Obligation Groupe BPCE 1.346% ( FR0013219433 ) en EUR

Groupe BPCE

100 % ⇌

France

FR0013219433 ( en EUR )

1.346% par an ( paiement annuel )

17/11/2028

Prospectus brochure de l'obligation BPCE FR0013219433 en EUR 1.346%, échéance 17/11/2028

100 000 EUR

10 000 000 EUR

17/11/2026 ( Dans 236 jours )

Deuxième groupe bancaire en France, regroupant les réseaux Banque Populaire et Caisse d'Épargne.

L'Obligation émise par Groupe BPCE ( France ) , en EUR, avec le code ISIN FR0013219433, paye un coupon de 1.346% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 17/11/2028

Final Terms dated 15 November 2016

BPCE

Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2016-40
TRANCHE NO: 1
EUR 10,000,000 1.346 per cent. Fixed Rate Notes due 17 November 2028 (the "Notes")

Dealer:
DekaBank Deutsche Girozentrale

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions")
set forth in the Base Prospectus dated 18 November 2015 which received visa n°15-588 from the Autorité des
marchés financiers (the "AMF") on 18 November 2015 and the Base Prospectus Supplements dated 29 February
2016 , 5 April 2016 19 May 2016, 9 August 2016 and 6 September which received visa n° 16-062 on 29
February 2016, n° 16-118 on 5 April 2016, n° 16-186 on 19 May 2016, n°16-390 on 9 August 2016 and n° 16-
416 on 6 September 2016 (the "Supplements") which together constitute a base prospectus for the purposes of
the Prospectus Directive (Directive 2003/71/EC), as amended (the "Prospectus Directive").
This document constitutes the Final Terms of the Notes described herein for the purposes of Article
5.4 of the Prospectus Directive and must be read in conjunction with such Base Prospectus as so
supplemented. Full information on the Issuer and the offer of the Notes is only available on the basis
of the combination of these Final Terms and the Base Prospectus as so supplemented. The Base
Prospectus and the Base Prospectus Supplements are available for viewing at the office of the Fiscal
Agent or each of the Paying Agents and on the website of the AMF (www.amf-france.org) and copies
may be obtained from BPCE, 50 avenue Pierre Mendès-France, 75013 Paris, France.

1. Issuer:
BPCE
2. (i)
Series Number:
2016-40
(ii)
Tranche Number:
1
3. Specified Currency or Currencies:
Euro (« EUR »)
4. Aggregate Nominal Amount:

(i)
Series:
EUR 10,000,000
(ii)
Tranche:
EUR 10,000,000
5. Issue Price:
100.00 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
EUR 100,000
7. (i)
Issue Date:
17 November 2016

(ii)
Interest Commencement Date:
Issue Date
8. Interest Basis:
1.346 per cent. Fixed Rate (further particulars specified
below)
9. Maturity Date:
17 November 2028
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100.00 per cent. of their nominal amount
11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable

13. (i) Status of the Notes:
Senior Notes
(ii) Dates of the corporate authorisations decision of the Directoire of the Issuer dated 25 April 2016
for issuance of Notes obtained:
and decision of Roland CHARBONNEL, Director Group
Funding and Investors Relations, dated 14 November 2016
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Applicable
(i)
Rate of Interest:
1.346 per cent. per annum payablein arrear on each
Interest Payment Date
(ii) Resettable:
Not Applicable
(iii) Interest Payment Date(s):
17 November in each year, commencing on 17 November
2017
(iv) Fixed Coupon Amount:
EUR 1,346 per Note of EUR 100,000
(v)
Broken Amount(s):
Not applicable
(vi) Day Count Fraction:
Actual/Actual (ICMA)
(vii) Determination Dates:
17 November in each year
(viii) Payments on Non-Business Days
As per Conditions
15. Floating Rate Note Provisions
Not Applicable
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note
EUR 100,000 per Note of EUR 100,000 Specified
Denomination
Inflation Linked Notes Provisions relating
to the Final Redemption Amount:

Not Applicable
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption upon the
occurrence of a Capital Event in the
case
of
Subordinated
Notes
(Condition 6(g)), for taxation reasons
(Condition
6(h)),
for
illegality
(Condition 6(k)) or on event of default
in the case of the Senior Notes

(Condition 9):
Not Applicable
(ii)
Redemption for taxation reasons
permitted on days others than Interest
Payment Dates (Condition 6(h)):
Yes
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable

23. Financial Centre(s):
TARGET
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Article L.213-1
A and D.213-1 A of the French Code
monétaire et financier:
Applicable

28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply
Name and address of the Representative:
MCM AVOCAT, Selarl d'avocats interbarreaux inscrite au
Barreau de Paris
10, rue de Sèze
75009 Paris
France
Represented by Maître Antoine Lachenaud, Co-gérant
associé

Name and address of the alternate Representative:
Maître Philippe Maisonneuve
Avocat
10, rue de Sèze
75009 Paris

France
The Representative will receive a remuneration of EUR
2,000 (excluding VAT) per year.
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by: Mr Roland CHARBONNEL, Director Group Funding and Investors Relations

PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i) Listing and Admission to trading:
Application is expected to be made by the Issuer (or on its
behalf) for the Notes to be listed and admitted to trading on
Euronext Paris with effect from the Issue Date.

(ii) Estimate of total expenses related

to admission to trading:
EUR 6,250
2.
RATINGS
Ratings:
The Notes to be issued have been rated:
S & P: A
S&P is established in the European Union and registered under
Regulation (EC) No 1060/2009 as amended.
3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE

"Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of the
Notes has an interest material to the offer."
4.
YIELD
Indication of yield:
1.346 per cent. per annum
The yield is calculated at the Issue Date on the basis of the Issue
Price. It is not an indication of future yield.
5.
OPERATIONAL INFORMATION
ISIN:
FR0013219433
Common Code:
152305532
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear
and
Clearstream
Luxembourg:
No

Any clearing system(s) other than Not Applicable
Euroclear and Clearstream, Luxembourg
and
the
relevant
identification
number(s):
Delivery:
Delivery against payment
Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable
6.
DISTRIBUTION

(i)
Method of distribution:
Non-syndicated

(ii) If syndicated:

(A) Names of Managers:
Not Applicable

(B) Stabilising Manager(s) if any:
Not Applicable

(iii) If non-syndicated, name and
DekaBank Deutsche Girozentrale
address of Dealer:

(iv) US Selling

Restrictions(Categories of potential

investors to which the Notes are
offered):
Reg. S Compliance Category 2 applies to the Notes; TEFRA
not applicable