Bond Barclay PLC 0% ( GB00B8MNG936 ) in GBP

Issuer Barclay PLC
Market price 100 %  ⇌ 
Country  United Kingdom
ISIN code  GB00B8MNG936 ( in GBP )
Interest rate 0%
Maturity 19/09/2016 - Bond has expired



Prospectus brochure of the bond Barclays PLC GB00B8MNG936 in GBP 0%, expired


Minimal amount /
Total amount /
Detailed description Barclays PLC is a British multinational banking and financial services corporation headquartered in London, offering a wide range of services including personal and corporate banking, investment banking, and wealth management.

The Bond issued by Barclay PLC ( United Kingdom ) , in GBP, with the ISIN code GB00B8MNG936, pays a coupon of 0% per year.
The coupons are paid 1 time per year and the Bond maturity is 19/09/2016








GSSP BASE PROSPECTUS 6

BARCLAYS BANK PLC
(Incorporated with limited liability in England and Wales)
Pursuant to the Global Structured Securities Programme
What is this document?
This document (the "Base Prospectus") constitutes a base prospectus for the purposes of Article 5.4 of
Directive 2003/71/EC (and amendments thereto) (the "Prospectus Directive") and is one of a number of
prospectuses which relate to the Global Structured Securities Programme (the "Programme").
This Base Prospectus is valid for one year and may be supplemented from time to time to reflect any significant
new factor, material mistake or inaccuracy relating to the information included in it.
What type of Warrants does this Base Prospectus relate to?
This particular Base Prospectus ("GSSP Base Prospectus 6") relates to the issuance of warrants ("Warrants")
of any expiry. The Warrants may or may not have an option to allow early cancellation by the Issuer or the
investor prior to the Exercise Date. In addition, the Warrants may or may not be automatically cancelled upon
the occurrence of an "autocall event". If the Warrants are not cancelled early and the settlement value of the
Warrants is greater than the exercise price, they will be automatically exercised at an amount that is linked to the
performance of: (i) one or more specified equity indices, shares, depository receipts and/or funds; or (ii) one or
more specified commodities and/or commodity indices.
Who is the Issuer?
The Warrants will be issued by Barclays Bank PLC (the "Issuer"), which means that any payments or deliveries
to be made by the Issuer are subject to the Issuer's financial position and its ability to meet its obligations. This
Base Prospectus contains information describing the Issuer's business activities as well as certain financial
information and material risks faced by the Issuer.
How do I use this Base Prospectus?
This Base Prospectus, together with certain other documents listed within, is intended to provide investors with
information necessary to enable them to make an informed investment decision before purchasing any Warrants.
The contractual terms of any particular issuance of Warrants will be comprised of the terms and conditions set
out at pages 68 to 190 of this Base Prospectus (the "General Conditions"), as completed by a separate Final
Terms document, which is specific to that issuance of Warrants (the "Final Terms").
The General Conditions are comprised of six Sections (A to F):

Sections A (INTRODUCTION), B (FORM, TITLE, TRANSFER, CALCULATIONS AND
PAYMENTS UNDER THE WARRANTS) and F (GENERAL PROVISIONS) are generic provisions
that apply to Warrants generally;

Sections C (EXERCISE AND EARLY CANCELLATION), Section D (EQUITY LINKED
CONDITIONS AND DISRUPTION EVENTS) and Section E (COMMODITY LINKED CONDITIONS
AND DISRUPTION EVENTS) contain certain optional provisions that will only apply to certain
issuances of Warrants. The Final Terms document will specify which provisions from Section C, D and
E apply to the Warrants.

