Obligation La Poste Banque 4.215% ( FR001400CWQ5 ) en EUR

La Poste Banque

100 % ⇌

France

FR001400CWQ5 ( en EUR )

4.215% par an ( paiement annuel )

06/10/2034

Prospectus brochure de l'obligation La banque postale FR001400CWQ5 en EUR 4.215%, échéance 06/10/2034

06/10/2026 ( Dans 296 jours )

La Banque Postale est une banque de détail française, filiale du Groupe La Poste, proposant des services bancaires et d'assurance aux particuliers et aux professionnels.

L'Obligation émise par La Poste Banque ( France ) , en EUR, avec le code ISIN FR001400CWQ5, paye un coupon de 4.215% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 06/10/2034

PROHIBITION OF SALES TO EEA RETAIL INVESTORS - The Notes are not intended to be
offered, sold or otherwise made available to and should not be offered, sold or otherwise made available
to any retail investor in the European Economic Area ("EEA"). For these purposes, a retail investor
means a person who is one (or more) of: (i) a retail client as defined in point (11) of Article 4(1) of
Directive 2014/65/EU (as amended, "MiFID II"); or (ii) a customer within the meaning of Directive
2016/97/EU, as amended, where that customer would not qualify as a professional client as defined in
point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in Regulation (EU)
2017/1129, as amended (the "Prospectus Regulation"). Consequently, no key information document
required by Regulation (EU) No 1286/2014 (as amended, the "PRIIPs Regulation") for offering or
selling the Notes or otherwise making them available to retail investors in the EEA has been prepared
and therefore offering or selling the Notes or otherwise making them available to any retail investor in
the EEA may be unlawful under the PRIIPs Regulation.

PROHIBITION OF SALES TO UK RETAIL INVESTORS - The Notes are not intended to be
offered, sold or otherwise made available to and should not be offered, sold or otherwise made available
to any retail investor in the United Kingdom ("UK"). For these purposes, a retail investor means a
person who is one (or more) of: (i) a retail client, as defined in point (8) of Article 2 of Regulation (EU)
No 2017/565 as it forms part of domestic law by virtue of the European Union (Withdrawal) Act 2018
("EUWA"); or (ii) a customer within the meaning of the provisions of the Financial Services and
Markets Act 2000, as amended (the "FSMA") and any rules or regulations made under the FSMA to
implement Directive (EU) 2016/97, where that customer would not qualify as a professional client, as
defined in point (8) of Article 2(1) of Regulation (EU) No 600/2014 as it forms part of domestic law by
virtue of the EUWA; or (iii) not a qualified investor as defined in Article 2 of Regulation (EU)
2017/1129 as it forms part of domestic law by virtue of the EUWA. Consequently, no key information
document required by Regulation (EU) No 1286/2014 as it forms part of domestic law by virtue of the
EUWA (the "UK PRIIPs Regulation") for offering or selling the Notes or otherwise making them
available to retail investors in the UK has been prepared and therefore offering or selling the Notes or
otherwise making them available to any retail investor in the UK may be unlawful under the UK PRIIPs
Regulation

MiFID II product governance / Professional investors and ECPs only target market
Solely for the purposes of the manufacturer's product approval process, the target market
assessment in respect of the Notes, taking into account the five categories referred to in item
18 of the Guidelines published by ESMA on 5 February 2018, has led to the conclusion that:
(i) the target market for the Notes is eligible counterparties and professional clients only, each
as defined in Directive 2014/65/EU (as amended, "MiFID II"); and (ii) all channels for
distribution of the Notes to eligible counterparties and professional clients are appropriate. Any
person subsequently offering, selling or recommending the Notes (a "distributor") should take into
consideration the manufacturer's target market assessment; however, a distributor subject to MiFID II
is responsible for undertaking its own target market assessment in respect of the Notes (by either
adopting or refining the manufacturer's target market assessment) and determining appropriate
distribution channels.

