Bond Santanderio 1.5% ( XS1316037545 ) in EUR

Santanderio

100 % ▼

Spain

XS1316037545 ( in EUR )

1.5% per year ( payment 1 time a year)

11/11/2020 - Bond has expired

Prospectus brochure of the bond Santander XS1316037545 in EUR 1.5%, expired

100 000 EUR

1 000 000 000 EUR

Santander is a Spanish multinational banking and financial services company headquartered in Santander, Cantabria, Spain.

The Bond issued by Santanderio ( Spain ) , in EUR, with the ISIN code XS1316037545, pays a coupon of 1.5% per year.
The coupons are paid 1 time per year and the Bond maturity is 11/11/2020

Final Terms dated 10 December 2015
Santander Consumer Finance, S.A.
Issue of EUR 55,000,000 1.50 per cent. Notes due November 2020
to be consolidated and form a single series with the EUR 1,000,000,000 1.50 per cent. Notes due
November 2020
under the 10,000,000,000
Euro Medium Term Note Programme

Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the
"Conditions") set forth in the Base Prospectus dated 12 June 2015 and the Supplement to the Base
Prospectus dated 30 November 2015 which together constitute a base prospectus (the "Base Prospectus")
for the purposes of the Prospectus Directive. This document constitutes the Final Terms of the Notes
described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in
conjunction with the Base Prospectus.
Full information on the Issuer and the offer of the Notes is only available on the basis of the combination
of these Final Terms and the Base Prospectus. The Base Prospectus is available for viewing at the website
of the Irish Stock Exchange (www.ise.ie).
The expression "Prospectus Directive" means Directive 2003/71/EC (and amendments thereto, including
the 2010 PD Amending Directive) and the expression "2010 PD Amending Directive" means Directive
2010/73/EU provided, however, that all references in this document to the "Prospectus Directive" in
relation to any Member State of the European Economic Area refer to Directive 2003/71/EC (and
amendments thereto, including the 2010 PD Amending Directive, to the extent implemented in the
relevant Member State), and include any relevant implementing measure in the relevant Member State.
1.
Issuer:
Santander Consumer Finance, S.A.
2.
(i)
Series Number:
39

(ii)
Tranche Number:
2

(iii)
Date on which the Notes become The Notes shall be consolidated, form a single
fungible:
series and be interchangeable for trading purposes
with the EUR 1,000,000,000 1.50 per cent. Notes
due November 2020 issued on 12 November 2015
on exchange of the Temporary Global Note for
interests in the Permanent Global Note, as referred
to in paragraph 19 below.
3.
Specified Currency or Currencies:
Euro ("EUR")
4.
Aggregate Principal Amount:
EUR 1,055,000,000

(i)
Series:
EUR 1,055,000,000

(ii)
Tranche:
EUR 55,000,000
5.
Issue Price:
101.225 per cent. of the Aggregate Principal
Amount of this Tranche plus 34 days accrued
interest of EUR 76,637 corresponding to the period
from and including the Interest Commencement
Date to but excluding the Issue Date.
6.
Specified Denominations:
EUR 100,000
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7.
(i)
Issue Date:
16 December 2015

(ii)
Interest Commencement Date:
12 November 2015
8.
Maturity Date:
12 November 2020
9.
Interest Basis:
1.50 per cent. Fixed Rate

(further particulars specified below)
10.
Redemption/Payment Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the
Maturity Date at 100 per cent. of their nominal
amount.
11.
Put/Call Options:
Not Applicable
12.
(i)
Status of the Notes:
Senior

(iii)
Date Board approval for issuance 10 December 2015
of Notes obtained:
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
13.
Fixed Rate Note Provisions:
Applicable
(i) Rate of Interest:
1.50 per cent. per annum payable annually in arrear
(ii) Interest Payment Date(s):
12 November in each year
(iii) Fixed Coupon Amount:
EUR
1,500
per
EUR
100,000
Specified
Denomination.
(iv) Day Count Fraction:
Actual/Actual (ICMA)
(v) Determination Dates:
12 November in each year
(vi) Broken Amount(s):
Not applicable
14.
Floating Rate Note Provisions:
Not applicable
PROVISIONS RELATING TO REDEMPTION
15.
Call Option and/or Regulatory Call:
Not applicable
16.
Put Option:
Not applicable
17.
Maturity Redemption Amount of each EUR 100,000 per Note of EUR 100,000 of
Note:
Specified Denomination.
18.
Early Redemption Amount (Tax):

