Obbligazione America Bank Corporation 3.625% ( US06051GEG01 ) in USD

America Bank Corporation

100 USD ⇌

Stati Uniti

US06051GEG01 ( in USD )

3.625% per anno ( pagato 2 volte l'anno)

17/03/2016 - Obbligazione è scaduto

Prospetto opuscolo dell'obbligazione Bank of America Corporation US06051GEG01 in USD 3.625%, scaduta

5 000 USD

1 500 000 000 USD

06051GEG0

BBB+ ( Lower medium grade - Investment-grade )

Baa1 ( Lower medium grade - Investment-grade )

Bank of America Corporation è una delle maggiori istituzioni finanziarie globali, offrendo una vasta gamma di servizi bancari e finanziari a privati, aziende e istituzioni.

The Obbligazione issued by America Bank Corporation ( United States ) , in USD, with the ISIN code US06051GEG01, pays a coupon of 3.625% per year.
The coupons are paid 2 times per year and the Obbligazione maturity is 17/03/2016

The Obbligazione issued by America Bank Corporation ( United States ) , in USD, with the ISIN code US06051GEG01, was rated Baa1 ( Lower medium grade - Investment-grade ) by Moody's credit rating agency.

The Obbligazione issued by America Bank Corporation ( United States ) , in USD, with the ISIN code US06051GEG01, was rated BBB+ ( Lower medium grade - Investment-grade ) by Standard & Poor's ( S&P ) credit rating agency.

Final Prospectus Supplement No. 578
Page 1 of 118
424B5 1 d424b5.htm FINAL PROSPECTUS SUPPLEMENT NO. 578
Table of Contents
CALCULATION OF REGISTRATION FEE

Proposed
Title of Each Class of Securities to be
Maximum Aggregate
Amount of
Registered

Offering Price

Registration Fee(1)
3.625% Senior Notes, due March 2016

$1,500,000,000

$174,150

(1) Calculated in accordance with Rule 457(r) of the Securities Act of 1933.
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Final Prospectus Supplement No. 578
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Table of Contents
Filed Pursuant to Rule 424(b)(5)
Registration No. 333-158663
Pricing Supplement No. 578
(To Prospectus dated April 20, 2009 and
Prospectus Supplement dated April 21, 2009)
March 14, 2011

Medium-Term Notes, Series L

$1,500,000,000

3.625% Senior Notes, due March 2016

This pricing supplement supplements the terms and conditions in the prospectus, dated April 20, 2009, as supplemented by the
Series L prospectus supplement, dated April 21, 2009, and should be read as a whole. Unless otherwise defined in this pricing
supplement, terms used herein have the same meanings as are given to them in the attached prospectus supplement and
prospectus.

·Title of the Series:
3.625% Senior Notes, due March 2016
·Aggregate Principal Amount
$1,500,000,000
Initially Being Issued:
·Issue Date:
March 17, 2011
·CUSIP No.:
06051 GEG0
·ISIN:
US06051 GEG01
·Maturity Date for Principal:
March 17, 2016
·Minimum Denominations:
$5,000 and multiples of $5,000 in excess of $5,000
·Ranking:
Senior
·Day Count Fraction:
30/360
·Interest Periods:
Semi-annual
·Interest Payment Dates:
March 17 and September 17 of each year, commencing on
September 17, 2011, subject to the following business day
convention (unadjusted).
·Record Dates for Interest Payments:
For book-entry only notes, one business day prior to the
applicable Interest Payment Date. If notes are not held in
book-entry only form, the record dates will be the first day of
the calendar month in which the applicable Interest Payment
Date is scheduled to occur.
·Optional Redemption:
None
·Repayment at Option of Holder:
None
·Listing:
None
·Selling Agents and Conflicts of Interest:
As set forth on page PS-2

None of the Securities and Exchange Commission, any state securities commission, or any other regulatory body has approved
or disapproved of these notes or passed upon the adequacy or accuracy of this pricing supplement, the attached prospectus
supplement, or the attached prospectus. Any representation to the contrary is a criminal offense.

Per Note
Total

Public Offering Price
99.674% $1,495,110,000

Selling Agents' Commission
0.350% $
5,250,000

Proceeds (before expenses)
99.324% $1,489,860,000

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Sole Book-Runner
BofA Merrill Lynch

COMMERZBANK

Deutsche Bank Securities
Lloyds Securities
Rabo Securities

RBS
Scotia Capital
Loop Capital Markets Ramirez & Co., Inc.
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Table of Contents
Supplemental Information Concerning the Plan of Distribution

On March 14, 2011, we entered into an agreement with the selling agents identified below for the purchase and sale of the
notes. We have agreed to sell to each of the selling agents, and each of the selling agents has agreed to purchase from us, the
principal amount of the notes shown opposite its name at the public offering price set forth above.

