measures
Act"). The Notes may not be offered or sold in Japan or to, or for the benefit of, any resident of Japan (which
term as used in this sentence means any person resident of Japan, including any corporation or other entity
organized under the laws of Japan) or to others for reoffering or resale, directly or indirectly, in Japan or to, or for
the benefit of, any resident of Japan, except pursuant to an exemption from the registration requirements of, and
otherwise in compliance with, the Financial Instruments and Exchange Act and any other applicable laws,
regulations and governmental guidelines of Japan. The Notes are not, as part of the distribution by the
underwriters pursuant to the underwriting agreement dated the date of this prospectus supplement at any time, to
be directly or indirectly offered or sold to, or for the benefit of, any person other than a beneficial owner that is,
(i) for Japanese tax purposes, neither (x) an individual resident of Japan or a Japanese corporation, nor (y) an
individual non-resident of Japan or a non-Japanese corporation that in either case is a person having a special
relationship with the Company as described in Article 6, Paragraph 4 of the Special Taxation Measures Act (a
"specially-related person of the Company") or (ii) a Japanese financial institution, designated in Article 6,
Paragraph 9 of the Special Taxation Measures Act, except as specifically permitted under the Special Taxation
Measures Act. BY SUBSCRIBING FOR THE NOTES, AN INVESTOR WILL BE DEEMED TO HAVE
REPRESENTED THAT IT IS A PERSON WHO FALLS INTO THE CATEGORY OF (i) OR (ii)
ABOVE.
Interest payments on the Notes generally will be subject to Japanese withholding tax unless it is established
that such Notes are held by or for the account of a beneficial owner that is (i) for Japanese tax purposes, neither
(x) an individual resident of Japan or a Japanese corporation, nor (y) an individual non-resident of Japan or a
non-Japanese corporation that in either case is a specially-related person of the Company, (ii) a Japanese
designated financial institution described in Article 6, Paragraph 9 of the Special Taxation Measures Act which
complies with the requirement for tax exemption under that paragraph or (iii) a Japanese public corporation,
financial institution or financial instruments business operator described in Article 3-3, Paragraph 6 of the
Special Taxation Measures Act which complies with the requirement for tax exemption under that paragraph.
Interest payments on the Notes to an individual resident of Japan, to a Japanese corporation not described in
the preceding paragraph, or to an individual non-resident of Japan or a non-Japanese corporation that in either
case is a specially-related person of the Company will be subject to deduction in respect of Japanese income tax
at a current rate of 15.315% (15% on or after January 1, 2038) of the amount of such interest.
PRIIPs Regulation / Prospectus Directive / Prohibition of sales to EEA retail investors--The Notes are
not intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise made
available to any retail investor in the European Economic Area ("EEA"). For these purposes, a retail investor
means a person who is one (or more) of: (i) a retail client as defined in point (11) of Article 4(1) of Directive
2014/65/EU, as amended ("MiFID II"); or (ii) a customer within the meaning of Directive 2002/92/EC, as
amended (the "Insurance Mediation Directive"), where that customer would not qualify as a professional client
as defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in the
iii


Prospectus Directive. Consequently, no key information document required by Regulation (EU) No. 1286/2014,
as amended (the "PRIIPs Regulation"), for offering or selling the Notes or otherwise making them available to
retail investors in the EEA has been prepared and, therefore, offering or selling the Notes or otherwise making
them available to any retail investor in the EEA may be unlawful under the PRIIPs Regulation.
iv


FORWARD-LOOKING STATEMENTS
This prospectus supplement, the accompanying prospectus and the documents incorporated by reference
herein contain "forward-looking statements" within the meaning of the U.S. Private Securities Litigation Reform
Act of 1995. Forward-looking statements do not relate strictly to historical or current facts and include statements
regarding our current intent, belief, targets or expectations or the current intent, belief, targets or expectations of
our management with respect to, among others:
·
changes in banking and other regulations, including those affecting whether and how the Notes will be
qualified or treated under applicable capital or TLAC requirements and resolution measures to be
implemented in Japan,
·
our financial condition,
·
our results of operations,
·
our business plans and other management objectives,
·
our business strategies, competitive positions and growth opportunities,
·
the financial and regulatory environment in which we operate,
·
our problem loan levels and loan losses,
·
the equity, interest and foreign exchange markets, and
·
the benefits of recently completed or announced transactions and realization of related financial and
operating synergies and efficiencies, including estimated cost savings and revenue enhancement.
