Obbligazione Générale Société Anonyme 3.2% ( XS0813929436 ) in EUR

Générale Société Anonyme

100 EUR ⇌

Francia

XS0813929436 ( in EUR )

3.2% per anno ( pagato 1 volta l'anno)

26/11/2026 - Obbligazione è scaduto

Prospetto opuscolo dell'obbligazione Société Générale S.A XS0813929436 in EUR 3.2%, scaduta

Società Generale S.A. è una grande banca francese con attività a livello globale nel settore finanziario.

The Obbligazione issued by Générale Société Anonyme ( France ) , in EUR, with the ISIN code XS0813929436, pays a coupon of 3.2% per year.
The coupons are paid 1 time per year and the Obbligazione maturity is 26/11/2026

APPLICABLE FINAL TERMS
Investors should have sufficient knowledge and experience of financial and business matters to evaluate the
merits and risks of investing in a particular issue of Debt Instruments as well as access to, and knowledge of,
appropriate analytical tools to assess such merits and risks in the context of their financial situation. Certain
issues of Debt Instruments are not an appropriate investment for investors who are unsophisticated with respect
to the applicable interest rate indices, currencies, other indices or formulas, or redemption or other rights or
options. Investors should also have sufficient financial resources to bear the risks of an investment in Debt
Instruments. For a more detailed description of the risks associated with any investment in the Notes investors
should read the section of the Base Prospectus headed "Risk Factors".
Any purchaser of the Notes will be deemed to have represented and agreed that they (i) have the knowledge and
sophistication independently to appraise and understand the financial and legal terms and conditions of the Notes
and to assume the economic consequences and risks thereof; (ii) to the extent necessary, have consulted with
their own independent financial, legal or other advisers and have made their own investment, hedging and trading
decisions in connection with the Notes based upon their own judgement and the advice of such advisers and not
upon any view expressed by the Issuer, the Guarantor (if any), the Arranger or the Dealer; (iii) have not relied
upon any representations (whether written or oral) of any other party, and are not in any fiduciary relationship with
the Issuer, the Guarantor (if any), the Arranger or the Dealer; (iv) have not obtained from the Issuer, the
Guarantor (if any), the Arranger or the Dealer (directly or indirectly through any other person) any advice, counsel
or assurances as to the expected or projected success, profitability, performance, results or benefits of the Notes,
and have agreed that the Issuer, the Guarantor (if any), the Arranger or the Dealer do not have any liability in that
respect; (v) have not relied upon any representations (whether written or oral) by, nor received any advice from,
the Issuer, the Guarantor (if any), the Arranger or the Dealer as to the possible qualification under the laws or
regulations of any jurisdiction of the Notes described in these Final Terms and understand that nothing contained
herein should be construed as such a representation or advice for the purposes of the laws or regulations of any
jurisdiction.
The Notes have not been approved or disapproved by the U.S. Securities and Exchange Commission (the SEC),
any State securities commission in the United States or any other U.S. regulatory authority, nor have any of the
foregoing Authorities passed upon or endorsed the merits of the offering of the Notes or the accuracy or
adequacy of the Base Prospectus. Any representation to the contrary is a criminal offence in the United States.
22 November 2012
SOCIÉTÉ GÉNÉRALE
Issue of 100,000,000 3.20 per cent. Notes Due 26 November 2026
under the 125,000,000,000
Debt Instruments Issuance Programme
PART A CONTRACTUAL TERMS
The Notes have not been, and will not be, registered under the United States Securities Act of 1933, as
amended (the Securities Act), or with any securities regulatory authority of any state or other jurisdiction
of the United States and may not be offered or sold within the United States or for the account or benefit
of U.S. persons (as defined in Regulation S under the Securities Act), except in certain transactions
exempt from the registration requirements of the Securities Act. For a description of certain restrictions
on offers and sales of Notes, see "Subscription, Sale and Transfer Restrictions" in the Base Prospectus.]
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth under the
heading "Terms and Conditions of the English Law Notes and the Uncertificated Notes" in the Base Prospectus
dated 20 April 2012 which constitutes a base prospectus for the purposes of the Prospectus Directive (Directive

