Obbligazione MITSUBISHI UFJ FG Inc. 3.961% ( US606822AT15 ) in USD

Emittente MITSUBISHI UFJ FG Inc.
Prezzo di mercato 100 USD  ▼ 
Paese  Giappone
Codice isin  US606822AT15 ( in USD )
Tasso d'interesse 3.961% per anno ( pagato 2 volte l'anno)
Scadenza 02/03/2023 - Obbligazione č scaduto



Prospetto opuscolo dell'obbligazione Mitsubishi UFJ Financial Group Inc US606822AT15 in USD 3.961%, scaduta


Importo minimo 2 000 USD
Importo totale 1 500 000 000 USD
Cusip 606822AT1
Standard & Poor's ( S&P ) rating A- ( Upper medium grade - Investment-grade )
Moody's rating A1 ( Upper medium grade - Investment-grade )
Descrizione dettagliata Mitsubishi UFJ Financial Group Inc. č un'istituzione finanziaria globale con sede in Giappone, risultante dalla fusione di Mitsubishi Tokyo Financial Group e UFJ Holdings nel 2005.

The Obbligazione issued by MITSUBISHI UFJ FG Inc. ( Japan ) , in USD, with the ISIN code US606822AT15, pays a coupon of 3.961% per year.
The coupons are paid 2 times per year and the Obbligazione maturity is 02/03/2023

The Obbligazione issued by MITSUBISHI UFJ FG Inc. ( Japan ) , in USD, with the ISIN code US606822AT15, was rated A1 ( Upper medium grade - Investment-grade ) by Moody's credit rating agency.

The Obbligazione issued by MITSUBISHI UFJ FG Inc. ( Japan ) , in USD, with the ISIN code US606822AT15, was rated A- ( Upper medium grade - Investment-grade ) by Standard & Poor's ( S&P ) credit rating agency.