Principal
Selling Agent
Amount of Notes

Merrill Lynch, Pierce, Fenner & Smith Incorporated
$1,395,000,000
Commerz Markets LLC
15,000,000
Deutsche Bank Securities Inc.
15,000,000
Lloyds Securities Inc.
15,000,000
Rabo Securities USA, Inc.
15,000,000
RBS Securities Inc.
15,000,000
Scotia Capital (USA) Inc.
15,000,000
Loop Capital Markets LLC
7,500,000
Samuel A. Ramirez & Company, Inc.
7,500,000

Total
$1,500,000,000

The selling agents may sell the notes to certain dealers at the public offering price, less a concession which will not
exceed 0.20% of their principal amount. The selling agents and those dealers may resell the notes to other dealers at a
reallowance discount which will not exceed 0.15% of their principal amount.

After the initial offering of the notes, the concession and reallowance discounts on the notes may change.

We estimate that the total offering expenses for the notes, excluding the selling agents' commissions, will be
approximately $321,150.

Merrill Lynch, Pierce, Fenner & Smith Incorporated is our wholly-owned subsidiary, and we will receive the net
proceeds of the offering.

Additional Selling Restrictions

In addition to the representations, agreements, and restrictions set forth in the attached prospectus supplement under
"Supplemental Plan of Distribution--Selling Restrictions," the following representations, agreements, and restrictions will
apply to the notes.

Austria

The notes may only be offered in the Republic of Austria in compliance with the provisions of the Austrian Capital
Market Act and the Austrian Investment Funds Act and any other laws applicable in the Republic of Austria governing the
offer and sale of the notes in the Republic of Austria. The notes are not registered or otherwise authorized for public offer
under the Capital Market Act or the Investment Funds Act or any other relevant securities legislation in Austria. The recipients
of this pricing supplement and the attached prospectus supplement and prospectus and other selling material in respect of the
notes have been individually selected and are targeted exclusively on the basis of a private placement. Accordingly, the notes
may not be, and are not being, offered or advertised publicly or offered similarly under either the Capital Market Act or the
Investment Funds Act or any other relevant securities legislation in Austria. This offer may not be made to any other persons
in Austria than the recipients to whom this document is personally addressed. We are a U.S. bank holding company and a
financial holding company. We are not a bank under the Austrian Banking Act (Bankwesengesetz) and are not EU passported
to perform banking business in Austria.

PS-2
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Table of Contents
Israel

This offer is intended solely for investors listed in the First Supplement of the Israeli Securities Law of 1968, as amended.
A prospectus has not been prepared or filed, and will not be prepared or filed, in Israel relating to the notes offered by this
pricing supplement and the attached prospectus supplement and prospectus. The notes cannot be resold in Israel other than to
investors listed in the First Supplement of the Israeli Securities Law of 1968, as amended.

Italy

The offering of the notes has not been registered with CONSOB - Commissione Nazionale per le Società e la Borsa (the
Italian Companies and Exchange Commission) pursuant to Italian securities legislation and, accordingly, no such notes may be
offered, sold or delivered, nor may copies of this pricing supplement or the attached prospectus supplement and prospectus or
of any other document relating to the notes be distributed in the Republic of Italy except:

(i) to qualified investors (investitori qualificati), as defined in Article 34-ter, first paragraph, letter b, of CONSOB

Regulation No. 11971 of 14 May 1999, as amended ("CONSOB Regulation No. 11971"), pursuant to Article 100 of
Legislative Decree No. 58 of 24 February 1998, as amended (the "Financial Services Act"); or

(ii) in other circumstances which are exempted from the rules on offerings of securities to the public pursuant to Article

100 of the Financial Services Act and Article 34-ter, first paragraph, of CONSOB Regulation No. 11971.

