Obbligazione Goldman & Sachs 5% ( US38143USJ15 ) in USD

Emittente Goldman & Sachs
Prezzo di mercato refresh price now   100 USD  ▼ 
Paese  Stati Uniti
Codice isin  US38143USJ15 ( in USD )
Tasso d'interesse 5% per anno ( pagato 2 volte l'anno)
Scadenza 17/03/2026



Prospetto opuscolo dell'obbligazione Goldman Sachs US38143USJ15 en USD 5%, scadenza 17/03/2026


Importo minimo 1 000 USD
Importo totale /
Cusip 38143USJ1
Standard & Poor's ( S&P ) rating N/A
Moody's rating N/A
Coupon successivo 17/03/2026 ( In 133 giorni )
Descrizione dettagliata Goldman Sachs è una banca d'investimento multinazionale americana che offre servizi di investimento bancario, gestione patrimoniale e trading a clienti istituzionali e privati.

The Obbligazione issued by Goldman & Sachs ( United States ) , in USD, with the ISIN code US38143USJ15, pays a coupon of 5% per year.
The coupons are paid 2 times per year and the Obbligazione maturity is 17/03/2026







Pricing Supplement No. 762 dated March 14, 2011
Page 1 of 7
424B2 1 d424b2.htm PRICING SUPPLEMENT NO. 762 DATED MARCH 14, 2011
Table of Contents
Filed Pursuant to Rule 424(b)(2)
Registration Statement No. 333-154173


Pricing Supplement to the Prospectus dated April 6, 2009 and the
Prospectus Supplement dated April 6, 2009 -- No. 762

$27,000,000

The Goldman Sachs Group, Inc.

Callable Step-Up Fixed Rate Notes due 2026

Medium-Term Notes, Series D


We will pay you interest semi-annually on your notes at a rate of 5.00% per annum from and including March
17, 2011 to but excluding March 17, 2021. We will pay you interest semi-annually on your notes at a rate of 7.00%
per annum from and including March 17, 2021 to but excluding the stated maturity date (March 17, 2026). Interest
will be paid on each March 17 and September 17. The first such payment will be made on September 17, 2011.
In addition, we may redeem the notes at our option, in whole but not in part, on every March 17, June
17, September 17 and December 17 of each year on or after September 17, 2011, upon five business days'
prior notice, at a redemption price equal to 100% of the outstanding principal amount plus accrued and
unpaid interest to but excluding the redemption date. Although the interest rate will step up during the life
of your notes, you may not benefit from such increase in the interest rate if your notes are redeemed prior
to the stated maturity date.




Per Note
Total
Initial public offering price

100.000%
$27,000,000
Underwriting discount

3.749%
$ 1,012,230
Proceeds, before expenses, to The Goldman Sachs Group, Inc.

96.251%
$25,987,770

The initial public offering price set forth above does not include accrued interest, if any. Interest on the notes
will accrue from March 17, 2011 and must be paid by the purchaser if the notes are delivered after March 17, 2011.
In addition to offers and sales at the initial public offering price, the notes may be offered and sold from time to
time by the underwriters in one or more transactions at market prices prevailing at the time of sale, at prices related
to market prices or at negotiated prices.
Neither the Securities and Exchange Commission nor any other regulatory body has approved or
disapproved of these securities or passed upon the accuracy or adequacy of this pricing supplement. Any
representation to the contrary is a criminal offense.
The notes are not bank deposits and are not insured by the Federal Deposit Insurance Corporation or
any other governmental agency, nor are they obligations of, or guaranteed by, a bank.

Goldman Sachs may use this pricing supplement, the accompanying prospectus supplement and the
accompanying prospectus in the initial sale of the notes. In addition, Goldman, Sachs & Co. or any other affiliate of
Goldman Sachs may use this pricing supplement, the accompanying prospectus supplement and the
accompanying prospectus in a market-making transaction in the notes after their initial sale. Unless Goldman
Sachs or its agent informs the purchaser otherwise in the confirmation of sale, this pricing supplement, the
accompanying prospectus supplement and the accompanying prospectus are being used in a market-making
transaction.


