Obbligazione RaiffeisenBank 0.25% ( XS1852213930 ) in EUR

RaiffeisenBank

100 EUR ▼

Austria

XS1852213930 ( in EUR )

0.25% per anno ( pagato 1 volta l'anno)

05/07/2021 - Obbligazione è scaduto

Prospetto opuscolo dell'obbligazione Raiffeisen XS1852213930 in EUR 0.25%, scaduta

100 000 EUR

500 000 000 EUR

Raiffeisen è un gruppo bancario cooperativo austriaco con una presenza internazionale significativa, operante nel settore finanziario con un'ampia gamma di servizi per privati e aziende.

Un'obbligazione con codice ISIN XS1852213930, emessa dal Gruppo Raiffeisen ? una delle principali istituzioni bancarie cooperative austriache con una consolidata presenza nell'Europa centrale e orientale ?, denominata in EUR per un importo complessivo di 500.000.000 e un lotto minimo di 100.000, che offriva un tasso d'interesse dello 0,25% e prevedeva pagamenti annuali, è giunta a naturale scadenza il 5 luglio 2021 ed è stata integralmente rimborsata.

Debt Issuance Programme Prospectus dated 13 October 2017

This document contains (i) the base prospectus in respect of non-equity securities within the meaning of Article 22 No. 6(4) of the
Commission Regulation (EC) No. 809/2004 of 29 April 2004, as amended ("Prospectus Regulation"); and (ii) the base prospectus in
respect of covered notes within the meaning of Article 22 No. 6 (3) of the Prospectus Regulation (together, the "Base Prospectus") of
Raiffeisen Bank International AG (hereinafter also referred to as "RBI", or the "Issuer") relating to the

RAIFFEISEN BANK INTERNATIONAL AG
EUR 25,000,000,000 Debt Issuance Programme
for the issue of Notes (as defined herein)

Under the EUR 25,000,000,000 Debt Issuance Programme described in this Base Prospectus (the "Programme"), RBI may from time to
time issue notes in bearer form (the "Bearer Notes") and covered bank bonds (fundierte Bankschuldverschreibungen) in bearer form
("Covered Bank Bonds" and together with the Bearer Notes, the "Notes"). The aggregate principal amount of Notes (issued under the
Programme) outstanding will not at any time exceed EUR 25,000,000,000 (or the equivalent in other currencies).
The Base Prospectus constitutes a prospectus as defined in Article 5(4) of Directive 2003/71/EC of the European Parliament and the Council
of 4 November 2003, as amended (the "Prospectus Directive") and was set up according to Annex V, XI, XII, XIII, XX, XXI, XXII and
XXX) of the Prospectus Regulation.
Application has been made to list Notes issued under the Programme on the official list of the Luxembourg Stock Exchange, to admit Notes
to trading on the Regulated Market of the Luxembourg Stock Exchange and application will be made to admit Notes on a regulated market
of the Vienna Stock Exchange (which may be Geregelter Freiverkehr or Amtlicher Handel) and may be made on any other stock exchange.
These regulated markets are regulated markets for the purposes of Directive 2004/39/EC on Markets in Financial Instruments ("MiFID"), as
amended (a "Regulated Market").
The Base Prospectus has been approved under the Luxembourg law dated 10 July 2005 on prospectuses for securities, as amended (loi
relative aux prospectus pour valeurs mobilières) (the "Luxembourg Prospectus Law") by the Commission de Surveillance du Secteur
Financier ("CSSF") of the Grand-Duchy of Luxembourg in its capacity as competent authority (the "Competent Authority") under the
Luxembourg Prospectus Law. Together with the application for approval of the Base Prospectus, the Issuer has applied for a notification of
the Base Prospectus into the Federal Republic of Germany ("Germany"), the Republic of Austria ("Austria"), the Czech Republic (the
"Czech Republic"), the Slovak Republic ("Slovakia"), the Republic of Poland ("Poland"), Hungary and Romania and, in this context, the
Issuer has requested the CSSF in its capacity as Competent Authority to provide the competent authority in Germany, Austria, the Czech
Republic, Slovakia, Poland, Hungary and Romania with a certificate of approval for the Base Prospectus in accordance with Article 19 of
the Luxembourg Prospectus Law ("Notification"). The Issuer may apply to the CSSF for further Notifications of the Base Prospectus
(during its term) into further member states of the European Economic Area (each a "Member State" and, together, the "Member States").
Notes will be issued in tranches (each a "Tranche"), each Tranche consisting of Notes which are identical in all respects. One or more
Tranches, which are expressed to be consolidated and form a single series and are identical in all respects, but may have different issue
dates, interest commencement dates, issue prices and dates for first interest payments may form a series ("Series") of Notes. Further Notes
may be issued as part of an existing Series. The specific terms of each Tranche will be determined at the time of offering of such Tranche
based on then prevailing market conditions and will be set forth in the applicable final terms (the "Final Terms") (the form of which is
contained herein).
Arrangers and Dealers
Deutsche Bank Aktiengesellschaft