Any offer, sale or delivery of the notes or distribution of copies of this pricing supplement or the attached prospectus
supplement and prospectus or any other document relating to the notes in the Republic of Italy under (i) or (ii) above must be:

(a) made by an investment firm, bank or financial intermediary permitted to conduct such activities in the Republic of

Italy in accordance with the Financial Services Act, Legislative Decree No. 385 of 1 September 1993, as amended
(the "Consolidated Banking Act"), and Regulation No. 16190 of 29 October 2007 (as amended from time to time);

(b) in compliance with Article 129 of Consolidated Banking Act, as amended, and the implementing guidelines of the

Bank of Italy, as amended from time to time, pursuant to which the Bank of Italy may request information on the
issue or the offer of securities in the Republic of Italy; and

(c) in compliance with any other applicable laws and regulations or requirement imposed by CONSOB or other Italian

authority.

Please note that in accordance with Article 100-bis of the Financial Services Act, concerning the circulation of financial
products, where no exemption from the rules on offerings of securities to the public applies under (i) and (ii) above, the
subsequent distribution of the notes on the secondary market in Italy must be made in compliance with the public offer and the
prospectus requirement rules provided under the Financial Services Act and CONSOB Regulation No. 11971. Furthermore,
Article 100-bis of the Financial Services Act affects the transferability of the notes in the Republic of Italy to the extent that
any placing of the notes is made solely with qualified investors and the notes are then systematically resold to non-qualified
investors on the secondary market at any time in the 12 months following such placing. Where this occurs, if a prospectus has
not been published, purchasers of the notes who are acting outside of the course of their business or profession may be entitled
to declare such purchase null and void and to claim damages from any authorised intermediary at whose premises the notes
were purchased, unless an exemption provided for by the Financial Services Act applies.

PS-3
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Table of Contents
Mexico

The notes have not been and will not be registered in the National Securities Registry (Registro Nacional de Valores).
Therefore, the notes may not be offered or sold in the United Mexican States ("Mexico") by any means except in
circumstances which do not constitute a public offering (oferta pública) within the meaning of the Securities Market Law (Ley
del Mercado de Valores) and its regulations. All applicable provisions of the Securities Market Law must be complied with in
respect to anything done in relation to the notes in, from or otherwise involving Mexico.

PS-4
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Table of Contents

Medium-Term Notes, Series L
We may offer from time to time our Bank of America Corporation Medium-Term Notes, Series L. The specific terms of any
notes that we offer will be determined before each sale and will be described in a separate product supplement, index
supplement and/or pricing supplement (each, a "supplement"). Terms may include:
· Priority: senior or subordinated
· Maturity: three months or more

· Interest rate: notes may bear interest at fixed or floating
· Indexed notes: principal, premium (if any), interest
rates, or may not bear any interest
payments, or other amounts payable (if any) linked,

either directly or indirectly, to the price or performance
· Base floating rates of interest:
of one or more market measures, including securities,

federal funds rate
currencies, commodities, interest rates, stock or

commodity indices, inflation indices, or any

LIBOR
combination of the above

EURIBOR

prime rate
· Payments: U.S. dollars or any other currency that we

treasury rate
specify in the applicable supplement

any other rate we specify
We may sell notes to the selling agents as principal for resale at varying or fixed offering prices or through the selling agents
as agents using their best efforts on our behalf. We also may sell the notes directly to investors.
We may use this prospectus supplement and the accompanying prospectus in the initial sale of any notes. In addition, Banc of
America Securities LLC, Merrill Lynch, Pierce, Fenner & Smith Incorporated, or any of our other affiliates, may use this
prospectus supplement and the accompanying prospectus in a market-making transaction in any notes after their initial sale.
Unless we or one of our selling agents informs you otherwise in the confirmation of sale, this prospectus supplement and the
accompanying prospectus are being used in a market-making transaction.
Unless otherwise specified in the applicable supplement, we do not intend to list the notes on any securities exchange.
Investing in the notes involves risks. See "Risk Factors" beginning on page S-4.

Our notes are unsecured and are not savings accounts, deposits, or other obligations of a bank. Our notes are not guaranteed
by Bank of America, N.A. or any other bank, are not insured by the Federal Deposit Insurance Corporation or any other
governmental agency, and involve investment risks.
None of the Securities and Exchange Commission, any state securities commission, or any other regulatory body has approved
or disapproved of these notes or passed upon the adequacy or accuracy of this prospectus supplement or the accompanying
prospectus. Any representation to the contrary is a criminal offense.
Banc of America Securities LLC
Banc of America Investment Services,
Inc.
Merrill Lynch & Co.