In many, but not all, cases, we use words such as "aim," "anticipate," "believe," "estimate," "expect,"
"hope," "intend," "may," "plan," "predict," "probability," "risk," "should," "will," "would" and similar
expressions, as they relate to us or our management, to identify forward-looking statements. These statements
reflect our current views with respect to future events and are subject to risks, uncertainties and assumptions.
Should one or more of these risks or uncertainties materialize or should underlying assumptions prove incorrect,
actual results may vary materially from those which are anticipated, aimed at, believed, estimated, expected,
intended or planned.
Forward-looking statements are not guarantees of future performance and involve risks and uncertainties.
Actual results may differ from those in forward-looking statements as a result of various factors. Important
factors that could cause actual results to differ materially from estimates or forecasts contained in the forward-
looking statements include those which are discussed in this prospectus supplement, the accompanying
prospectus and our most recent annual report on Form 20-F and other documents incorporated by reference in
this prospectus supplement and the accompanying prospectus.
You are cautioned not to place undue reliance on any forward-looking statements, which speak only as of
their respective dates. We do not undertake to update any forward-looking statements, whether as a result of new
information, future events or developments, or otherwise.
WHERE YOU CAN OBTAIN MORE INFORMATION
We file reports and other information with the SEC. You may read and copy any document filed with the
SEC at the SEC's Public Reference Room at 100 F Street, N.E., Washington, D.C. 20549. Please call the SEC at
(800) SEC-0330 for further information on the Public Reference Room. Documents filed with the SEC are also
available to the public on the SEC's internet website at http://www.sec.gov.
This prospectus supplement is part of a registration statement on Form F-3 that we filed with the SEC. The
registration statement, including the attached exhibits, contains additional relevant information about us and the
securities that may be offered from time to time.
v


INCORPORATION OF DOCUMENTS BY REFERENCE
The SEC allows us to "incorporate by reference" in this prospectus supplement and the accompanying
prospectus some or all of the documents we file with the SEC. This means:
·
the information in a document that is incorporated by reference is considered to be a part of this
prospectus supplement and the accompanying prospectus;
·
we can disclose important information to you by referring you to those documents; and
·
information that we file with the SEC will automatically update and modify or supersede some of the
information included or incorporated by reference in this prospectus supplement and the accompanying
prospectus.
This means that you must look at all of the SEC filings that we incorporate by reference to determine if any
of the statements in this prospectus supplement or the accompanying prospectus or in any document incorporated
by reference herein or therein have been modified or superseded. The accompanying prospectus describes
documents that are incorporated by reference into the accompanying prospectus and this prospectus supplement.
See "Incorporation of Documents by Reference" in the accompanying prospectus.
The documents incorporated by reference into this prospectus supplement and the accompanying prospectus
include:
·
our current report on Form 6-K relating to our financial information under Japanese GAAP as of and
for the fiscal year ended March 31, 2018, dated May 15, 2018, except for the forward-looking
statements which were made as of the date thereof,
·
our current report on Form 6-K/A relating to partial corrections to our financial information under
Japanese GAAP as of and for the fiscal year ended March 31, 2018, dated May 21, 2018,
·
our current report on Form 6-K relating to our additional financial information under Japanese GAAP
as of and for the fiscal year ended March 31, 2018, and certain other additional information, dated
June 28, 2018,
·
our annual report on Form 20-F for the fiscal year ended March 31, 2018, filed on July 12, 2018, and
·
our current report on Form 6-K relating to the Japanese Ministry of Finance's administrative action
against Mitsubishi UFJ Morgan Stanley Securities Co., Ltd., or MUMSS, dated July 13, 2018.
