Bond OP Yrityskassi Oyj 1.965% ( XS0856254890 ) in EUR

Issuer OP Yrityskassi Oyj
Market price 100 %  ⇌ 
Country  Finland
ISIN code  XS0856254890 ( in EUR )
Interest rate 1.965% per year ( payment 1 time a year)
Maturity 18/11/2020 - Bond has expired



Prospectus brochure of the bond OP Yrityspankki Oyj XS0856254890 in EUR 1.965%, expired


Minimal amount /
Total amount /
Detailed description OP Yrityspankki Oyj is a Finnish company offering a wide range of financial services to corporate and institutional clients, including lending, financing, and treasury management solutions.

The Bond issued by OP Yrityskassi Oyj ( Finland ) , in EUR, with the ISIN code XS0856254890, pays a coupon of 1.965% per year.
The coupons are paid 1 time per year and the Bond maturity is 18/11/2020







Final Terms dated 15 November 2012
Pohjola Bank plc ("Pohjola Bank" or the "Issuer")
(Incorporated in Finland with limited liability)
Issue of EUR 10,000,000 1.965 per cent. Instruments due 19 November 2020
under the EUR 15,000,000,000 Programme for the Issuance of Debt Instruments
Part A
Contractual Terms
The Prospectus referred to below (as completed by these Final Terms) has been prepared on
the basis that any offer of Instruments in any Member State of the European Economic Area
which has implemented Directive 2003/71/EC (the "Prospectus Directive") (each, a
"Relevant Member State") will be made pursuant to an exemption under the Prospectus
Directive, as implemented in that Relevant Member State, from the requirement to publish a
prospectus for offers of the Instruments. Accordingly any person making or intending to
make an offer in that Relevant Member State of the Instruments may only do so in
circumstances in which no obligation arises for the Issuer or any Dealer to publish a
prospectus pursuant to Article 3 of the Prospectus Directive or supplement a prospectus
pursuant to Article 16 of the Prospectus Directive, in each case, in relation to such offer.
Neither the Issuer nor any Dealer has authorised, nor do they authorise, the making of any
offer of Instruments in any other circumstances.
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions
set forth in the Base Prospectus dated 1 June 2012 and the supplemental Base Prospectuses
dated 1 August 2012 and 31 October 2012 which together constitute a base prospectus for the
purposes of the Prospectus Directive. This document constitutes the Final Terms of the
Instruments described herein for the purposes of Article 5.4 of the Prospectus Directive and
must be read in conjunction with such Base Prospectus as so supplemented. Full information
on the Issuer and the offer of the Instruments is only available on the basis of the combination
of these Final Terms and the Base Prospectus as so supplemented. The Base Prospectus and
the supplemental Base Prospectuses are available for viewing during normal business hours
at the offices of Deutsche Bank AG, London Branch, Winchester House, 1 Great Winchester
Street, London EC2N 2DB and on Pohjola Bank plc's website (http://www.pohjola.com) and
www.londonstockexchange.com/rns and copies may be obtained from the registered office of
Pohjola Bank plc at Teollisuuskatu lb, FIN-00510 Helsinki, Finland.
1.
Issuer:
Pohjola Bank plc
2.
(i)
Series Number:
146
(ii)
Tranche Number:
1
3.
Specified Currency or Currencies:
Euro ("EUR")
4.
Aggregate Nominal Amount of EUR 10,000,000
Instruments:


