Obbligazione Swiss Credit 2.1% ( US22546TB343 ) in USD

Swiss Credit

100 USD ▲

Svizzera

US22546TB343 ( in USD )

2.1% per anno ( pagato 2 volte l'anno)

12/10/2022 - Obbligazione è scaduto

Prospetto opuscolo dell'obbligazione Credit Suisse US22546TB343 in USD 2.1%, scaduta

1 000 USD

55 000 USD

22546TB34

N/A

A2 ( Upper medium grade - Investment-grade )

Credit Suisse è stata una grande banca svizzera, fallita nel marzo 2023 e acquisita da UBS.

The Obbligazione issued by Swiss Credit ( Switzerland ) , in USD, with the ISIN code US22546TB343, pays a coupon of 2.1% per year.
The coupons are paid 2 times per year and the Obbligazione maturity is 12/10/2022

The Obbligazione issued by Swiss Credit ( Switzerland ) , in USD, with the ISIN code US22546TB343, was rated A2 ( Upper medium grade - Investment-grade ) by Moody's credit rating agency.

http://www.sec.gov/Archives/edgar/data/1053092/000095010312005409...
424B2 1 dp33531_424b2-ir22.htm FORM 424B2
Pricing Supplement No. IR-22
Filed Pursuant to Rule 424(b)(2)
To the Product Supplement No. IR-I dated March 30, 2012
Registration Statement No. 333-180300-03
Prospectus Supplement dated March 23, 2012 and
October 9, 2012
Prospectus dated March 23, 2012
$55,000
Fixed Rate Securities due October 12, 2022
General
·
The securities are designed for investors who seek monthly interest payments at a fixed rate of 2.10% per annum. Any
payment on the securities is subject to our ability to pay our obligations as they become due.
·
Senior unsecured obligations of Credit Suisse AG, acting through its Nassau Branch, maturing October 12, 2022.
·
Minimum purchase of $1,000. Minimum denominations of $1,000 and integral multiples of $1,000 in excess thereof.
·
The securities priced on October 9, 2012 (the "Trade Date") and are expected to settle on October 12, 2012 (the
"Settlement Date"). Delivery of the securities in book-entry form only wil be made through The Depository Trust
Company.

Key Terms
Issuer:
Credit Suisse AG ("Credit Suisse"), acting through its Nassau Branch
Redemption
At maturity, you wil be entitled to receive a cash payment of $1,000 for each $1,000 principal amount
Amount:
of securities that you hold, plus interest payable on the Maturity Date. Any payment on the securities is
subject to our ability to pay our obligations as they become due.
Interest Rate:
2.10% per annum
Interest:
On each Interest Payment Date, for each $1,000 principal amount of securities, you wil receive an
interest payment in respect of the immediately preceding Interest Period, calculated as fol ows using
the Interest Rate and Day Count Fraction in respect of such Interest Period:

Interest Rate × $1,000 × Day Count Fraction

Interest Periods:
The period from and including the Settlement Date to but excluding the first Interest Payment Date, and
each successive period from and including an Interest Payment Date to but excluding the next
succeeding Interest Payment Date, subject to adjustment in accordance with the Modified Fol owing
Business Day Convention.
Interest Payment
Monthly on the 12th day of each month, beginning on November 12, 2012, through and including the
Dates:
Maturity Date, subject to adjustment in accordance with the Modified Fol owing Business Day
Convention.
Day Count
Fraction:
For each Interest Period, 30/360.
Business Day:
Any day, other than a Saturday, Sunday or a day on which banking institutions in the City of New York
are general y authorized or obligated by law or executive order to close.
Maturity Date:
October 12, 2022, subject to adjustment in accordance with the Modified Fol owing Business Day
Convention.
Listing:
The securities wil not be listed on any securities exchange.
CUSIP:
22546TB34
Investing in the securities involves a number of risks. See "Selected Risk Considerations" in this pricing supplement and
"Risk Factors" beginning on page PS-3 of the accompanying product supplement.

Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of the securities or
passed upon the accuracy or the adequacy of this pricing supplement or the accompanying product supplement, the prospectus
supplement and the prospectus. Any representation to the contrary is a criminal offense.

Underwriting Discounts and
Price to Public
Commissions(1)
Proceeds to Issuer
Per security
$1,000.00
$18.00
$982.00
Total
$55,000.00
$990.00
$54,010.00
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(1) Incapital LLC will act as placement agents for the securities. The placement agents will receive a fee from Credit Suisse or one of
our affiliates of $18.00 per $1,000 principal amount of the securities.

The securities are not deposit liabilities and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other
governmental agency of the United States, Switzerland or any other jurisdiction.

CALCULATION OF REGISTRATION FEE
Title of Each Class of Securities Offered
Maximum Aggregate Offering
Amount of Registration Fee
Price
Notes
$55,000.00
$7.50

Incapital LLC
Placement Agent

October 9, 2012

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Additional Terms Specific to the Securities

You should read this pricing supplement together with the product supplement dated March 30, 2012, the prospectus
supplement dated March 23, 2012 and the prospectus dated March 23, 2012, relating to our Medium-Term Notes of which
these securities are a part. You may access these documents on the SEC website at www.sec.gov as fol ows (or if such
address has changed, by reviewing our filings for the relevant date on the SEC website):

·
Product supplement No. IR-I dated March 30, 2012:

http://www.sec.gov/Archives/edgar/data/1053092/000095010312001628/dp29626_424b2-iri.htm

·
Prospectus supplement dated March 23, 2012 and Prospectus dated March 23, 2012:

http://www.sec.gov/Archives/edgar/data/1053092/000104746912003186/a2208088z424b2.htm

Our Central Index Key, or CIK, on the SEC website is 1053092. As used in this pricing supplement, the "Company," "we,"
"us," or "our" refers to Credit Suisse.

