Obbligazione AgriCredit International 5.28% ( HK0000917374 ) in USD

AgriCredit International

100 USD ⇌

Francia

HK0000917374 ( in USD )

5.28% per anno ( pagato 2 volte l'anno)

14/03/2026 - Obbligazione è scaduto

Prospetto opuscolo dell'obbligazione Credit Agricole CIB HK0000917374 in USD 5.28%, scaduta

200 000 USD

100 000 000 USD

Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB) è la banca d'investimento del Gruppo Crédit Agricole, che offre servizi finanziari a clienti istituzionali in tutto il mondo.

The Obbligazione issued by AgriCredit International ( France ) , in USD, with the ISIN code HK0000917374, pays a coupon of 5.28% per year.
The coupons are paid 2 times per year and the Obbligazione maturity is 14/03/2026

MiFID II product governance / Professional investors and ECPs only target market Solely for the
purposes of each manufacturer's product approval process, the target market assessment in respect of the
Notes, taking into account the five categories referred to in item 18 of the Guidelines published by ESMA on 5
February 2018 has led to the conclusion that: (i) the target market for the Notes is eligible counterparties and
professional clients only, each as defined in Directive (EU) 2014/65 (as amended, "MiFID II"); and (ii) all
channels for distribution of the Notes to eligible counterparties and professional clients are appropriate. Any
person subsequently offering, selling or recommending the Notes (a "distributor") should take into
consideration the manufacturers' target market assessment; however, a distributor subject to MiFID II is
responsible for undertaking its own target market assessment in respect of the Notes (by either adopting or
refining the manufacturers' target market assessment) and determining appropriate distribution channels.

UK MiFIR product governance / Professional investors and ECPs only target market Solely for the
purposes of the manufacturer's product approval process, the target market assessment in respect of the
Notes, taking into account the five categories referred to in item 18 of the Guidelines published by ESMA on 5
February 2018 (in accordance with the FCA's policy statement entitled "Brexit our approach to EU non-
legislative materials"), has led to the conclusion that: (i) the target market for the Notes is only eligible
counterparties, as defined in the FCA Handbook Conduct of Business Sourcebook ("COBS"), and professional
clients, as defined in Regulation (EU) No 600/2014 as it forms part of UK domestic law by virtue of the
European Union (Withdrawal) Act 2018 ("UK MiFIR"); and (ii) all channels for distribution of the Notes to eligible
counterparties and professional clients are appropriate. Any person subsequently offering, selling or
recommending the Notes (a "distributor") should take into consideration the manufacturer's target market
assessment; however, a distributor subject to the FCA Handbook Product Intervention and Product
Governance Sourcebook (the "UK MiFIR Product Governance Rules") is responsible for undertaking its own
target market assessment in respect of the Notes (by either adopting or refining the manufacturer's target
market assessment) and determining appropriate distribution channels.

Final Terms dated 17 March 2023

Crédit Agricole S.A.

Legal Entity Identifier (LEI): 969500TJ5KRTCJQWXH05
Euro 100,000,000,000
Euro Medium Term Note Programme

Series No: 663
Tranche No: 1
Issue of USD 100,000,000 Senior Preferred Fixed Rate Notes due 14 March 2026 (the "Notes")
Issued by: Crédit Agricole S.A. (the "Issuer")

Global Coordinator
CRÉDIT AGRICOLE CORPORATE AND INVESTMENT BANK, HONG KONG BRANCH
Joint Lead Managers
CRÉDIT AGRICOLE CORPORATE AND INVESTMENT BANK, HONG KONG BRANCH
HSBC
Any person making or intending to make an offer of the Notes may only do so in circumstances in which no
obligation arises for the Issuer or any Dealer to publish a prospectus pursuant to Article 3 of the Prospectus
Regulation or supplement a prospectus pursuant to Article 23 of the Prospectus Regulation, in each case, in
relation to such offer.
Neither the Issuer nor any Dealer has authorised, nor do they authorise, the making of any offer of Notes in
any other circumstances.
The Notes are not intended to be offered, sold or otherwise made available to, and should not be offered, sold
or otherwise made available to, any consumer (consument/ consommateur) within the meaning of the Belgian
Code of Economic Law (Wetboek van economisch recht/Code de droit économique), as amended, in Belgium.
The expression "Prospectus Regulation" means Regulation (EU) No 2017/1129, as amended.
A50661011
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PART A -- CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in
"Terms and Conditions of the English Law Notes" in the base prospectus dated 8 April 2022 which has received
approval no. 22-090 from the Autorité des marchés financiers (the "AMF") on 8 April 2022, the first supplement
to it dated 17 May 2022 which has received approval no. 22-158 from the AMF on 17 May 2022, the second
supplement to it dated 27 June 2022 which has received approval no. 22-246 from the AMF on 27 June 2022,
the third supplement to it dated 17 August 2022 which has received approval no. 22-353 from the AMF on 17
August 2022, the fourth supplement to it dated 18 November 2022 which has received approval no. 22-455
from the AMF on 18 November 2022, the fifth supplement to it dated 2 January 2023 which has received
approval no. 23-004 from the AMF on 2 January 2023 and the sixth supplement to it dated 15 February 2023
which has received approval no. 23-036 from the AMF on 15 February 2023, which together constitute a base
prospectus for the purposes of the Prospectus Regulation (the "Base Prospectus"). This document constitutes
the Final Terms of the Notes described herein for the purposes of Article 8 of the Prospectus Regulation and
must be read in conjunction with the Base Prospectus. Full information on the Issuer and the offer of the Notes
is only available on the basis of the combination of these Final Terms and the Base Prospectus. The Base
Prospectus is available for viewing on the website of the Issuer (https://www.credit-
agricole.com/finance/finance/dette-et-notations/emissions-marche/credit-agricole-s.a.-emissions-marche), on
the website of the AMF (www.amf-france.org) and copies may be obtained from Crédit Agricole S.A., 12, Place
des États-Unis, 92127 Montrouge Cedex, France.
1.
Issuer:
Crédit
Agricole
S.A.
2.
(i)
Series
Number:
663
(ii) Tranche
Number:
1
(iii) Date on which the Notes become Not Applicable
fungible:
3.