Raiffeisen Bank International AG

The date of this Base Prospectus is 13 October 2017. It is valid for a period of twelve months from the date of its approval.

IMPORTANT NOTICE
This Base Prospectus is to be read and construed together with (a) all documents which are
incorporated herein by reference (see "General Information Documents incorporated by reference"
below), (b) all supplements to this Base Prospectus, if any, and (c) the relevant Final Terms (as
defined below) in relation to any tranche of Notes (the Base Prospectus as supplemented from time to
time and as completed by the Final Terms in relation to the offer of Notes, the "Prospectus") and may
only be used for the purposes for which it has been published.
No person has been authorised to give any information or to make any representation other than those
contained in the Prospectus in connection with the issue or sale of the Notes and, if given or made,
such information or representation must not be relied upon as having been authorised by the Issuer or
any of Deutsche Bank Aktiengesellschaft and Raiffeisen Bank International AG in its capacity as
dealer (each of such entities excluding any entity whose appointment has been terminated and
including any entity appointed as an additional dealer, a "Dealer" and, together, the "Dealers") or as
approval of the use of the Prospectus.
Neither the delivery of the Base Prospectus nor any sale made in connection herewith shall, under any
circumstances, create any implication that there has been no change in the affairs of the Issuer since
the date hereof or that there has been no adverse change in the financial position of the Issuer since
the date hereof or the date upon which the Base Prospectus has been most recently supplemented or
that any other information supplied in connection with the Programme is correct as of any time
subsequent to the date on which it is supplied or, if different, the date indicated in the document
containing the same.
The Issuer has undertaken with the Dealers to supplement the Base Prospectus or publish a new Base
Prospectus if and when the information herein should become materially inaccurate or incomplete,
and has further agreed with the Dealers to furnish a supplement to the Base Prospectus in the event of
any significant new factor, material mistake or inaccuracy relating to the information included in the
Base Prospectus which is capable of affecting the assessment of the Notes and which arises or is noted
between the time when the Base Prospectus has been approved and the final closing of any tranche of
Notes offered to the public or, as the case may be, when trading of any tranche of Notes on a
Regulated Market begins, whichever occurs later, in respect of Notes issued on the basis of the
Prospectus.
The Dealers have not separately verified the information contained in the Prospectus. None of the
Dealers makes any representation, express or implied, or accepts any responsibility, with respect to
the accuracy or completeness of any of the information in the Prospectus. Neither the Prospectus nor
any other financial statements are intended to provide the basis of any credit or other evaluation and
should not be considered as a recommendation by any of the Issuer or the Dealers that any recipient of
the Prospectus or any other financial statements should purchase the Notes. Each potential purchaser
of Notes should determine for itself the relevance of the information contained in the Prospectus and
its purchase of Notes should be based upon such investigation as it deems necessary. None of the
Dealers undertakes to review the financial condition or affairs of the Issuer during the life of the
arrangements contemplated by the Prospectus nor to advise any investor or potential investor in the
Notes of any information coming to the attention of any of the Dealers.
The Prospectus does not constitute an offer of, or an invitation by or on behalf of the Issuer or the
Dealers to subscribe for, or purchase, any Notes.
By approving this Base Prospectus, the CSSF gives no undertaking as to the economic and financial
soundness of the transactions under the Programme and the quality or solvency of the Issuer in line
with the provisions of Article 7(7) of the Luxembourg Prospectus Law.

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On 13 October 2017, RBI published a base prospectus for its EUR 25,000,000,000 Debt Issuance
Programme. This Prospectus supersedes and replaces the base prospectus for the aforementioned Debt
Issuance Programme dated 14 October 2016 and the supplements thereto.