PROSPECTUS SUPPLEMENT
(To prospectus dated February 10, 2016)
MUFG
Mitsubishi UFJ Financial Group, Inc.
$750,000,000 Floating Rate Senior Notes due March 2, 2023
$1,500,000,000 3.455% Senior Notes due March 2, 2023
$750,000,000 3.777% Senior Notes due March 2, 2025
$500,000,000 3.961% Senior Notes due March 2, 2028
Mitsubishi UFJ Financial Group, Inc., or MUFG, expects to issue the above-listed senior notes, collectively the Notes, pursuant to a
senior indenture, dated March 1, 2016, or the Indenture. MUFG Securities Americas Inc. and other broker-dealers may use this
prospectus supplement and the accompanying prospectus in connection with market-making transactions in the Notes after their
initial sale.
The floating rate senior notes due March 2, 2023, or the 5-year floating rate notes, will bear interest commencing March 2, 2018 at a
floating rate, payable quarterly in arrears on March 2, June 2, September 2 and December 2 of each year, subject to adjustments, with
the first interest payment to be made on June 2, 2018. The interest rate on the 5-year floating rate notes for each interest period will be a
per annum rate equal to three-month U.S. dollar London Interbank Offered Rate, or LIBOR, plus 0.74%. Each of the fixed rate senior
notes due March 2, 2023, or the 5-year fixed rate notes, the fixed rate senior notes due March 2, 2025, or the 7-year fixed rate notes, and
the fixed rate senior notes due March 2, 2028, or the 10-year fixed rate notes, collectively the fixed rate notes, will bear interest
commencing March 2, 2018 at a per annum rate listed above, payable semi-annually in arrears on March 2 and September 2 of each
year, with the first interest payment to be made on September 2, 2018.
We may at our option redeem a series of Notes in whole, but not in part, at 100% of their principal amount plus any accrued and unpaid
interest to (but excluding) the date of redemption upon the occurrence of certain tax events, subject to certain conditions. See "Description of
Senior Debt Securities" in the accompanying prospectus.
The Notes are intended to qualify as total loss-absorbing capacity, or TLAC, debt upon the implementation of applicable TLAC
regulations in Japan. The Notes will be our senior unsecured obligations and will rank senior to all of our existing and future
subordinated debt, will rank equally in right of payment with all of our existing and future unsecured and unsubordinated debt
(except for statutorily preferred exceptions) and will be effectively subordinated to any secured indebtedness we incur, to the extent of
the value of the assets securing the same. See "Risk Factors--Risks Related to the Senior Debt Securities--The senior debt securities will
be structurally subordinated to the liabilities of MUFG's subsidiaries, including BTMU and MUTB." and other risk factors in the
same section included in the accompanying prospectus, and "Description of Senior Debt Securities" in the accompanying prospectus.
We have made an application to the Luxembourg Stock Exchange to list the Notes on the official list of the Luxembourg Stock Exchange and
for the Notes to be admitted to trading on the Luxembourg Stock Exchange's Euro MTF Market. The Luxembourg Stock Exchange's Euro MTF
Market is not a regulated market for the purposes of Directive 2004/39/EC of the European Parliament and of the Council on markets in
financial instruments. This prospectus supplement with the accompanying prospectus constitutes the listing prospectus for purposes of Part IV
of the Luxembourg law on prospectus for securities dated July 10, 2005, as amended. This prospectus supplement and the accompanying
prospectus may be used only for the purposes for which it has been published, and does not constitute a prospectus for the purposes of the
Prospectus Directive (Directive 2003/71/EC, as amended).
Investing in the Notes involves risks. See "Risk Factors" beginning on page 6 of the accompanying prospectus, updated on
page S-2 of this prospectus supplement, and as incorporated by reference herein from our most recent annual report on
Form 20-F.
Neither the U.S. Securities and Exchange Commission, or the SEC, nor any state securities regulators has approved or disapproved
these securities or determined if this prospectus supplement or the accompanying prospectus is truthful or complete. Any
representation to the contrary is a criminal offense.
These securities are not deposits or savings accounts. These securities are not insured by the U.S. Federal Deposit Insurance Corporation,
or the FDIC, or any other governmental agency or instrumentality.
Underwriting Discounts
Proceeds to us
Price to Public(1)
and Commissions(2)
(before expenses)(1)
Per Floating Rate Note due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.350%
99.650%
Total Floating Rate Notes due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$ 750,000,000
$2,625,000
$ 747,375,000
Per Fixed Rate Note due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.350%
99.650%
Total Fixed Rate Notes due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$1,500,000,000
$5,250,000
$1,494,750,000
Per Fixed Rate Note due 2025 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.400%
99.600%
Total Fixed Rate Notes due 2025 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$ 750,000,000
$3,000,000
$ 747,000,000
Per Fixed Rate Note due 2028 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000%
0.450%
99.550%
Total Fixed Rate Notes due 2028 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$ 500,000,000
$2,250,000
$ 497,750,000
(1) Plus accrued interest, if any, after March 2, 2018.
(2) For additional underwriting compensation information, see "Underwriting (Conflicts of Interest)."
The Notes are expected to be delivered to purchasers in book-entry form only through the facilities of The Depository Trust Company, or DTC, for
the accounts of its participants, including Euroclear Bank SA/NV, or Euroclear, and Clearstream Banking S.A., or Clearstream, Luxembourg,
on or about March 2, 2018.
Joint Lead Managers and Joint Bookrunners
MORGAN STANLEY
MUFG
CITIGROUP
Senior Co-Managers
Barclays
HSBC
J.P. Morgan
BofA Merrill Lynch
Co-Managers
BNP PARIBAS
Credit Agricole CIB
Credit Suisse
Deutsche Bank Securities
Natixis
Nomura
RBC Capital Markets
Socie“te“ Ge“ne“rale Corporate
& Investment Banking
The date of this prospectus supplement is February 26, 2018


TABLE OF CONTENTS
Page
About This Prospectus Supplement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
ii
Forward-Looking Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
v
Where You Can Obtain More Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
v
Incorporation of Documents by Reference . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
vi
Summary: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-1
Floating Rate Senior Notes due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-5YRFL
3.455% Senior Notes due 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-5YRFX
3.777% Senior Notes due 2025 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-7YRFX
3.961% Senior Notes due 2028 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-10YRFX
General Terms of the Notes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
S-GEN-1
Use of Proceeds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-1
Capitalization and Indebtedness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-2
Taxation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-3
Underwriting (Conflicts of Interest) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-8
Listing and General Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-16
Legal Matters . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-17
Independent Registered Public Accounting Firm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SP-17
About This Prospectus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3
Forward-Looking Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
4
Mitsubishi UFJ Financial Group, Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
5
Risk Factors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
6
Consolidated Ratio of Earnings to Fixed Charges . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
12
Use of Proceeds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
Selected Financial Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
14
Capitalization and Indebtedness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
19
Description of Senior Debt Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
20
Taxation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
37
Certain ERISA and Other Considerations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
46
Underwriting (Conflicts of Interest) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
48
Legal Matters . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Independent Registered Public Accounting Firm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Where You Can Obtain More Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Incorporation of Documents by Reference . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
50
Limitation on Enforcement of U.S. Laws . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
51
Annex A: Unaudited Reverse Reconciliation of Selected Financial Information . . . . . . . . . . . . . . . .
A-1
i