1



The provisions from Section C that are specified to be applicable in the Final Terms will contain the relevant
economic terms applicable to the Warrants as follows:

General Condition 6 (Automatic Early Cancellation following an Autocall Event) contains details on the
calculation of the early cancellation amount which is payable following an "autocall event";

General Condition 7 (Settlement on Exercise) and General Condition 8 (Determination of the Additional
Amount) specify how any settlement amount or entitlement will be calculated upon exercise; and

General Condition 9 (Optional Early Cancellation) sets out the amount payable (if any) if the Warrants
are cancelled by the Issuer or by investors upon exercise of an early cancellation option.
This Base Prospectus also includes other general information such as information relating to the Issuer,
information about the material risks relating to investing in Warrants and information on selling and transfer
restrictions.
All capitalised terms used will be defined in this Base Prospectus or the Final Terms.
What other documents do I need to read?
This Base Prospectus contains all information which is necessary to enable investors to make an informed
decision regarding the financial position and prospects of the Issuer and the rights attaching to the Warrants.
Some of this information is incorporated by reference from other publicly available documents and some of this
information is completed in an issue-specific document called the Final Terms. You should read the documents
incorporated by reference, as well as the Final Terms in respect of such Warrants, together with this Base
Prospectus.
Documents will be made available at the registered office of the Issuer and at:
http://www.barclays.com/InvestorRelations/DebtInvestors and will also be published on the website of the
Luxembourg Stock Exchange (www.bourse.lu).
What information is included in the Final Terms?
While the Base Prospectus includes general information about all Warrants, the Final Terms is the document
that sets out the specific details of each particular issuance of Warrants.
The Final Terms will contain, for example:

the issue date;

if applicable, the dates on which the Warrants may be cancelled early due to an "autocall event";

whether the Warrants are settled by way of a cash payment, or, in the case of Warrants that are linked to
one or more specified equity indices, shares, depository receipts and/or funds, settled by way of delivery
of certain specified shares, and in each case the cash amount payable or number of shares deliverable
upon exercise;

whether or not the Warrants may be cancelled early at the option of the Issuer and/or the investors; and

any other information needed to complete the terms of this Base Prospectus (identified by the words "as
specified in the Final Terms" or other equivalent wording).
Wherever the General Conditions provide optional provisions, the Final Terms will specify which of those
provisions apply to a specific issuance of Warrants.
What type of Underlying Assets may the Warrants be linked to?
The cancellation, exercise and settlement of the Warrants issued under this Base Prospectus may be linked to the
performance of: (i) one or more specified equity indices, shares, depository receipts and/or funds; or (ii) one or
more specified commodities and/or commodity indices (each, an "Underlying Asset").

14 June 2013

2



IMPORTANT INFORMATION
THE AMOUNT REPAYABLE OR DELIVERABLE ON EARLY CANCELLATION OR
EXERCISE OF THE WARRANTS MAY BE LESS THAN THE ORIGINAL INVESTED
AMOUNT (AND IN SOME CASES MAY BE ZERO), IN WHICH CASE INVESTORS MAY
LOSE SOME OR ALL OF THEIR ORIGINAL INVESTMENT.
IF THE ISSUER BECOMES INSOLVENT OR BANKRUPT OR OTHERWISE FAILS TO
MAKE ITS PAYMENT OR DELIVERY OBLIGATIONS ON THE WARRANTS,
INVESTORS WILL LOSE SOME OR ALL OF THEIR ORIGINAL INVESTMENT.
INVESTING IN WARRANTS INVOLVES CERTAIN RISKS, AND INVESTORS SHOULD
FULLY UNDERSTAND THESE BEFORE THEY INVEST. SEE "RISK FACTORS" ON
PAGES 24 TO 53 OF THIS BASE PROSPECTUS.
No Investment Advice
Neither this Base Prospectus nor any Final Terms is or purports to be investment advice. Unless expressly
agreed otherwise with a particular investor, neither the Issuer nor any Manager is acting as an investment
adviser, providing advice of any other nature, or assuming any fiduciary obligation to any investor in Warrants.
Responsibility and Consent
The Issuer accepts responsibility for the information contained in this Base Prospectus and any Final Terms. To
the best of the knowledge of the Issuer (having taken all reasonable care to ensure that such is the case), the
information contained in this Base Prospectus and any Final Terms is in accordance with the facts and contains
no omission likely to affect the import of such information.
Warrants may not be sold hereunder in circumstances where there is no exemption from the requirement to
publish a prospectus under the Prospectus Directive. The Issuer does not consent to the use of the Base
Prospectus and Final Terms by any other party.
Neither the Issuer nor any of the Managers has authorised (nor do they authorise or consent to the use of this
Base Prospectus in connection with) the making of any public offer of the Warrants by any person in any
circumstances.
No person has been authorised to give any information or to make any representation not contained in or
inconsistent with the Base Prospectus or any Final Terms and, if given or made, such information or
representation must not be relied upon as having been authorised by the Issuer or any Manager. The Issuer does
not accept responsibility for any information not contained in the Base Prospectus or any Final Terms.
Ratings