Goldman, Sachs & Co.
Incapital LLC

Pricing Supplement dated March 14, 2011.
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Pricing Supplement No. 762 dated March 14, 2011
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Table of Contents
SPECIFIC TERMS OF THE NOTES

Please note that in this section entitled "Specific Terms of the Notes", references to "The Goldman
Sachs Group, Inc.", "we", "our" and "us" mean only The Goldman Sachs Group, Inc. and do not
include its consolidated subsidiaries. Also, in this section, references to "holders" mean The
Depository Trust Company (DTC) or its nominee and not indirect owners who own beneficial
interests in notes through participants in DTC. Please review the special considerations that apply to
indirect owners in the accompanying prospectus, under "Legal Ownership and Book-Entry Issuance".
This pricing supplement no. 762 dated March 14, 2011 (pricing supplement) and the accompanying
prospectus dated April 6, 2009 (accompanying prospectus), relating to the notes, should be read together.
Because the notes are part of a series of our debt securities called Medium-Term Notes, Series D, this pricing
supplement and the accompanying prospectus should also be read with the accompanying prospectus
supplement, dated April 6, 2009 (accompanying prospectus supplement). Terms used but not defined in this
pricing supplement have the meanings given them in the accompanying prospectus or accompanying prospectus
supplement, unless the context requires otherwise.
The notes are a separate series of our debt securities under our Medium-Term Notes, Series D program
governed by our Senior Debt Indenture, dated as of July 16, 2008, between us and The Bank of New York Mellon,
as trustee. This pricing supplement summarizes specific terms that will apply to your notes. The terms of the notes
described here supplement those described in the accompanying prospectus supplement and accompanying
prospectus and, if the terms described here are inconsistent with those described there, the terms described here
are controlling.
Terms of the Callable Step-Up Fixed Rate Notes due 2026
Issuer: The Goldman Sachs Group, Inc.
after September 17, 2011, upon five business days'
Principal amount: $27,000,000
prior notice, at a redemption price equal to 100% of
Specified currency: U.S. dollars ($)
the outstanding principal amount plus accrued and
unpaid interest to but excluding the redemption date
Type of Notes: Fixed rate notes (notes)
Listing: None
Denominations: $1,000 and integral multiples of
$1,000 thereof
ERISA: as described under "Employee Retirement
Income Security Act" on page 143 of the
Trade date: March 14, 2011
accompanying prospectus
Original issue date: March 17, 2011
CUSIP no.: 38143USJ1
Stated maturity date: March 17, 2026
ISIN no.: US38143USJ15
Interest rate: 5.00% per annum from and including
Form of notes: Your notes will be issued in book-
March 17, 2011 to and excluding March 17, 2021;
entry form and represented by a master global note.
7.00% per annum from and including March 17, 2021
You should read the section "Legal Ownership and
to and excluding the stated maturity date
Book-Entry Issuance" in the accompanying
Original issue discount (OID): not applicable
prospectus for more information about notes issued
Interest payment dates: March 17 and
in book-entry form
September 17 of each year, commencing on
Defeasance applies as follows:
September 17, 2011 and ending on the stated
·
full defeasance -- i.e., our right to be relieved of
maturity date
all our obligations on the note by placing funds in
Regular record dates: every March 2 and
trust for the investor: yes
September 2
·
covenant defeasance -- i.e., our right to be
Day count convention: 30/360 (ISDA)
relieved of specified provisions of the note by
Business day: New York
placing funds in trust for the investor: yes
Business day convention: following unadjusted
FDIC: The notes are not bank deposits and are not
Redemption at option of issuer before stated
insured by the Federal Deposit Insurance
maturity: We may redeem the notes at our option, in
Corporation or any other governmental agency, nor
whole but not in part, on every March 17, June 17,
are they obligations of, or guaranteed by, a bank
September 17 and December 17 of each year on or
Calculation Agent: Goldman, Sachs & Co.