ABOUT THIS PROSPECTUS SUPPLEMENT
In making an investment decision, you should rely only on the information provided or incorporated by
reference in this prospectus supplement, the accompanying prospectus and any related free-writing prospectus
that we prepare or authorize. We have not authorized anyone to provide you with different or additional
information. You should not assume that the information in this prospectus supplement, the accompanying
prospectus or any related free-writing prospectus that we prepare or authorize or in any document incorporated
by reference herein or therein is accurate as of any date after its date.
The distribution of this prospectus supplement, the accompanying prospectus and any related free-writing
prospectus that we prepare or authorize and the offering of the Notes in certain jurisdictions may be restricted by
law. This prospectus supplement, the accompanying prospectus and any related free-writing prospectus that we
prepare or authorize do not constitute an offer, or an invitation on our behalf or on behalf of the underwriters or
any of them, to subscribe to or purchase any of the Notes, and may not be used for or in connection with an offer
or solicitation by anyone, in any jurisdiction in which such an offer or solicitation is not authorized or to any
person to whom it is unlawful to make such an offer or solicitation.
The Notes may not be a suitable investment for all investors and you must determine on your own or with
the assistance of a financial adviser the suitability of an investment in the Notes in light of your own
circumstances. You should not invest in the Notes unless you have the knowledge and expertise, either on your
own or with the assistance of a financial adviser, to evaluate how the Notes will perform under changing
conditions, the effect on the value of the Notes of the uncertainty relating to whether and how the Notes will be
qualified or treated under applicable regulatory capital or TLAC requirements, the impact this investment will
have on your overall investment portfolio, and the use of proceeds from the sale of the Notes. Prior to making an
investment decision, you should consider carefully, in light of your own financial circumstances and investment
objectives, all the information contained in this prospectus supplement, the accompanying prospectus and any
related free-writing prospectus that we prepare or authorize and in any document incorporated by reference
herein and therein and in any applicable supplement to this prospectus supplement.
As used in this prospectus supplement, the terms "MUFG," "we," the "Company" and the "Group"
generally refer to Mitsubishi UFJ Financial Group, Inc. and its consolidated subsidiaries but, from time to time as
the context requires, refers to Mitsubishi UFJ Financial Group, Inc. as an individual legal entity, except that on
the cover page of this prospectus supplement, under the heading "Joint Lead Managers and Joint Bookrunners"
and on the back cover page of this prospectus supplement, the reference to "MUFG" is to MUFG Securities
Americas Inc.
In this prospectus supplement, references to "yen" or "„" are to Japanese yen, references to "U.S. dollars,"
"dollars," "U.S.$" or "$" are to United States dollars, references to "AU$" are to Australian dollars, references to
"euro" or "" refer to the currency of those member states of the European Union which are participating in the
European Economic and Monetary Union pursuant to the Treaty of the European Union, and references to
"RMB" are to Chinese Renminbi.
Unless otherwise specified, the financial information presented in this prospectus supplement and our
consolidated financial statements, which are incorporated by reference in this prospectus supplement, are
prepared in accordance with accounting principles generally accepted in the United States, or U.S. GAAP. Our
fiscal year ends on March 31 of each year.
Some of our financial information contained or incorporated by reference herein, where specified, is
prepared in accordance with accounting principles generally accepted in Japan, or Japanese GAAP. We report
our financial results in accordance with Japanese GAAP on a quarterly basis under Japanese banking and
securities regulations and Tokyo Stock Exchange rules. The basis of our financial information prepared in
ii