The credit ratings included or referred to in this Base Prospectus, any Final Terms or any document incorporated
by reference are, for the purposes of Regulation (EC) No 1060/2009 on credit rating agencies (the "CRA
Regulation") issued by Fitch Ratings Limited ("Fitch"), Moody's Investors Service Ltd. ("Moody's") and
Standard & Poor's Credit Market Services Europe Limited ("Standard & Poor's"), each of which is established
in the European Union and has been registered under the CRA Regulation.


3



As of the date of this Base Prospectus, the short term unsecured obligations of the Issuer are rated A-11 by
Standard & Poor's, P-12 by Moody's, and F13 by Fitch and the long-term obligations of the Issuer are rated A+4
by Standard & Poor's, A25 by Moody's, and A6 by Fitch.
Independent Evaluation
Nothing set out or referred to in this Base Prospectus is intended to provide the basis of any credit or other
evaluation (except in respect of any purchase of Warrants described herein) or should be considered as a
recommendation by the Issuer or any Manager that any recipient of this Base Prospectus (or any document
referred to herein) should purchase any Warrants.
An investor should not purchase the Warrants unless they understand the extent of their exposure to potential
loss. Investors are urged to read the factors described in the section headed "Risk Factors", together with the
other information in this Base Prospectus (including any information incorporated by reference), as
supplemented from time to time, and the Final Terms, before investing in the Warrants.
Investors should note that the risks described in the section headed "Risk Factors" are not the only risks that the
Issuer faces or that may arise because of the nature of the Warrants. The Issuer has described only those risks
relating to its operations and to the Warrants that it considers to be material. There may be additional risks that
the Issuer currently considers not to be material or of which it is not currently aware.
Given the nature, complexity and risks inherent in the Warrants (and investments relating to any Underlying
Assets), the Warrants may not be suitable for an investor's investment objectives in the light of his or her
financial circumstances. Investors should consider seeking independent advice to assist them in determining
whether the Warrants are a suitable investment for them or to assist them in evaluating the information
contained or incorporated by reference into this Base Prospectus or set out in the Final Terms.
U.S. foreign account tax compliance withholding
THE FOREIGN ACCOUNT TAX COMPLIANCE ACT ("FATCA") IS PARTICULARLY COMPLEX
AND ITS APPLICATION TO THE ISSUER, THE WARRANTS AND THE INVESTORS IS
UNCERTAIN AT THIS TIME. INVESTORS SHOULD CONSULT THEIR OWN TAX ADVISERS TO
OBTAIN A MORE DETAILED EXPLANATION OF FATCA AND TO LEARN HOW THIS
LEGISLATION MIGHT AFFECT EACH INVESTOR IN HIS OR HER PARTICULAR
CIRCUMSTANCE, INCLUDING HOW THE FATCA RULES MAY APPLY TO PAYMENTS
RECEIVED UNDER THE WARRANTS.



Notes on Issuer ratings: The information in these footnotes has been extracted from information made available by each rating agency referred to below. The
Issuer confirms that such information has been accurately reproduced and that, so far as it is aware, and is able to ascertain from information published by such
rating agencies, no facts have been omitted which would render the reproduced information inaccurate or misleading."
1 A short-term obligation rated 'A-1' is rated in the highest category by Standard & Poor's. The obligor's capacity to meet its financial commitment on the
obligation is strong. Within this category, certain obligations are designated with a plus sign (+). This indicates that the obligor's capacity to meet its financial
commitment on these obligations is extremely strong.
2 'P-1' Issuers (or supporting institutions) rated Prime-1 have a superior ability to repay short-term debt obligations.
3 An 'F1' rating indicates the highest short-term credit quality and the strongest intrinsic capacity for timely payment of financial commitments; may have an
added '+' to denote any exceptionally strong credit feature.
4 An obligation rated 'A' is somewhat more susceptible to the adverse effects of changes in circumstances and economic conditions than obligations in higher-
rated categories. However, the obligor's capacity to meet its financial commitment on the obligation is still strong. The ratings from 'AA' to 'CCC' may be
modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.
5 Obligations rated 'A' are considered upper-medium grade and are subject to low credit risk. Note: Moody's appends numerical modifiers 1, 2, and 3 to each
generic rating classification from 'Aa' through 'Caa'. The modifier 1 indicates that the obligation ranks in the higher end of its generic rating category; the
modifier 2 indicates a mid-range ranking; and the modifier 3 indicates a ranking in the lower end of that generic rating category.
6 An 'A' rating indicates high credit quality and denotes expectations of low default risk. The capacity for payment of financial commitments is considered
strong. This capacity may, nevertheless, be more vulnerable to adverse business or economic conditions than is the case for higher ratings.
4



Change of Circumstances
Neither the delivery of this Base Prospectus or any Final Terms, nor any sale of Warrants pursuant thereto shall
create any impression that information therein relating to the Issuer is correct at any time subsequent to the date
thereof or that any other information supplied in connection with the Programme is correct as of any time
subsequent to the date indicated in the document containing the same (the foregoing being without prejudice to
the Issuer's obligations under applicable rules and regulations).
Regulatory approval and passporting for the purposes of the EU Prospectus Directive
This Base Prospectus has been approved by the Commission de Surveillance du Secteur Financier in its capacity
as competent authority in the Grand Duchy of Luxembourg (the "CSSF") as a base prospectus issued in
compliance with the Prospectus Directive and relevant implementing measures in the Grand Duchy of
Luxembourg for the purpose of giving information with regard to the issue of Warrants under the Programme on
and during the period of twelve months after the date hereof.
Notification of this approval is not intended to be made to any other competent authority. The contents of this
Base Prospectus have not been reviewed or approved by any regulatory authority other than the CSSF.
Please note that the CSSF gives no undertaking as to the economic or financial opportuneness of the transaction
or the quality and solvency of the Issuer.
Listing and Admission to Trading
Applications may be made for the listing and admission to trading of Warrants on the regulated market of the
Luxembourg Stock Exchange.
Distribution
The distribution or delivery of this Base Prospectus or any Final Terms and any offer or sale of Warrants in
certain jurisdictions may be restricted by law. This document does not constitute, and may not be used for the
purposes of, an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not
authorised or to any person to whom it is unlawful to make such offering or solicitation. Other than as expressly
described in this Base Prospectus, no action is being taken to permit an offering of Warrants or the delivery of
this Base Prospectus in any jurisdiction. Persons into whose possession this Base Prospectus or any Final Terms
come are required by the Issuer to inform themselves about and to observe any such restrictions.
Subject to the restrictions and conditions set out in this Base Prospectus, the categories of potential investors to
which the Warrants are intended to be offered are retail and institutional investors in the European Economic
Area.
Details of selling restrictions for various jurisdictions are set out in the section headed "Purchase and Sale".
Issue Price
Warrants will be issued by the Issuer at the Issue Price specified in the Final Terms. The Issue Price will be
determined by the Issuer in consultation with the relevant Manager at the time of the relevant offer and will
depend, amongst other things, on prevailing market conditions at that time. The offer price of such Warrants
will be the Issue Price or such other price as may be agreed between an investor and the Issuer.
United States Selling Restrictions
The Warrants have not been and will not be registered under the U.S. Securities Act of 1933, as amended (the
"Securities Act") or with any securities regulatory authority of any state or other jurisdiction of the United
States. The Warrants are being offered and sold outside the United States to non-U.S. persons in reliance on
Regulation S ("Regulation S") under the Securities Act.
The Warrants may be in the form of Bearer Warrants that are not Cleared Warrants and therefore subject to U.S.
5