PARLIB01/KUNGHANN/1233604.3
Hogan
Lovells

- 2 -

2003/71/EC) (the Prospectus Directive) as amended (which includes the amendments made by Directive
2010/73/EU (the 2010 PD Amending Directive) to the extent that such amendments have been implemented in
a Member State). This document constitutes the Final Terms of the Notes described herein for the purposes of
Article 5.4 of the Prospectus Directive and Article 8.4 of the Luxembourg Act and must be read in conjunction with
the Base Prospectus and any Supplement(s) to such Base Prospectus published prior to the Issue Date (as
defined below) (Supplement(s)); provided, however, that to the extent such Supplement (i) is published after
these Final Terms have been signed or issued and (ii) provides for any change to the Conditions as set out under
the heading "Terms and Conditions of the English Law Notes and the Uncertificated Notes", such change(s) shall
have no effect with respect to the Conditions of the Notes to which these Final Terms relate. Full information on
the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms, the
Base Prospectus and any Supplement(s). Prior to acquiring an interest in the Notes described herein, prospective
investors should read and understand the information provided in the Base Prospectus and be aware of the
restrictions applicable to the offer and sale of such Notes in the United States or to, or for the account or benefit
of, U.S. Persons. Copies of the Base Prospectus, any Supplement(s) and these Final Terms are available for
inspection from the head office of the Issuer, the specified offices of the Paying Agents and, in the case of Notes
admitted to trading on the Regulated Market of the Luxembourg Stock Exchange, on the website of the
Luxembourg Stock Exchange (www.bourse.lu).
H
H
The binding language for the issue of the Notes subject to these Final Terms shall be the English language and
these Final Terms shall be read in accordance with the Base Prospectus.

1. (i) Issuer:
Société Générale
2. (i) Series
Number:
38967/12-11
(ii) Tranche
Number:
1
3.
Specified Currency or Currencies:
Euro ("EUR" or "")
4. Aggregate
Nominal
Amount:
EUR 100,000,000
5. Issue
Price:
100 per cent. of the Aggregate Nominal Amount F
6. (i) Specified
Denomination(s):
100,000
7.
(i)
Issue Date and if any, Interest 26 November 2012
Commencement Date:
(ii)
Interest Commencement Date (if Not Applicable
different from the Issue Date):

8. Maturity
Date:
26 November 2026
9. Interest
Basis:
3.20 per cent. Fixed Rate

(further particulars specified below)
10. Redemption/Payment
Basis:
Redemption at par
11. Change of Interest Basis or Not Applicable X
Redemption/Payment Basis:
12. Put/Call
Options:
Not Applicable X

PARLIB01/KUNGHANN/1233604.3
Hogan
Lovells

- 3 -

13.
Status of the Notes:
Unsubordinated
14. Method
of
distribution:
Syndicated
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
15.
Fixed Rate Note Provisions
Applicable
(i)
Rate(s) of Interest:
3.20 per cent. per annum payable annually in arrear
(ii)
Interest Payment Date(s):
26 November in each year up to and including the
Maturity Date
(iii)
Business Day Convention:
Not Applicable
(iv) Fixed
Coupon
Amount(s):
3,200 per Note of 100,000 Specified Denomination
(v) Broken
Amount(s):
Not Applicable
(vi)
Day Count Fraction:
Actual/Actual (ICMA)
(vii) Determination
Date(s):
26 November in each year
(viii) Other terms relating to the Not Applicable
method of calculating interest for
Fixed Rate Notes:
16.
Floating Rate Note Provisions
Not Applicable
17.
Zero Coupon Note Provisions
Not Applicable
18.
Index Linked Interest Note Provisions
Not Applicable
19.
Dual Currency Note Provisions
Not Applicable
PROVISIONS RELATING TO PHYSICAL DELIVERY
20.
Physical Delivery Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION

21.
Issuer's optional redemption (other than Not Applicable
for taxation reasons):
22.
Redemption at the option of the Not Applicable
Noteholders:
23. Final
Redemption
Amount:
100,000 per Note of 100,000 Specified
F
Denomination
24.
Early Redemption Amount(s) payable on
Condition 6(h) applies
redemption for taxation reasons or on
Event of Default and/or the method of
calculating the same:

