Bond BPCe 1.985% ( FR0012961910 ) in EUR

BPCe

100 % ⇌

France

FR0012961910 ( in EUR )

1.985% per year ( payment 1 time a year)

30/09/2030

Prospectus brochure of the bond BPCE FR0012961910 en EUR 1.985%, maturity 30/09/2030

01/10/2025 ( In 144 days )

BPCE is a French banking group formed by the merger of several regional banking networks, primarily operating through its two main subsidiaries, Banque Populaire and Caisse d'Epargne.

The Bond issued by BPCe ( France ) , in EUR, with the ISIN code FR0012961910, pays a coupon of 1.985% per year.
The coupons are paid 1 time per year and the Bond maturity is 30/09/2030

Final Terms dated 29 September 2015
BPCE
Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes
SERIES NO: 2015-29
TRANCHE NO: 1
Euro 25,000,000 Fixed Rate Notes due 1 October 2030 (the "Notes")
issued by BPCE
DEALER
UniCredit Bank

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the
"Conditions") set forth in the Base Prospectus dated 20 November 2014 which received visa n° 14-610 from
the Autorité des marchés financiers (the "AMF") on 20 November 2014 and the Base Prospectus
Supplements dated 3 March 2015, 31 March 2015, 15 May 2015, 11 June 2015, 4 August 2015 and 7
September 2015 which respectively received visa No.15-071 on 3 March 2015, visa No.15-137 on 31 March
2015, visa No. 15-201 on 15 May 2015, visa No. 15-268 on 11 June 2015, visa No. 15-436 on 4 August 2015
and visa No. 15-472 on 7 September 2015 from the AMF (the "Supplements"), which together constitute a
base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC), as amended (the
"Prospectus Directive").
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus as so supplemented. Full
information on the Issuer and the offer of the Notes is only available on the basis of the combination of these
Final Terms and the Base Prospectus as so supplemented. The Base Prospectus and the Base Prospectus
Supplement are available for viewing at the office of the Fiscal Agent or each of the Paying Agents and on the
website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50 avenue Pierre
Mendès-France, 75013 Paris, France.
1.
Issuer:
BPCE
2.
(i)
Series Number:
2015-29
(ii)
Tranche Number:
1
(iii)
Date on which the Notes become
fungible:
Not Applicable
3.
Specified Currency or Currencies:
Euro ("EUR")
4.
Aggregate Nominal Amount:
(i)
Series:
EUR 25,000,000
(ii)
Tranche:
EUR 25,000,000
5.
Issue Price:
100.00 per cent. of the Aggregate Nominal Amount
6.
Specified Denomination(s):
EUR 100,000
7.
(i)
Issue Date:
1 October 2015
(ii)
Interest Commencement Date:
Issue Date
8.
Interest Basis:
1.985 per cent. Fixed Rate
(further particulars specified below)
9.
Maturity Date:
1 October 2030
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the
Maturity Date at 100 per cent. of their nominal
amount
11. Change of Interest Basis:
Not Applicable
1

12. Put/Call Options:
Not Applicable
13. (i)
Status of the Notes:
Unsubordinated Notes
(ii)
Dates of the corporate authorisations for
Decision of the Directoire of the Issuer dated 27
issuance of Notes obtained:
April 2015 and decision of Mr. Jean-Philippe
Berthaut, Head of Group Funding, dated 9
September 2015
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Applicable
(i)
Rate of Interest:
1.985 per cent. per annum payable in arrear on
each Interest Payment Date
(ii)
Interest Payment Date(s):
1 October in each year adjusted in accordance with
the Business Day Convention specified below
(iii)
Fixed Coupon Amount:
EUR 1,985 per Note of EUR 100,000 Specified
Denomination
(iv)
Broken Amount:
Not Applicable
(v)
Day Count Fraction:
Actual/Actual (ICMA)
(vi)
Determination Dates:
1 October in each year
(vii)
Business Day Convention:
Following Business Day Convention
(viii)
Payments on Non-Business Days:
As per Conditions
15. Floating Rate Note Provisions
Not Applicable
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note:
EUR 100,000 per Note of EUR 100,000 Specified
Denomination
Inflation Linked Notes Provisions relating to
the Final Redemption Amount:
Not Applicable
21. Early Redemption Amount
(i)
Early Redemption Amount(s) of each
Note payable on redemption for taxation
reasons (Condition 6(g)), for illegality
(Condition 6(j)) or on event of default
(Condition 9):
As set out in the Conditions
(ii)
Redemption
for
taxation
reasons
permitted on days others than Interest
2

Payment Dates (Condition 6(g)):
Yes
(iii)
Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii)
Temporary Global Certificate:
Not Applicable
(iv)
Applicable TEFRA exemption:
Not Applicable
23. Financial Centre(s):
TARGET
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount of
each instalment, date on which each payment is
to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Articles L.213-1
A and D.213-1 A of the French Code monétaire
et financier:
Applicable
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply
Name and address of the Representative:
Mr. Antoine Lachenaud
10, rue de Sèze
75009 Paris
France
Name and address of the alternate Representative:
Mr. Philippe Maisonneuve
10, rue de Sèze
75009 Paris
France
The Representative will receive a remuneration of
Euro 2,000 (excluding VAT) per year.
3

RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by: Jean-Philippe BERTHAUT, Head of Group Funding
4

PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING
(i)
Listing and Admission to trading:
Application has been made by the Issuer (or on its
behalf) for the Notes to be listed and admitted to trading
on Euronext Paris with effect from the Issue Date.
(ii)
Estimate
of
total
expenses
related
to
admission to trading:
EUR 7,600
2.
RATINGS
Ratings:
Not Applicable
3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of
the Notes has an interest material to the offer.
4.
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES
(i) Reasons for the offer:
See "Use of Proceeds" wording in Base Prospectus
(ii) Estimated net proceeds:
Euro 25.000.000
(iii) Estimated total expenses:
Euro 7,600
5.
FIXED RATE NOTES ONLY - YIELD
Indication of yield:
1.985 per cent.
The yield is calculated at the Issue Date on the basis
of the Issue Price. It is not an indication of future
yield.
6.
OPERATIONAL INFORMATION
ISIN Code:
FR0012961910
Common Code:
129235039
Depositaries:
(i) Euroclear France to act as Central Depositary:
Yes
(ii) Common Depositary for Euroclear and
Clearstream Luxembourg:
No
Any clearing system(s) other than Euroclear and
Clearstream,
Luxembourg
and
the
relevant
identification number(s):
Not Applicable
Delivery:
Delivery against payment
5

Names and addresses of additional Paying
Agent(s) (if any):
Not Applicable
7.
DISTRIBUTION
(i)
Method of distribution:
Non-Syndicated
(ii)
If syndicated:
(A) Names of Managers:
Not Applicable
(B)
Stabilising Manager(s) if any:
Not Applicable
(iii) If non-syndicated, name of Dealer:
UniCredit Bank AG, Arabellastraße 12,
81925 Munich
(iv) US Selling Restrictions (Categories of
potential investors to which the Notes are
offered):
TEFRA not applicable
6