Bond Abu Dhabi First Bank 1.435% ( XS2288909109 ) in HKD

Abu Dhabi First Bank

100 % ⇌

United Arab Emirates

XS2288909109 ( in HKD )

1.435% per year ( payment 1 time a year)

19/01/2026

Prospectus brochure of the bond First Abu Dhabi Bank XS2288909109 en HKD 1.435%, maturity 19/01/2026

1 000 000 HKD

164 000 000 HKD

19/01/2026 ( In 91 days )

First Abu Dhabi Bank (FAB) is a leading universal bank in the UAE, offering a wide range of financial services including corporate and investment banking, retail banking, and wealth management.

The Bond issued by Abu Dhabi First Bank ( United Arab Emirates ) , in HKD, with the ISIN code XS2288909109, pays a coupon of 1.435% per year.
The coupons are paid 1 time per year and the Bond maturity is 19/01/2026

PROHIBITION OF SALES TO EEA AND UNITED KINGDOM RETAIL INVESTORS - The
Notes are not intended to be offered, sold or otherwise made available to and should not be offered,
sold or otherwise made available to any retail investor in the European Economic Area ("EEA") or in
the United Kingdom. For these purposes, a retail investor means a person who is one (or more) of: (i) a
retail client as defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, "MiFID II");
or (ii) a customer within the meaning of Directive (EU) 2016/97 (the "Insurance Distribution
Directive"), where that customer would not qualify as a professional client as defined in point (10) of
Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in the Prospectus Regulation.
Consequently, no key information document required by Regulation (EU) No 1286/2014 (as amended,
the "PRIIPs Regulation") for offering or selling the Notes or otherwise making them available to retail
investors in the EEA or in the United Kingdom has been prepared and therefore offering or selling the
Notes or otherwise making them available to any retail investor in the EEA or in the United Kingdom
may be unlawful under the PRIIPs Regulation.
FINAL TERMS
Final Terms dated 14 January 2021
First Abu Dhabi Bank PJSC
Legal entity identifier (LEI): 2138002Y3WMK6RZS8H90
Issue of HKD 164,000,000 1.435 per cent. Fixed Rate Notes due January 2026
under the U.S.$15,000,000,000
Euro Medium Term Note Programme
PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in
the Base Prospectus dated 16 July 2020, the supplemental Base Prospectus dated 29 July 2020 and the
supplemental Base Prospectus dated 27 October 2020 which together constitute a base prospectus (the
"Base Prospectus") for the purposes of Regulation (EU) 2017/1129 (the "Prospectus Regulation").
This document constitutes the Final Terms relating to the issue of Notes described herein for the
purposes of the Prospectus Regulation and must be read in conjunction with the Base Prospectus and
its supplements in order to obtain all the relevant information.
The Base Prospectus and the supplemental Base Prospectus are available for viewing at the market
news
section
of
the
London
Stock
Exchange
website
(http://www.londonstockexchange.com/exchange/news/market-news/market-news-home.html)
and
during normal business hours at the registered offices of the Bank at FAB Building, Khalifa Business
Park Al Qurm District, P.O. Box 6316, Abu Dhabi, United Arab Emirates and the Fiscal Agent at
Citigroup Centre, Canada Square, Canary Wharf, London, E14 5LB, United Kingdom.

1.
Issuer:
First Abu Dhabi Bank PJSC
2.
(i)
Series Number:
99
(ii)
Tranche Number:
1

(iii)
Date on which the Notes Not Applicable
become fungible:
3.
Specified Currency or Currencies:
Hong Kong Dollars ("HKD")
4.
Aggregate Nominal Amount:

(i)
Series:
HKD 164,000,000
(ii)
Tranche:
HKD 164,000,000
5.
Issue Price:
100 per cent. of the Aggregate Nominal Amount
6.
(i)
Specified Denominations:
HKD 1,000,000
(ii)
Calculation Amount:
HKD 1,000,000
7.
(i)
Issue Date:
19 January 2021
(ii)
Interest Commencement Date:
Issue Date
8.
Maturity Date:
19 January 2026
9.
Interest Basis:
1.435 per cent. per annum Fixed Rate
10.
Redemption/Payment Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the
Maturity Date at 100 per cent. of their nominal
amount.
11.
Change of Interest or
Not Applicable
Redemption/Payment Basis:
12.
Put/Call Options:
Not Applicable
13.
(i)
Status of the Notes:
Senior
(ii)
Date
Board
approval
for Not Applicable
issuance of Notes obtained:
(iii)
Date
UAE
Central
Bank Not Applicable
approval
for
issuance
of
Subordinated Notes obtained:

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14.
Fixed Rate Note Provisions
Applicable

(i)
Rate of Interest:
1.435 per cent. per annum payable annually in
arrear

(ii)
Interest Payment Date(s):
19 January in each year, commencing on the First
Interest Payment Date up to and including the
Maturity Date, subject to adjustment in
accordance with the Business Day Convention
set out in (viii) below

(iii)
First Interest Payment Date:
19 January 2022, subject to adjustments in
accordance with the Modified Following
Business Day Convention.