accordance with U.S. GAAP may be significantly different in certain respects from the basis of our financial
information prepared in accordance with Japanese GAAP. For information on certain differences between
U.S. GAAP and Japanese GAAP, see Exhibit 99(b) "Unaudited Reverse Reconciliation of Selected Financial
Information" attached to our most recent annual report on Form 20-F, which is incorporated by reference herein.
You should consult your own professional advisers, as necessary, for a more complete understanding of the
differences among U.S. GAAP, Japanese GAAP, International Financial Reporting Standards and any other
generally accepted accounting principles applicable in your jurisdiction and how such differences affect the
financial information contained or incorporated by reference herein.
The Notes have not been and will not be registered under the Financial Instruments and Exchange Act of
Japan (Act No. 25 of 1948, as amended; the "Financial Instruments and Exchange Act") and are subject to the
Special Taxation Measures Act of Japan (Act No. 26 of 1957, as amended; the "Special Taxation Measures
Act"). The Notes may not be offered or sold in Japan or to, or for the benefit of, any resident of Japan (which
term as used in this sentence means any person resident of Japan, including any corporation or other entity
organized under the laws of Japan) or to others for reoffering or resale, directly or indirectly, in Japan or to, or for
the benefit of, any resident of Japan, except pursuant to an exemption from the registration requirements of, and
otherwise in compliance with, the Financial Instruments and Exchange Act and any other applicable laws,
regulations and governmental guidelines of Japan. The Notes are not, as part of the distribution by the
underwriters pursuant to the underwriting agreement dated the date of this prospectus supplement at any time, to
be directly or indirectly offered or sold to, or for the benefit of, any person other than a beneficial owner that is,
(i) for Japanese tax purposes, neither (x) an individual resident of Japan or a Japanese corporation, nor (y) an
individual non-resident of Japan or a non-Japanese corporation that in either case is a person having a special
relationship with the Company as described in Article 6, Paragraph 4 of the Special Taxation Measures Act (a
"specially-related person of the Company") or (ii) a Japanese financial institution, designated in Article 6,
Paragraph 9 of the Special Taxation Measures Act, except as specifically permitted under the Special Taxation
Measures Act. BY SUBSCRIBING FOR THE NOTES, AN INVESTOR WILL BE DEEMED TO HAVE
REPRESENTED THAT IT IS A PERSON WHO FALLS INTO THE CATEGORY OF (i) OR (ii)
ABOVE.
Interest payments on the Notes generally will be subject to Japanese withholding tax unless it is established
that such Notes are held by or for the account of a beneficial owner that is (i) for Japanese tax purposes, neither
(x) an individual resident of Japan or a Japanese corporation, nor (y) an individual non-resident of Japan or a
non-Japanese corporation that in either case is a specially-related person of the Company, (ii) a Japanese
designated financial institution described in Article 6, Paragraph 9 of the Special Taxation Measures Act which
complies with the requirement for tax exemption under that paragraph or (iii) a Japanese public corporation,
financial institution or financial instruments business operator described in Article 3-3, Paragraph 6 of the
Special Taxation Measures Act which complies with the requirement for tax exemption under that paragraph.
Interest payments on the Notes to an individual resident of Japan, to a Japanese corporation not described in
the preceding paragraph, or to an individual non-resident of Japan or a non-Japanese corporation that in either
case is a specially-related person of the Company will be subject to deduction in respect of Japanese income tax
at a current rate of 15.315% of the amount of such interest.
PRIIPs Regulation / Prospectus Directive / Prohibition of sales to EEA retail investors--The Notes are
not intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise made
available to any retail investor in the European Economic Area ("EEA"). For these purposes, a retail investor
means a person who is one (or more) of: (i) a retail client as defined in point (11) of Article 4(1) of Directive
2014/65/EU, as amended ("MiFID II"); or (ii) a customer within the meaning of Directive 2002/92/EC, as
amended (the "Insurance Mediation Directive"), where that customer would not qualify as a professional client
as defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in the
iii


Prospectus Directive. Consequently, no key information document required by Regulation (EU) No. 1286/2014,
as amended (the "PRIIPs Regulation"), for offering or selling the Notes or otherwise making them available to
retail investors in the EEA has been prepared and, therefore, offering or selling the Notes or otherwise making
them available to any retail investor in the EEA may be unlawful under the PRIIPs Regulation.
iv