In addition, we incorporate by reference in this prospectus supplement all subsequent annual reports filed on
Form 20-F and any future filings made with the SEC under Sections 13(a), 13(c), 14 or 15(d) of the
U.S. Securities Exchange Act of 1934, as amended, or the U.S. Exchange Act, and certain reports on Form 6-K,
which we furnish to the SEC, if they state that they are incorporated by reference in this prospectus supplement,
after the date of this prospectus supplement until the offering contemplated in this prospectus supplement is
completed. Reports on Form 6-K we may furnish to the SEC after the date of this prospectus supplement (or
portions thereof) are incorporated by reference in this prospectus supplement only to the extent that the report
expressly states that it is (or such portions are) incorporated by reference in this prospectus supplement.
We will provide you without charge upon written or oral request a copy of any of the documents that are
incorporated by reference in this prospectus supplement. If you would like us to provide you with any of these
documents, please contact us at the following address or telephone number: 7-1, Marunouchi 2-chome,
Chiyoda-ku, Tokyo 100-8330, Japan, Attention: Public Relations Office (telephone: +81-3-3240-8111).
Copies of documents incorporated by reference in this prospectus supplement may be inspected, free of
charge, at the website of the Luxembourg Stock Exchange at www.bourse.lu.
Selected Financial Data
For certain selected financial data relating to us, see "Item 3.A. Key Information--Selected Financial Data"
in our most recent annual report on Form 20-F on file with the SEC incorporated by reference herein.
vi


SUMMARY
This summary highlights some of the information contained in this prospectus supplement, the
accompanying prospectus and the documents incorporated by reference herein. Because this is only a summary,
it does not contain all of the information that may be important to you. You should read the entire prospectus
supplement, the accompanying prospectus and the documents incorporated by reference herein carefully,
including the section entitled "Risk Factors" and our financial statements and related notes to those statements
included in our most recent annual report on Form 20-F and the sections entitled "Risk Factors," "Description
of Senior Debt Securities" and "Use of Proceeds" and other information included elsewhere, or incorporated by
reference, in this prospectus supplement and the accompanying prospectus, prior to making an investment
decision.
Mitsubishi UFJ Financial Group, Inc.
We are a bank holding company incorporated on October 1, 2005 as a joint stock company (kabushiki
kaisha) under the Company Law of Japan. We are one of the world's largest and most diversified financial
groups with total assets of ¥300.57 trillion and total deposits of ¥195.67 trillion as of March 31, 2018. We are the
holding company for MUFG Bank, Ltd., or the Bank (formerly, The Bank of Tokyo-Mitsubishi UFJ, Ltd., or
BTMU). Mitsubishi UFJ Trust and Banking Corporation, or the Trust Bank or MUTB, MUMSS (through
Mitsubishi UFJ Securities Holdings Co., Ltd., or the Securities HD, an intermediate holding company),
Mitsubishi UFJ NICOS Co., Ltd., and other subsidiaries. Through our subsidiaries and affiliated companies, we
engage in a broad range of financial businesses and services, including commercial banking, investment banking,
trust banking and asset management services, securities businesses, and credit card businesses, and provide
related services to individuals and corporate customers in Japan and abroad. For a more detailed description of
our history and business, see "Item 4. Information on the Company" in our most recent annual report on
Form 20-F.
Updates Relating to Listing of the Notes on the Luxembourg Stock Exchange
To provide information relating to the expected listing of the Notes on the Luxembourg Stock Exchange,
updates are made to the section "Description of Senior Debt Securities" in the accompanying prospectus as
follows:
·
The final paragraph of the sub-section under the sub-heading "Book-Entry; Delivery and Form--
Exchange of Global Notes for Certificated Notes" is deleted in its entirety; and
·
The sub-section under the sub-heading "Minimum Board Lot Size on the SGX-ST" is deleted in its
entirety, together with such sub-heading.
In addition, an update is made to the first sentence of "Risk Factors--Risks Related to the Senior Debt
Securities--There is no established trading market for the senior debt securities and one may not develop." in the
accompanying prospectus by replacing the phrase "although we expect to list the senior debt securities on the
Singapore Exchange Securities Trading Limited, or SGX-ST," with "although we expect to list the senior debt
securities on the Luxembourg Stock Exchange's Euro MTF Market,".
See "Listing and General Information."