Specified Currency or Currencies:
United States Dollar ("USD")
4.

Aggregate Nominal Amount:

(i) Series:
USD
100,000,000
(ii) Tranche:
USD
100,000,000
5.
Issue Price:
100.00 per cent. of the Aggregate Nominal
Amount

6.
Specified
Denomination:
(i) Specified
Denomination:
USD
200,000

(ii)
Calculation Amount:
USD 200,000
7.

(i)
Issue Date:
21 March 2023

(ii)
Interest Commencement Date:
Issue Date
8.

Maturity Date:
14 March 2026
9.

Interest Basis:
5.280 per cent. Fixed Rate
(further particulars specified in paragraph 15
below)
10.
Redemption Basis:
Subject to any purchase and cancellation or
early redemption, the Notes will be redeemed on
the Maturity Date at 100 per cent. of their
nominal amount
11.

Change of Interest Basis:
Not Applicable
12.

Noteholder Put/ Issuer Call:
Not Applicable
13.
Status:
Senior
Preferred
Notes
A50661011
3

14.
Dates of the corporate authorisations for Resolution of the Board of Directors of the Issuer
issuance of the Notes:
dated 8 February 2023 and the décision
d'émission dated 17 March 2023
Provisions Relating to Interest (if any) Payable
15.

Fixed Rate Note
Applicable
(i)
Rate
of
Interest:
5.280
per
cent.
per annum payable annually in
arrear on each Interest Payment Date
(ii)
Interest
Payment
Dates:
14 March in each year from, and including,
14 March 2024 up to, and including, the Maturity
Date

(iii)
Fixed Coupon Amount:
USD 10,560 per Note of USD 200,000 Specified
Denomination, except for the amount payable in
respect of the short first Interest Accrual Period
beginning on (and including) the Interest
Commencement Date and ending on (but
excluding) the Interest Payment Date falling on
14 March 2024 which shall be the Broken
Amount

(iv) Broken
Amount:
USD
10,354.67 per Note of USD
200,000
Specified Denomination, payable on the Interest
Payment Date falling on 14 March 2024

(v)
Day Count Fraction:
30/360, not adjusted
(vi)
Determination
Dates: Not
Applicable
(vii)
Resettable
Notes: Not
Applicable
16.

Floating Rate Note:
Not Applicable
17.

Zero Coupon Note:
Not Applicable
18.

CMS Linked Note:
Not Applicable
19.

Inflation Linked Notes:
Not Applicable

Provisions Relating to Redemption
20.

Redemption at the Option of the Issuer
Not Applicable
(Issuer Call):
21.

Clean-up Redemption Option:
Applicable

(i) Clean-up
Percentage:
80 per cent.

(ii) Notice
Period:
As per Conditions

(iii) Optional Redemption Amount(s) of USD 200,000 per Note of USD 200,000
each Note and method, if any, of Specified Denomination
calculation of such amount(s):

(iv)
Optional Clean-up Redemption
Any Interest Payment Date
Date(s) (solely if the Clean-up
Percentage is reached):
22.

Redemption at the Option of Noteholders
Not Applicable
(Noteholder Put):
23.
(i) MREL/TLAC Disqualification Event Not Applicable
Call Option:

(ii)
Early Redemption Amount:
Not Applicable
24.
Final Redemption Amount of each Note:
Subject to any purchase and cancellation or
early redemption, the Notes will be redeemed on
A50661011
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the Maturity Date at 100.00 per cent. of their
outstanding principal amount
25.

Early Redemption Amount of each Note:
Final Redemption Amount
26.

Make-Whole Redemption Amount:
Not Applicable
27.

Substitution and Variation:
Not Applicable
28.

Events of Default:
Not Applicable

General Provisions Applicable to the Notes
29.
Form of Notes:
Registered Notes
Calculation Agent (if not the Fiscal Agent):
Not Applicable

Global Certificates (Registered Notes):
Global Certificate exchangeable for Definitive
Certificates in the limited circumstances
specified in the Global Certificate
30.

