Bond Groupe BPCE 0.425% ( FR0011678341 ) in EUR

Issuer Groupe BPCE
Market price 100 %  ⇌ 
Country  France
ISIN code  FR0011678341 ( in EUR )
Interest rate 0.425% per year ( payment 4 times a year)
Maturity 19/12/2021 - Bond has expired



Prospectus brochure of the bond BPCE FR0011678341 in EUR 0.425%, expired


Minimal amount /
Total amount /
Detailed description The second-largest banking group in France, comprising the Banque Populaire and Caisse d'Épargne networks.

The Bond issued by Groupe BPCE ( France ) , in EUR, with the ISIN code FR0011678341, pays a coupon of 0.425% per year.
The coupons are paid 4 times per year and the Bond maturity is 19/12/2021










Final Terms dated 30 December 2013

BPCE

Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2013-80
TRANCHE NO: 1

EUR 8,000,000 Floating Rate Notes due December 2021 (the "Notes")



Dealer
NATIXIS





1




PART A ­ CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions")
set forth in the Base Prospectus dated 22 November 2013 which received visa n°13-629 from the Autorité des
marchés financiers (the "AMF") on 22 November 2013 which constitutes a base prospectus for the purposes of
the Prospectus Directive (Directive 2003/71/EC) (the "Prospectus Directive") as amended (which includes the
amendments made by Directive 2010/73/EU to the extent that such amendments have been implemented in a
Member State of the European Economic Area).
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus. Full information on the Issuer
and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Base
Prospectus. The Base Prospectus is available for viewing at the office of the Fiscal Agent or each of the Paying
Agents and on the website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50
avenue Pierre Mendès-France, 75013 Paris, France.

1. Issuer:
BPCE
2. (i) Series Number:
2013-80
(ii)
Tranche Number:
1
(iii) Date on which the Notes become

fungible:
Not Applicable
3. Specified Currency or Currencies:
Euro ("EUR")
4. Aggregate Nominal Amount:

(i)
Series:
EUR 8,000,000
(ii)
Tranche:
EUR 8,000,000
5. Issue Price:
100.00 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
EUR 100,000
7. (i)
Issue Date:
02 January 2014

(ii)
Interest Commencement Date:
Issue Date
8. Interest Basis:
Three (3) months Euribor + 0.85 per cent. Floating Rate
(further particulars specified below)
9. Maturity Date:
Interest Payment Date falling in or nearest to 20 December
2021
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100 per cent. of their nominal amount
11. Change of Interest Basis:
Not Applicable
2




12. Put/Call Options:
Not Applicable
13. (i) Status of the Notes:
Unsubordinated Notes
(ii)
Dates of the corporate authorisations Decision of the Directoire of the Issuer dated 3 June 2013
for issuance of Notes obtained:
and decision of Mr. Roland Charbonnel, Director Group
Funding and Investors Relations, dated 24 December 2013

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Not Applicable
15. Floating Rate Note Provisions
Applicable
(i)
Interest Period(s):
The period beginning on (and including) the Interest
Commencement Date and ending on (but excluding) the
First Interest Payment Date and each successive period
beginning on (and including) a Specified Interest Payment
Date and ending on (but excluding) the next succeeding
Specified Interest Payment Date.
For the avoidance of doubt, the Interest Period from (and
including) the Issue Date to (but excluding) 1 March 2014
will be short and the Interest Period from (and including) 1
September 2021 to (but excluding) the Maturity Date will
be long with no payment on the 1 December 2021 (further
particulars specified below in items (ii) and (ix) below).
(ii)
Specified Interest Payment Dates:
Interest payable quarterly in arrear on 1 March, 1 June, 1
September and 1 December in each year, subject to
adjustment in accordance with the Business Day
Convention set out in (iii) below as well as the details
contained in (i) above.
(iii) First Interest Payment Date:
1 March 2014
(iv) Business Day Convention:
Modified Following Business Day Convention
(v)
Interest Period Date:
Not Applicable
(vi) Business Centre(s):
TARGET
(vii) Manner in which the Rate(s) of Screen Rate Determination
Interest is/are to be determined:
(viii) Party responsible for calculating the
Rate(s) of Interest and/or Interest
Amount(s) (if not the Calculation
Agent):
Not Applicable
(ix) Screen Rate Determination:
Applicable
­ Reference Rate:
Three (3) months Euribor
For the avoidance of doubt:
3