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Final Terms dated 4 October 2022
La Banque Postale
Legal entity identifier (LEI): 96950066U5XAAIRCPA78
Issue of EUR 100,000,000 4.215 per cent. Senior Non Preferred Notes due 6 October 2034
under the
20,000,000,000 Euro Medium Term Note Programme
of La Banque Postale
SERIES NO: 134
TRANCHE NO: 1

Dealer
CITIGROUP GLOBAL MARKETS EUROPE AG

PART 1 CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions and the
Technical Annex set forth in the Base Prospectus dated 11 April 2022 which received approval number
no. 22-094 from the Autorité des marchés financiers (the "AMF") on 11 April 2022 and the First
Supplement to the Base Prospectus dated 22 August 2022 which received approval number no. 22-356
from the AMF on 22 August 2022, which together constitute a base prospectus for the purposes of
Regulation (EU) 2017/1129, as amended (the "Prospectus Regulation").
This document constitutes the Final Terms of the Notes described herein for the purposes of the
Prospectus Regulation and must be read in conjunction with such Base Prospectus as so supplemented
in order to obtain all the relevant information. The Base Prospectus and the supplement to the Base
Prospectus are available for viewing free of charge on the website of the AMF "(www. amf-france.org)"
and on the website of the Issuer "(www.labanquepostale.com)".

1.
Issuer:
La Banque Postale
2.
(i)
Series Number:
134
(ii)
Tranche Number:
1
3.
Specified Currency or
Euro (EUR)
Currencies:
4.
Aggregate Principal Amount of
Notes admitted to trading:

(i)
Series:
EUR100,000,000
(ii)
Tranche:
EUR100,000,000

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5.
Issue Price:
100 per cent. of the Aggregate Principal Amount
6.
Specified Denomination(s):
EUR100,000
7.
(i)
Issue Date:
6 October 2022
(ii)
Interest
Commencement Date:
Issue Date
8.
Maturity Date:
6 October 2034
9.
Interest Basis/Rate of Interest:
4.215 per cent. Fixed Rate
(further particulars specified below)

10.
Redemption/Payment Basis:
Redemption at par

11.
Change of Interest or
Redemption/Payment Basis:
Not Applicable

12.
Put/Call Options:
Not Applicable
13.
(i)
Status of the Notes:
Senior Non Preferred

(ii)
Date of corporate

Decision of Stéphane MAGNAN in his capacity as
authorisations for the
Directeur des Marchés et des Financements of the
issuance of Notes
Issuer dated 20 September 2022 deciding the issue of
obtained:
the Notes.

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14.
Fixed Rate Note and Resettable
Applicable
Note Provisions

(a)
Fixed Rate Note Provisions:
Applicable
(i)
Rate of Interest:
4.215 per cent. per annum payable annually in arrear
(ii)
Interest Payment
6 October in each year commencing on 6 October 2023
Date(s):
and ending on the Maturity Date,
(iii)
Fixed Coupon Amount:
EUR 4,215 per EUR100,000 Specified Denomination
(iv)
Broken Amount:
Not Applicable
(v)
Day Count Fraction

(Condition Erreur !
Actual/Actual-ICMA
Source du renvoi
introuvable.):
(vi)
Determination Date(s):
6 October in each year
(b)
Resettable Note Provisions:
Not Applicable

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15.
Floating Rate Note Provisions
Not Applicable

16.
Zero Coupon Note Provisions
Not Applicable

17.
Inflation Linked Notes:
Not Applicable

18.
Interest linked to a formula:
Not Applicable
19.
Index Linked Notes (single Not Applicable
index)
20.
Index Linked Notes (basket of
indices)
Not Applicable
PROVISIONS RELATING TO REDEMPTION
21.
Issuer Call Option
Not Applicable

22.
Noteholder Put Option
Not Applicable
23.
Final Redemption Amount of
EUR 100,000 per Note of EUR 100,000 Specified
each Note:
Denomination
24.
Early Redemption Amount:
In accordance with the Conditions
GENERAL PROVISIONS APPLICABLE TO THE NOTES
25.
Form of Notes:
Dematerialised Notes

(i)
Form of Dematerialised
Notes:
Bearer dematerialised form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii)
Temporary Global

Certificate:
Not Applicable
26.
Financial Centre(s) or other

special provisions relating to
payments dates:
TARGET
27.
Talons for future Coupons to be
attached to Definitive Notes
(and dates on which such
Talons mature):
Not Applicable.
28.
Redenomination,
renominalisation and
reconventioning provisions:
Not Applicable

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29.
Masse (Condition Erreur !