New Global Note:
No
31.

Global Certificate held under NSS:
No
32.

Financial Center:
New York and Hong Kong
33.

Talons for future Coupons or Receipts to be No
attached to Definitive Notes (and dates on
which such Talons mature):
34.

Details relating to Instalment Notes: amount
Not Applicable
of each Instalment, date on which each
payment is to be made:
35.

Applicable tax regime:
Condition 9(a) applies

A50661011
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PART B -- OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING
(i) Listing:
Not
Applicable
2. RATINGS

The Notes to be issued have been rated:
Standard & Poor's: A+
Moody's: Aa3
Fitch: AA-
Standard & Poor's, Moody's and Fitch are
established in the European Union and are
registered under Regulation (EC) No 1060/2009
(the "CRA Regulation"). As such, Standard &
Poor's, Moody's and Fitch are included in the list of
credit rating agencies published by the European
Securities and Market Authority on its website in
accordance with the CRA Regulation
(www.esma.europa.eu/supervision/credit-rating-
agencies/risk).

As defined by Standard & Poor's, an "A" rating
means that the Issuer's capacity to meet its financial
commitments on the obligation is strong but
somewhat susceptible to economic conditions and
changes in circumstances. The addition of a plus (+)
sign shows relative standing within that rating
categories.
As defined by Moody's, obligations rated "Aa3" are
judged to be of high quality and are subject to very
low credit risk. The modifier 3 indicates a ranking in
the lower end of that generic rating category.
As defined by Fitch, an "AA" rating denotes
expectations of very low default risk. It indicates very
strong capacity for payment of financial
commitments. This capacity is not significantly
vulnerable to foreseeable events. The modifier (-) is
appended to denote relative status within this
category.
3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save for the fees payable to the Managers, so far as the Issuer is aware, no person involved in the issue
of the Notes has an interest material to the issue. The Managers and their affiliates have engaged, and
may in the future engage, in investment banking and/or commercial banking transactions with, and may
perform other services for, the Issuer and its affiliates in the ordinary course of business.
4.
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS
(i)
Reasons for the offer:
The net proceeds will be used for the Issuer's
general funding requirements.
(ii) Gross
proceeds:
USD
100,000,000

A50661011
7

5. YIELD
Indication of yield:
5.280 per cent. per annum

The yield in respect of this issue of Fixed Rate Notes
is calculated on the basis of the Issue Price using the
following formula:

C
P=
(1-(1+r)-n) + A(1+r)-n
r

where:
P
is the Issue Price of the Notes;
C
is the Interest Amount;
A
is the outstanding principal amount of Notes
due on redemption;
n
is time to maturity in years; and
r
is the yield.
As set out above, the yield is calculated at the Issue
Date on the basis of the Issue Price. It is not an
indication of future yield.
6. OPERATIONAL
INFORMATION
(i)
Intended to be held in a manner which No. Whilst the designation is specified as "no" at the
would allow Eurosystem eligibility:
date of these Final Terms, should the Eurosystem
eligibility criteria be amended in the future such that
the Notes are capable of meeting them the Notes may
then be deposited with one of the ICSDs as common
safekeeper. Note that this does not necessarily mean
that the Notes will then be recognised as eligible
collateral for Eurosystem monetary policy and intra
day credit operations by the Eurosystem at any time
during their life. Such recognition will depend upon the
ECB being satisfied that Eurosystem eligibility criteria
have been met.
(ii) ISIN:
HK0000917374
(iii) Common
Code:
260208764
(iv) Any clearing system(s) other than Central Moneymarkets Unit Service operated by
Euroclear Bank SA/NV and
HKMA / CMU Instrument Number: CILHFN23020
Clearstream Banking Société Anonyme
and the relevant identification
number(s):
(v) Delivery:
Delivery
against
payment
(vi) Names and addresses of Paying Citicorp International Limited
Agent(s) (including any additional 9/F, Citi Tower
Paying Agent(s)):
One Bay East
83 Hoi Bun Road
Kwun Tong
Kowloon
Hong Kong
7. DISTRIBUTION
1
Method of distribution:
Syndicated
A50661011
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2
If syndicated,

(i)
Names of Managers (specifying Joint Lead Managers
Lead Manager):
Crédit Agricole Corporate and Investment Bank,
Hong Kong Branch
The Hongkong and Shanghai Banking Corporation
Limited

(ii)
Date of Subscription Agreement (if 17 March 2023
any):

(iii)
Stabilisation Manager(s) (if any):
Crédit Agricole Corporate and Investment Bank,
Hong Kong Branch
3
If non-syndicated, name of Dealer:
Not Applicable
4
U.S.
Selling
Restrictions:
Reg. S Compliance Category 2; TEFRA not
Applicable
5
Prohibition of Sales to EEA Retail Not Applicable
Investors under the PRIIPs Regulation:
6
Prohibition of Sales to UK Retail Not Applicable
Investors under the UK PRIIPs
Regulation:
7
Additional Selling Restrictions:
Not Applicable

A50661011
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