This pricing supplement, together with the documents listed above, contains the terms of the securities and supersedes al
other prior or contemporaneous oral statements as wel as any other written materials including preliminary or indicative
pricing terms, fact sheets, correspondence, trade ideas, structures for implementation, sample structures, brochures or
other educational materials of ours. You should careful y consider, among other things, the matters set forth in "Selected
Risk Considerations" in this pricing supplement and "Risk Factors" in the accompanying product supplement, as the
securities involve risks not associated with conventional debt securities. You should consult your investment, legal, tax,
accounting and other advisors before deciding to invest in the securities.

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Selected Risk Considerations

An investment in the securities involves significant risks. These risks are explained in more detail in the "Risk Factors"
section of the accompanying product supplement.

·
THE SECURITIES ARE SUBJECT TO THE CREDIT RISK OF CREDIT SUISSE -- Although the return on the
securities wil be based on the Interest Rate, the payment of any amount due on the securities, including any
applicable interest payments and the redemption amount, is subject to the credit risk of Credit Suisse.
Investors are dependent on our ability to pay all amounts due on the securities and, therefore, investors are
subject to our credit risk. In addition, any decline in our credit ratings, any adverse changes in the market's
view of our creditworthiness or any increase in our credit spreads is likely to adversely affect the value of the
securities prior to maturity.

·
CERTAIN BUILT-IN COSTS ARE LIKELY TO ADVERSELY AFFECT THE VALUE OF THE SECURITIES
PRIOR TO MATURITY -- While the payment at maturity described in this pricing supplement is based on the
ful principal amount of your securities, the original issue price of the securities includes the agent's commission
and the cost of hedging our obligations under the securities through one or more of our affiliates. As a result,
the price, if any, at which Credit Suisse (or its affiliates), wil be wil ing to purchase securities from you in
secondary market transactions, if at all, wil likely be lower than the original issue price, and any sale prior to
the Maturity Date could result in a substantial loss to you. The securities are not designed to be short-term
trading instruments. Accordingly, you should be able and wil ing to hold your securities to maturity.

·
LACK OF LIQUIDITY -- The securities wil not be listed on any securities exchange. Credit Suisse (or its
affiliates) intends to offer to purchase the securities in the secondary market but is not required to do so. Even
if there is a secondary market, it may not provide enough liquidity to al ow you to trade or sel the securities
when you wish to do so. Because other dealers are not likely to make a secondary market for the securities,
the price at which you may be able to trade your securities is likely to depend on the price, if any, at which
Credit Suisse (or its affiliates) is wil ing to buy the securities. If you have to sel your securities prior to maturity,
you may not be able to do so or you may have to sel them at a substantial loss.

·
POTENTIAL CONFLICTS -- We and our affiliates play a variety of roles in connection with the issuance of the
securities, including acting as calculation agent and hedging our obligations under the securities. In performing
these duties, the economic interests of the calculation agent and other affiliates of ours are potentially adverse
to your interests as an investor in the securities.

·
MANY ECONOMIC AND MARKET FACTORS WILL AFFECT THE VALUE OF THE SECURITIES -- The
value of the securities wil be affected by a number of economic and market factors that may either offset or
magnify each other, including:

o
the time to maturity of the securities;

o
changes in U.S. interest and swap rates;

o
interest and yield rates in the market general y;

o
investors' expectations with respect to the rate of inflation;

o
geopolitical conditions and a variety of economic, financial, political, regulatory or judicial events that
affect the interest and yield rates or markets generally; and

o
our creditworthiness, including actual or anticipated downgrades in our credit ratings.

Some or al of these factors may influence the price that you wil receive if you choose to sel your securities
prior to maturity. The impact of any of the factors set forth above may enhance or offset some or al of any
change resulting from another factor or factors.

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Supplemental Use of Proceeds and Hedging

We intend to use the proceeds of this offering for our general corporate purposes, which may include the refinancing of
existing debt outside Switzerland. Some or al of the proceeds we receive from the sale of the securities may be used in
connection with hedging our obligations under the securities through one or more of our affiliates. For further information,
please refer to "Supplemental Use of Proceeds and Hedging" in the accompanying product supplement.

Material United States Federal Income Tax Considerations

In the opinion of Davis Polk & Wardwel LLP, acting as special tax counsel, for U.S. federal income tax purposes, the
securities wil be treated as fixed rate debt instruments, and wil not be treated as having original issue discount.
Accordingly, interest paid on the securities should general y be taxable to you as ordinary interest income at the time it
accrues or is received in accordance with your regular method of accounting for U.S. federal income tax purposes. See
"Material United States Federal Income Tax Considerations--U.S. Holders--Fixed Rate Notes" in the accompanying
product supplement.

Supplemental Plan of Distribution (Conflicts of Interest)

Under the terms and subject to the conditions contained in a distribution agreement with Incapital LLC dated March 23,
2012, which we refer to as the distribution agreement, Incapital LLC wil act as placement agent for the securities. The
placement agents wil receive a fee from Credit Suisse or one of our affiliates of $18.00 per $1,000 principal amount of the
securities. For additional information, see "Underwriting (Conflicts of Interest)" in the accompanying product supplement.

We expect to deliver the securities against payment for the securities on the Settlement Date indicated above, which may
be a date that is greater than three business days fol owing the Trade Date. Under Rule 15c6-1 of the Securities Exchange
Act of 1934, as amended, trades in the secondary market general y are required to settle in three business days, unless
the parties to a trade expressly agree otherwise. Accordingly, if the Settlement Date is more than three business days after
the Trade Date, purchasers who wish to transact in the securities more than three business days prior to the Settlement
Date wil be required to specify alternative settlement arrangements to prevent a failed settlement.

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