(i)
Series:
EUR 10,000,000
(ii)
Tranche:
EUR 10,000,000
5.
Issue Price:
100 per cent. of the Aggregate Nominal
Amount
6.
(i)
Specified Denominations:
EUR 100,000
(ii)
Calculation Amount:
EUR 100,000
7.
(i)
Issue Date:
19 November 2012
(ii)
Interest Commencement Date Issue Date
8.
Maturity Date:
19 November 2020
9.
Interest Basis:
1.965 per cent. Fixed Rate
Condition 5A. (Interest ­ Fixed Rate)
applies
(further particulars specified below)
10. Redemption/Payment Basis:
Redemption at par
11. Change of Interest or Redemption/
Not Applicable
Payment Basis:
12. Put/Call Options:
Not Applicable
13. Status of the Instruments:
Unsubordinated
14. Method of distribution:
Non-syndicated
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
15. Fixed Rate Instrument Provisions
Applicable
(i)
Rate of Interest:
1.965 per cent. per annum payable
annually in arrear
(ii)
Interest Payment Date(s):
19 November in each year, adjusted for
payment purposes only in accordance with
the Following Business Day Convention
(iii)
Fixed Coupon Amount:
EUR 1.965 per Calculation Amount
(iv)
Broken Amount(s):
Not Applicable
(v)
Day Count Fraction:
Actual/Actual (ICMA)
(vi)
Other terms relating to the Not Applicable
method of calculating interest
for Fixed Rate Instruments:
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16. Floating
Rate
Instrument Not Applicable
Provisions
17. Zero Coupon Instrument Provisions Not Applicable
18. Index-Linked Interest Instrument
Not Applicable
Provisions
19. Dual
Currency
Instrument Not Applicable
Provisions
PROVISIONS RELATING TO REDEMPTION
20. Call Option
Not Applicable
21. Put Option
Not Applicable
22. Final Redemption Amount
EUR 100,000 per Calculation Amount
23. Early Redemption Amount
Early Redemption Amount(s) per As per Conditions
Calculation Amount payable on
redemption for taxation reasons or on
event of default or other early
redemption and/or the method of
calculating the same (if required or if
different from that set out in the
Conditions):
GENERAL PROVISIONS APPLICABLE TO THE INSTRUMENTS
24. Form of Instruments:
Bearer Instruments:
Temporary
Global
Instrument
exchangeable for a Permanent Global
Instrument which is exchangeable for
Definitive Instruments in the limited
circumstances specified in the Permanent
Global Instrument.
25.
New Global Instrument:
Yes
26.
Financial Centre(s) or other special TARGET2 and London
provisions relating to payment dates:
27.
Talons for future Coupons or No.
Receipts to be attached to Definitive
Instruments (and dates on which such
Talons mature):
28.
Details relating to Partly Paid Not Applicable
Instruments: amount of each payment
comprising the Issue Price and date
on which each payment is to be made
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and consequences (if any) of failure
to pay, including any right of the
Issuer to forfeit the Instruments and
interest due on late payment:
29.
Details
relating
to
Instalment Not Applicable
Instruments:
amount
of
each
instalment, date on which each
payment is to be made:
30.
Redenomination,
renominalisation Not Applicable
and reconventioning provisions
31. Other final terms:
Not Applicable
DISTRIBUTION
32.
(i)
If syndicated, names of Not Applicable
Managers
(ii)
Stabilising Manager(s) (if Not Applicable
any):
33.
If non-syndicated, name and address UniCredit Bank AG
of Dealer:
Arabellastrasse 12
81925 Munich
Germany
34.
U.S. Selling Restrictions:
Reg. S Compliance Category 2; TEFRA D
35.
Additional selling restrictions:
Not Applicable
PURPOSE OF FINAL TERMS
These Final Terms comprise the final terms required for issue and admission to trading on the
regulated market of the London Stock Exchange of the Instruments described herein pursuant
to the EUR 15,000,000,000 Programme for the Issuance of Debt Instruments of Pohjola Bank
plc.
RESPONSIBILITY
Pohjola Bank plc accepts responsibility for the information contained in these Final Terms.
Signed on behalf of the Issuer:
By: :.................................
By:.................................
Duly authorised
Duly authorised
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Part B
Other Information
1.
LISTING
Admission to trading:
Application is expected to be made by the
Issuer (or on its behalf) for the Instruments
to be admitted to trading on the regulated
market of the London Stock Exchange
with effect from 19 November 2012.
Estimate of total expenses related to GBP 300
admission to trading:
2.
RATINGS
Ratings:
The Instruments to be issued will not be
separately rated.
3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE
ISSUE/OFFER
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no
person involved in the offer of the Instruments has an interest material to the offer.
4.
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND
TOTAL EXPENSES
(i)
Reasons for the offer:
See "Use of Proceeds" wording in Base
Prospectus
(ii) Estimated net proceeds:
EUR 10,000,000
(iii)
Estimated total expenses:
Not Applicable
5.
Fixed Rate Instruments only - 1.965 per cent.
YIELD Indication of yield:
The yield is calculated at the Issue Date on
the basis of the Issue Price. It is not an
indication of future yield.
8.
OPERATIONAL
INFORMATION
ISIN Code:
XS0856254890
Common Code:
085625489
CUSIP:
Not Applicable
Any clearing system(s) other than Not Applicable
Euroclear
Bank
SA/NV
and
- 5 -


Clearstream
Banking
Societe
Anonyme
and
the
relevant
identification number(s):
Delivery:
Delivery against payment
Names and addresses of additional Not Applicable
Paying Agent(s) (if any):
New Global Instrument intended to Yes
be held in a manner which would
allow Eurosystem eligibility:
Note that the designation "Yes" simply
means that the Instruments are intended
upon issue to be deposited with one of the
ICSDS as common safekeeper and does
not necessarily mean that the Instruments
will be recognised as eligible collateral for
Eurosystem monetary policy and intra-day
credit operations by the Eurosystem either
upon issue or at any or all times during
their life. Such recognition will depend
upon the ECB being satisfied that
Eurosystem eligibility criteria have been
met.
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