Bond GM Financial 4.7% ( US37046ACR41 ) in USD

Issuer	GM Financial
Market price	100 % ▲
Country	United States
ISIN code	US37046ACR41 ( in USD )
Interest rate	4.7% per year ( payment 2 times a year)
Maturity	20/09/2026
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Minimal amount	1 000 USD
Total amount	1 394 000 USD
Cusip	37046ACR4
Standard & Poor's ( S&P ) rating	BBB ( Lower medium grade - Investment-grade )
Moody's rating	Baa2 ( Lower medium grade - Investment-grade )
Next Coupon	20/09/2025 ( In 59 days )
Detailed description	General Motors Financial Company (GM Financial) is a wholly-owned subsidiary of General Motors that provides financing and insurance products for GM vehicles. A recent financial market observation highlights a specific bond issuance from General Motors Financial, identified by its ISIN US37046ACR41 and CUSIP 37046ACR4, offering insights into its current market standing and underlying characteristics. General Motors Financial (GMF) operates as the global captive finance arm of General Motors Company, a leading global automotive manufacturer. Established to support GM's sales by providing competitive financing solutions, GMF plays a crucial role in the automotive ecosystem, with its primary business activities encompassing the origination, servicing, and purchase of retail installment sales contracts and leases for new and used vehicles. By offering a comprehensive suite of financial products, including consumer loans, leases, and dealer financing, GMF facilitates vehicle purchases for customers and inventory management for dealerships, thereby contributing significantly to GM's overall sales volume and profitability. As a fully integrated subsidiary, its financial health and operational performance are closely linked to those of its parent company, reflecting broader automotive industry trends and GM's strategic direction. This particular bond, issued in the United States and denominated in US Dollars (USD), is currently trading at 100% of its par value, indicating a stable market perception. It features a fixed annual interest rate, or coupon, of 4.7%. The total issuance size stands at a substantial USD 1,394,000,000 (one billion three hundred ninety-four million US Dollars), with a minimum purchase increment set at USD 1,000, making it accessible to a range of investors. The debt instrument carries a maturity date of September 20, 2026, and its interest payments are scheduled semi-annually, reflecting a payment frequency of two times per year. Furthermore, the bond has received investment-grade credit ratings from prominent agencies: Standard & Poor's (S&P) has assigned a 'BBB' rating, while Moody's Investors Service has rated it 'Baa2', both indicating moderate credit risk and sound financial standing, consistent with an investment-grade classification. These ratings underscore the issuer's capacity to meet its financial obligations, though they also reflect the inherent risks associated with the cyclical nature of the automotive finance sector.