tax law requirements. Subject to certain exceptions, Warrants may not be offered, sold or, in the case of Bearer
Warrants, delivered within the United States or to U.S. persons (as defined in Regulation S under the Securities
Act) or, in the case of a Bearer Warrant that is not a Cleared Warrant, to, or for the account or benefit of, U.S.
persons (as defined in the U.S. Internal Revenue Code of 1986, as amended, and the regulations thereunder).
For a description of these and certain further restrictions on offers, sales and transfers of Warrants and delivery
of this Base Prospectus and any Final Terms, see "Purchase and Sale" and "Clearance, Settlement and Transfer
Restrictions" herein.
THE WARRANTS HAVE NOT BEEN AND WILL NOT BE APPROVED OR DISAPPROVED BY THE
U.S. SECURITIES AND EXCHANGE COMMISSION, ANY STATE SECURITIES COMMISSION IN THE
UNITED STATES OR ANY OTHER U.S. REGULATORY AUTHORITY, NOR HAVE ANY OF THE
FOREGOING AUTHORITIES PASSED UPON OR ENDORSED THE MERITS OF THE OFFERING OF
WARRANTS OR THE ACCURACY OR THE ADEQUACY OF THE OFFERING DOCUMENTS. ANY
REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENCE IN THE UNITED STATES.


6



TABLE OF CONTENTS
Page
Summary
9
This section provides a summary of the key information contained within this Base Prospectus
with placeholders for information specific to each tranche of Warrants. A summary completed
with such issue specific information will be attached to the Final Terms.
Risk Factors
24
This section sets out the principal risks inherent in investing in Warrants issued under the
Programme, including key risks relating to investments linked to any Underlying Asset(s).
General Description of the Programme
54
This section provides an overview of some key features of the Programme.

Information Incorporated by Reference
55
This section incorporates selected financial information regarding the Issuer from other publicly
available documents.
Information relating to the Issuer
58
This section provides a description of the Issuer's business activities as well as certain financial
information in respect of the Issuer.
Terms and Conditions of the Warrants
68
This section sets out the contractual terms of the Warrants. Section C contains certain options for
determining whether early cancellation may occur and whether the Warrants will be cash or
physically settled, and the settlement amount or entitlement deliverable, upon exercise. The Final
Terms will indicate which of these options shall apply.
A.
INTRODUCTION
68
B.
FORM, TITLE, TRANSFER, CALCULATIONS AND PAYMENTS UNDER THE
69
WARRANTS