(iv)
Fixed Coupon Amount:
Not Applicable

(v)
Broken Amount(s):
Not Applicable

(vi)
Day Count Fraction:
Actual/365 (Fixed), with the Calculation Period
being subject to adjustment in accordance with
the Business Day Convention set out in (viii)
below

(vii)
Determination Dates:
Not Applicable

(viii) Business Day Convention:
Modified Following Business Day Convention
15.
Floating Rate Note Provisions
Not Applicable
16.
Zero Coupon Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
17.
Call Option
Not Applicable
18.
Put Option
Not Applicable
19.
Final Redemption Amount of each HKD 1,000,000 per Calculation Amount
Note
20.
Early Redemption Amount
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
21.
Form of Notes:
Bearer Notes:

Temporary Global Note exchangeable for a
Permanent Global Note which is exchangeable
for Definitive Notes in the limited circumstances
specified in the Permanent Global Note.

22.
Additional Financial Centre(s):
Hong Kong, London and New York
23.
Talons for future Coupons or Receipts to No
be attached to Definitive Notes (and
dates on which such Talons mature):
24.
RMB Settlement Centre(s):
Not Applicable
25.
RMB Currency Event:
Not Applicable
26.
Relevant
Currency
for
Condition Not Applicable
11(k)/12(d):
27.
Relevant Spot Rate Screen Pages for Not Applicable
Condition 11(k)/12(d):
28.
Party responsible for calculating the Not Applicable
Spot Rate for Condition 11(k)/12(d):
29.
THIRD PARTY INFORMATION
Not Applicable

PART B OTHER INFORMATION
1. LISTING

(i)
Listing and admission to trading:
Application is expected to be made by the Issuer
(or on its behalf) for the Notes to be admitted to
trading on the London Stock Exchange with effect
from Issue Date.
(ii)
Estimate of total expenses related GBP 445
to admission to trading:
2.
RATINGS

Ratings:
The Notes to be issued are expected to be rated

S&P: AA-

3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE
ISSUE/OFFER

Save for any fees payable to the Dealer, so far as the Bank is aware, no person involved in the
issue of the Notes has an interest material to the offer. The Dealer and its affiliates have engaged,
and may in the future engage, in investment banking and/or commercial banking transactions
with, and may perform other services for, the Bank and its affiliates in the ordinary course of
business for which they may receive fees.
4.
REASON FOR THE OFFER

General corporate purposes.

5.
Fixed Rate Notes only YIELD

Indication of yield:
1.435 per cent. per annum
6.
ESTIMATED NET PROCEEDS

HKD 164,000,000

7.
U.S. SELLING RESTRICTIONS
Regulation S Compliance Category 2; TEFRA not
applicable
8.
OPERATIONAL INFORMATION

ISIN:
XS2288909109
Common Code:
228890910

CFI:
See the website of the Association of National
Numbering Agencies (ANNA) or alternatively

sourced from the responsible National
Numbering Agency that assigned the ISIN

FISN:
See the website of the Association of National
Numbering Agencies (ANNA) or alternatively
sourced from the responsible National
Numbering Agency that assigned the ISIN
Names and addresses of additional Paying Not Applicable
Agent(s) (if any):
Any
clearing
system(s)
other
than Not Applicable
Euroclear Bank SA/NV and Clearstream
Banking S.A. and the relevant addressees
and identification number(s):

Delivery:
Delivery against payment
9.
DISTRIBUTION

(i)
Method of distribution:
Non-syndicated
(A)
If syndicated, names of Not Applicable
Managers:
(B)
Stabilisation Manager(s) Not Applicable
(if any):
(ii)
Prohibition of Sales to EEA and Applicable
United Kingdom Retail Investors:
(iii)
If
non-syndicated,
name
of J.P. Morgan Securities plc
relevant Dealer: