Obbligazione Charles Schwab & Co. 4.45% ( US808513AD76 ) in USD

Emittente Charles Schwab & Co.
Prezzo di mercato 100 USD  ⇌ 
Paese  Stati Uniti
Codice isin  US808513AD76 ( in USD )
Tasso d'interesse 4.45% per anno ( pagato 2 volte l'anno)
Scadenza 22/07/2020 - Obbligazione è scaduto



Prospetto opuscolo dell'obbligazione Charles Schwab US808513AD76 in USD 4.45%, scaduta


Importo minimo 1 000 USD
Importo totale 700 000 000 USD
Cusip 808513AD7
Standard & Poor's ( S&P ) rating N/A
Moody's rating N/A
Descrizione dettagliata Charles Schwab è un'azienda statunitense di servizi finanziari che offre una vasta gamma di prodotti e servizi di investimento, tra cui brokerage, gestione patrimoniale e consulenza finanziaria.

The Obbligazione issued by Charles Schwab & Co. ( United States ) , in USD, with the ISIN code US808513AD76, pays a coupon of 4.45% per year.
The coupons are paid 2 times per year and the Obbligazione maturity is 22/07/2020







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424B5 1 d424b5.htm PROSPECTUS SUPPLEMENT PURSUANT TO RULE 424(B)(5)
Table of Contents
Filed Pursuant to Rule 424(b)(5)
Registration No. 333-156152
Calculation of registration fee

Maximum
aggregate
Amount of
Title of Each Class of Securities Offered
offering price
registration fee(1)
4.45% Senior Notes due 2020
$600,000,000
$42,780
(1) The filing fee is calculated in accordance with Rule 457(r) of the Securities Act of 1933, as amended.
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PROSPECTUS SUPPLEMENT
(To Prospectus dated December 16, 2008)

$600,000,000
The Charles Schwab Corporation
4.45% Senior Notes due 2020
The Charles Schwab Corporation ("CSC") will offer $600,000,000 aggregate principal amount of 4.45% Senior
Notes due 2020, which CSC refers to in this prospectus supplement as the "notes."
The notes will mature on July 22, 2020. The notes will pay interest at 4.45% per annum. Interest on the notes will
be paid each January 22 and July 22, beginning on January 22, 2011. The notes will be senior unsecured
obligations of CSC, ranking equally with all of CSC's other unsecured senior indebtedness. CSC may redeem
some or all of the notes at any time at the make-whole redemption price, as described under "Description of the
Notes--Optional Redemption."
CSC does not intend to apply for listing of the notes on any securities exchange or for inclusion of the notes in
any automated dealer quotation system. Currently, there is no public market for the notes.
Investing in the notes involves risk. See "Risk Factors" beginning on page S-10.
Neither the Securities and Exchange Commission nor any other regulatory body has approved or
disapproved of these notes or passed upon the accuracy or adequacy of this prospectus supplement or
the accompanying prospectus. Any representation to the contrary is a criminal offense.
These notes are not insured by the Federal Deposit Insurance Corporation or any other governmental agency.
These notes are not savings accounts, deposits or other obligations of any bank. This debt is not guaranteed
under the Federal Deposit Insurance Corporation's Temporary Liquidity Guarantee Program.


Underwriting Discount

Price to Public (1)
or Commission
Proceeds to CSC
Per note
99.872%
0.650%
99.222%
Total
$599,232,000
$3,900,000
$595,332,000
(1) Plus accrued interest, if any, from July 22, 2010 if settlement occurs after that date.
The underwriters expect to deliver the notes in book-entry form only through the facilities of The Depository Trust
Company for the accounts of its participants, including Euroclear Bank, S.A./N.V and Clearstream Banking,
société anonyme, and its indirect participants, against payment in New York, New York on or about July 22, 2010.
Sole Book-Running Manager
J.P. Morgan
Joint Lead Managers

Citi

UBS Investment Bank
Co-Managers

Credit Suisse

Wells Fargo Securities
July 19, 2010
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Table of Contents
Prospectus Supplement