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SELLING RESTRICTIONS
The distribution of the Base Prospectus / Prospectus and the offering or sale of the Notes in certain
jurisdictions may be restricted by law. Persons into whose possession the Prospectus comes are
required by the Issuer and the Dealers to inform themselves about and to observe any such restriction.
The Notes have not been and will not be registered under the United States Securities Act of 1933 (the
"Securities Act") or with any securities regulatory authority of any state or other jurisdiction of the
United States. The Notes may not be offered, sold or delivered within the United States or to, or for
the account or benefit of, U.S. persons (as defined in Regulation S under the Securities Act
("Regulation S")).
The Notes are subject to U.S. tax law requirements and may not be offered, sold or delivered within
the United States or its possessions or to a U.S. person, except in certain transactions permitted by
U.S. tax regulations.
The Base Prospectus has been prepared on the basis that, except to the extent sub-paragraph (ii) below
may apply, any offer of Notes in any Member State of the European Economic Area which has
implemented the Prospectus Directive (each, a "Relevant Member State") will be made pursuant to
an exemption under the Prospectus Directive, as implemented in that Relevant Member State, from
the requirement to publish a prospectus for offers of Notes. Accordingly any person making or
intending to make an offer in that Relevant Member State of Notes which are the subject of an
offering contemplated in the Prospectus as completed by Final Terms in relation to the offer of those
Notes may only do so (i) in circumstances in which no obligation arises for the Issuer or any Dealer to
publish a prospectus pursuant to Article 3 of the Prospectus Directive or supplement a prospectus
pursuant to Article 16 of the Prospectus Directive, in each case, in relation to such offer, or (ii) if a
prospectus for such offer has been approved by the competent authority in that Relevant Member
State or, where appropriate, approved in another Relevant Member State and notified to the competent
authority in that Relevant Member State and (in either case) published, all in accordance with the
Prospectus Directive, provided that any such prospectus has subsequently been completed by Final
Terms which specifies that offers may be made other than pursuant to Article 3(2) of the Prospectus
Directive in that Relevant Member State, such offer is made in the period beginning and ending on the
dates specified for such purpose in such prospectus or final terms, as applicable, and the Issuer has
consented in writing to its use for the purpose of such offer. Except to the extent
sub-paragraph (ii) above may apply, neither the Issuer nor any Dealer have authorised, nor do they
authorise, the making of any offer of Notes in circumstances in which an obligation arises for the
Issuer or any Dealer to publish or supplement a prospectus for such offer.
For a description of certain restrictions on offers and sales of the Notes and on the distribution of the
Prospectus, see "Subscription and Sale" and for any consent to use the Prospectus given by the Issuer,
see "Consent to Use the Prospectus".
IMPORTANT EEA RETAIL INVESTORS
Unless the Final Terms in respect of any Notes specifies the "Prohibition of Sales to EEA Retail
Investors" as "Not Applicable", the Notes are not intended, from 1 January 2018, to be offered, sold
or otherwise made available to and, with effect from such date, should not be offered, sold or
otherwise made available to any retail investor in the European Economic Area ("EEA"). For these
purposes, a retail investor means a person who is one (or more) of: (i) a retail client as defined in point
(11) of Article 4(1) of Directive 2014/65/EU ("MiFID II"); (ii) a customer within the meaning of
Directive 2002/92/EC ("IMD"), where that customer would not qualify as a professional client as
defined in point (10) of Article 4(1) of MiFID II. Consequently no key information document required
by Regulation (EU) No 1286/2014 (the "PRIIPs Regulation") for offering or selling the Notes or
otherwise making them available to retail investors in the EEA has been prepared and therefore
offering or selling the Notes or otherwise making them available to any retail investor in the EEA may
be unlawful under the PRIIPS Regulation.

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STABILISATION
In connection with the issue of any Tranche of Notes, the Dealer or Dealers (if any) named as the
stabilising manager(s) (each a "Stabilising Manager" and together, the "Stabilising Managers") (or
persons acting on behalf of any Stabilising Manager(s)) in the applicable Final Terms or Drawdown
Prospectus may over-allot Notes or effect transactions with a view to supporting the market price of
the Notes at a level higher than that which might otherwise prevail. However, stabilisation may not
necessarily occur. Any stabilisation action may begin on or after the date on which adequate public
disclosure of the terms of the offer of the relevant Tranche of Notes is made and, if begun, may cease
at any time, but it must end no later than the earlier of 30 days after the issue date of the relevant
Tranche of Notes and 60 days after the date of the allotment of the relevant Tranche of Notes. Any
stabilisation action or over-allotment shall be conducted in accordance with all applicable laws and
rules by the relevant Stabilising Managers (or persons acting on behalf of any Stabilising Manager(s)).

