Obligation BPCe 0.55% ( FR0013319753 ) en EUR

BPCe

100 % ⇌

France

FR0013319753 ( en EUR )

0.55% par an ( paiement annuel )

26/02/2023 - Obligation échue

Prospectus brochure de l'obligation BPCE FR0013319753 en EUR 0.55%, échue

100 000 EUR

20 000 000 EUR

BPCE est un groupe bancaire coopératif français, deuxième acteur bancaire en France, composé notamment des réseaux bancaires Caisse d'Epargne et Banque Populaire.

L'Obligation émise par BPCe ( France ) , en EUR, avec le code ISIN FR0013319753, paye un coupon de 0.55% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 26/02/2023

FINAL TERMS
MIFID II PRODUCT GOVERNANCE / PROFESSIONAL INVESTORS AND ECPS ONLY
TARGET MARKET Solely for the purposes of each manufacturers' product approval process, the
target market assessment in respect of the Notes has led to the conclusion that, in relation to the type of
clients criterion only: (i) the type of clients to whom the Notes are targeted is eligible counterparties
and professional clients only, each as defined in Directive 2014/65/EU (as amended, "MiFID II"); and
(ii) all channels for distribution of the Notes to eligible counterparties and professional clients are
appropriate. Any person subsequently offering, selling or recommending the Notes (a "distributor")
should take into consideration the manufacturers' type of clients assessment; however, a distributor
subject to MiFID II is responsible for undertaking its own target market assessment in respect of the
Notes (by either adopting or refining the manufacturers' type of clients assessment) and determining
appropriate distribution channels.

Final Terms dated 23 February 2018

BPCE
Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2018-06
TRANCHE NO: 1
Issue of EUR 20,000,000 0.55 per cent Senior Preferred Note due 27 February 2023 (the "Notes")

Dealer
Skandinaviska Enskilda Banken AB (publ)

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PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the
"Conditions") set forth in the base prospectus dated 1 December 2017 which received visa n°17-625
from the Autorité des marchés financiers (the "AMF") on 1 December 2017 (the "Base Prospectus"),
the supplement to the Base Prospectus dated 24 January 2018 which received visa n°18-024 from the
AMF and the supplement to the Base Prospectus dated 20 February 2018 which received visa
n°18-047 from the AMF (the "Supplements"), which together constitute a base prospectus for the
purposes of the Prospectus Directive.
This document constitutes the Final Terms of the Notes described herein for the purposes of Article
5.4 of the Prospectus Directive and must be read in conjunction with such Base Prospectus as so
supplemented. Full information on the Issuer and the offer of the Notes is only available on the basis
of the combination of these Final Terms and the Base Prospectus as so supplemented. The Base
Prospectus and the Supplements is available for viewing at the office of the Fiscal Agent or each of the
Paying Agents and on the website of the AMF (www.amf france.org) and copies may be obtained
from BPCE, 50 avenue Pierre Mendès France, 75013 Paris, France.

1.
Issuer:
BPCE
2.
(i)
Series Number:
2018-06

(ii) Tranche Number:
1

(iii) Date on which the Notes Not Applicable
become fungible:
3.
Specified Currency or Currencies:
EUR
4.
Aggregate Nominal Amount:

(i)
Series:
EUR 20,000,000

(ii)
Tranche:
EUR 20,000,000
5.
Issue Price:
100 per cent. of the Aggregate Nominal Amount
6.
Specified Denomination(s):
EUR 100,000
7.
(i)
Issue Date:
27 February 2018

(ii) Interest Commencement Date:
Issue Date
8.
Interest Basis:
0.55 per cent. Fixed Rate
(further particulars specified below)

9.
Maturity Date:
27 February 2023
10.
Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the
Maturity Date at 100 per cent. of their nominal amount
11.
Change of Interest Basis:
Not Applicable
12.
Put/Call Options:
Not Applicable
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13.
(i)
Status of the Notes:
Senior Preferred Notes

(ii) Dates
of
the
corporate Decision of the Directoire of the Issuer dated 18 April
authorisations for issuance of 2017 and decision of Mr. Jean-Philippe Berthaut,
Notes obtained:
Head of Group Funding, dated 23 February 2018
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14.
Fixed Rate Note Provisions:
Applicable

(i) Rate of Interest:
0.55 per cent. per annum payable annually in arrear on
each Interest Payment Date

(ii) Interest Payment Date(s):
27 February in each year commencing on 27 February
2019

(iii) Fixed Coupon Amount:
EUR 550 per Note of EUR 100,000 Specified
Denomination

(iv) Broken Amount(s):
Not Applicable

(v) Day Count Fraction:
Actual/Actual (ICMA)

(vi) Resettable:
Not Applicable

(vii) Determination Dates:
27 February in each year

(viii) Payments on Non Business As per Conditions
Days:
15.
Floating Rate Note Provisions:
Not Applicable
16.
Zero Coupon Note Provisions:
Not Applicable

17.
Inflation
Linked Interest Note Not Applicable
Provisions

PROVISIONS RELATING TO REDEMPTION
18.
Call Option:
Not Applicable
19.
Put Option:
Not Applicable
20.
MREL/TLAC Disqualification Event Applicable
Call Option:
21.
Final Redemption Amount of each EUR 100,000 per Note of EUR 100,000 Specified
Note:
Denomination
22.
Inflation Linked Notes Provisions Not Applicable
relating to the Final Redemption
Amount:

23.
Early Redemption Amount:

(i) Early Redemption Amount(s) EUR 100,000 per Note of EUR 100,000 Specified
of each Senior Note payable on Denomination
redemption
upon
the
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occurrence of an MREL/TLAC
Disqualification
Event
(Condition 6(g)), if applicable,
a Withholding Tax Event
(Condition 6(i)(i)), a Gross Up
Event (Condition 6(i)(ii)) or for
Illegality (Condition 6(l)):

(ii) Early Redemption Amount(s) Not Applicable
of each Subordinated Note
payable on redemption upon the
occurrence of a Capital Event
(Condition 6(h)), a Withholding
Tax Event (Condition 6(i)(i)), a
Gross-Up Event (Condition
6(i)(ii)) or a Tax Deductibility
Event (Condition 6(i)(iii)):

(iii) Redemption
for
taxation Yes
reasons permitted on days
others than Interest Payment
Dates (Condition 6(i)):

(iv) Unmatured Coupons to become Not Applicable
void upon early redemption
(Materialised Bearer Notes
only) (Condition 7(f)):
GENERAL PROVISIONS APPLICABLE TO THE NOTES
24.
Form of Notes:
Dematerialised Notes

(i) Form of Dematerialised Notes:
Bearer form (au porteur)

(ii) Registration Agent:
Not Applicable

(iii) Temporary Global Certificate:
Not Applicable

(iv) Applicable TEFRA exemption:
Not Applicable
25.
Financial Centre(s):
Not Applicable
26.
Talons for future Coupons or Not Applicable
Receipts to be attached to Definitive
Notes (and dates on which such
Talons mature):
27.
Details relating to Instalment Notes: Not Applicable
amount of each instalment, date on
which each payment is to be made:

28.
Redenomination provisions:
Not Applicable
29.
Purchase
in
accordance
with Applicable
applicable
French
laws
and
regulations:

30.
Consolidation provisions:
Not Applicable
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31.
Events of Default for Senior Not Applicable
Preferred Notes (Condition 9(a)):
32.
Meeting and Voting Provisions Contractual Masse shall apply
(Condition 11):
Name and address of the Representative:
MCM AVOCAT, Selarl d'avocats interbarreaux
inscrite au Barreau de Paris
10, rue de Sèze
75009 Paris
France

Represented by Maître Antoine Lachenaud, Co gérant
associé
Name and address of the alternate Representative:
Maître Philippe Maisonneuve
Avocat
10, rue de Sèze
75009 Paris
France
The Representative will receive a remuneration of
EUR 2,000 (excluding VAT) per year.
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RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.

Signed on behalf of BPCE
Duly represented by: Jean-Philippe Berthaut, Head of Group Funding

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PART B OTHER INFORMATION

1.
LISTING AND ADMISSION TO TRADING

(i) Listing and Admission to trading:
Application has been made by the Issuer (or on
its behalf) for the Notes to be listed and admitted
to trading on Euronext Paris with effect from the
Issue Date.

(ii) Estimate of total expenses related to EUR 9,600 (including AMF fees)
admission to trading:
2.
RATINGS

Ratings:
The Notes to be issued are expected to be rated:
A by Standard & Poor's Credit Market Services
Europe Limited
S&P is established in the European Union and
registered under Regulation (EC) No 1060/2009
as amended.
3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save for any fees payable to the Dealer, so far as the Issuer is aware, no person involved in the
issue of the Notes has an interest material to the offer.
4.
YIELD

Indication of yield:
0.55% per annum
The yield is calculated at the Issue Date on the
basis of the Issue Price. It is not an indication of
future yield.
5.
OPERATIONAL INFORMATION

ISIN:
FR0013319753

Common Code:
001331975

Depositaries:

(i) Euroclear France to act as Central Yes
Depositary:

(ii) Common Depositary for Euroclear No
and Clearstream:

Any clearing system(s) other than Not Applicable
Euroclear and Clearstream and the
relevant identification number(s):

Delivery:
Delivery against payment

Names and addresses of additional Paying Not Applicable
Agent(s) (if any):
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6.
DISTRIBUTION

(i) Method of distribution:
Non syndicated

(ii) If syndicated:

(a)
Names of Managers:
Not Applicable

(b)
Stabilising Manager(s) if Not Applicable
any:

(iii) If non syndicated, name and address Skandinaviska Enskilda Banken AB (publ)
of Dealer:
Att: DCM Legal
Kungsträdgårdsgatan 8
106 40 Stockholm
Sweden

(iv) Prohibition of Sales to EEA Retail Applicable: PROHIBITION OF SALES TO
Investors:
EEA RETAIL INVESTORS - The Notes are
not intended, from 1 January 2018, to be offered,
sold or otherwise made available to and, with
effect from such date, should not be offered, sold
or otherwise made available to any retail investor
in the European Economic Area ("EEA"). For
these purposes, a retail investor means a person
who is one (or more) of: (i) a retail client as
defined in point (11) of Article 4(1) of Directive
2014/65/EU ("MiFID II"); (ii) a customer
within the meaning of Directive 2002/92/EC,
where that customer would not qualify as a
professional client as defined in point (10) of
Article 4(1) of MiFID II; or (iii) not a qualified
investor as defined in the Prospectus Directive.
Consequently, no key information document
required by Regulation (EU) No 1286/2014 (the
"PRIIPs Regulation") for offering or selling the
Notes or otherwise making them available to
retail investors in the EEA has been prepared and
therefore offering or selling the Notes or
otherwise making them available to any retail
investor in the EEA may be unlawful under the
PRIIPS Regulation.

(v) US Selling Restrictions (Categories of Reg. S Compliance Category 2 applies to the
potential investors to which the Notes are Notes; TEFRA not applicable
offered):

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