Page
About This Prospectus Supplement

S-ii
Where You Can Find More Information

S-iii
Forward-Looking Statements

S-iv
Summary

S-1
Risk Factors

S-10
Consolidated Ratios of Earnings to Fixed Charges

S-13


Page
Use of Proceeds

S-14
Capitalization

S-15
Description of the Notes

S-16
Underwriting

S-20
Notice to Investors

S-22
Legal Matters

S-23
Experts

S-23

Prospectus



Page
About this Prospectus

1
Forward-looking Statements

1
Where You Can Find More Information

2
The Charles Schwab Corporation

3
The Trusts

3
Consolidated Ratios of Earnings to Fixed Charges

4
Use of Proceeds

5
Description of Debt Securities of The Charles Schwab Corporation

5
Description of the Trust Preferred Securities

14
Description of the Junior Subordinated Debentures of The Charles Schwab Corporation

25


Page
Description of the Trust Securities Guarantees of The Charles Schwab Corporation

36
Relationship Among the Trust Preferred Securities, the Corresponding Junior Subordinated
Debentures and the Trust Securities Guarantees

38
Description of Preferred Stock

40
Description of Depositary Shares

43
Description of Common Stock

45
Description of Purchase Contracts

47
Description of Warrants

47
Description of Units

50
Global Securities

51
Plan of Distribution

54
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Validity of Securities

56
Experts

56

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About this prospectus supplement
This document consists of two parts. The first part is the prospectus supplement, which describes the price per
note, interest rate, maturity date, aggregate principal amount and certain other terms of this offering. The second
part is the prospectus, which describes more general information, some of which may not apply to this offering.
You should read this prospectus supplement and the accompanying prospectus, together with additional
information described under "Where You Can Find More Information" in this prospectus supplement.
References in this prospectus supplement to "CSC" mean The Charles Schwab Corporation. References in this
prospectus supplement to the "Company" mean CSC and its majority-owned subsidiaries.
If the information set forth in this prospectus supplement differs in any way from the information set forth in the
accompanying prospectus, you should rely on the information set forth in this prospectus supplement.
You should rely only on the information contained in or incorporated by reference in this prospectus supplement,
the accompanying prospectus and any free writing prospectus relating to the notes issued hereby prepared by or
on behalf of CSC at the time of pricing. No one is authorized to give information other than that contained herein
and therein. This prospectus supplement may be used only for the purpose for which it has been prepared. CSC
has not, and the underwriters have not, authorized any other person to provide you with different information. If
anyone provides you with different or inconsistent information, you should not rely on it.
The representations, warranties and covenants made by CSC in any agreement that is filed as an exhibit to any
document that is incorporated by reference in this prospectus supplement and the accompanying prospectus
were made solely for the benefit of the parties to such agreement, including, in some cases, for the purpose of
allocating risk among the parties to such agreements, and should not be deemed to be a representation, warranty
or covenant to you. Moreover, such representations, warranties or covenants were accurate only as of the date
when made. Accordingly, such representations, warranties and covenants should not be relied on as accurately
representing the current state of CSC's affairs.
CSC is not, and the underwriters are not, making an offer to sell these notes in any jurisdiction where the offer or
sale is not permitted. You should not assume that the information appearing in this prospectus supplement and
the accompanying prospectus or any document incorporated by reference is accurate as of any date other than
the date of the applicable document. CSC's business, financial condition, results of operations and prospects may
have changed since that date. Neither this prospectus supplement nor the accompanying prospectus constitutes
an offer or solicitation on CSC's behalf or on behalf of the underwriters to subscribe for and purchase any of the
notes, and may not be used for or in connection with an offer or solicitation by anyone in any jurisdiction in which
such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or
solicitation.