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Table of Contents
ADDITIONAL INFORMATION ABOUT THE NOTES
Book-Entry System
We will issue the notes as a master global note registered in the name of DTC, or its nominee. The sale of the
notes will settle in immediately available funds through DTC. You will not be permitted to withdraw the notes from
DTC except in the limited situations described in the accompanying prospectus under "Legal Ownership and Book-
Entry Issuance -- What Is a Global Security? -- Holder's Option to Obtain a Non-Global Security; Special
Situations When a Global Security Will Be Terminated". Investors may hold interests in a master global note
through organizations that participate, directly or indirectly, in the DTC system.
When We Can Redeem the Notes
We will be permitted to redeem the notes at our option before their stated maturity, as described below. The
notes will not be entitled to the benefit of any sinking fund ­ that is, we will not deposit money on a regular basis
into any separate custodial account to repay your note. In addition, you will not be entitled to require us to buy your
note from you before its stated maturity.
We will have the right to redeem the notes at our option, in whole but not in part, on every March 17, June 17,
September 17 and December 17 of each year on or after September 17, 2011, at a redemption price equal to
100% of the outstanding principal amount plus accrued and unpaid interest to but excluding the redemption date.
We will provide not less than 5 business days' prior notice in the manner described under "Description of Debt
Securities We May Offer -- Notices" in the attached prospectus. If the redemption notice is given and funds
deposited as required, then interest will cease to accrue on and after the redemption date on the notes. If any
redemption date is not a business day, we will pay the redemption price on the next business day without any
interest or other payment due to the delay.
What are the Tax Consequences of the Notes
You should carefully consider, among other things, the matters set forth under "United States Taxation" in the
accompanying prospectus supplement and the accompanying prospectus. The following discussion summarizes
certain of the material U.S. federal income tax consequences of the purchase, beneficial ownership, and
disposition of each of the notes. This summary supplements the section "United States Taxation" in the
accompanying prospectus supplement and the accompanying prospectus and is subject to the limitations and
exceptions set forth therein.
The notes should not be treated as issued with "original issue discount" ("OID") despite the fact that the
interest rate on the notes is scheduled to step-up over the term of the notes because Treasury regulations
generally deem an issuer to exercise a call option in a manner that minimizes the yield on the debt instrument for
purposes of determining whether a debt instrument is issued with OID. The yield on the notes would be minimized
if we call the notes immediately before the increase in the interest rate on March 17, 2021. This assumption is
made solely for purposes of determining whether the note is issued with OID for U.S. federal income tax purposes,
and is not an indication of our intention to call or not to call the notes at any time. If we do not call the notes prior to
the increase in the interest rate then, solely for OID purposes, the note will be deemed to be reissued at their
adjusted issue price on March 17, 2021. This deemed issuance should not give rise to taxable gain or loss to
holders. Therefore the notes should never be treated as issued with OID for U.S. federal income tax purposes.
Under this approach, the coupon on a note will be taxable to a U.S. holder as ordinary interest income at the
time it accrues or is received in accordance with the U.S. holder's normal method of accounting for tax purposes
(regardless of whether we call the notes).

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Upon the disposition of a note by sale, exchange, redemption or retirement (i.e., if we exercise our right to call
the notes or otherwise) or other disposition, a U.S. holder will generally recognize taxable gain or loss equal to the
difference, if any, between (i) the amount realized on the disposition (other than amounts attributable to accrued
but unpaid interest, which would be treated as such) and (ii) the U.S. holder's adjusted tax basis in the note. A U.S.
holder's adjusted tax basis in a note generally will equal the cost of the note (net of accrued interest) to the U.S.
holder. If you are a non-corporate U.S. holder, long-term capital gain that you recognized in taxable years
beginning before January 1, 2013 is generally taxed at a maximum rate of 15%. The deductibility of capital losses
is subject to significant limitations.
Medicare Tax. For taxable years beginning after December 31, 2012, a U.S. holder that is an individual or
estate, or a trust that does not fall into a special class of trusts that is exempt from such tax, will be subject to a
3.8% tax on the lesser of (1) the U.S. holder's "net investment income" for the relevant taxable year and (2) the
excess of the U.S. holder's modified adjusted gross income for the taxable year over a certain threshold (which in
the case of individuals will be between $125,000 and $250,000, depending on the individual's circumstances). A
holder's net investment income will generally include its interest income and its net gains from the disposition of
notes, unless such interest payments or net gains are derived in the ordinary course of the conduct of a trade or
business (other than a trade or business that consists of certain passive or trading activities). If you are a U.S.
holder that is an individual, estate or trust, you are urged to consult your tax advisors regarding the applicability of
the Medicare tax to your income and gains in respect of your investment in the notes.
Backup Withholding and Information Reporting. Please see the discussion under "United States Taxation --
Taxation of Debt Securities -- Backup Withholding and Information Reporting" in the accompanying prospectus. In
addition pursuant to recently enacted legislation, certain payments in respect of the notes made to corporate U.S.
Holders after December 31, 2011 may be subject to information reporting and backup withholding.

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Table of Contents
SUPPLEMENTAL PLAN OF DISTRIBUTION
The Goldman Sachs Group, Inc. and the underwriters for this offering named below have entered into a
distribution agreement with respect to the notes. Subject to certain conditions, each underwriter named below has
severally agreed to purchase the principal amount of notes indicated in the following table.

Principal Amount
Underwriters

of Notes
Goldman, Sachs & Co.

