Obligation Crédit Agricole SA 0.972% ( FR0013234689 ) en EUR

Crédit Agricole SA

100 % ⇌

France

FR0013234689 ( en EUR )

0.972% par an ( paiement annuel )

31/07/2024 - Obligation échue

Prospectus brochure de l'obligation Crédit Agricole FR0013234689 en EUR 0.972%, échue

100 000 EUR

1 500 000 000 EUR

Crédit Agricole est un groupe bancaire coopératif français, présent à l'international, structuré autour de caisses régionales et proposant une large gamme de services financiers.

L'Obligation émise par Crédit Agricole SA ( France ) , en EUR, avec le code ISIN FR0013234689, paye un coupon de 0.972% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 31/07/2024

Final Terms dated 27 January 2017

Crédit Agricole S.A.,
acting through its London branch
Euro 75,000,000,000
Euro Medium Term Note Programme
Series No: 508
Tranche No: 1
Issue of EUR 1,500,000,000 Fixed Rate Notes due July 2024 (the "Notes")
Issued by: Crédit Agricole S.A., acting through its London branch (the "Issuer")
Lead Manager
Crédit Agricole CIB
Co-Lead Managers

Bayerische Landesbank
Danske Bank

Any person making or intending to make an offer of the Notes may only do so in circumstances in
which no obligation arises for the Issuer or any Dealer to publish a prospectus pursuant to Article 3
of the Prospectus Directive or supplement a prospectus pursuant to Article 16 of the Prospectus
Directive, in each case, in relation to such offer.
Neither the Issuer nor any Dealer has authorised, nor do they authorise, the making of any offer of
Notes in any other circumstances.
The expression "Prospectus Directive" means Directive 2003/71/EC (and amendments thereto,
including the Directive 2010/73/EU, to the extent implemented in the Relevant Member State), and
includes any relevant implementing measure in the Relevant Member State.

Part A -- Contractual Terms
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set
forth in "Terms and Conditions of the French Law Notes" in the base prospectus dated 23 March
2016 which has received visa no. 16-094 from the Autorité des marchés financiers (the "AMF") on
23 March 2016 and the supplements to it dated 6 April 2016, 20 May 2016, 19 August 2016,
16 November 2016 and 26 January 2017 which have respectively received from the AMF visa
no. 16-121 on 6 April 2016, visa no. 16-190 on 20 May 2016, visa no. 16-398 on 19 August 2016,
visa no. 16-533 on 16 November 2016 and visa no. 17-037 on 26 January 2017 and which
together with the base prospectus constitute a base prospectus for the purposes of the Prospectus
Directive (the "Base Prospectus"). This document constitutes the Final Terms of the Notes
described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in
conjunction with the Base Prospectus. Full information on the Issuer and the offer of the Notes is
only available on the basis of the combination of these Final Terms and the Base Prospectus. The
Base Prospectus is available for viewing on the website of the Issuer (http://www.credit-
agricole.com/en/Investor-and-shareholder) and on the website of the AMF (www.amf-france.org)
and copies may be obtained from Crédit Agricole S.A., 12, place des Etats-Unis, 92127 Montrouge
Cedex, France.
1.
Issuer:
Crédit Agricole S.A., acting through its
London branch
2.
(i)
Series Number:
508

(i )
Tranche Number:
1

(i i)
Date on which the Notes become
fungible:
Not Applicable
3.
Specified Currency or Currencies:
Euro ("EUR")
4.
Aggregate Nominal Amount:

(i)
Series:
EUR 1,500,000,000

(i )
Tranche:
EUR 1,500,000,000
5.
Issue Price:
100.00 per cent. of the Aggregate
Nominal Amount
6.
Specified Denomination:
EUR 100,000
7.
(i)
Issue Date:
31 January 2017

(i )
Interest Commencement Date:
Issue Date
8.
Maturity Date:
31 July 2024
9.
Interest Basis:
0.972 per cent. Fixed Rate
(further particulars specified in paragraph
15 below)
10.
Redemption Basis:
Subject to any purchase and cancel ation
or early redemption, the Notes will be
redeemed on the Maturity Date at 100.00
per cent. of their nominal amount
11.
Change of Interest Basis:
Not Applicable
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12.
Put/Call Options:
Not Applicable
13.
Status:
Senior Notes
14.
Dates of the corporate authorisations for Resolution of the Board of Directors of the
issuance of the Notes:
Issuer dated 8 March 2016 and the
décision d'émission dated 27 January
2017
Provisions Relating to Interest (if any) Payable
15.
Fixed Rate Note:
Applicable

(i)
Rate of Interest:
0.972 per cent. per annum payable in
arrear on each Interest Payment Date

(i )
Interest Payment Dates:
31 July in each year from and including
31 July 2017 to and including the Maturity
Date