FORWARD-LOOKING STATEMENTS
This prospectus supplement, the accompanying prospectus and the documents incorporated by reference
herein contain "forward-looking statements" within the meaning of the U.S. Private Securities Litigation Reform
Act of 1995. Forward-looking statements do not relate strictly to historical or current facts and include statements
regarding our current intent, belief, targets or expectations or the current intent, belief, targets or expectations of
our management with respect to, among others:
·
changes in banking and other regulations, including those affecting whether and how the Notes will be
qualified or treated under applicable capital or TLAC requirements and resolution measures to be
implemented in Japan,
·
our financial condition,
·
our results of operations,
·
our business plans and other management objectives,
·
our business strategies, competitive positions and growth opportunities,
·
the financial and regulatory environment in which we operate,
·
our problem loan levels and loan losses,
·
the equity, interest and foreign exchange markets, and
·
the benefits of recently completed or announced transactions and realization of related financial and
operating synergies and efficiencies, including estimated cost savings and revenue enhancement.
In many, but not all, cases, we use words such as "aim," "anticipate," "believe," "estimate," "expect,"
"hope," "intend," "may," "plan," "predict," "probability," "risk," "should," "will," "would" and similar
expressions, as they relate to us or our management, to identify forward-looking statements. These statements
reflect our current views with respect to future events and are subject to risks, uncertainties and assumptions.
Should one or more of these risks or uncertainties materialize or should underlying assumptions prove incorrect,
actual results may vary materially from those which are anticipated, aimed at, believed, estimated, expected,
intended or planned.
Forward-looking statements are not guarantees of future performance and involve risks and uncertainties.
Actual results may differ from those in forward-looking statements as a result of various factors. Important
factors that could cause actual results to differ materially from estimates or forecasts contained in the forward-
looking statements include those which are discussed in this prospectus supplement, the accompanying
prospectus and our most recent annual report on Form 20-F and other documents incorporated by reference in
this prospectus supplement and the accompanying prospectus.
You are cautioned not to place undue reliance on any forward-looking statements, which speak only as of
their respective dates. We do not undertake to update any forward-looking statements, whether as a result of new
information, future events or developments, or otherwise.
WHERE YOU CAN OBTAIN MORE INFORMATION
We file reports and other information with the SEC. You may read and copy any document filed with the
SEC at the SEC's Public Reference Room at 100 F Street, N.E., Washington, D.C. 20549. Please call the SEC at
(800) SEC-0330 for further information on the Public Reference Room. Documents filed with the SEC are also
available to the public on the SEC's internet website at http://www.sec.gov.
This prospectus supplement is part of a registration statement on Form F-3 that we filed with the SEC. The
registration statement, including the attached exhibits, contains additional relevant information about us and the
securities that may be offered from time to time.
v


INCORPORATION OF DOCUMENTS BY REFERENCE
The SEC allows us to "incorporate by reference" in this prospectus supplement and the accompanying
prospectus some or all of the documents we file with the SEC. This means:
·
the information in a document that is incorporated by reference is considered to be a part of this
prospectus supplement and the accompanying prospectus;
·
we can disclose important information to you by referring you to those documents; and
·
information that we file with the SEC will automatically update and modify or supersede some of the
information included or incorporated by reference in this prospectus supplement and the accompanying
prospectus.
This means that you must look at all of the SEC filings that we incorporate by reference to determine if any
of the statements in this prospectus supplement or the accompanying prospectus or in any document incorporated
by reference herein or therein have been modified or superseded. The accompanying prospectus describes
documents that are incorporated by reference into the accompanying prospectus and this prospectus supplement.
See "Incorporation of Documents by Reference" in the accompanying prospectus.
The documents incorporated by reference into this prospectus supplement and the accompanying prospectus
include:
·
our current report on Form 6-K relating to our financial information under Japanese GAAP as of and
for the fiscal year ended March 31, 2017, dated May 15, 2017, except for the forward-looking
statements which were made as of the date thereof,
·
our current report on Form 6-K relating to our additional financial information under Japanese GAAP
as of and for the fiscal year ended March 31, 2017, and certain other additional information, dated June
29, 2017,
·
our annual report on Form 20-F for the fiscal year ended March 31, 2017, filed on July 14, 2017,
·
our current report on Form 6-K relating to corporate split and business transfer transactions as part of
the functional realignment of our subsidiaries, dated October 31, 2017,
·
our current report on Form 6-K relating to our agreement with U.S. Office of the Comptroller of the
Currency following the change of the supervisory agency of the U.S. branches and agencies of The
Bank of Tokyo-Mitsubishi UFJ, Ltd., or BTMU, dated November 13, 2017,
·
our current report on Form 6-K relating to our strategic investment in Bank Danamon in Indonesia,
dated December 27, 2017,
·
our current report on Form 6-K relating to our unaudited financial information under U.S. GAAP as of
and for the six months ended September 30, 2017, and certain other additional information, dated
January 17, 2018,
·
our current report on Form 6-K relating to our unaudited financial information under Japanese GAAP
as of and for the nine months ended December 31, 2017, dated February 2, 2018, except for the
forward-looking statements which were made as of the date thereof,
·
our current report on Form 6-K relating to our additional unaudited financial information under
Japanese GAAP as of and for the nine months ended December 31, 2017, and certain other additional
information, dated February 14, 2018,
·
our current report on Form 6-K relating to our regulatory capital ratios as of December 31, 2017, dated
February 14, 2018, and
·
our current report on Form 6-K relating to the commencement of partial cash tender offers for our
2.95% senior notes due March 1, 2021 and our floating rate senior notes due March 1, 2021, dated
February 26, 2018.
vi