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Final Prospectus Supplement No. 578
Page 8 of 118
Prospectus Supplement to Prospectus dated April 20, 2009
April 21, 2009
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Table of Contents
TABLE OF CONTENTS

Page

Page
Prospectus Supplement

Description of Purchase Contracts
39
About this Prospectus Supplement
S-3
General
39
Risk Factors
S-4
Purchase Contract Property
39
Description of the Notes
S-5
Information in Supplement
40
General
S-5
Prepaid Purchase Contracts; Applicability of Indenture
41
Types of Notes
S-6
Non-Prepaid Purchase Contracts; No Trust Indenture
Payment of Principal, Interest, and Other Amounts Due
S-8
Act Protection
41
Ranking
S-
Pledge by Holders to Secure Performance
41

10
Settlement of Purchase Contracts That Are Part of Units 41
Redemption
S-
Failure of Holder to Perform Obligations
42

11
Unsecured Obligations
42
Repayment
S-
Description of Units
42

11
General
42
Reopenings
S-
Unit Agreements: Prepaid, Non-Prepaid, and Other
43

11
Modification
43
Extendible/Renewable Notes
S-
Enforceability of Rights of Unitholders; No Trust

11
Indenture Act Protection
44
Other Provisions
S-
Unsecured Obligations
44

11
Description of Preferred Stock
44
Repurchase
S-
General
44

11
The Preferred Stock
46
Form, Exchange, Registration, and Transfer of Notes
S-
Description of Depositary Shares
47

11
General
47
U.S. Federal Income Tax Considerations
S-
Terms of the Depositary Shares
48

12
Withdrawal of Preferred Stock
48
Supplemental Plan of Distribution
S-
Dividends and Other Distributions
48

12
Redemption of Depositary Shares
49
Selling Restrictions
S-
Voting the Deposited Preferred Stock
49

15
Amendment and Termination of the Deposit Agreement 49
Legal Matters
S-
Charges of Depository
50

20
Miscellaneous
50
Resignation and Removal of Depository
50

Page
Description of Common Stock
50
Prospectus

General
50
About this Prospectus
3
Voting and Other Rights
51
Prospectus Summary
4
Dividends
51
Risk Factors
8 Registration and Settlement
52
Currency Risks
8
Book-Entry Only Issuance
52
Other Risks
9
Certificates in Registered Form
52
Bank of America Corporation
11
Street Name Owners
53
General
11
Legal Holders
53
Acquisitions and Sales
11
Special Considerations for Indirect Owners
53
Use of Proceeds
12
Depositories for Global Securities
54
Description of Debt Securities
13
Special Considerations for Global Securities
58
General
13
Registration, Transfer, and Payment of Certificated
The Indentures
13
Securities
59
Form and Denomination of Debt Securities
14
U.S. Federal Income Tax Considerations
60
Different Series of Debt Securities
14
Taxation of Debt Securities
61
Fixed-Rate Notes
15
Taxation of Common Stock, Preferred Stock, and
Floating-Rate Notes
16
Depositary Shares
73
Indexed Notes
23
Taxation of Warrants
78
Floating-Rate/Fixed-Rate/Indexed Notes
24
Taxation of Purchase Contracts
78
Original Issue Discount Notes
24
Taxation of Units
79
Payment of Principal, Interest, and Other Amounts Due
24
Reportable Transactions
79
No Sinking Fund
27
EU Directive on the Taxation of Savings Income
79
Redemption
27
Plan of Distribution
81
Repayment
27
Distribution Through Underwriters
81
Repurchase
27
Distribution Through Dealers
81
Conversion
28
Distribution Through Agents
82
Exchange, Registration, and Transfer
28
Direct Sales
82
Subordination
28
General Information
82
Sale or Issuance of Capital Stock of Banks
29
Market-Making Transactions by Affiliates
83
Limitation on Mergers and Sales of Assets
30
ERISA Considerations
84
Waiver of Covenants
30
Where You Can Find More Information
85
Modification of the Indentures
30
Forward-Looking Statements
86
Meetings and Action by Securityholders
31
Legal Matters
87
Events of Default and Rights of Acceleration
31
Experts
87
Collection of Indebtedness
31
Payment of Additional Amounts
32
Redemption for Tax Reasons
34
Defeasance and Covenant Defeasance
35
Notices
36
Concerning the Trustees
36
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Governing Law
36
Description of Warrants
36
General
36
Description of Debt Warrants
36
Description of Universal Warrants
37
Modification
38
Enforceability of Rights of Warrantholders; No Trust
Indenture Act Protection
38
Unsecured Obligations
39

S-2
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