(i i)
Fixed Coupon Amount:
EUR 972 per Note of EUR 100,000 in
nominal amount, payable on each Interest
Payment Date except for the amount
payable in respect of the short first
Interest Accrual Period beginning on (and
including) the Interest Commencement
Date and ending on (but excluding) the
Interest Payment Date falling on 31 July
2017 which shal be the Broken Amount

(iv)
Broken Amount:
In respect of the short first Interest Accrual
Period,
EUR 482.01
per
Note
of
EUR 100,000 in nominal amount payable
on the Interest Payment Date falling on
31 July 2017

(v)
Day Count Fraction:
Actual/Actual-ICMA, not adjusted

(vi)
Determination Dates:
31 July in each year

(vi )
Resettable:
Not Applicable
16.
Floating Rate Note:
Not Applicable
17.
Zero Coupon Note:
Not Applicable
18.
CMS Linked Note:
Not Applicable
19.
Inflation Linked Notes:
Not Applicable

Provisions Relating to Redemption
20.
Redemption at the Option of the Issuer
(Call Option):
Not Applicable
21.
Redemption at the Option of Noteholders
(Put Option):
Not Applicable
22.
Final Redemption Amount of each Note:
Subject to any purchase and cancel ation
or early redemption, the Notes will be
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redeemed on the Maturity Date at 100.00
per cent. of their nominal amount
23.
Early Redemption Amount:

Early Redemption Amount of each Note
payable on redemption for taxation reasons
(Condition 6(c)) or on event of default 100.00 per cent. of the nominal amount of
(Condition 10):
the Notes

General Provisions Applicable to the Notes
24.
(i)
Form of Notes (Bearer Notes):
Dematerialised Notes

(i )
Form of Dematerialised Notes:
Bearer dematerialised form (au porteur)

(i i)
Registration Agent:
Not Applicable

(iv)
Temporary Global Certificate:
Not Applicable
25.
Exclusion of the possibility to request
identification of a Noteholder as provided by
Condition 1(a):
Not Applicable
26.
Financial Centre:
TARGET
27.
Talons for future Coupons or Receipts to be
attached to Definitive Materialised Bearer
Notes (and dates on which such Talons
mature):
Not Applicable
28.
Details relating to Instalment Notes: amount
of each Instalment, date on which each
payment is to be made:
Not Applicable
29.
Applicable tax regime:
Condition 8(a) and Condition 8(b) apply
30.
Representation of holders of French Law
Full Masse shal apply
Notes Masse:

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Responsibility
I hereby accept responsibility for the information contained in these Final Terms.
Signed on behalf of the Issuer on 27 January 2017

Duly represented by: Olivier Bélorgey
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Part B -- Other Information
1
LISTING AND ADMISSION TO TRADING
(i)
Listing:
Application has been made for the Notes to
be admitted to trading on Euronext Paris
with effect from 31 January 2017
(i )
Estimate of total expenses related
to admission to trading:
EUR 10,200 (including AMF fees)
2
RATINGS

The Notes to be issued are expected to be
rated:
Standard & Poor's: A (stable)
Moody's: A1 (stable)
Fitch: A (positive)
Standard & Poor's, Moody's and Fitch are
established in the European Union and are
registered under Regulation (EC) No
1060/2009 (the "CRA Regulation"). As
such, Standard & Poor's, Moody's and Fitch
are included in the list of credit rating
agencies published by the European
Securities and Market Authority on its
website in accordance with the CRA
Regulation.
3
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale" in the Base Prospectus, so far as the Issuer
is aware, no person involved in the issue of the Notes has an interest material to the issue.
4
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES
(i)
Reasons for the offer:
See "Use of Proceeds" wording in Base
Prospectus.
(i )
Estimated net proceeds:
EUR 1,498,875,000
(i i)
Estimated total expenses:
As set out in paragraph 1 (i ) of Part B
5
YIELD
Indication of yield:
0.972 per cent. per annum

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6
OPERATIONAL INFORMATION
ISIN:
FR0013234689
Common Code:
155809353
Any clearing system(s) other than Euroclear
Bank SA/NV and Clearstream Banking
Société Anonyme and the relevant
identification number(s):
Euroclear France
Delivery:
Delivery against payment
Names and addresses of additional Paying
Agent(s) (if any):
Not Applicable
7
DISTRIBUTION
1. Method of distribution:
Syndicated
2.
If syndicated,

(i) Names of Managers (specifying
Lead Manager
Lead Manager):
Crédit Agricole Corporate and Investment
Bank
Co-Lead Managers
Bayerische Landesbank
Danske Bank A/S

(i ) Date of Subscription Agreement
(if any):
27 January 2017

(i i) Stabilising Manager(s) (if any):
Not Applicable
3.
If non-syndicated, name and address
of Dealer:
Not Applicable
4.

U.S. Sel ing Restrictions
Reg. S Compliance Category 2; TEFRA not
applicable

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