In addition, we incorporate by reference in this prospectus supplement all subsequent annual reports filed on
Form 20-F and any future filings made with the SEC under Sections 13(a), 13(c), 14 or 15(d) of the
U.S. Securities Exchange Act of 1934, as amended, or the U.S. Exchange Act, and certain reports on Form 6-K,
which we furnish to the SEC, if they state that they are incorporated by reference in this prospectus supplement,
after the date of this prospectus supplement until the offering contemplated in this prospectus supplement is
completed. Reports on Form 6-K we may furnish to the SEC after the date of this prospectus supplement (or
portions thereof) are incorporated by reference in this prospectus supplement only to the extent that the report
expressly states that it is (or such portions are) incorporated by reference in this prospectus supplement.
We will provide you without charge upon written or oral request a copy of any of the documents that are
incorporated by reference in this prospectus supplement. If you would like us to provide you with any of these
documents, please contact us at the following address or telephone number: 7-1, Marunouchi 2-chome,
Chiyoda-ku, Tokyo 100-8330, Japan, Attention: Public Relations Office (telephone: +81-3-3240-8111).
Copies of documents incorporated by reference in this prospectus supplement may be inspected, free of
charge, at the website of the Luxembourg Stock Exchange at www.bourse.lu.
Selected Financial Data
For certain selected financial data relating to us, see "Item 3.A. Key Information--Selected Financial Data"
in our most recent annual report on Form 20-F on file with the SEC incorporated by reference herein.
vii