Early Redemption Amount(s) of each EUR 100,000 per Note of EUR 100,000 of
Note payable on redemption for taxation Specified Denomination.
reasons or on event of default or other
early redemption:

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GENERAL PROVISIONS APPLICABLE TO THE NOTES
19.
Form of Notes:
Temporary Global Note exchangeable for a
Permanent Global Note which is exchangeable for
Definitive Notes in the limited circumstances
specified in the Permanent Global Note.
20.
New Global Note:
Yes
21.
Talons for future Coupons to be attached No
to Definitive Notes (and dates on which
such Talons mature):
22.
Business Day:
Not applicable
23.
Relevant Financial Centre:
Not applicable
24.
Relevant Financial Centre Day:
TARGET Business Day
25.
Details relating to Instalment Notes:
Not applicable
26.
Commissioner:
Mr. Jesús Merino

Signed on behalf of SANTANDER CONSUMER FINANCE, S.A.

By: ...........................................................................
Authorised Signatory
Date: 10 December 2015
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PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i)
Admission to Trading:
Application has been made by the Issuer (or on its
behalf) for the Notes to be admitted to trading on the
Regulated Market of the Irish Stock Exchange with
effect from the Issue Date.
The EUR 1,000,000,000 1.50 per cent. Notes due
November 2020 were admitted to trading on the
Regulated Market of the Irish Stock Exchange with
effect from 12 November 2015.

(ii)
Estimate of total expenses related 600 EUR
to admission to trading:

2.
RATINGS
The Notes to be issued are expected to be rated:

Ratings:
Standard & Poor's: BBB+

Moody's: A3

Fitch: A-

Each of Standard & Poor's Credit Market Services Europe Limited (S&P), Moody's Investor
Services España, S.A. (Moody's) and Fitch Ratings España, S.A.U. (Fitch) are established in the
EU and registered under Regulation (EC) No 1060/2009, as amended (the "CRA Regulation").

3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE
ISSUE/OFFER

Save for any fees payable to the Dealer, so far as the Issuer is aware, no person involved in the
offer of the Notes has an interest material to the offer. The Dealer and their affiliates have
engaged, and may in the future engage, in investment banking and/or commercial banking
transactions with, and may perform other services for, the Issuer and its affiliates in the ordinary
course of business.

4.
Fixed Rate Notes only YIELD

Indication of yield:
1.241 per cent. per annum
The yield is calculated at the Issue Date on the
basis of the Issue Price. It is not an indication of
future yield.

5.
OPERATIONAL INFORMATION

ISIN:
XS1331019858 to be consolidated and form a
single series with ISIN Code XS1316037545 not
earlier than 40 days after the Issue Date.

Common Code:
133101985 to be consolidated and form a single
series with Common Code 131603754 not earlier
than 40 days after the Issue Date.

Delivery:
Delivery against payment
- 4 -

Any Clearing System other than Euroclear Not applicable
and Clearstream Banking, société anonyme
and the relevant identification numbers:

Names and addresses of additional Paying Not applicable
Agent(s) (if any):

Intended to be held in a manner which would Yes. Note that the designation "yes" simply
allow Eurosystem eligibility:
means that the Notes are intended upon issue to
be deposited with one of the ICSDs as common
safekeeper and does not necessarily mean that the
Notes will be recognised as eligible collateral for
Eurosystem monetary policy and intraday credit
operations by the Eurosystem either upon issue or
at any or all times during their life. Such
recognition will depend upon the ECB being
satisfied that Eurosystem eligibility criteria have
been met.

6.
DISTRIBUTION

(i)
Method of Distribution:
Non-syndicated

(ii)
If syndicated:

(A)
Names of Dealers
Not applicable
(B)
Stabilisation
Manager(s),
Not applicable
if any:

(iii)
If non-syndicated, name of Dealer:
Banco Santander, S.A.

(iv)
U.S. Selling Restrictions:
Reg S Compliance Category 2; TEFRA D

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