Source du renvoi
As long as the Notes are held by a sole Noteholder, and
introuvable.):
unless a Representative has been appointed in relation to
such Series, such Noteholder will exercise all the powers,
rights and obligations entrusted to the Masse by the
provisions of the French Code de commerce, as
supplemented by the Conditions. Such sole Noteholder
shall hold a register of the decisions it will have taken in
this capacity and shall make it available, upon request, to
any subsequent holder of all or part of the Notes of such
Series. A Representative shall be appointed when the
Notes of a Series are held by more than one Noteholder.

PURPOSE OF FINAL TERMS
These Final Terms comprise the final terms required for issue and admission to trading on Euronext
Paris of the Notes described herein pursuant to the 20,000,000,000 Euro Medium Term Notes
Programme of the Issuer.
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of the Issuer
By:
Duly authorised

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PART 2 OTHER INFORMATION

1.
LISTING AND ADMISSION TO TRADING
(i)
Listing:
Euronext Paris

(ii)
(a)
Admission to

trading
Application has been made for the Notes to be admitted
to trading on Euronext Paris with effect from the
Issue Date.

(iii)
Estimate of total expenses
related to admission to
trading:
EUR 10,710
(iv)
Additional publication of

Base Prospectus and Final
Terms
Not Applicable
2.
RATINGS AND EURO EQUIVALENT
Ratings: Not Applicable

Euro equivalent:
Not Applicable

3.
NOTIFICATION
Not Applicable.
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
"Save as discussed in "Subscription and Sale" in the Base Prospectus, so far as the Issuer is aware,
no person involved in the offer of the Notes has an interest material to the offer.

5.
REASONS FOR THE OFFER AND ESTIMATED NET PROCEEDS
(i) Reasons for the offer:
The net proceeds will be used for the Issuer's

general corporate purposes.
(ii) Estimated net proceeds:
EUR 100,000,000

(iii) Estimated total expenses:
Not Applicable

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6.
YIELD
Indication of yield:
4.215 per cent. per annum
7.
DISTRIBUTION

(i)
Method of distribution:
Non-syndicated
(ii)
If syndicated, names of
Managers and underwriting
commitments:
Not Applicable
(iii)
Date
of
Subscription
Agreement:
Not Applicable
(iv)
Stabilising Manager(s) (if
any):
Not Applicable
(v)
If non-syndicated, name of
Dealer:
Citigroup Global Markets Europe AG
(vi)
Total
commission
and
concession:
Not Applicable
(vii)
U.S. selling restrictions:
Regulation S Compliance Category 2;
TEFRA not applicable
(viii) Prohibition of Sales to EEA
Retail Investors:
Applicable
(ix)
Prohibition of Sales to UK
Retail Investors:
Applicable

8.
OPERATIONAL

INFORMATION
(i)
ISIN:
FR001400CWQ5
(ii)
Common Code:
253870974
(iii)
Any clearing system(s) other
than Euroclear France and
the relevant identification
number(s):
Not Applicable
(iv)
Delivery:
Delivery against payment

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(v)
Names and addresses of Principal Paying Agent
initial Paying Agent(s):
BNP Paribas Securities Services
(affiliated with Euroclear France under number 30)
Les Grands Moulins de Pantin
9 rue du débarcadère
93500 Pantin
France
Attention: Corporate Trust Services
Email: [email protected]

Operational notifications:

BNP Paribas Securities Services,
Luxembourg Branch
(affilié à Euroclear France sous le numéro
29106)
Corporate Trust Services
60, avenue J.F. Kennedy
Luxembourg
Adresse postale :
L-2085 Luxembourg
Tel : +352 26 96 20 00
Fax : +352 26 96 97 57
Attention: Lux Emetteurs / Lux GCT
Email: [email protected] /
[email protected]
(vi)
Names and addresses of
additional Paying Agent(s)
(if any):
Not Applicable
(vii)
Name and address of the
entities which have a firm
commitment to act as
intermediaries in secondary
trading, providing liquidity
through bid and offer rates
and description of the main
terms of their commitment.
Not Applicable

(viii) Name and address of

Calculation Agent:
Not Applicable
9.
TERMS AND CONDITIONS OF
THE OFFER
Not Applicable

10.
PLAN OF DISTRIBUTION AND
ALLOTMENT
Not Applicable

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11.
PRICING

Not Applicable

12.
PLACING
AND
UNDERWRITING
Not Applicable

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