Obbligazione Barclay PLC 3% ( US06741TLU96 ) in USD

Barclay PLC

100 USD ▼

Regno Unito

US06741TLU96 ( in USD )

3% per anno ( pagato 2 volte l'anno)

03/01/2030

Prospetto opuscolo dell'obbligazione Barclays PLC US06741TLU96 en USD 3%, scadenza 03/01/2030

1 000 USD

1 000 000 USD

06741TLU9

A ( Upper medium grade - Investment-grade )

N/A

03/07/2025 ( In 61 giorni )

Barclays PLC è una banca multinazionale britannica che offre una vasta gamma di servizi finanziari a clienti privati, aziende e istituzioni in tutto il mondo.

The Obbligazione issued by Barclay PLC ( United Kingdom ) , in USD, with the ISIN code US06741TLU96, pays a coupon of 3% per year.
The coupons are paid 2 times per year and the Obbligazione maturity is 03/01/2030
The Obbligazione issued by Barclay PLC ( United Kingdom ) , in USD, with the ISIN code US06741TLU96, was rated A ( Upper medium grade - Investment-grade ) by Standard & Poor's ( S&P ) credit rating agency.

http://www.sec.gov/Archives/edgar/data/312070/000093041312006603/...
424B2 1 c71949_424b2.htm

CALCULATION OF REGISTRATION FEE

Title of Each Class of Securities

Maximum Aggregate Offering Price Amount of Registration Fee(1)
Offered

Global Medium-Term Notes, Series A

$1,000,000

$136.40
Calculated in accordance with Rule 457(r) of the Securities Act of 1933.

December 2012

Final Terms No. 76
Registration Statement No. 333-169119
Dated December 14, 2012
Filed pursuant to Rule 424(b)(2)

INTEREST RATE STRUCTURED INVESTMENTS

Fixed Rate Step-Up Callable Notes due January 3, 2030
Subject to early redemption and as further described below, interest wil accrue and be payable on the Notes
semi-annual y, in arrears, at the rates described below under "Interest Rate". Al payments on the Notes, including the
repayment of principal, are subject to the creditworthiness of Barclays Bank PLC. The Notes are not, either directly or
indirectly, an obligation of or guaranteed by any third party, and any payment to be made on the Notes, including the
repayment of principal at maturity, depends on the ability of Barclays Bank PLC to satisfy its obligations as they come
due.

SUMMARY TERMS

Issuer:
Barclays Bank PLC
Principal Amount:
$1,000,000
Issue Price:
Variable Price Re-Offer
Original Trade Date:
December 14, 2012
Original Issue Date:
January 3, 2013
Maturity Date:
January 3, 2030, subject to Redemption at the Option of the Company (as set forth
below).
Interest Rate Type:
Fixed Rate
Day Count Convention:
30/360
Interest Rate:
For each Interest Period commencing on or after the Original Issue Date, to but
excluding January 3, 2021, the interest rate per annum wil be equal to: 3.00%

For each Interest Period commencing on or after January 3, 2021, to but excluding
January 3, 2024, the interest rate per annum wil be equal to: 4.00%.

For each Interest Period commencing on or after January 3, 2024, to but excluding
January 3, 2027, the interest rate per annum wil be equal to: 5.00%.

For each Interest Period commencing on or after January 3, 2027, to but excluding the
Maturity Date, the interest rate per annum wil be equal to: 6.00%.
Business Day:
New York; London.
Business Day Convention:
Fol owing, Unadjusted
Interest Payment Dates:
o Monthly,
o Quarterly,
x Semi-Annual y,
o Annually,

payable in arrears on the 3rd day of each January and July, commencing on July 3,
2013 and ending on the Maturity Date or the Early Redemption Date, if applicable.
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Redemption at the Option of We may redeem your Notes, in whole or in part, at the Redemption Price set forth
the
below, on any Interest Payment Date beginning on January 3, 2014, provided we give
Company:
at least five business days' prior written notice to the trustee. If we exercise our
redemption option, the Interest Payment Date on which we so exercise wil be referred
to as the "Early Redemption Date".
Redemption Price:
If we exercise our redemption option, you wil receive on the Early Redemption Date
100% of the principal amount of the Notes, together with any accrued and unpaid
interest to but excluding the Early Redemption Date (subject to the creditworthiness of
the Issuer).
Settlement:
DTC; Book-entry; Transferable.
Denominations:
Minimum denominations of US$1,000 and integral multiples of US$1,000 thereafter.
CUSIP:
06741TLU9
ISIN:
US06741TLU96
Listing:
We do not intend to list the Notes on any U.S. securities exchange or quotation
system.
Calculation Agent:
Barclays Bank PLC
Barclays Capital Inc. has agreed to purchase the Notes from us at 100% of the principal amount minus a
commission equal to $22.50 per $1,000 principal amount, or 2.25%, resulting in aggregate proceeds to Barclays
Bank PLC of $977,500. Barclays Capital Inc. proposes to offer the Notes from time to time for sale in negotiated
transactions, or otherwise, at varying prices to be determined at the time of each sale. Barclays Capital Inc.
may also use all or a portion of its commissions on the Notes to pay selling concessions or fees to other
dealers.
YOU SHOULD READ THIS DOCUMENT TOGETHER WITH THE RELATED PROSPECTUS SUPPLEMENT AND PROSPECTUS, EACH OF WHICH CAN
BE ACCESSED VIA THE HYPERLINKS BELOW BEFORE YOU MAKE AN INVESTMENT DECISION.
Prospectus dated August 31, 2010
Prospectus Supplement dated May 27, 2011
See "Additional Terms of the Notes" on page 3 of this pricing supplement. The Notes will have the terms
specified in the prospectus dated August 31, 2010, the prospectus supplement dated May 27, 2011 and this
pricing supplement. See "Risk Factors" on page 3 of this pricing supplement and "Risk Factors" beginning on
page S-6 of the prospectus supplement for risks related to investing in the Notes.
We may use this pricing supplement in the initial sale of Notes. In addition, Barclays Capital Inc. or another of our
affiliates may use this pricing supplement in market resale transactions in any Notes after their initial sale. Unless we or
our agent informs you otherwise in the confirmation of sale, this pricing supplement is being used in a market resale
transaction.
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Fixed Rate Step-Up Callable Notes due January 3, 2030

Neither the Securities and Exchange Commission nor any state securities commission has approved or
disapproved of the Notes or determined that this pricing supplement is truthful or complete. Any representation
to the contrary is a criminal offense.
You should read this pricing supplement together with the prospectus dated August 31, 2010, as supplemented by the
prospectus supplement dated May 27, 2011 relating to our Global Medium-Term Notes, Series A, of which these Notes
are a part. This pricing supplement, together with the documents listed below, contain the terms of the Notes and
supersede all prior or contemporaneous oral statements as wel as any other written materials including preliminary or
indicative pricing terms, correspondence, trade ideas, structures for implementation, sample structures, brochures or
other educational materials of ours. You should careful y consider, among other things, the matters set forth in "Risk
Factors" in the prospectus supplement and the index supplement as the Notes involve risks not associated with
conventional debt securities. We urge you to consult your investment, legal, tax, accounting and other advisors before
you invest in the Notes.
You may access these documents on the SEC website at www.sec.gov as fol ows (or if such address has changed, by
reviewing our filings for the relevant date on the SEC website):

·
Prospectus dated August 31, 2010:

http://www.sec.gov/Archives/edgar/data/312070/000119312510201448/df3asr.htm

·
Prospectus supplement dated May 27, 2011:

http://www.sec.gov/Archives/edgar/data/312070/000119312511152766/d424b3.htm
Our SEC file number is 333-169119. As used in this pricing supplement, the "Company," "we," "us," or "our" refers to
Barclays Bank PLC.
The Notes constitute Barclays Bank PLC's direct, unconditional, unsecured and unsubordinated obligations, are not
deposit liabilities and are not insured by the U.S. Federal Deposit Insurance Corporation or any other governmental
agency of the United States, the United Kingdom or any other jurisdiction.
During the term of these Notes, interest wil accrue and be payable on the notes semi-annual y, in arrears, at a rate of (i)
Years 1 to 8: 3.00% per annum (i ) Years 9 to 11: 4.00% per annum, and (i i) Years 12 to 14: 5.00% per annum, and (iv)
Year 15 to 17: 6.00% per annum. Al payments on the Notes are subject to the creditworthiness of Barclays Bank PLC.
An investment in the Notes involves significant risks. You should read the risks summarized below in connection with,
and the risks summarized below are qualified by reference to, the risks described in more detail in the "Risk Factors"
section beginning on page S-6 of the prospectus supplement. We urge you to consult your investment, legal, tax,
accounting and other advisors and to invest in the Notes only after you and your advisors have carefully considered
the suitability of an investment in the Notes in light of your particular circumstances.

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§
Early Redemption Risk--We may redeem the Notes, in whole or in part, on any Interest Payment Date beginning
on January 3, 2014. It is more likely that we wil redeem the Notes prior to their stated maturity date to the extent
that the interest payable on the Notes is greater than the interest that would be payable on other instruments issued
by us of comparable maturity, terms and credit rating trading in the market. If the Notes are redeemed, in whole or
in part, prior to their stated maturity date, you wil receive no further interest payments on the Notes redeemed and
may not be able to re-invest the Notes or may have to re-invest the proceeds in a lower rate environment.

§
Issuer Credit Risk--The Notes are our unsecured debt obligations, and are not, either directly or indirectly, an
obligation of or guaranteed by any third party. Any payment to be made on the Notes, including any payment at
maturity, on an interest payment date, or in the event of early redemption depends on the ability of Barclays Bank
PLC to satisfy its obligations as they come due. As a result, the actual and perceived creditworthiness of Barclays
Bank PLC may affect the market value of the

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Fixed Rate Step-Up Callable Notes due January 3, 2030

Notes and, in the event we were to default on our obligations, you may not receive your principal amount or any
other amounts owed to you under the terms of the Notes.

§
Certain Built-In Costs Are Likely to Adversely Affect the Value of the Notes Prior to Maturity--Although you
wil not receive less than the principal amount of the Notes if you hold the Notes to maturity (subject to Issuer credit
risk), the Original Issue Price of the Notes includes the agent's commission and the cost of hedging our obligations
under the Notes through one

or more of our affiliates. As a result, assuming no change in market conditions or any other relevant factor, the
price, if any, at which Barclays Capital Inc. and other affiliates of Barclays Bank PLC wil be wil ing to purchase
Notes from you in secondary market transactions may be lower than the Original Issue Price, and any sale prior to
the Maturity Date could result in a substantial loss to you.

§
Potential Conflicts--We and our affiliates play a variety of roles in connection with the issuance of the Notes,
including hedging our obligations under the Notes. In performing these duties, the economic interests of our affiliates
of ours are potential y adverse to your interests as an investor in the Notes.

We and our affiliates play a variety of roles in connection with the issuance of the Notes, including hedging our
obligations under the Notes. In performing these duties, the economic interests of our affiliates of ours are
potential y adverse to your interests as an investor in the Notes. In addition, the Wealth and Investment
Management division of Barclays may offer the Notes to its clients and be compensated for doing so. The Wealth
and Investment Management division of Barclays, functioning in the United States through Barclays Capital Inc., wil
be acting as agent for Barclays Bank PLC in connection with the distribution of the Notes to you and, as such, its
role may create a potential conflict of interest. The Wealth and Investment Management division of Barclays is not
acting as your agent or investment adviser, and is not representing you in any capacity with respect to any purchase
of the Structured Investments by you. If you are considering whether to invest in the Notes through the Wealth and
Investment Management division of Barclays, Barclays Bank PLC strongly urges you to seek independent financial
and investment advice to assess the merits of such investment.

§
Lack of Liquidity--The Notes wil not be listed on any securities exchange. Barclays Capital Inc. and other
affiliates of Barclays Bank PLC intend to make a secondary market for the Notes but are not required to do so, and
may discontinue any such secondary market making at any time, without notice. Barclays Capital Inc. may at any
time hold unsold inventory, which may inhibit the development of a secondary market for the Notes. Even if there is
a secondary market, it may not provide enough liquidity to allow you to trade or sell the Notes easily. Because other
dealers are not likely to make a secondary market for the Notes, the price at which you may be able to trade your
Notes is likely to depend on the price, if any, at which Barclays Capital Inc. and other affiliates of Barclays Bank
PLC are wil ing to buy the Notes. The Notes are not designed to be short-term trading instruments. Accordingly, you
should be able and wil ing to hold your Notes to maturity.

§
Many Economic and Market Factors Will Impact the Value of the Notes--The value of the Notes wil be
affected by a number of economic and market factors that may either offset or magnify each other, including

o
the time to maturity of the Notes;

o
interest and yield rates in the market generally;

o
a variety of economic, financial, political, regulatory or judicial events; and

o
our creditworthiness, including actual or anticipated downgrades in our credit ratings.
The fol owing discussion supplements the discussion in the prospectus supplement under the heading "Certain U.S.
Federal Income Tax Considerations" and supersedes it to the extent inconsistent therewith. The fol owing discussion (in
conjunction with the discussion in the prospectus supplement) summarizes certain of the material U.S. federal income tax
consequences of the purchase, beneficial ownership, and disposition of the Notes.
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We intend to treat the Notes as indebtedness for U.S. federal income tax purposes and any reports to the Internal
Revenue Service (the "IRS") and U.S. holders wil be consistent with such treatment, and each holder wil agree to treat
the Notes as indebtedness for U.S. federal income tax purposes. The discussion that fol ows is based on this approach.
We intend to take the position that we are deemed to exercise the cal option prior to the first interest rate step-up
(solely for purposes of determining whether the Notes are issued with "original issue discount" for federal income tax
purposes) and, if we do not exercise the call option at such time, the Notes wil be deemed to be reissued (solely for
purposes of the original issue discount rules) at such time and immediately before each subsequent interest rate step-up
for their adjusted issue price. Accordingly, we

