Obbligazione UniCred 0.4% ( XS0620233097 ) in EUR

UniCred

100 EUR ⇌

Italia

XS0620233097 ( in EUR )

0.4% per anno ( pagato 1 volta l'anno)

01/12/2026 - Obbligazione è scaduto

Prospetto opuscolo dell'obbligazione UniCredit XS0620233097 in EUR 0.4%, scaduta

UniCredit è una banca commerciale italiana operante a livello internazionale, con attività principali nel settore bancario retail, corporate e investment banking.

The Obbligazione issued by UniCred ( Italy ) , in EUR, with the ISIN code XS0620233097, pays a coupon of 0.4% per year.
The coupons are paid 1 time per year and the Obbligazione maturity is 01/12/2026

Final Terms dated 10 May 2012
UniCredit S.p.A.
Issue of EUR 2.100.000 Fixed Rate Notes due 1 December 2026
to be consolidated and form a single series with the EUR 20,000,000 Fixed Rate Notes
due 1 December 2026 issued on 1 June, 2011 (the "Original Notes") as increased by EUR 15,000,000
Fixed Rate Notes due 1 December 2026 issued on 20 July, 2011 (the "First Increase") and by EUR
5,000,000 Fixed Rate Notes due 1 December, 2026 issued on 29 July 2011 (the "Second Increase")

under the 60,000,000,000 Euro Medium Term Note Programme

Part A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the
Conditions) set forth in the original prospectus dated 22 October 2010 which are incorporated by reference
in the Prospectus dated 21 July 2011 and are attached hereto. This document constitutes the Final Terms of
the Notes described herein for the purposes of Article 5.4 of the Prospectus Directive (Directive
2003/71/EC) (the Prospectus Directive) as amended (which includes the amendments made by Directive
2010/73/EU (the 2010 PD Amending Directive) to the extent that such amendments have been
implemented in a relevant Member State) and must be read in conjunction with the Prospectus dated 21
July 2011 and the Supplement to the Prospectus dated 18 August 2011, 22 December 2011, 27 January
2012, 21 February 2012 and 2 April 2012 which together constitute a base prospectus for the purposes of
the Prospectus Directive. Full information on the Issuer and the offer of the Notes is only available on the
basis of the combination of these Final Terms and the Prospectus dated 21 July 2011, the Supplements to
the Prospectus dated 18 August 2011, 22 December 2011, 27 January 2012, 21 February 2012 and 2 April
2012, and the original prospectus dated 22 October 2010. The Prospectus, the Supplements to the
Prospectus dated 18 August 2011, 22 December 2011, 27 January 2012, 21 February 2012 and 2 April
2012, and the original prospectus are available for viewing at UniCredit S.p.A., Via A. Specchi, 16, 00186,
Rome, Italy and on the website of UniCredit www.unicreditgroup.eu as well as on the website of the
Luxembourg Stock Exchange, www.bourse.lu. Copies may be obtained, free of charge, from the Issuer at
the address above.

1. (a) Issuer:
UniCredit
S.p.A.

(b) Guarantor: Not
Applicable
2. (a) Series
Number:
454
(b) Tranche Number:
4
The Notes will be consolidated and form a single
Series with the Original Notes, the First Increase
and the Second Increase as from the date on which,
and to the extent to which, interests in the
Temporary Global Note will be exchangeable for
interests in the Permanent Global Note, which date
is expected to be on or about the 40th day after the
Issue Date of Tranche 4.
3. Specified Currency or Currencies:
Euro ("EUR")
4. Aggregate Nominal Amount:

(a) Series: EUR
42,100,000
(b) Tranche: EUR
2,100,000
5. Issue Price:
89.50 per cent. of Tranche Number 4, plus 348
days' accrued interest (for the period from and
including 1 June 2011, to but excluding the Issue

Date)
6. (a) Specified Denominations:
EUR 50,000
(b) Calculation Amount:
EUR 50,000
7. (a) Issue Date:
14 May 2012
(b) Interest Commencement Date:
1 June 2011
8. Maturity Date:
1 December 2026
9. Interest Basis:
0.40 per cent. Fixed Rate Interest

(further particulars specified below)
10. Redemption/Payment Basis:
185 per cent.
11. Change of Interest Basis or
Not Applicable
Redemption/Payment Basis:
12. Put/Call Options:
Not Applicable
13. (a)
Status of the Notes:
Senior
(b) Status of the Guarantee:
Not Applicable
14. Method of distribution:
Non-syndicated
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
15. Fixed Rate Note Provisions:
Applicable
(a)
Rate(s) of Interest:
0.40 per cent. per annum, unadjusted, payable
annually in arrear
(b)
Interest Payment Date(s):
1 December in each year from, and including 1
December 2012 up to, and including the Maturity
Date, in accordance with the Following Business
Day Convention
There will be a long first interest period from (and
including) the Interest Commencement Date to (but
excluding) 1 December 2012 (the "Long First
Interest Period")
(c)
Fixed Coupon Amount(s):
EUR 200 per Calculation Amount, payable annually
(Applicable to Notes in definitive in arrear on 1 December in each year from, and
form)
including 1 December 2013 up to, and including, the
Maturity Date
(d)
Broken Amount(s): (Applicable to For the Long First Interest Period, EUR 300.00 per
payable on the Interest Notes in Calculation Amount, payable annually in arrear on
definitive form)
1 December 2012
(e)
Day Count Fraction:
Actual/Actual (ICMA), unadjusted
(f)
Determination Date:
Each Interest Payment Date in each year
(g)
Other terms relating to the method of Not Applicable
calculating interest for Fixed Rate
Notes:
16. Floating Rate Note Provisions:
Not Applicable
17. Zero Coupon Note Provisions:
Not applicable