FORWARD-LOOKING STATEMENTS
The Prospectus contains certain forward-looking statements. A forward-looking statement is a
statement that does not relate to historical facts and events. They are based on analyses or projections
of future results and appraisals, of amounts not yet determinable or foreseeable. These
forward-looking statements are identified by the use of terms and phrases such as "anticipate",
"believe", "could", "estimate", "expect", "intend", "may", "plan", "predict", "project", "will" and
similar terms and phrases, including references and assumptions. This applies, in particular, to
statements in the Prospectus containing information on future earning capacity, plans and expectations
regarding the Issuer's business and management, its growth and profitability, and general economic
and regulatory conditions and other factors that affect it. Forward-looking statements in the
Prospectus are based on current appraisals and assumptions that the Issuer makes to the best of its
present knowledge. These forward-looking statements are subject to risks, uncertainties and other
factors which could cause actual results, including the Issuer's financial condition and results of
operations, to differ materially from and be worse than results that have expressly or implicitly been
assumed or described in these forward-looking statements. The Issuer's business is also subject to a
number of risks and uncertainties that could cause a forward-looking statement, appraisal or
prediction in the Prospectus to become inaccurate. Accordingly, investors are strongly advised to read
the sections of the Prospectus: Summary, Risk Factors and Description of Raiffeisen Bank
International AG. These sections include more detailed descriptions of factors than the ones contained
in this section that might have an impact on the Issuer's business and the markets in which it operates.
In light of these risks, uncertainties and assumptions, future events described in the Prospectus may
occur. In addition, neither the Issuer nor the Dealers assume any obligation, except as required by law,
to update any forward-looking statement or to conform these forward-looking statements to actual
events or developments.

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TABLE OF CONTENTS
GLOSSARY AND LIST OF ABBREVATIONS .................................................................................................. 7
SUMMARY ......................................................................................................................................................... 15
Section A Introduction and warnings ..................................................................................................... 15
Section B Raiffeisen Bank International AG as Issuer ........................................................................... 18
Section C Securities ................................................................................................................................ 24
Section D Risks ...................................................................................................................................... 66
Section E Offer ....................................................................................................................................... 75
GERMAN TRANSLATION OF THE SUMMARY ............................................................................................ 77
Abschnitt A Einleitung und Warnhinweise ............................................................................................ 77
Abschnitt B Raiffeisen Bank International AG als Emittentin ............................................................... 80
Abschnitt C Wertpapiere ........................................................................................................................ 87
Abschnitt D Risiken ............................................................................................................................. 134
Abschnitt E Angebot ............................................................................................................................ 145
RISK FACTORS ................................................................................................................................................ 147
A.
RISKS RELATING TO THE ISSUER AND RBI GROUP ................................................................... 147
B.
Risks relating to the Notes ....................................................................................................................... 169
RESPONSIBILITY STATEMENT .................................................................................................................... 190
CONSENT TO USE THE PROSPECTUS ........................................................................................................ 191
DESCRIPTION OF THE ISSUER ..................................................................................................................... 193
ISSUE PROCEDURES AND GENERAL DESCRIPTION OF THE PROGRAMME ..................................... 218
TERMS AND CONDITIONS OF THE NOTES ............................................................................................... 222
Option I Senior Notes (German version) ............................................................................................... 224
Option I Senior Notes (English version) .............................................................................................. 224
Option II Subordinated Notes (German version) .................................................................................. 325
Option II Subordinated Notes (English version) .................................................................................. 325
Option III Covered Bank Bonds (German version) .............................................................................. 403
Option III Covered Bank Bonds (English version) .............................................................................. 403
Option IV Eligible Notes (German version) ......................................................................................... 483
Option IV Eligible Notes (English version) ......................................................................................... 483
Final Terms not superseded by the approval of this Base Prospectus ................................................................ 562
Durch die Billigung dieses Basisprospekts nicht ersetzte Endgültige Bedingungen .......................................... 562
FORM OF FINAL TERMS ................................................................................................................................ 566
DESCRIPTION OF COVERED BANK BONDS ACCORDING TO THE AUSTRIAN LAW ON COVERED
BANK BONDS (FUNDIERTE BANKSCHULDVERSCHREIBUNGEN) .............................................. 644
DESCRIPTION OF RULES REGARDING RESOLUTIONS OF HOLDERS ................................................. 646
SUBSCRIPTION AND SALE ........................................................................................................................... 648
TAXATION ....................................................................................................................................................... 657
GENERAL INFORMATION ............................................................................................................................. 682
NAMES AND ADDRESSES ............................................................................................................................. 685

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GLOSSARY AND LIST OF ABBREVIATIONS
For ease of reference, the glossary and list of abbreviations below sets out certain abbreviations and
meanings of certain terms used in this Base Prospectus, but it does not include all definitions, in
particular those of the Terms and Conditions. Readers of the Prospectus should always have regard to
the full description of a term contained in this Base Prospectus.

