Bond UniCred 0% ( XS0189293417 ) in EUR

Issuer UniCred
Market price 100 %  ⇌ 
Country  Italy
ISIN code  XS0189293417 ( in EUR )
Interest rate 0%
Maturity 31/03/2014 - Bond has expired



Prospectus brochure of the bond UniCredit XS0189293417 in EUR 0%, expired


Minimal amount 50 000 EUR
Total amount 430 000 000 EUR
Detailed description UniCredit is a major Italian banking group offering a wide range of financial services including commercial banking, investment banking, and wealth management across Europe, Central and Eastern Europe, and the Middle East.

The Bond issued by UniCred ( Italy ) , in EUR, with the ISIN code XS0189293417, pays a coupon of 0% per year.
The coupons are paid 1 time per year and the Bond maturity is 31/03/2014








28th September, 2004

PRICING SUPPLEMENT
UNICREDITO ITALIANO S.p.A.

Issue of 130,000,000 Floating Rate Notes due March 2014
(to be consolidated and form a single series with the
100,000,000 Floating Rate Notes due 2014 issued on 31st March 2004
and the
50,000,000 Floating Rate Notes due 2014 issued on 27th August, 2004)
under the 25,000,000,000 Euro Medium Term Note Programme


This document constitutes the Pricing Supplement relating to the issue of Notes described herein.
Terms used herein shall be deemed to be defined as such for the purpose of the Conditions set forth
in the Offering Circular dated 19th December, 2003. This Pricing Supplement is supplemental to
and must be read in conjunction with such Offering Circular.

1.
(i)
Issuer:
UniCredito Italiano S.p.A
(ii)
Notes to be guaranteed:
No
2. (i) Series
Number:
22
(ii) Tranche
Number:
3
3.
Specified Currency or Currencies:
Euro ("")
4.
Aggregate Nominal Amount:

(i) Series:
280,000,000
(ii) Tranche:
130,000,000
5. (i) Issue
Price:
99.847 per cent. of the Aggregate Nominal
Amount


(ii) Net
Proceeds:
129,801,100

6.
Specified Denominations:
50,000

7. (i) Issue
Date:
30th September, 2004


(ii)
Interest Commencement Date:
30th September, 2004
8.
Maturity Date:
31st March 2014
9.
Interest Basis:
3-month EURIBOR plus 0.17 per cent. per annum
Floating Rate (further particulars specified below)






10.
Redemption/Payment Basis:
Redemption at par
11.
Change of Interest Basis or

Redemption/Payment Basis:
Not Applicable
12.
Put/Call Options:
Not Applicable
13.
Status of the Notes:
Senior
14. Listing:
Luxembourg Stock Exchange
15. Method of distribution:
Non-syndicated
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
16. Fixed Rate Note Provisions:
Not Applicable
17.
Floating Rate Note Provisions:
Applicable
(i) Specified
Period(s)/Specified
Interest shall be paid quarterly in arrear on 31st
Interest Payment Dates:
March, 30th June, 30th September and 31st
December in each year, each subject to adjustment
in accordance with 17(ii) below.
(ii)
Business Day Convention:
Modified Following Business Day Convention
(iii)
Additional Business Centre(s):
Euro-zone
(iv)
Manner in which the Rates of
Interest and Interest Amount
are to be determined:
Screen Rate Determination
(v) Party
responsible
for
calculating the Rates of
Interest and Interest Amounts
(if not the Principal Paying
Agent): Not
Applicable
(vi)
Screen Rate Determination:

- Reference Rate:
3-month EURIBOR
- Interest Determination
Date(s):
The second day on which the TARGET System is
open prior to the start of each Interest Period
- Relevant Screen Page:
Moneyline Telerate page 248
(vii)
ISDA Determination:
Not Applicable
(viii)
Margin(s):
plus 0.17 per cent. per annum
(ix)
Minimum Rate of Interest:
Not Applicable

2




(x)
Maximum Rate of Interest:
Not Applicable
(xi)
Day Count Fraction:
Actual/360
(xii)
Fall back provisions, rounding
provisions and any other terms
relating to the method of
calculating interest on Floating
Rate Notes, if different from
those set out in the Conditions: Not Applicable
18.
Zero Coupon Note Provisions:
Not Applicable

19.
Index Linked Interest Note

Provisions:
Not Applicable
20.
Dual Currency Note Provisions:
Not Applicable
PROVISIONS RELATING TO REDEMPTION
21.
Issuer Call:
Not Applicable
22.
Investor Put:
Not Applicable
23.
Final Redemption Amount of each
50,000 per Note of 50,000 Specified
Note:
Denomination
24.
Early Redemption Amount(s) payable
on redemption for taxation reasons or
on event of default and/or the method
of calculating the same (if required or
if different from that set out in
Condition 9(e)):
Final Redemption Amount
GENERAL PROVISIONS APPLICABLE TO THE NOTES
25.
Form of Notes:
Bearer Notes:
Temporary Bearer Global Note exchangeable for
a Permanent Bearer Global Note which is
exchangeable for Definitive Notes only upon an
Exchange Event.
26.
Additional Financial Centre(s) or other
special provisions relating to Payment
Dates: TARGET
27.
Talons for future Coupons or Receipts
to be attached to Definitive Bearer
Notes (and dates on which such Talons
mature): No

3




28.
Details relating to Partly Paid Notes:
amount of each payment comprising
the Issue Price and date on which each
payment is to be made and
consequences of failure to pay,
including any right of the Issuer to
forfeit the Notes and interest due on
late payment:
Not Applicable
29.
Details relating to Instalment Notes:

Instalment Amount(s):
Not Applicable
Instalment Date(s):
Not Applicable
30.
Redenomination applicable:
Redenomination not applicable
31.
Other terms or special conditions:
Not Applicable
DISTRIBUTION

32.
(i)
If syndicated, names of
Managers: Not
applicable
(ii)
Stabilising Manager (if any):
Not applicable
33.
If non-syndicated, name of relevant
Banc of America Securities Limited
Dealer:

34.
Whether TEFRA D or TEFRA C rules
applicable or TEFRA rules not
applicable: TEFRA
D
35.
Additional selling restrictions:
Not Applicable
OPERATIONAL INFORMATION

36.
Any clearing system(s) other than
Euroclear and Clearstream,
Luxembourg and the relevant
identification number(s):
Not Applicable
37.
Delivery:
Delivery against payment
38.
Additional Paying Agent(s) (if any):
Not Applicable




4





Prior to the Notes being consolidated and


forming a single series with the100,000,000

Floating Rate Notes due 2014 issued on 30th


June, 2004 and the
Thereafter

50,000,000 Floating Rate Notes due 2014


issued on 27th August, 2004

ISIN
XS0201911392
XS0189293417
Common Code
020191139
018929341
German Securities Code
A0DDG5
A0AXFT


LISTING APPLICATION

This pricing Supplement comprises the details required to list the issue of Notes described herein
pursuant to the 25,000,000,000 Euro Medium Term Note Programme of UniCredito Italiano S.p.A.

RESPONSIBILITY

The Issuer accepts responsibility for the information contained in this Pricing Supplement.

Signed on behalf of the Issuer:





By:

By:

Duly authorised
Duly authorised






RM:62334.3







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