Bond BPCe 1.53% ( FR0013183241 ) in EUR

Issuer BPCe
Market price 100 %  ⇌ 
Country  France
ISIN code  FR0013183241 ( in EUR )
Interest rate 1.53% per year ( payment 1 time a year)
Maturity 17/06/2031 - Bond has expired



Prospectus brochure of the bond BPCE FR0013183241 in EUR 1.53%, expired


Minimal amount 100 000 EUR
Total amount 40 000 000 EUR
Detailed description BPCE is France's second-largest banking group, a cooperative network formed from the merger of the Banques Populaires and Caisses d'Epargne, providing a comprehensive range of retail banking, asset management, and insurance services.

The Bond issued by BPCe ( France ) , in EUR, with the ISIN code FR0013183241, pays a coupon of 1.53% per year.
The coupons are paid 1 time per year and the Bond maturity is 17/06/2031







Final Terms dated 15 June 2016



BPCE

Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes


SERIES NO: 2016-27
TRANCHE NO: 1
EUR 20,000,000 1.53 per cent. Fixed Rate Notes due 17 June 2031 (the "Notes")



Dealer:
DekaBank Deutsche Girozentrale



PART A ­ CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions")
set forth in the Base Prospectus dated 18 November 2015 which received visa n°15-588 from the Autorité des
marchés financiers (the "AMF") on 18 November 2015 and the Base Prospectus Supplements dated 29 February
2016 , 5 April 2016 and 19 May 2016 which received visa n° 16-062 on 29 February 2016, n° 16-118 on 5 April
2016 and n° 16-186 on 19 May 2016 (the "Supplements") which together constitute a base prospectus for the
purposes of the Prospectus Directive (Directive 2003/71/EC), as amended (the "Prospectus Directive").
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus as so supplemented. Full
information on the Issuer and the offer of the Notes is only available on the basis of the combination of these
Final Terms and the Base Prospectus as so supplemented. The Base Prospectus and the Base Prospectus
Supplements are available for viewing at the office of the Fiscal Agent or each of the Paying Agents and on the
website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50 avenue Pierre Mendès-
France, 75013 Paris, France.


1. Issuer:
BPCE
2. (i)
Series Number:
2016-27
(ii)
Tranche Number:
1
3. Specified Currency or Currencies:
Euro (« EUR »)
4. Aggregate Nominal Amount:

(i)
Series:
EUR 20,000,000
(ii)
Tranche:
EUR 20,000,000
5. Issue Price:
100.00 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
EUR 100,000
7. (i)
Issue Date:
17 June 2016

(ii)
Interest Commencement Date:
Issue Date
8. Interest Basis:
1.53 per cent. Fixed Rate (further particulars specified
below)
9. Maturity Date:
17 June 2031
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100.00 per cent. of their nominal amount
11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable
13. (i) Status of the Notes:
Senior Notes


(ii)
Dates of the corporate authorisations decision of the Directoire of the Issuer dated 25 April 2016
for issuance of Notes obtained:
and decision of Mr Jean-Philippe Berthaut, Head of Group
Funding, dated 7 June 2016
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Applicable
(i)
Rate of Interest:
1.53 per cent. per annum payablein arrear on each Interest
Payment Date
(ii)
Resettable:
Not Applicable
(iii) Interest Payment Date(s):
17 June in each year, commencing on 17 June 2017
(iv) Fixed Coupon Amount:
EUR 1,530 per Note of EUR 100,000
(v)
Broken Amount(s):
Not applicable
(vi) Day Count Fraction:
Actual/Actual (ICMA)
(vii) Determination Dates:
17 June in each year
(viii) Payments on Non-Business Days
As per Conditions
15. Floating Rate Note Provisions
Not Applicable
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note
EUR 100,000 per Note of EUR 100,000 Specified
Denomination
Inflation Linked Notes ­ Provisions relating

to the Final Redemption Amount:

Not Applicable
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption upon the
occurrence of a Capital Event in the
case of Subordinated Notes
(Condition 6(g)), for taxation reasons
(Condition 6(h)), for illegality
(Condition 6(k)) or on event of default
in the case of the Senior Notes
(Condition 9):
Not Applicable
(ii)
Redemption for taxation reasons


permitted on days others than Interest
Payment Dates (Condition 6(h)):
Yes
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable

23. Financial Centre(s):
TARGET
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Article L.213-1
A and D.213-1 A of the French Code
Applicable
monétaire et financier:
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply
Name and address of the Representative:
MCM AVOCAT, Selarl d'avocats interbarreaux inscrite au
Barreau de Paris
10, rue de Sèze
75009 Paris
France
Represented by Maître Antoine Lachenaud, Co-gérant ­
associé

Name and address of the alternate Representative:
Maître Philippe Maisonneuve
Avocat
10, rue de Sèze
75009 Paris
France


The Representative will receive a remuneration of EUR
2,000 (excluding VAT) per year.
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by: Jean-Philippe Berthaut, Head of Group Funding



PART B ­ OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i) Listing and Admission to trading:
Application is expected to be made by the Issuer (or on its
behalf) for the Notes to be listed and admitted to trading on
Euronext Paris with effect from the Issue Date.

(ii) Estimate of total expenses related

to admission to trading:
EUR 7,600
2.
RATINGS
Ratings:
The Notes to be issued have been rated:
S & P: A
Moody's: A2

Each of S&P and Moody'sis established in the European Union
and registered under Regulation (EC) No 1060/2009 as
amended.
3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
."
"Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of the
Notes has an interest material to the offer."
4.
YIELD
Indication of yield:
1.53 per cent. per annum
The yield is calculated at the Issue Date on the basis of the Issue
Price. It is not an indication of future yield.
5.
OPERATIONAL INFORMATION
ISIN:
FR0013183241
Common Code:
143273024
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes


(ii)
Common Depositary for

Euroclear and Clearstream

Luxembourg:
No
Any clearing system(s) other than Not Applicable
Euroclear and Clearstream, Luxembourg
and the relevant identification
number(s):
Delivery:
Delivery against payment
Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable
6.
DISTRIBUTION

(i)
Method of distribution:
Non-syndicated


(ii) If syndicated:


(A) Names of Managers:
Not Applicable

(B) Stabilising Manager(s) if any:
Not Applicable

(iii) If non-syndicated, name and
DekaBank Deutsche Girozentrale
address of Dealer:

(iv) US Selling

Restrictions(Categories of potential

investors to which the Notes are
offered):
Reg. S Compliance Category 2 applies to the Notes; TEFRA
not applicable



Document Outline