PARLIB01/KUNGHANN/1233604.3
Hogan
Lovells

- 4 -

25.
Credit Linked Notes provisions
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
26.
Form of Notes:

(i) Form:
Temporary Global Note exchangeable for a Permanent
Global Note which is exchangeable for Definitive
Bearer Notes only upon an Exchange Event in NGN
form
(ii)
New Global Note:
Yes
27.
"Payment Business Day" election or other
Following Payment Business Day
special provisions relating to Payment
Business Days:1

F
F
28. Additional
Financial
Centre(s):
Not Applicable
29.
Talons for future Coupons or Receipts to
Yes (if appropriate)
be attached to Definitive Bearer Notes:
30.
Details relating to Partly Paid Notes: Not Applicable
amount of each payment comprising the
Issue Price and date on which each
payment is to be made and consequences
of failure to pay:
31.
Details relating to Instalment Notes:
Not Applicable
32. Redenomination
applicable:
Not Applicable
33.
Masse:
Not Applicable
34. Swiss
Paying
Agent(s):
Not Applicable
35.
Portfolio Manager:
Not Applicable
36. Governing
law:
The Notes (and if applicable, the Receipts and the
Coupons) and any non-contractual obligations arising
out of or in connection with the Notes will be governed
by, and shall be construed in accordance with, English
law
37.
Other final terms:
Not Applicable
DISTRIBUTION

38.
(i)
If syndicated, names * of Lead Manager:
Managers:
Societe Generale Bank & Trust

1
Amend "Payment Business Day" definition if payment is to be made on 25 December as Euroclear and Clearstream, Luxembourg do
not settle payments on such day.

PARLIB01/KUNGHANN/1233604.3
Hogan
Lovells

- 5 -

Co Lead Managers:
Erste Group Bank AG
Lloyds Bank plc
(ii)
Date of Syndication Agreement:
22 November 2012
(iii)
Stabilising Manager (if any):
Not Applicable
39.
If non-syndicated, name of relevant Not Applicable
Dealer:
40.
Whether TEFRA D or TEFRA C rules TEFRA D
applicable or TEFRA rules not applicable:
Subject to certain exceptions, Section 4701 of the US
Internal Revenue Code imposes an excise tax on non-
US issuers of bearer obligations. The amount of the
excise tax is one percent of the principal amount of the
obligation, multiplied by the number of calendar years
until the obligation reaches maturity. Notes issued on
or before 18 March 2012 in accordance with the
TEFRA C Rules or TEFRA D rules are exempt from
the excise tax. The Hiring Incentives to Restore
Employment Act of 2010 (the HIRE Act) repealed the
TEFRA C rules and TEFRA D rules for Notes issued
after 18 March 2012. Based on Notice 2012-20, the
US Department of Treasury and the US Internal
Revenue Service intend to provide in regulations that
rules identical to the TEFRA C rules and TEFRA D
rules will apply for purposes of establishing an
exemption from the excise tax. Consequently, Bearer
Notes issued after 18 March 2012 in accordance with
the TEFRA C rules or TEFRA D rules should continue
to be treated as "foreign targeted obligations" that are
exempt from the excise tax.
41.
Additional selling restrictions:
Not Applicable
42.
Additional [U.S./French] Tax Disclosure:
Not Applicable

PURPOSE OF FINAL TERMS
These Final Terms comprise the final terms required for the issue of the Notes and admission to trading on the
Regulated Market of the Luxembourg Stock Exchange by Société Générale pursuant to its 125,000,000,000
Debt Instruments Issuance Programme for which purpose they are hereby submitted.
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms prepared in relation to
Series 38967/12-11, Tranche 1.