1.
Form, Title and Transfer
69

2.
Status
71

3.
Calculations and Publication
72

4.
Payments and Deliveries
73

5.
Settlement
75
C.
EXERCISE AND EARLY CANCELLATION
78

6.
Automatic Early Cancellation following an Autocall Event
78

7.
Settlement on Exercise
80

8.
Determination of the Additional Amount
114

9.
Optional Early Cancellation
119
D.
EQUITY LINKED CONDITIONS AND DISRUPTION EVENTS
121

10.
Equity Index Modification, Cancellation, Disruption or Adjustment Event
121

11.
Share Adjustments or Disruptions
122

12.
Consequences of Disrupted Days
124

13.
Adjustments
127
E.
COMMODITY LINKED CONDITIONS AND DISRUPTION EVENTS
127

14.
Determination of a Relevant Commodity Price
127

15.
Commodity Business Day Convention
127
7




16.
Common Pricing in respect of Commodity Market Disruption Events
128

17.
Commodity Market Disruption Event and Disruption Fallback
128

18.
Adjustments to Commodity Index
129

19.
Correction to Published Prices
130
F.
GENERAL PROVISIONS
131

20.
Early Cancellation or Adjustment following an Additional Disruption Event
131

21.
FX Disruption Event
131

22.
Local Jurisdiction Taxes and Expenses
132

23.
Events of Default
132

24.
Agents
133

25.
Taxation
134

26.
Prescription
135

27.
Replacement of Warrants
135

28.
Early Cancellation for Unlawfulness
135

29.
Notices
135

30.
Substitution
136

31.
Modifications and Meetings of Holders
136

32.
Further Issues
138

33.
Purchases and Cancellations
138

34.
Governing Law and Jurisdiction
138

35.
Contracts (Rights of Third Parties) Act 1999
138

36.
Severability
138

37.
Definitions and Interpretation
138
Pro Forma Final Terms
191
This section sets out a template for the Final Terms to be used for each specific issuance of
Warrants.
Clearance, Settlement and Transfer Restrictions
204
This section sets out additional provisions relating to the clearing system for the Warrants.

Taxation
205
This section sets out an overview of certain taxation considerations relating to Warrants.

Purchase and Sale
210
This section sets out an overview of certain restrictions around who can purchase the Warrants
in certain jurisdictions.
General Information
215
This section provides certain additional information relating to the Warrants.

Index
219
An index of all defined terms used in this Base Prospectus.


8


Summary
SUMMARY
Summaries are made up of disclosure requirements known as 'elements'. These elements are numbered in
Sections A ­ E (A.1 ­ E.7).
This Summary contains all the elements required to be included in a summary for these types of securities and
issuer. Because some elements are not required to be addressed, there may be gaps in the numbering sequence
of the elements.
Even though an element may be required to be inserted in the summary because of the type of securities and
issuer, it is possible that no relevant information can be given regarding the element. In this case a short
description of the element is included in the summary after the words 'not applicable'.
Section A ­ Introduction and Warnings
A.1
Introduction
and This Summary should be read as an introduction to the Base Prospectus. Any decision to invest
Warnings
in Warrants should be based on consideration of the Base Prospectus as a whole, including any
information incorporated by reference, and read together with the Final Terms.
Where a claim relating to the information contained in the Base Prospectus is brought before a
court, the plaintiff might, under the national legislation of the relevant Member State of the
European Economic Area, have to bear the costs of translating the Base Prospectus before the
legal proceedings are initiated.
No civil liability shall attach to any responsible person solely on the basis of this Summary,
including any translation thereof, unless it is misleading, inaccurate or inconsistent when read
together with the other parts of the Base Prospectus or it does not provide, when read together
with the other parts of the Base Prospectus, key information in order to aid investors when
considering whether to invest in the Warrants.
A.2
Consent by the
Not applicable; the Issuer does not consent to the use of the Base Prospectus or the Final Terms
Issuer to the use of
by any other party for subsequent resale or final placement of the Warrants.
prospectus in
subsequent resale or
final placement of
Warrants
Section B ­ Issuer
B.1
Legal and
The Warrants are issued by Barclays Bank PLC (the "Issuer")
commercial name of
the Issuer
B.2
Domicile and legal
The Issuer is a public limited company registered in England and Wales. The Issuer was
form of the Issuer,
incorporated on 7 August 1925 under the Colonial Bank Act 1925 and, on 4 October 1971,
legislation under
was registered as a company limited by shares under the Companies Act 1948 to 1967.
which the Issuer
Pursuant to The Barclays Bank Act 1984, on 1 January 1985, the Issuer was re-registered as a
operates and country
public limited company.
of incorporation of
the Issuer
The Issuer is authorised under the Financial Services and Markets Act 2000 (FSMA) to
operate a range of regulated activities within the United Kingdom and is subject to
consolidated prudential supervision by the United Kingdom Prudential Regulation Authority
(PRA).
B.4b Known trends
The business and earnings of the Issuer and its subsidiary undertakings (together, the
affecting the Issuer
"Group") can be affected by the fiscal or other policies and other actions of various
and industries in
governmental and regulatory authorities in the UK, EU, U.S. and elsewhere, which are all
which the Issuer
subject to change. The regulatory response to the financial crisis has led and will continue to
operates
lead to very substantial regulatory changes in the UK, EU and U.S. and in other countries in
which the Group operates. It has also (amongst other things) led to (i) a more assertive
approach being demonstrated by the authorities in many jurisdictions; and (ii) enhanced capital
and liquidity requirements (for example pursuant to the fourth Capital Requirements Directive
9


