Obbligazione OP Yrityskassi Oyj 3.068% ( XS1048099367 ) in EUR

OP Yrityskassi Oyj

100 EUR ⇌

Finlandia

XS1048099367 ( in EUR )

3.068% per anno ( pagato 1 volta l'anno)

21/03/2034 - Obbligazione è scaduto

Prospetto opuscolo dell'obbligazione OP Yrityspankki Oyj XS1048099367 in EUR 3.068%, scaduta

OP Yrityspankki Oyj è una banca finlandese che offre servizi finanziari alle aziende, inclusi prestiti, finanziamenti e gestione del patrimonio.

The Obbligazione issued by OP Yrityskassi Oyj ( Finland ) , in EUR, with the ISIN code XS1048099367, pays a coupon of 3.068% per year.
The coupons are paid 1 time per year and the Obbligazione maturity is 21/03/2034

Final Terms dated 19 March 2014
Pohjola Bank plc ("PohjolaBank"or the "Issuer")
(Incorporated in Finland with limited liability)
Issue of EUR 30,000,000 3.068 per cent. Instruments due 21 March 2034
under the EUR 15,000,000,000 Programme for the Issuance of Debt Instruments
Part A
Contractual Terms
Terms used herein shall be deemed to be defined as such for the purposes of the
Conditions set forth in the Base Prospectus dated 30 May 2013 as supplemented by a
first supplemental prospectus dated 31 July 2013, a second supplemental prospectus
dated 3 October 2013, a third supplemental prospectus dated 30 October 2013, a
fourth supplemental prospectus dated 14 February 2014 and a fifth supplemental
prospectus dated 20 February 2014 (together, the "Base Prospectus") which together
constitute a base prospectus for the purposes of the Prospectus Directive. This
document constitutes the Final Terms of the Instruments described herein for the
purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction
with such Base Prospectus as so supplemented. Full information on the Issuer and the
offer of the Instruments is only available on the basis of the combination of these
Final Terms and the Base Prospectus as so supplemented. The Base Prospectus and
the supplemental Base Prospectus are available for viewing during normal business
hours at the offices of Deutsche Bank AG, London Branch, Winchester House, 1
Great Winchester Street, London EC2N 2DB and on Pohjola Bank plc's website
(http://www.pohjola.com) and www.londonstockexchange.com/rns and copies may be
obtained from the registered office of Pohjola Bank plc at Teollisuuskatu lb, FIN-
00510 Helsinki, Finland.

1.
Issuer:
Pohjola Bank plc
2.
(i)
Series Number:
169

(ii)
Tranche Number:
1
3.
Specified Currency or Currencies:
Euro ("EUR")
4.
Aggregate Nominal Amount of EUR 30,000,000
Instruments:

(i)
Series:
EUR 30,000,000

(ii)
Tranche:
EUR 30,000,000
5.
Issue Price:
99.783 per cent. of the Aggregate
Nominal Amount
6.
(i)
Specified Denominations:
EUR 100,000

(ii)
Calculation Amount:
EUR 100,000
7.
(i)
Issue Date:
21 March 2014

(ii)
Interest
Commencement Issue Date
Date
8.
Maturity Date:
21 March 2034
9.
Interest Basis:
3.068 per cent. Fixed Rate

Condition 5A. (Fixed Rate) applies
10. Redemption/Payment Basis:
Redemption at par
11. Change
of
Interest
or Not Applicable
Redemption/Payment Basis:
12. Put/Call Options:
Not Applicable
13. Status of the Instruments:
Unsubordinated
14. Method of distribution:
Non-syndicated
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
15. Fixed Rate Instrument Provisions
Applicable

(i)
Rate of Interest:
3.068 per cent. per annum payable in
arrear on such Interest Payment Date

(ii)
Interest Payment Date(s):
21 March in each year, commencing on
21 March 2015 up to and including the
Maturity Date, adjusted for payment
purposes only in accordance with the
Modified Following Business Day
Convention.

(iii)
Fixed Coupon Amount[(s)]:
EUR 3,068 per Calculation Amount

(iv)
Broken Amount(s):
Not Applicable
(v)
Day Count Fraction:
Actual/Actual (ICMA)

16. Floating
Rate
Instrument Not Applicable
Provisions
17. Zero
Coupon
Instrument Not Applicable
Provisions
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount
EUR 100,000 per Calculation Amount
21. Early Redemption Amount

Early Redemption Amount(s) per EUR 100,000 per Calculation Amount
Calculation Amount payable on
redemption for taxation reasons or
on event of default or other early
redemption:
GENERAL PROVISIONS APPLICABLE TO THE INSTRUMENTS
22. Form of Instruments:
Bearer Instruments:
Temporary
Global
Instrument
exchangeable for a Permanent Global
Instrument which is exchangeable for
Definitive Instruments in the limited
circumstances
specified
in
the

Permanent Global Instrument
23. New Global Instrument:
Yes
24. Financial Centre(s) or other special London and TARGET2
provisions relating to payment dates:
25. Talons for future Coupons or No
Receipts to be attached to Definitive
Instruments (and dates on which
such Talons mature):
26. Redenomination, renominalisation Not Applicable
and
reconventioning
provisions
(Condition 16):
27. Substitution or variation following a Not Applicable
Capital Event:

Signed on behalf of the Issuer:

By: :.................................
By:.................................
Duly authorised

Duly authorised

PART A
OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

Admission to trading:
Application has been made by the
Issuer (or on its behalf) for the
Instruments to be admitted to trading
on the regulated market of the London
Stock Exchange with effect from 21
March 2014.

Estimate of total expenses related to GBP 1,750
admission to trading:
2.
RATINGS

Ratings:
The Instruments to be issued are
expected to be rated:

Standard & Poor's AA-
Credit
Market
Services
Europe
Limited:

Moody's Investors Aa3
Service Ltd:

Fitch
Ratings A+
Limited
3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN
THE ISSUE/OFFER

Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no
person involved in the offer of the Instruments has an interest material to the
offer.
4.
Fixed Rate Instruments only -
YIELD

Indication of yield:
Not Applicable
5.
OPERATIONAL INFORMATION

ISIN Code:
XS1048099367

Common Code:
104809936

CUSIP:
Not Applicable

Any clearing system(s) other than Not Applicable
Euroclear
Bank
SA/NV
and
Clearstream
Banking
SocieteAnonyme and the relevant
identification number(s):

Delivery:
Delivery against payment

Names and addresses of additional Not Applicable
Paying Agent(s) (if any):

New Global Instrument intended to Yes.
be held in a manner which would
allow Eurosystem eligibility:
Note that the designation "Yes" simply
means that the Instruments are
intended upon issue to be deposited
with one of the ICSDS as common
safekeeperand does not necessarily
mean that the Instruments will be
recognised as eligible collateral for
Eurosystem monetary policy and intra-
day
credit
operations
by
the
Eurosystem either upon issue or at any
or all times during their life. Such
recognition will depend upon the ECB
being satisfied that Eurosystem
eligibility criteria have been met.
6.
DISTRIBUTION

(i)
If syndicated, names of Not Applicable
Managers

(ii)
Stabilising Manager(s) (if Not Applicable
any):

(iii)
Date
of
Subscription Not Applicable
Agreement:

If non-syndicated, name and address Pohjola Bank plc
of Dealer:
Teollisuuskatu 1b,
FI-00510, Finland

U.S. Selling Restrictions:
Reg. S Compliance Category 2:
TEFRA D