APM
means Alternative Performance Measures.
AT 1
means own funds pursuant to Article 51 CRR (Additional Tier 1).
Austria
means the Republic of Austria.
Authorised Offerors
means the Generally Authorised Offerors and the Specifically
Authorised Offerors.
BaSAG
means the Austrian Recovery and Resolution Act (Sanierungs- und
Abwicklungsgesetz BaSAG).
Base Prospectus
means this document which contains: (i) the base prospectus in respect
of non-equity securities within the meaning of Article 22 No. 6(4) of the
Prospectus Regulation; and (ii) the base prospectus in respect of
Covered Bank Bonds within the meaning of Article 22 No. 6(3) of the
Prospectus Regulation.
BCBS
means the Basel Committee on Banking Supervision.
Bearer Notes
means notes issued from time to time under the Programme in bearer
form.
BGB
means the German Civil Code (Bürgerliches Gesetzbuch BGB).
BörseG
means the Austrian Stock Exchange Act (Börsegesetz BörseG).
BRRD
means the Directive 2014/59/EU of the European Parliament and of the
Council of 15 May 2014 establishing a framework for the recovery and
resolution of credit institutions and investment firms and amending
Council Directive 82/891/EEC, and Directives 2001/24/EC,
2002/47/EC, 2004/25/EC, 2005/56/EC, 2007/36/EC, 2011/35/EU,
2012/30/EU and 2013/36/EU, and Regulations (EU) No 1093/2010 and
(EU) No 648/2012, of the European Parliament and of the Council
(Bank Recovery and Resolution Directive - BRRD).
BWG
means the Austrian Banking Act (Bankwesengesetz - BWG).
CBL
means Clearstream Banking, société anonyme, Luxembourg.
CEE
means Central and Eastern Europe including Southeastern Europe.
CET 1
means own funds pursuant to Article 26 CRR (Common Equity Tier 1).
CHF
means Swiss francs.

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Competent Authority
means the CSSF, unless otherwise defined or described in the Terms
and Conditions.
Covered Bank Bonds
means notes in bearer form issued pursuant to the FBSchVG (Fundierte
Bankschuldverschreibungen).
CRD IV
means the Directive 2013/36/EU of the European Parliament and of the
Council of 26 June 2013 on access to the activity of credit institutions
and the prudential supervision of credit institutions and investment
firms,
amending
Directive 2002/87/EC
and
repealing
Directives 2006/48/EC and 2006/49/EC (Capital Requirements
Directive IV CRD IV).
CRR
means the Regulation (EU) No 575/2013 of the European Parliament
and of the Council of 26 June 2013 on prudential requirements for
credit institutions and investment firms and amending Regulation
(EU) No 648/2012 (Capital Requirements Regulation CRR).
CSSF
means the Commission de Surveillance du Secteur Financier.
CZK
means Czech koruna.
Dealer
means each of Deutsche Bank Aktiengesellschaft and Raiffeisen Bank
International AG (when acting in such capacity) excluding any entity
whose appointment has been terminated and including any entity
appointed as an additional dealer.
Dealer Agreement
means the dealer agreement entered into between the Issuer and the
Dealers as of the date of the Base Prospectus as a basis upon which they
or any of them may from time to time agree to purchase Notes.
DGS
means Deposit Guarantee Schemes which were introduced in the EU in
1994.
DGSD
means the Directive 2014/49/EU of the European Parliament and of the
Council of 16 April 2014 on deposit guarantee schemes (Deposit
Guarantee Schemes Directive DGSD).
ECB
means the European Central Bank.
Eligible Liabilities
means the liabilities and capital instruments that do not qualify as
CET 1, AT 1 or Tier 2 instruments that are not excluded from the scope
of the bail-in tool by § 44(2) BaSAG.
Eligible Notes
means Notes that constitute direct, unconditional, unsecured and
unsubordinated obligations of the Issuer ranking pari passu among
themselves and pari passu with all other unsecured and unsubordinated
obligations of the Issuer except for any obligations preferred or
subordinated by law, as further set out in § 3 (Status) of Option IV
Eligible Notes.

