Obbligazione BPCe 0.306% ( FR0012431393 ) in EUR

Emittente BPCe
Prezzo di mercato 100 EUR  ▼ 
Paese  Francia
Codice isin  FR0012431393 ( in EUR )
Tasso d'interesse 0.306% per anno ( pagato 4 volte l'anno)
Scadenza 12/01/2022 - Obbligazione è scaduto



Prospetto opuscolo dell'obbligazione BPCE FR0012431393 in EUR 0.306%, scaduta


Importo minimo 100 000 EUR
Importo totale 500 000 000 EUR
Descrizione dettagliata BPCE è un gruppo bancario francese di primaria importanza, secondo gruppo bancario del paese per numero di clienti, risultante dalla fusione di diverse banche popolari e cooperative di credito.

The Obbligazione issued by BPCe ( France ) , in EUR, with the ISIN code FR0012431393, pays a coupon of 0.306% per year.
The coupons are paid 4 times per year and the Obbligazione maturity is 12/01/2022








Final Terms dated 9 January 2015


BPCE
Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes






SERIES NO: 2015-01
TRANCHE NO: 1

Euro 500,000,000 Floating Rate Notes due January 2022 (the "Notes")
issued by BPCE




Lead Manager
NATIXIS


Co-Lead Managers
BANKINTER
HSH NORDBANK AG






PART A ­ CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set
forth in the Base Prospectus dated 20 November 2014 which received visa n°14-610 from the Autorité des marchés
financiers (the "AMF") on 20 November 2014 which constitutes a base prospectus for the purposes of the
Prospectus Directive (Directive 2003/71/EC), as amended (the "Prospectus Directive").
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus. Full information on the Issuer
and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Base
Prospectus. The Base Prospectus is available for viewing at the office of the Fiscal Agent or each of the Paying
Agents and on the website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50 avenue
Pierre Mendès-France, 75013 Paris, France.

1. Issuer:
BPCE
2. (i)
Series Number:
2015-01
(ii)
Tranche Number:
1
(iii)
Date on which the Notes become

fungible:
Not Applicable
3. Specified Currency or Currencies:
Euro
4. Aggregate Nominal Amount:

(i)
Series:
Euro 500,000,000
(ii)
Tranche:
Euro 500,000,000
5. Issue Price:
100.00 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
Euro 100,000
7. (i)
Issue Date:
13 January 2015

(ii)
Interest Commencement Date:
13 January 2015
8. Interest Basis:
Three (3) month EURIBOR + 0.56 per cent. Floating Rate
(further particulars specified below)
9. Maturity Date:
Interest Payment Date falling on or nearest to
13 January 2022
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100.00 per cent. of their nominal amount
11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable
1


13. (i)
Status of the Notes:
Unsubordinated Notes
(ii)
Dates of the corporate authorisations Decision of the Directoire of the Issuer dated
for issuance of Notes obtained:
28 April 2014 and decision of Mr. Jean-Philippe Berthaut,
Head of Group Funding, dated 5 January 2015
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Not Applicable
15. Floating Rate Note Provisions
Applicable
(i)
Interest Period(s):
As per the Conditions
(ii) Specified Interest Payment Dates:
Interest payable quarterly in arrear on 13 January,
13 April, 13 July and 13 October in each year, all such
dates being subject to adjustment in accordance with the
Business Day Convention set out in (iv) below
(iii) First Interest Payment Date:
13 April 2015 subject to adjustement in accordance with
the Business Day Convention set out in (iv) below
(iv) Business Day Convention:
Modified Following Business Day Convention
(v) Interest Period Date:
Not Applicable
(vi) Business Centre(s):
Not Applicable
(vii) Manner in which the Rate(s) of
Interest is/are to be determined:
Screen Rate Determination
(viii) Party responsible for calculating the
Rate(s) of Interest and/or Interest
Amount(s) (if not the Calculation
Agent):
Not Applicable
(ix) Screen Rate Determination:
Applicable
­ Reference Rate:
Three (3)­month EURIBOR
­ Interest Determination Date:
11.00 a.m. (Brussels time) two (2) TARGET Business
Days prior to the first day of each Interest Accrual Period
­ Relevant Screen Page:
Reuters EURIBOR01
(x) FBF Determination:
Not Applicable
(xi) ISDA Determination:
Not Applicable
(xii) Margin(s):
+0.56 per cent. per annum
(xiii) Minimum Rate of Interest:
Not Applicable
(xiv) Maximum Rate of Interest:
Not Applicable
(xv) Day Count Fraction:
Actual/360
2


16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note:
Euro 100,000 per Note of Euro 100,000 Specified
Denomination
Inflation Linked Notes ­ Provisions relating

to the Final Redemption Amount:
Not Applicable
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption for
taxation reasons (Condition 6(g)), for
illegality (Condition 6(j)) or on event
of default (Condition 9):
Euro 100,000 per Note of Euro 100,000 Specified
Denomination
(ii) Redemption for taxation reasons
permitted on days others than Interest
Payment Dates (Condition 6(g)):
No
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii) Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23. Financial Centre(s):
Not Applicable
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
3


26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Articles L.213-

1 A and D.213-1 A of the French Code

monétaire et financier:
Applicable
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply
Name and address of the Representative:
Mr. Sylvain THOMAZO
20, rue Victor Bart
78000 Versailles
France
Name and address of the alternate Representative:
Mrs. Sandrine D'HAUSSY
69, avenue Gambetta
94100 Saint Maur des Fosses
France
The Representative will receive a remuneration of
Euro 2,000 (excluding VAT) per year.




RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE


Duly represented by: Jean-Philippe Berthaut, Head of Group Funding
4


PART B ­ OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i) Listing and Admission to
Application has been made by the Issuer (or on its behalf) for
trading:
the Notes to be listed and admitted to trading on Euronext Paris
with effect from the Issue Date.
(ii) Estimate of total expenses

related to admission to trading:
Euro 9,800
2.
RATINGS
Ratings:
The Notes to be issued are expected to be rated:
S&P: A
Moody's: A2
Each of S&P and Moody's is established in the European Union
and registered under Regulation (EC) No 1060/2009, as
amended.
3.
NOTIFICATION
Not Applicable
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of
the Notes has an interest material to the offer.
5.
HISTORIC INTEREST RATES
Details of historic EURIBOR rates can be obtained from Reuters Screen EURIBOR01.
6.
OPERATIONAL INFORMATION
ISIN:
FR0012431393
Common Code:
116552299
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear and Clearstream
Luxembourg:
No
5



Any clearing system(s) other than
Euroclear
and
Clearstream,
Luxembourg
and
the
relevant
identification number(s):
Not Applicable
Delivery:
Delivery against payment
Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable
7.
DISTRIBUTION
(i) Method of distribution:
Syndicated


(ii) If syndicated:

(A) Names of Managers:
Lead Manager

Natixis
Co-Lead Managers
Bankinter
HSH Nordbank AG
(B) Stabilising Manager(s) if any:
Not Applicable

(iii) If non-syndicated, name of


Dealer:
Not Applicable
(iv) US Selling Restrictions


(Categories of potential investors
to which the Notes are offered):
Reg. S Compliance Category 2 applies to the Notes; TEFRA not
applicable

6