S-1


An Update to the Risks Related to the Senior Debt Securities
The following disclosure is added to the section "Risk Factors--Risks Related to the Senior Debt
Securities" in the accompanying prospectus:
LIBOR may be administered differently or discontinued in the future and, as a result, the value and
marketability of, and the return on, the senior debt securities linked to LIBOR may decline.
LIBOR is currently the subject of ongoing national and international regulatory reform. Following the
implementation of any such potential reforms, the manner of administration of LIBOR may change, with the
result that it may perform differently than in the past or could be eliminated entirely, that a substitute or
alternative benchmark could be established, or that there could be other consequences, including those which
cannot be predicted. On July 27, 2017, the United Kingdom Financial Conduct Authority, or the U.K. FCA,
announced that it will no longer persuade or compel banks to submit rates for the calculation of the LIBOR
benchmark after 2021. The U.K. FCA's announcement indicates that the continuation of LIBOR on the current
basis cannot and will not be guaranteed after 2021. In addition, the application of Regulation (EU) 2016/1011,
generally known as the Benchmarks Regulation, and other current and future regulations may materially change
the manner in which the LIBOR benchmark is administered. The potential elimination of, or the potential
changes in the manner of administration of, the LIBOR benchmark could require an adjustment or amendment to
the terms and conditions, or result in other consequences, in respect of any senior debt securities linked to
LIBOR, including discrepancies between the interest rates calculated as described herein and those based on any
substitute or alternative benchmark that becomes the market standard, as well as other consequences which
cannot be predicted. If the LIBOR benchmark becomes unavailable and banks are unwilling to provide
quotations in accordance with the terms of our floating rate senior debt securities, the Floating Interest Rate for a
particular Interest Period will be the same as the immediately preceding Interest Period, and could remain the
same for the life of the floating rate senior debt securities. Any such uncertainty or consequences relating to
LIBOR could have a material adverse effect on cash flow relating to accrued interest for each interest payment
period as well as the value and marketability of, and the return on, any such senior debt securities.
S-2


The Offering
Floating Rate Senior Notes due 2021
Notes offered . . . . . . . . . . . . . . . . . . . . . . $750,000,000 aggregate principal amount of floating rate senior notes
due July 26, 2021.
Issue price . . . . . . . . . . . . . . . . . . . . . . . . 100% of the principal amount plus accrued interest, if any, from
July 26, 2018.
Maturity . . . . . . . . . . . . . . . . . . . . . . . . . . July 26, 2021.
In the event July 26, 2021 or any other date fixed for redemption is
not both a Business Day and London Banking Day, the payment of
interest and principal in respect of the 3-year floating rate notes will
be made on the next succeeding day that is both a Business Day and
London Banking Day, and no interest on such payment shall accrue
for the period from and after July 26, 2021 or any such other date
fixed for redemption.
Interest . . . . . . . . . . . . . . . . . . . . . . . . . . . The 3-year floating rate notes will bear interest at a floating rate,
payable quarterly in arrears on January 26, April 26, July 26 and
October 26 of each year, subject to adjustments, with the first interest
payment to be made on October 26, 2018. The interest rate on the
3-year floating rate notes for each interest period will be a per annum
rate equal to the London interbank offered rate for three-month
deposits in U.S. dollars, or three-month U.S. dollar LIBOR, plus
0.65%. Interest on the 3-year floating rate notes will be computed on
the basis of the actual number of days and a 360-day year.
For purposes of the first interest payment on October 26, 2018, the
Interest Period will begin on (and include) July 26, 2018. For
purposes of the interest payment on the maturity date, the Interest
Period will end on (and exclude) July 26, 2021.
See "Description of Senior Debt Securities--Floating Rate Interest"
in the accompanying prospectus.
Other terms . . . . . . . . . . . . . . . . . . . . . . . For more information on the terms of the 3-year floating rate notes,
including redemption, covenants and events of default, see
"--General Terms of the Notes" in this prospectus supplement and
"Description of Senior Debt Securities" in the accompanying
prospectus.
Calculation agent . . . . . . . . . . . . . . . . . . . The Bank of New York Mellon
Security codes . . . . . . . . . . . . . . . . . . . . . CUSIP: 606822 AX2
ISIN: US606822AX27
Common Code: 185751996
S-3YRFL