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ESAEG
means the Austrian Deposit Guarantee and Investor Protection Act
(Einlagensicherungs- und Anlegerentschädigungsgesetz ESAEG).
EUR
means euro.
Euroclear
means Euroclear Bank SA/NV.
EU Savings Directive
means the European Union Council Directive 2003/48/EC (modified by
Directive 2014/48/EU as of 24 March 2014) on the taxation of savings
income.
Exempt Offer
means an offer of Notes in accordance with Article 3(2) of the
Prospectus Directive.
FATCA
means certain provisions of U.S. law commonly referred to as the U.S.
Foreign Account Tax Compliance Act.
FBSchVG
means the Austrian Act on Covered Bank Bonds (Gesetz betreffend
fundierte Bankschuldverschreibungen).
Final Terms
means the specific terms of each Series/Tranche which will be set forth
in the applicable final terms a form of which is contained in this Base
Prospectus.
Federal IPS
means the federal IPS consisting of RBI, all Raiffeisen Regional Banks,
Raiffeisen-Holding Niederösterreich Wien, Posojilnica Bank eGen, Raiffeisen
Wohnbaubank Aktiengesellschaft and Raiffeisen Bausparkasse Gesellschaft
m.b.H..
FMA
means
the
Austrian
Financial
Market
Authority
(Finanzmarktaufsichtsbehörde - FMA).
FTT
means the financial transaction tax, the introduction of which has been
proposed by the European Commission in September 2011.
FX
foreign currency
GDP
means gross domestic product.
Generally Authorised
means each Dealer and/or each credit institution and/or each regulated
Offerors
financial institution in the EU and/or each financial intermediary which
is authorised under MiFID to subsequently resell or finally place the
Notes, all subject to the specified limitations in the Final Terms.
Germany
means the Federal Republic of Germany.
HICP
means the inflation index "Harmonised Index of Consumer Prices
(excluding tabacco)".
HRK
means Croatian kuna.
IFRS
means the International Financial Reporting Standards as adopted by
the European Union.

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Index Linked Notes
means notes whose payments of interest or redemption payment will be
made by reference to an index.
IPS
means an institutional protection scheme within the meaning of
Article 113(7) CRR.
ISIN
means International Securities Identification Number.
Issuer
means the Raiffeisen Bank International AG, also referred to as "RBI".
IT
means information technology.
KuratorenG
means the Austrian Notes Trustee Act (Kuratorengesetz KuratorenG).
Luxembourg
means the Luxembourg law dated 10 July 2005 on prospectuses for
Prospectus Law
securities, as amended (loi relative aux prospectus pour valeurs
mobilières).
Management Board
means the management board (Vorstand) of the Issuer.
Market Interest Rate
means the current interest rate on the capital market for issues of the
same maturity.
Member States
means the member states of the European Economic Area.
Merger 2010
means the 2010 spin-off and merger of major parts of RZB's banking
business with Raiffeisen International Bank-Holding AG described in
section 1.1 under "Description of the Issuer".
Merger 2017
means the merger of RBI with its parent company RZB in March 2017.
MiFID
means the Directive 2004/39/EC of the European Parliament and of the
Council of 21 April 2004 on markets in financial instruments amending
Council Directives 85/611/EEC and 93/6/EEC and Directive
2000/12/EC of the European Parliament and of the Council and
repealing Council Directive 93/22/EEC (Markets in Financial
Instruments Directive- MiFID).
MiFID II
means the Directive 2014/65/EU of the European Parliament and of the
Council of 15 May 2014 on markets in financial instruments and
amending Directive 2002/92/EC and Directive 2011/61/EU (Markets in
Financial Instruments Directive II - MiFID II) .
MiFIR
means the Regulation (EU) No 600/2014 of the European Parliament
and of the Council of 15 May 2014 on markets in financial instruments
and amending Regulation (EU) No 648/2012 (Markets in Financial
Instruments Regulation - MiFIR).
Moody's
means Moody's Investor Service.
MREL
means the minimum requirement for own funds and eligible liabilities.
Network Banks
means a network of majority owned subsidiary banks of RBI through
which RBI operates in CEE

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