18. Index Linked Interest Note/other variable-linked Not Applicable
interest Note Provisions:
19. Dual Currency Note Provisions:
Not Applicable
20. Credit Linked Note Provisions:
Not Applicable
PROVISIONS RELATING TO REDEMPTION

21. Issuer Call:
Not Applicable
22. Regulatory Call:
Not Applicable
23. Investor Put:
Not Applicable
24. Final Redemption Amount:
EUR 92,500 per Calculation Amount
25. Early Redemption Amount payable on Not Applicable
redemption for taxation reasons (as
contemplated by Condition 9.2) or on event of
default (as contemplated by Condition 13)
and/or the method of calculating the same (if
required or if different from that set out in
Condition 9.6 (Redemption and Repurchase
Early Redemption Amounts):
GENERAL PROVISIONS APPLICABLE TO THE NOTES
26. Form of Notes

(a) Form of Notes:
Bearer Notes:
Temporary Bearer Global Note exchangeable for a
Permanent Bearer Global Note which is
exchangeable for definitive Notes only upon an
Exchange Event
(b) New Global Note:
Yes
27. Additional Financial Centre(s) or other special Not Applicable
provisions relating to Payment Dates:
28. Talons for future Coupons or Receipts to be No
attached to definitive Notes (and dates on which
such Talons mature):
29. Details relating to Partly Paid Notes: amount of Not Applicable
each payment comprising the Issue Price and
date on which each payment is to be made and
consequences of failure to pay, including any
right of the Issuer to forfeit the Notes and
interest due on late payment:
30. Details relating to Instalment Notes:

(a) Instalment Amount(s):
Not Applicable
(b) Instalment Date(s):
Not Applicable
31. Details relating to Extendible Notes:
Not Applicable
32. Redenomination applicable:
Redenomination not applicable
33. Other final terms:
Not Applicable
DISTRIBUTION

34. (a) If syndicated, names of Managers:
Not Applicable
(b) Date of Subscription Agreement:
Not Applicable

PART B OTHER INFORMATION
1. LISTING AND ADMISSION TO TRADING
(a) Listing and admission to trading:
Application has been made by the Issuer (or on its
behalf) for the Notes to be admitted to trading on
the regulated market of the Luxembourg Stock
Exchange and listed on the Official List of the
Luxembourg Stock Exchange, in each case with
effect from, or about, the Issue Date.
The Original Notes have been admitted to trading
on the regulated market of the Luxembourg Stock
Exchange and listed on the Official List of the
Luxembourg Stock Exchange, with effect from 1
June 2011
(b) Estimate of total expenses related to EUR 750
admission to trading:
2. RATINGS
Ratings:
The Notes are not expected to be rated

3. INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
The Issuer and the Dealer, UniCredit Bank AG, have a conflict of interest with respect to the Noteholders,
as they belong to UniCredit Group.
Moreover the Dealer is also the arranger of the Notes and the swap counterparty.
4. YIELD (Fixed Rate Notes only delete
otherwise)
Indication of yield:
5.443 per cent. per annum

The yield is calculated at the Issue Date on the basis
of the Issue Price. It is not an indication of future
yield

5. OPERATIONAL INFORMATION
(a) ISIN
Code:
XS0782583149 (to be fungible with ISIN
XS0620233097)
(b) Common Code:
078258314 (to be fungible with Common Code
062023309)

ISIN and Common Code of Series 4 are temporary
due to fungibility with Series 1

ISIN and Common Code of Series 4 shall match
those of Tranche 1, after 40 days after the Issue
Date of Tranche 4.
(c) Any other securities identification WKN: A1GQHG
number:
(d) Any clearing system(s) other than Not Applicable
Euroclear Bank S.A./N.V. and
Clearstream Banking, société anonyme
and the relevant identification number(s):

(e) Delivery: Delivery
against
payment
(f) Names and addresses of additional Paying Not Applicable
Agent(s) (if any):
(g) Intended to be held in a manner which Yes
would allow Eurosystem eligibility:
Note that the designation "yes" simply means that
the Notes are intended upon issue to be deposited
with Clearstream Banking, société anonyme or
Euroclear Bank S.A./N.V. as common safekeeper
and does not necessarily mean that the Notes will be
recognised as eligible collateral for Eurosystem
monetary policy and intra-day credit operations by
the Eurosystem either upon issue or at any or all
times during their life. Such recognition will depend
upon satisfaction of the Eurosystem eligibility
criteria.