Summary
(CRD IV)). Any future regulatory changes may restrict the Group's operations, mandate
certain lending activity and impose other, significant compliance costs.
Known trends affecting the Issuer and the industry in which the Issuer operates include:

continuing political and regulatory scrutiny of the banking industry which is leading to
increased or changing regulation that is likely to have a significant effect on the
industry;

general changes in regulatory requirements, for example, prudential rules relating to the
capital adequacy framework and rules designed to promote financial stability and
increase depositor protection;

the U.S. Dodd-Frank Wall Street Reform and Consumer Protection Act, which contains
far reaching regulatory reform (including restrictions on proprietary trading and fund-
related activities (the so-called "Volcker rule"));

recommendations by the Independent Commission on Banking that: (i) the UK and EEA
retail banking activities of a UK bank or building society should be placed in a legally
distinct, operationally separate and economically independent entity (so-called "ring-
fencing"); and (ii) the loss-absorbing capacity of ring-fenced banks and UK-
headquartered global systemically important banks (such as the Issuer) should be
increased to levels higher than the Basel 3 proposals;

investigations by the Office of Fair Trading into Visa and MasterCard credit and debit
interchange rates, which may have an impact on the consumer credit industry;

investigations by regulatory bodies in the UK, EU and U.S. into submissions made by
the Issuer and other panel members to the bodies that set various interbank offered rates
such as the London Interbank Offered Rate ("LIBOR") and the Euro Interbank Offered
Rate ("EURIBOR"); and

changes in competition and pricing environments.
B.5
Description of group
The Group is a major global financial services provider.
and Issuer's position
within the group
The whole of the issued ordinary share capital of the Issuer is beneficially owned by Barclays
PLC, which is the ultimate holding company of the Group.
B.9
Profit forecast or
Not Applicable; the Issuer has chosen not to include a profit forecast or estimate.
estimate
B.10 Nature of any
Not Applicable; the audit report on the historical financial information contains no such
qualifications in
qualifications.
audit report on
historical financial
information
B.12 Selected key financial Based on the Group's audited financial information for the year ended 31 December 2012, the
information; No
Group had total assets of £1,490,747 million (2011: £1,563,402 million), total net loans and
material adverse
advances of £466,627 million (2011: £478,726 million), total deposits of £462,806 million
change and no
(2011: £457,161 million), and total shareholders' equity of £62,894 million (2011: £65,170
significant change
million) (including non-controlling interests of £2,856 million (2011: £3,092 million)). The
statements
profit before tax from continuing operations of the Group for the year ended 31 December
2012 was £99 million (2011: £5,974 million) after credit impairment charges and other
provisions of £3,596 million (2011: £3.802 million). The financial information in this
paragraph is extracted from the audited consolidated financial statements of the Issuer for the
year ended 31 December 2012.
There has been no material adverse change in the prospects of the Issuer or the Group since 31
December 2012.
There has been no significant change in the financial or trading position of the Issuer or the
Group since 31 December 2012.
10