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Fixed Rate Step-Up Callable Notes due January 3, 2030

intend to take the position that the Notes wil not be issued with original issue discount for federal income tax purposes
and that interest on the Notes wil be taxable to a U.S. holder as ordinary interest income at the time it accrues or is
received in accordance with the U.S. holder's normal method of accounting for tax purposes. See "Certain U.S. Federal
Income Tax Considerations--U.S. Federal Income Tax Treatment of the Notes as Indebtedness for U.S. Federal Income
Tax Purposes--Notes Subject to Cal or Put Options" in the prospectus supplement.
3.8% Medicare Tax On "Net Investment Income"
Beginning in 2013, U.S. holders that are individuals, estates, and certain trusts wil be subject to an additional 3.8% tax
on all or a portion of their "net investment income," which may include the interest payments and any gain realized with
respect to the Notes, to the extent of their net investment income that, when added to their other modified adjusted
gross income, exceeds $200,000 for an unmarried individual, $250,000 for a married taxpayer filing a joint return (or a
surviving spouse), or $125,000 for a married individual filing a separate return. U.S. holders should consult their advisors
with respect to their consequences with respect to the 3.8% Medicare tax.
Information Reporting
Holders that are individuals (and, to the extent provided in future regulations, entities) may be required to disclose
information about their Notes on IRS Form 8938--"Statement of Specified Foreign Financial Assets" if the aggregate
value of their Notes and their other "specified foreign financial assets" exceeds $50,000. Significant penalties can apply if
a holder fails to disclose its specified foreign financial assets. We urge you to consult your tax advisor with respect to
this and other reporting obligations with respect to your Notes.
Non-U.S. Holders
Barclays currently does not withhold on interest payments to non-U.S. holders in respect of instruments such as the
Notes. However, if Barclays determines that there is a material risk that it wil be required to withhold on any such
payments, Barclays may withhold on such payments at a 30% rate, unless non-U.S. holders have provided to Barclays
an appropriate and valid Internal Revenue Service Form W-8. In addition, non-U.S. holders wil be subject to the general
rules regarding information reporting and backup withholding as described under the heading "Certain U.S. Federal
Income Tax Considerations--Information Reporting and Backup Withholding" in the accompanying prospectus
supplement.
Your purchase of a Note in an Individual Retirement Account (an "IRA"), wil be deemed to be a representation and
warranty by you, as a fiduciary of the IRA and also on behalf of the IRA, that (i) neither the issuer, the placement agent
nor any of their respective affiliates has or exercises any discretionary authority or control or acts in a fiduciary capacity
with respect to the IRA assets used to purchase the Note or renders investment advice (within the meaning of Section
3(21)(A)(i ) of the Employee Retirement Income Security Act ("ERISA")) with respect to any such IRA assets and (ii) in
connection with the purchase of the Note, the IRA wil pay no more than "adequate consideration" (within the meaning of
Section 408(b)(17) of ERISA) and in connection with any redemption of the Note pursuant to its terms wil receive at
least adequate consideration, and, in making the foregoing representations and warranties, you have (x) applied sound
business principles in determining whether fair market value wil be paid, and (y) made such determination acting in good
faith.
For additional ERISA considerations, see "Employee Retirement Income Security Act" in the prospectus supplement.
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We have agreed to sell to Barclays Capital Inc. (the "Agent"), and the Agent has agreed to purchase from us, the
principal amount of the Notes, and at the price, specified on the cover of this pricing supplement. The Agent has agreed
to purchase the Notes from us at 100% of the principal amount minus a commission equal to $22.50 per $1,000 principal
amount, or 2.25%, resulting in aggregate proceeds to Barclays Bank PLC of $977,500. Barclays Capital Inc. proposes
to offer the Notes from time to time for sale in negotiated transactions, or otherwise, at varying prices to be determined
at the time of each sale. Barclays Capital Inc. may also use all or a portion of its commissions on the Notes to pay
selling concessions or fees to other dealers including Morgan Stanley Smith Barney LLC.

December 2012
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Fixed Rate Step-Up Callable Notes due January 3, 2030

We expect that delivery of the Notes wil be made against payment for the Notes on or about the issue date indicated on
the cover of this pricing supplement, which wil be the third business day fol owing the expected original trade date (this
settlement cycle being referred to as "T+3"). See "Plan of Distribution" in the prospectus supplement.

December 2012
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