SUMMARY
This summary highlights some of the information contained in this prospectus supplement, the
accompanying prospectus and the documents incorporated by reference herein. Because this is only a summary,
it does not contain all of the information that may be important to you. You should read the entire prospectus
supplement, the accompanying prospectus and the documents incorporated by reference herein carefully,
including the section entitled "Risk Factors" and our financial statements and related notes to those statements
included in our most recent annual report on Form 20-F and the sections entitled "Risk Factors," "Description
of Senior Debt Securities" and "Use of Proceeds" and other information included elsewhere, or incorporated by
reference, in this prospectus supplement and the accompanying prospectus, prior to making an investment
decision.
Mitsubishi UFJ Financial Group, Inc.
We are a bank holding company incorporated on October 1, 2005 as a joint stock company (kabushiki
kaisha) under the Company Law of Japan. We are one of the world's largest and most diversified financial
groups with total assets of „300.4 trillion and total deposits of „191.8 trillion as of September 30, 2017. We are
the holding company for BTMU, Mitsubishi UFJ Trust and Banking Corporation, or MUTB, Mitsubishi UFJ
Morgan Stanley Securities Co., Ltd., or MUMSS, (through Mitsubishi UFJ Securities Holdings Co., Ltd., or
MUSHD, an intermediate holding company), Mitsubishi UFJ NICOS Co., Ltd., and other subsidiaries. For a
more detailed description of our history, see "Item 4.A. Information on the Company--History and Development
of the Company" in our most recent annual report on Form 20-F.
Through our subsidiaries and affiliated companies, we engage in a broad range of financial businesses and
services, including commercial banking, investment banking, trust banking and asset management services,
securities businesses, and credit card businesses, and provide related services to individuals and corporate
customers in Japan and abroad. In Japan, we had approximately 1,100 branches and offices as of September 30,
2017. As of the same date, we had the largest overseas network among Japanese banks, consisting of
approximately 1,200 branches and other offices, including those of MUFG Union Bank, N.A., or MUB, Bank of
Ayudhya Public Company Limited, known as Krungsri, and other subsidiaries, in over 50 countries and regions.
Updates Relating to Listing of the Notes on the Luxembourg Stock Exchange
To provide information relating to the expected listing of the Notes on the Luxembourg Stock Exchange,
updates are made to the section "Description of Senior Debt Securities" in the accompanying prospectus as
follows:
·
The final paragraph of the sub-section under the sub-heading "Book-Entry; Delivery and Form--
Exchange of Global Notes for Certificated Notes" is deleted in its entirety; and
·
The sub-section under the sub-heading "Minimum Board Lot Size on the SGX-ST" is deleted in its
entirety, together with such sub-heading.
In addition, an update is made to the first sentence of "Risk Factors--Risks Related to the Senior Debt
Securities--There is no established trading market for the senior debt securities and one may not develop." in the
accompanying prospectus by replacing the phrase "although we expect to list the senior debt securities on the
Singapore Exchange Securities Trading Limited, or SGX-ST," with "although we expect to list the senior debt
securities on the Luxembourg Stock Exchange's Euro MTF Market,".
See "Listing and General Information."
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An Update to the Risks Related to the Senior Debt Securities
The following disclosure is added to the section "Risk Factors--Risks Related to the Senior Debt
Securities" in the accompanying prospectus:
LIBOR may be administered differently or discontinued in the future and, as a result, the value and
marketability of, and the return on, the senior debt securities linked to LIBOR may decline.
LIBOR is currently the subject of ongoing national and international regulatory reform. Following the
implementation of any such potential reforms, the manner of administration of LIBOR may change, with the
result that it may perform differently than in the past or could be eliminated entirely, that a substitute or
alternative benchmark could be established, or that there could be other consequences, including those which
cannot be predicted. On July 27, 2017, the United Kingdom Financial Conduct Authority, or the U.K. FCA,
announced that it will no longer persuade or compel banks to submit rates for the calculation of the LIBOR
benchmark after 2021. The U.K. FCA's announcement indicates that the continuation of LIBOR on the current
basis cannot and will not be guaranteed after 2021. The potential elimination of, or the potential changes in the
manner of administration of, the LIBOR benchmark could require an adjustment to the terms and conditions, or
result in other consequences, in respect of any senior debt securities linked to LIBOR, including discrepancies
between the interest rates calculated as described herein and those based on any substitute or alternative
benchmark that becomes the market standard, as well as other consequences which cannot be predicted. Any
such consequence could have a material adverse effect on cash flow relating to accrued interest for each interest
payment period as well as the value and marketability of, and the return on, any such senior debt securities.
Concurrent Partial Cash Tender Offers for Our Outstanding Senior Notes
On February 26, 2018, we commenced tender offers to purchase for cash our 2.95% senior notes due
March 1, 2021 up to an aggregate principal amount of $850 million and our floating rate senior notes due March
1, 2021 up to an aggregate principal amount of $150 million.
The tender offers for the notes are expected to expire on March 23, 2018. We plan to pay an early tender
premium of $50.00 per $1,000 principal amount to holders of notes validly tendered and not validly withdrawn
prior to or on March 9, 2018 and accepted for purchase by us. The settlement date for the early tendered notes is
expected to be March 14, 2018, and the settlement date for any additional notes accepted for purchase is expected
to be March 27, 2018. We intend to determine the purchase price for the fixed rate senior notes on March 12,
2018 by reference to the yield to maturity of a comparable U.S. Treasury security. The purchase price for the
floating rate senior notes will be $1,048.75 per $1,000 principal amount. The issuance of the Notes offered
hereby is a condition to the consummation of the tender offers. We may change these dates or other terms of the
tender offers or terminate the tender offers, subject to applicable law.
We are making the tender offers as part of our continuing strategy to manage our balance sheet and to
reduce interest expense as well as to improve the efficiency of our capital structure and its ability to meet the
TLAC standard applicable to global systemically important banks, or G-SIBs, in Japan expected to be phased in
from 2019.
Allocations in the offering of the Notes will be determined by us and the underwriters based on a number of
different factors, which may include an assessment of an investor's long-term interest in owning our debt
securities and the size and timing of such investor's indication of interest in the offering of the Notes. However,
neither we nor the underwriters are obligated to consider participation in the tender offers in making an allocation
determination with respect to any particular investor.
For more information, see our current report on Form 6-K relating to the commencement of the partial cash
tender offers, dated February 26, 2018, incorporated by reference herein.
S-2