Obligation Crédit Agricole SA 0.938% ( FR0013348877 ) en EUR

Crédit Agricole SA

100 % ⇌

France

FR0013348877 ( en EUR )

0.938% par an ( paiement annuel )

10/07/2025 - Obligation échue

Prospectus brochure de l'obligation Crédit Agricole FR0013348877 en EUR 0.938%, échue

100 000 EUR

1 500 000 000 EUR

Crédit Agricole est un groupe bancaire coopératif français, présent à l'international, structuré autour de caisses régionales et proposant une large gamme de services financiers.

Le marché obligataire a récemment acté la conclusion du cycle de vie d'un instrument de dette significatif émis par le Crédit Agricole, l'une des principales institutions financières françaises et un acteur majeur de la banque de détail et de l'investissement à l'échelle européenne et mondiale, reconnu pour sa structure coopérative et sa présence diversifiée dans de nombreux secteurs financiers. Cette obligation, identifiée par le code ISIN FR0013348877 et émise depuis la France, a atteint sa maturité et a été intégralement remboursée. Avec une taille totale d'émission de 1 500 000 000 EUR, elle représentait un placement substantiel pour les investisseurs, qui pouvaient y accéder à partir d'une taille minimale d'achat de 100 000 EUR. Le titre proposait un taux d'intérêt nominal de 0,938%, versé annuellement, et son remboursement, intervenu à la date de maturité du 10 juillet 2025, s'est effectué à 100% de sa valeur nominale, confirmant ainsi le succès de cette opération pour l'émetteur et les détenteurs.

MIFID II product governance / Professional investors and ECPs only target market Solely for
the purposes of each manufacturer's product approval process, the target market assessment in
respect of the Notes, taking into account the five categories referred to in item 18 of the Guidelines
published by ESMA on 5 February 2018 has led to the conclusion that: (i) the target market for the
Notes is eligible counterparties and professional clients only, each as defined in Directive
2014/65/EU (as amended, "MiFID II"); and (ii) all channels for distribution of the Notes to eligible
counterparties and professional clients are appropriate. Any person subsequently offering, selling or
recommending the Notes (a "distributor") should take into consideration the manufacturers' target
market assessment; however, a distributor subject to MiFID II is responsible for undertaking its own
target market assessment in respect of the Notes (by either adopting or refining the manufacturers'
target market assessment) and determining appropriate distribution channels.

Final Terms dated 6 July 2018
Crédit Agricole S.A.
acting through its London branch
Euro 75,000,000,000
Euro Medium Term Note Programme
Series No: 528
Tranche No: 1
Issue of EUR 1,500,000,000 Senior Preferred Fixed Rate Notes due July 2025 (the "Notes")
Issued by: Crédit Agricole S.A. acting through its London branch (the "Issuer")
Lead Manager
CRÉDIT AGRICOLE CIB
Co-Lead Managers
BAYERISCHE LANDESBANK
DANSKE BANK
Any person making or intending to make an offer of the Notes may only do so in circumstances in
which no obligation arises for the Issuer or any Dealer to publish a prospectus pursuant to Article 3
of the Prospectus Directive or supplement a prospectus pursuant to Article 16 of the Prospectus
Directive, in each case, in relation to such offer.
Neither the Issuer nor any Dealer has authorised, nor do they authorise, the making of any offer of
Notes in any other circumstances.
The expression "Prospectus Directive" means Directive 2003/71/EC as amended (including by
Directive 2010/73/EU) and includes any relevant implementing measure in the relevant Member
State.
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PART A -- CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set
forth in "Terms and Conditions of the French Law Notes" in the base prospectus dated 9 April 2018
which has received visa no. 18-123 from the Autorité des marchés financiers (the "AMF") on 9 April
2018 and the supplement to it dated 23 May 2018 which has received visa no. 18-193 from the AMF
on 23 May 2018 and which together constitute a base prospectus for the purposes of the Prospectus
Directive (the "Base Prospectus"). This document constitutes the Final Terms of the Notes
described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in
conjunction with the Base Prospectus. Full information on the Issuer and the offer of the Notes is
only available on the basis of the combination of these Final Terms and the Base Prospectus. The
Base Prospectus is available for viewing on the website of the Issuer (https://www.credit-
agricole.com/en/finance/finance), on the website of the AMF (www.amf-france.org) and copies may
be obtained from Crédit Agricole S.A., 12, place des Etats-Unis, 92127 Montrouge Cedex, France.
1.

Issuer:
Crédit Agricole S.A. acting through its
London branch
2.

(i)
Series Number:
528

(ii)
Tranche Number:
1
(iii)
Date on which the Notes
become fungible:
Not Applicable
3.

Specified Currency or Currencies:
Euro ("EUR")
4.

Aggregate Nominal Amount:

(i)
Series:
EUR 1,500,000,000

(ii)
Tranche:
EUR 1,500,000,000
5.

Issue Price:
100 per cent. of the Aggregate Nominal
Amount
6.

Specified Denomination:
EUR 100,000

(i)
Issue Date:
10 July 2018

(ii)
Interest Commencement Date:
Issue Date
7.

Maturity Date:
10 July 2025
8.