- For the first Interest Period beginning on (and including)
the Issue Date and ending on (but excluding) 1 March
2014:
Interpolation between two (2) months Euribor and three (3)
months Euribor

- For the last Interest Period beginning on (and including)
the 1 September 2021 and ending on (but excluding) the
Maturity Date:
Interpolation between three (3) months Euribor and six (6)
months Euribor
­ Interest Determination Date:
11:00 a.m. (Brussels Time), two (2) Business Days prior to
the first day of each Interest Period
­ Relevant Screen Page Time:
Reuters EURIBOR01
(x)
FBF Determination
Not Applicable
­ Floating Rate:
Not Applicable
­ Floating Rate Determination Date Not Applicable
(Date de détermination du Taux
Variable):
(x)
ISDA Determination:
Not Applicable
­ Floating Rate Option:
Not Applicable
­ Designated Maturity:
Not Applicable
­ Reset Date:
Not Applicable
(xi) Margin(s):
+ 0.85 per cent. per annum
(xii) Minimum Rate of Interest:
Not Applicable
(xiii) Maximum Rate of Interest:
Not Applicable
(xiv) Day Count Fraction:
Actual/360, Adjusted
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note
EUR 100,000 per Note of EUR 100,000 Specified
Denomination
Inflation Linked Notes ­ Provisions relating

to the Final Redemption Amount:
Not Applicable
4




21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption for
taxation reasons (Condition 6(g)), for
illegality (Condition 6(j)) or on event
of default (Condition 9):
As set out in the Conditions
(ii)
Redemption for taxation reasons
permitted on days others than Interest
Payment Dates (Condition 6(g)):
No
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23. Financial Centre(s):
TARGET
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
(i) Instalment Amount(s):
Not Applicable

(ii) Instalment Date(s):
Not Applicable

(iii) Minimum Instalment Amount:
Not Applicable

(iv) Maximum Instalment Amount:
Not Applicable

26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Article L.213-1
Not Applicable
A and D.213-1 A of the French Code
monétaire et financier:
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply

Name and address of the Representative:
Mr. Sylvain THOMAZO
5




20, rue Victor Bart
78000 Versailles
France

Name and address of the alternate Representative:
Sandrine D'HAUSSY
69 avenue Gambetta
94100 Saint Maur des Fosses
France

The Representative will receive a remuneration of
EUR 2,000 (excluding VAT) per year
GENERAL

30. The aggregate principal amount of Notes

issued has been translated into Euro at the

rate of [·] producing a sum of:
Not Applicable

RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by:
Roland Charbonnel, Director Group Funding and Investors Relations

6




PART B ­ OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i) Listing and Admission to trading:
Application has been made by the Issuer (or on its behalf) for
the Notes to be listed and admitted to trading on Euronext Paris
with effect from the Issue Date.
(ii) Estimate of total expenses related

to admission to trading:
EUR 4,000
2.
RATINGS
Ratings:
Not Applicable
3.
NOTIFICATION
Not Applicable
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer
of the Notes has an interest material to the offer.
5.
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES*


(i) Reasons for the offer:
See "Use of Proceeds" wording in Base Prospectus
(ii) Estimated net proceeds:
EUR 7,987,200
6.
HISTORIC INTEREST RATES
Details of historic EURIBOR rates can be obtained from Reuters Screen EURIBOR01.
7.
OPERATIONAL INFORMATION
ISIN Code:
FR0011678341
Common Code:
101213366
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes


7




(ii)
Common
Depositary
for
Euroclear
and
Clearstream
Luxembourg:
No
Any clearing system(s) other than Not Applicable
Euroclear and Clearstream, Luxembourg
and
the
relevant
identification
number(s):
Delivery:
Delivery against payment
Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable
8.
DISTRIBUTION

(i)
Method of
Non-syndicated

distribution:


(ii) If syndicated:


(A) Names of Managers:
Not Applicable


(B) Stabilising
Not Applicable

Manager(s) if any:

(iii) If non-syndicated,


name and address of

Dealer:
NATIXIS
30, avenue Pierre Mendès-France
75013 Paris
France

(iv) US Selling
Reg. S Compliance Category 2 applies to the Notes;
Restrictions(Categories of
TEFRA not applicable
potential investors to
which the Notes are
offered):

8