PARLIB01/KUNGHANN/1233604.3
Hogan
Lovells

- 6 -

Signed on behalf of the Issuer:
By:
Duly authorised

PARLIB01/KUNGHANN/1233604.3
Hogan
Lovells

- 7 -

PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING
(i) Listing:
Application has been made for the Notes to be listed on
the official list of the Luxembourg Stock Exchange
(ii) Admission
to
trading:
Application has been made for the Notes to be admitted
to trading on the Regulated Market of the Luxembourg
Stock Exchange with effect from or as soon as
practicable after the Issue Date
(iii) Estimate of total expenses 6,840
related to admission to trading:
2. RATINGS

Ratings:
The Notes to be issued have been rated A by Standard
& Poor's Rating Services on 19 November 2012 and
are expected to be rated A2 by Moody's Investors
Services Limited and A+ by Fitch Ratings Ltd.]
The credit ratings referred to above have been issued
by Standard & Poor's Ratings Services, Fitch Ratings
and Moody's Investors Services Limited, each of which
is established in the European Union and is registered
under Regulation (EC) No 1060/2009 of the European
Parliament and of the Council dated 16 September
2009, as amended by Regulation (EU) No 513/2011 of
the European Parliament and of the Council dated 11
May 2011 and is included in the list of registered credit
rating agencies published at the website of the
European Securities and Markets Authority
(www.esma.europa.eu).
H
H
3. NOTIFICATION

Not Applicable
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save for any fees payable to the Managers so far as the Issuer is aware, no person involved in the issue
of the Notes has an interest material to the offer.
5.
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES
(i)
Reasons for the offer:
See "Use of Proceeds" wording in the Base Prospectus
(ii)
Estimated net proceeds:
Not Applicable
(iii)
Estimated total expenses:
Not Applicable

PARLIB01/KUNGHANN/1233604.3
Hogan
Lovells

- 8 -

6. YIELD
(Fixed Rate Notes only)
Indication of yield:
3.20 % per annum.
The yield is calculated at the Issue Date on the basis of
the Issue Price. It is not an indication of future yield.
7.
HISTORIC INTEREST RATES (Floating Rate Notes only)
Not Applicable
8.
PERFORMANCE OF INDEX/FORMULA, EXPLANATION OF EFFECT ON VALUE OF INVESTMENT
AND ASSOCIATED RISKS AND OTHER INFORMATION CONCERNING THE UNDERLYING (Index
Linked Notes only)
Not Applicable
9.
PERFORMANCE OF RATE[S] OF EXCHANGE AND EXPLANATION OF EFFECT ON VALUE OF
INVESTMENT (Dual Currency Notes only)
Not Applicable
10.
INFORMATION REQUIRED FOR SIS NOTES TO BE LISTED ON THE SIX SWISS EXCHANGE
Not Applicable
11. OPERATIONAL
INFORMATION

(i) ISIN
Code:
XS0813929436
(ii) Common
Code:
081392943
(iii)
Any clearing system(s) other than Not Applicable
Euroclear Bank S.A./N.V.,
Clearstream Banking, société
anonyme Euroclear France or
Euroclear UK & Ireland Limited
and the relevant identification
number(s):
(iv) Delivery:
Delivery against payment
(v) Names and addresses of Not Applicable
Additional Paying Agent(s) (if
any):
(vi)
Intended to be held in a manner Yes
which would allow Eurosystem
eligibility:
Note that the designation "yes" simply means that the
Notes are intended upon issue to be deposited with one
of the ICSDs as common safekeeper , and registered in
the name of a nominee of one of the ICSDs acting as
common safekeeper and does not necessarily mean
that the Notes will be recognised as eligible collateral for
Eurosystem monetary policy and intra-day credit

PARLIB01/KUNGHANN/1233604.3
Hogan
Lovells

- 9 -

operations by the Eurosystem either upon issue or at
any or all times during their life. Such recognition will
depend upon satisfaction of the Eurosystem eligibility
criteria.
12.
Address and contact details of Société Société Générale
Générale for all administrative
Tour Société Générale
communications relating to the Notes:
OPER/OTC/IRD
189, rue d'aubervilliers
75886 Paris CEDEX 18
Telephone:
+ 33 1 42 13 64 32 /

+ 33 1 42 13 44 52
Facsimile:
+ 33 1 42 13 76 33
Attention:
Nicholas Leblois / Catherine NYS
13.
PUBLIC OFFERS IN EUROPEAN ECONOMIC AREA
Not Applicable
Post-issuance information: The Issuer does not intend to provide any post-issuance information in relation to
any assets underlying issues of Notes constituting derivative securities.

PARLIB01/KUNGHANN/1233604.3
Hogan
Lovells