$ 13,500,000
Incapital LLC

13,500,000


Total

$ 27,000,000

Notes sold by the underwriters to the public will initially be offered at the initial public offering price set forth on
the cover of this pricing supplement. The underwriters intend to purchase the notes from The Goldman Sachs
Group, Inc. at a purchase price equal to the initial public offering price less a discount of 3.749% of the principal
amount of the notes. Any notes sold by the underwriters to securities dealers may be sold at a discount from the
initial public offering price of up to 3.199% of the principal amount of the notes. If all of the offered notes are not
sold at the initial public offering price, the underwriters may change the offering price and the other selling terms.
We have agreed to sell to the underwriters, and the underwriters have agreed to purchase from us, the
aggregate face amount of notes specified on the front cover of this pricing supplement. In addition to offers and
sales at the initial public offering price, the underwriters may offer the notes from time to time for sale in one or
more transactions at market prices prevailing at the time of sale, at prices related to market prices or at negotiated
prices.
Please note that the information about the initial public offering price and net proceeds to The Goldman Sachs
Group, Inc. on the front cover page relates only to the initial sale of the notes. If you have purchased a note in a
market-making transaction by Goldman, Sachs & Co. or any other affiliate of The Goldman Sachs Group, Inc. after
the initial sale, information about the price and date of sale to you will be provided in a separate confirmation of
sale.
Each underwriter has represented and agreed that it will not offer or sell the notes in the United States or to
United States persons except if such offers or sales are made by or through FINRA member broker-dealers
registered with the U.S. Securities and Exchange Commission.
The Goldman Sachs Group, Inc. estimates that its share of the total offering expenses, excluding underwriting
discounts and commissions, whether paid to Goldman, Sachs & Co. or any other underwriter, will be approximately
$25,000.
The notes are a new issue of securities with no established trading market. The Goldman Sachs Group, Inc.
has been advised by Goldman, Sachs & Co. and Incapital LLC that they may make a market in the notes.
Goldman, Sachs & Co. and Incapital LLC are not obligated to do so and may discontinue market-making at any
time without notice. No assurance can be given as to the liquidity of the trading market for the notes.
The Goldman Sachs Group, Inc. has agreed to indemnify the several underwriters against certain liabilities,
including liabilities under the Securities Act of 1933.
Certain of the underwriters and their affiliates have in the past provided, and may in the future from time to
time provide, investment banking and general financing and banking services to The Goldman Sachs Group, Inc.
and its affiliates, for which they have in the past received, and may in the future receive,

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Table of Contents
customary fees. The Goldman Sachs Group, Inc. and its affiliates have in the past provided, and may in the future
from time to time provide, similar services to the underwriters and their affiliates on customary terms and for
customary fees.
Conflicts of Interest
Goldman, Sachs & Co. is an affiliate of The Goldman Sachs Group, Inc. and, as such, has a "conflict of
interest" in this offering within the meaning of FINRA Rule 5121. Consequently, the offering is being conducted in
compliance with the provisions of Rule 5121. Goldman, Sachs & Co. is not permitted to sell notes in this offering to
an account over which it exercises discretionary authority without the prior specific written approval of the account
holder.

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Table of Contents

No dealer, salesperson or other person is authorized to give any
information or to represent anything not contained in this pricing
supplement and the accompanying prospectus supplement and
prospectus. You must not rely on any unauthorized information or
representations. This pricing supplement is an offer to sell only the
notes offered hereby, but only under circumstances and in jurisdictions
where it is lawful to do so. The information contained in this pricing
supplement is current only as of its date.

$27,000,000
TABLE OF CONTENTS
Pricing Supplement

The Goldman Sachs Group, Inc.

Page
Specific Terms of the Notes
PS-2
Additional Information About the Notes
PS-3
Callable Step-Up Fixed Rate Notes
Supplemental Plan of Distribution
PS-5
Conflicts of Interest
PS-6
due 2026
Prospectus Supplement dated April 6, 2009


Page
Use of Proceeds
S-2
Medium-Term Notes, Series D
Description of Notes We May Offer
S-3
United States Taxation
S-24
Employee Retirement Income Security Act
S-25
Supplemental Plan of Distribution
S-26
Validity of the Notes
S-27

Prospectus dated April 6, 2009


Page
Available Information
2
Prospectus Summary
4

Use of Proceeds
8
Description of Debt Securities We May Offer
9
Description of Warrants We May Offer
33
Description of Purchase Contracts We May Offer
49
Description of Units We May Offer
54
Description of Preferred Stock We May Offer
59
The Issuer Trusts
66
Description of Capital Securities and Related Instruments
68
Description of Capital Stock of The Goldman Sachs Group,
Inc.
91


Legal Ownership and Book-Entry Issuance
96

Considerations Relating to Securities Issued in Bearer Form
102
Considerations Relating to Indexed Securities
106
Considerations Relating to Securities Denominated or Payable
in or Linked to a Non-U.S. Dollar Currency
109
Considerations Relating to Capital Securities
112
United States Taxation
116
Plan of Distribution
140
Employee Retirement Income Security Act
143
Validity of the Securities
144
Goldman, Sachs & Co.
Experts
144
Cautionary Statement Pursuant to the Private Securities
Litigation Reform Act of 1995
144
Incapital LLC




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