Interest Basis:
0.938 per cent. Fixed Rate
(further particulars specified in paragraph
14 below)
9.

Redemption Basis:
Subject to any purchase and cancellation or
early redemption, the Notes will be
redeemed on the Maturity Date at 100 per
cent. of their nominal amount
10.

Change of Interest Basis:
Not Applicable
11.

Put/Call Options:
Not Applicable
12.

Status:
Senior Preferred Notes
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13.

Dates of the corporate authorisations for Resolution of the Board of Directors of the
issuance of the Notes:
Issuer dated 13 February 2018 and the
décision d'émission dated 6 July 2018
Provisions Relating to Interest (if any) Payable
14.

Fixed Rate Note
Applicable
(i)
Rate of Interest:
0.938 per cent. per annum payable annually
in arrear on each Interest Payment Date
(ii)
Interest Payment Dates:
10 July in each year from and including
10 July 2019 up to, and including the
Maturity Date
(iii)
Fixed Coupon Amount:
EUR 938 per Specified Denomination
payable on each Interest Payment Date
(iv)
Broken Amount:
Not Applicable
(v)
Day Count Fraction:
Actual/Actual-ICMA
(vi)
Determination Dates:
10 July in each year
(vii)
Resettable:
Not Applicable
15.

Floating Rate Note:
Not Applicable
16.

Zero Coupon Note:
Not Applicable
17.

CMS Linked Note:
Not Applicable
18.

Inflation Linked Notes:
Not Applicable
Provisions Relating to Redemption
19.

Redemption at the Option of the Issuer
(Call Option):
Not Applicable
20.

Clean-up Redemption Option:
Not Applicable
21.

Redemption at the Option of
Noteholders (Put Option):
Not Applicable
22.

(i)
MREL/TLAC Disqualification
Event Call Option:
Not Applicable
(ii)
Early Redemption Amount:
Final Redemption Amount
23.

Final Redemption Amount of each Note:
Subject to any purchase and cancellation or
early redemption, the Notes will be
redeemed on the Maturity Date at 100 per
cent. of their outstanding principal amount
24.

Early Redemption Amount of each Note:
EUR 100,000 per Note of EUR 100,000
Specified Denomination
25.

Make-Whole Redemption Amount:
Not Applicable
General Provisions Applicable to the Notes
26.
(i)
Form of Notes (Bearer Notes):
Dematerialised Notes
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PART B -- OTHER INFORMATION
1. LISTING AND ADMISSION TO TRADING
(i)
Listing:
Application has been made for the Notes to be
admitted to trading on Euronext Paris with effect
from 10 July 2018
(ii)
Estimate of total expenses
related to admission to trading:
EUR 10,700
2. RATINGS
The Notes to be issued are expected to be
rated:
Standard & Poor's: A
Moody's: A1
Fitch: A+
Standard & Poor's, Moody's and Fitch are
established in the European Union and are
registered under Regulation (EC) No 1060/2009
(the "CRA Regulation"). As such, Standard &
Poor's, Moody's and Fitch are included in the list
of credit rating agencies published by the
European Securities and Market Authority on its
website in accordance with the CRA Regulation.
3. INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale" in the Base Prospectus, so far as the Issuer is
aware, no person involved in the issue of the Notes has an interest material to the issue.
4. YIELD
Indication of yield:
0.938 per cent. per annum
The yield in respect of this issue of Fixed Rate
Notes is calculated on the basis of the Issue
Price using the following formula:
C
P=
(1-(1+r)-n) + A(1+r)-n
r
where:
P
is the Issue Price of the Notes;
C
is the Interest Amount;
A
is the outstanding principal amount of
Notes due on redemption;
n
is time to maturity in years; and
r
is the yield.
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As set out above, the yield is calculated at the
Issue Date on the basis of the Issue Price. It is
not an indication of future yield.
5.
OPERATIONAL INFORMATION
(i)
ISIN:
FR0013348877
(ii) Common Code:
185456153
(iii) Any clearing system(s) other than
Euroclear
Bank
SA/NV
and
Clearstream
Banking
Société
Anonyme
and
the
relevant
identification number(s):
Euroclear France
(iv) Delivery:
Delivery against payment
(v) Names and addresses of Paying
Agent(s) (including any additional
Paying Agent(s)):
CACEIS Corporate Trust
14 rue Rouget de Lisle
92862 Issy les Moulineaux
Cedex 9 France
6. DISTRIBUTION
1
Method of distribution:
Syndicated
2
If syndicated,
(i)
Names
of
Managers
(specifying Lead Manager):
Lead Manager
Crédit Agricole Corporate and Investment
Bank
Co-Lead Managers
Bayerische Landesbank
Danske Bank A/S
(ii)
Date
of
Subscription
Agreement (if any):
6 July 2018
(iii)
Stabilisation Manager(s) (if
any):
Crédit Agricole Corporate and Investment Bank
3
If non-syndicated, name of Dealer:
Not Applicable
4
U.S. Selling Restrictions:
Reg. S Compliance Category 2; TEFRA not
applicable
5
Prohibition of Sales to EEA Retail
Investors:
Not Applicable
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6
Additional Selling Restrictions:
Not Applicable
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