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Where you can find more information
CSC files annual, quarterly and current reports, proxy statements and other information with the Securities and
Exchange Commission (the "SEC"). CSC's SEC filings are available to the public over the Internet at the SEC's
website at http:/www.sec.gov. Copies of certain information filed by CSC with the SEC are also available on
CSC's corporate website at http://www.aboutschwab.com. The website addresses of the SEC and CSC are
included as inactive textual references only, and the information contained on those websites is not a part of this
prospectus supplement or the accompanying prospectus. You may also read and copy any document that CSC
files at the SEC's Public Reference Room, 100 F Street, N.E., Washington, D.C. 20549. You may obtain
information on the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330.
The SEC allows CSC to "incorporate by reference" information CSC has filed with the SEC, which means that
CSC can disclose important information to you by referring you to other documents. The information incorporated
by reference is considered to be a part of this prospectus supplement.
This prospectus supplement incorporates by reference the documents listed below:

· Annual Report on Form 10-K for the fiscal year ended December 31, 2009 (including such information from the
Proxy Statement filed March 30, 2010 that is incorporated by reference in Part III of such Annual Report);

· Quarterly Report on Form 10-Q for the quarter ended March 31, 2010; and

· Current Reports on Form 8-K filed on January 21, 2010, February 2, 2010, March 16, 2010, and May 18, 2010.
You may request a copy of these filings at no cost, by writing, telephoning or sending an email to the following
address:
The Charles Schwab Corporation
211 Main Street
San Francisco, California 94105
Attention: Corporate Secretary
Telephone: (415) 667-1959
Email: [email protected]

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Forward-looking statements
This prospectus supplement and the accompanying prospectus, including the documents incorporated by
reference, contain not only historical information but also "forward-looking statements" within the meaning of
Section 27A of the Securities Act, and Section 21E of the Securities Exchange Act of 1934. Forward-looking
statements are identified by words such as "believe," "anticipate," "expect," "intend," "plan," "will," "may,"
"estimate," "aim," "target," "could" and other similar expressions. These statements, which may be expressed in a
variety of ways, including the use of future or present tense language, refer to future events. In addition, any
statements that refer to expectations, projections, or other characterizations of future events or circumstances are
forward-looking statements.
These forward-looking statements, which reflect management's beliefs, objectives, and expectations as of the
date hereof, or in the case of any documents incorporated by reference, as of the date of those documents, are
necessarily estimates based on the best judgment of CSC's senior management. These statements relate to,
among other things:

· the use of proceeds from this debt offering;

· the ratings for the notes;

· a trading market for the notes;

· the Company's ability to pursue its business strategy;

· the impact of current market conditions on the Company's results of operations;
· the impact of changes in the likelihood of indemnification and guarantee payment obligations on the Company's
results of operations;
· the impact of legal proceedings and regulatory matters;
· target capital ratios;

· sources of liquidity, capital and level of dividends;

· capital expenditures;

· the impact of changes in management's estimates on the Company's results of operations;

· the impact on the Company's results of operations of recording stock option expense; and

· the other risks and uncertainties described in this prospectus supplement.
Achievement of the expressed beliefs, objectives, and expectations described in these statements is subject to
certain risks and uncertainties that could cause actual results to differ materially. Readers are cautioned not to
place undue reliance on these forward-looking statements, which speak only as of the date of this prospectus
supplement or, in the case of documents incorporated by reference, as of the date of those documents.
Important factors that may cause actual results to differ include, but are not limited to:
· changes in general economic and financial market conditions;
· fluctuations in client asset values due to changes in equity valuations;

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· the performance of securities available for sale;

· the level of interest rates, including yields available on money market mutual fund eligible instruments;

· the amount of loans to the Company's brokerage and banking clients;

· changes in revenues and profit margin due to changes in interest rates;

· unanticipated adverse developments in litigation or regulatory matters;
· final court approval regarding settlement of the civil class action litigation relating to the Schwab YieldPlus
Fund;
· amounts recovered on insurance policies;
· the level of the Company's stock repurchase activity;

· the level of brokerage client cash balances and deposits from banking clients;

· the availability and terms of external financing;

· the timing and impact of changes in the Company's level of investments in leasehold improvements and
technology;

· CSC's ability to maintain favorable ratings from ratings agencies;

· potential breaches of contractual terms for which the Company has indemnification obligations; and

· the adverse impact of legislative and regulatory initiatives affecting the financial services industry.
You should refer to the "Risk Factors" section of this prospectus supplement and to CSC's periodic and current
reports filed with the SEC for specific risks which would cause actual results to be significantly different from those
expressed or implied by these forward-looking statements. In particular, certain of these factors, as well as
general risk factors affecting CSC and its subsidiaries, are discussed in greater detail in "Item 1A--Risk Factors"
in the Company's Annual Report on Form 10-K for the year ended December 31, 2009, which is incorporated by
reference into this prospectus supplement and accompanying prospectus.

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Summary
This summary highlights information contained elsewhere, or incorporated by reference, in this prospectus
supplement. As a result, it does not contain all of the information that may be important to you or that you
should consider before investing in the notes. You should read this entire prospectus supplement and
accompanying prospectus, including the "Risk Factors" section and the documents incorporated by reference,
which are described under "Where You Can Find More Information" in this prospectus supplement.
The Charles Schwab Corporation
The Charles Schwab Corporation, headquartered in San Francisco, California, was incorporated in 1986 and
engages, through its subsidiaries (primarily located in San Francisco except as indicated), in securities
brokerage, banking, and related financial services. At March 31, 2010, CSC had $1.49 trillion in client assets,
7.8 million active brokerage accounts, 1.5 million corporate retirement plan participants, and 768,000 banking
accounts.
Significant subsidiaries of CSC include:

· Charles Schwab & Co., Inc. ("Schwab"), which was incorporated in 1971, is a securities broker-dealer with
more than 300 domestic branch offices in 45 states, as well as a branch in each of the Commonwealth of
Puerto Rico and London, U.K., and serves clients in Hong Kong through one of CSC's subsidiaries;

· Charles Schwab Bank ("Schwab Bank"), which commenced operations in 2003, is a federal savings bank
located in Reno, Nevada; and

· Charles Schwab Investment Management, Inc. is the investment advisor for Schwab's proprietary mutual
funds, which are referred to as the Schwab Funds .
®
The Company offers a broad range of products to address individuals' varying investment and financial
needs. Examples of these product offerings include:

· Brokerage--an array of asset management accounts including some with check-writing features, debit card
and billpay; individual retirement accounts; retirement plans for small to large businesses; 529 college
savings accounts; separately managed accounts; designated brokerage accounts; equity incentive plan
accounts; and margin loans, as well as access to fixed income securities, equity and debt offerings and
exchange traded funds;

· Banking--first mortgages, home equity lines of credit, pledged-asset loans, certificates of deposit, demand
deposit accounts, checking accounts linked to brokerage accounts, savings accounts and credit cards;

· Trust--trust custody services, personal trust reporting services and administrative trustee services; and

· Mutual funds--third-party mutual funds through Mutual Fund Marketplace ,
® including no-load mutual funds
through the Mutual Fund OneSource® service, proprietary mutual funds from two fund families--Schwab
Funds a
®
nd Laudus Funds ,
® other third-party mutual funds and mutual fund trading and clearing services to
broker-dealers.


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These products, and the Company's full array of investing services, are made available through its two
reportable segments--Investor Services and Institutional Services.
Investor Services
Through the Investor Services segment, the Company provides retail brokerage and banking services to
individual investors.
The Company offers research, analytic tools, performance reports, market analysis and educational material
to all clients. Clients looking for more guidance have access to online portfolio planning tools, as well as
professional advice from Schwab's portfolio consultants who can help develop an investment strategy and
carry out investment and portfolio management decisions.
Institutional Services
Through the Institutional Services segment, Schwab provides custodial, trading, technology, practice
management, trust asset and other support services to independent investment advisors. To attract and serve
independent investment advisors, Institutional Services has a dedicated sales force and service teams
assigned to meet their needs.
The Institutional Services segment also provides retirement plan services, plan administrator services, stock
plan services and mutual fund clearing services, and supports the availability of Schwab proprietary mutual
funds on third-party platforms. The Company serves a range of employer sponsored plans: equity
compensation plans, defined contribution plans, defined benefit plans, and other investment related benefits
plans.
CSC's common stock is listed and traded on The New York Stock Exchange under the symbol "SCHW".
CSC's principal executive office is located at 211 Main Street, San Francisco, California 94105, and CSC's
telephone number is (415) 667-7000. CSC's corporate Internet website is www.aboutschwab.com. CSC's
website address is included as an inactive textual reference only, and the information contained on CSC's
website is not a part of this prospectus supplement or the accompanying prospectus.


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