Obbligazione BPCe 0.78% ( FR0013182037 ) in EUR

BPCe

100 EUR ⇌

Francia

FR0013182037 ( in EUR )

0.78% per anno ( pagato 1 volta l'anno)

14/06/2023 - Obbligazione è scaduto

Prospetto opuscolo dell'obbligazione BPCE FR0013182037 in EUR 0.78%, scaduta

100 000 EUR

20 000 000 EUR

BPCE è un gruppo bancario francese di primaria importanza, secondo gruppo bancario del paese per numero di clienti, risultante dalla fusione di diverse banche popolari e cooperative di credito.

The Obbligazione issued by BPCe ( France ) , in EUR, with the ISIN code FR0013182037, pays a coupon of 0.78% per year.
The coupons are paid 1 time per year and the Obbligazione maturity is 14/06/2023

Final Terms dated 10 June 2016

BPCE

Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2016-25
TRANCHE NO: 1
Euro 20,000,000 0.78 per cent. Notes due 14 June 2023 (the "Notes")

Dealer
Natixis

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the conditions (the
"Conditions") set forth in the Base Prospectus dated 18 November 2015 which received visa n°15-588 from
the Autorité des marchés financiers (the "AMF") on 18 November 2015 and the supplements to the Base
Prospectus dated 29 February 2016, 5 April 2016 and 19 May 2016 which respectively received visa n°16-
062 on 29 February 2016, visa n°16-118 on 5 April 2016 and visa n°16-186 on 19 May 2016 (the "Base
Prospectus Supplements"), which together constitute a base prospectus for the purposes of the Prospectus
Directive (Directive 2003/71/EC), as amended (the "Prospectus Directive").
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus as so supplemented. Full
information on the Issuer and the offer of the Notes is only available on the basis of the combination of these
Final Terms and the Base Prospectus as so supplemented. The Base Prospectus and the Base Prospectus
Supplements are available for viewing at the office of the Fiscal Agent or each of the Paying Agents and on
the website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50 avenue Pierre
Mendès-France, 75013 Paris, France.
1
Issuer:
BPCE
2
(i)
Series Number:
2016-25
(ii) Tranche Number:
1
3
Specified Currency or Currencies:
Euro
4
Aggregate Nominal Amount:

(i)
Series:
Euro 20,000,000
(ii) Tranche:
Euro 20,000,000
5
Issue Price:
100 per cent. of the Aggregate Nominal
Amount
6
Specified Denomination:
Euro 100,000
7
(i)
Issue Date:
14 June 2016

(ii) Interest Commencement Date:
Issue Date
8
Interest Basis:
0.78 per cent. Fixed Rate
(further particulars specified below)
9
Maturity Date:
14 June 2023
10 Redemption Basis:
Subject to any purchase and cancellation
or early redemption, the Notes will be
redeemed on the Maturity Date at
100 per cent. of their nominal amount
11 Change of Interest Basis:
Not Applicable
12 Put/Call Options:
Not Applicable
13 (i)
Status of the Notes:
Senior Notes
(ii) Dates of the corporate authorisations for issuance Decision of the Directoire of the Issuer
of Notes obtained:
dated 25 April 2016 and decision of
Mr. Roland Charbonnel, Director Group
2

Funding & Investor Relations dated
31 May 2016

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14 Fixed Rate Note Provisions
Applicable
(i)
Rate of Interest:
0.78 per cent. per annum payable annually
in arrear on each Interest Payment Date

(ii) Resettable:
Not Applicable

(iii) Interest Payment Dates:
14 June in each year commencing on
14 June 2017

(iv) Fixed Coupon Amount:
Euro 780 per Note of Euro 100,000
Specified Denomination

(v) Broken Amount:
Not Applicable

(vi) Day Count Fraction:
Actual/Actual (ICMA)

(vii) Determination Dates:
14 June in each year

(viii) Payments on Non-Business Days
As per Conditions
15 Floating Rate Note Provisions
Not Applicable
16 Zero Coupon Note Provisions
Not Applicable
17 Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18 Call Option
Not Applicable
19 Put Option
Not Applicable
20 Final Redemption Amount of each Note
Euro 100,000 per Note of Euro 100,000
Specified Denomination

Inflation Linked Notes Provisions relating to the
Not Applicable
Final Redemption Amount
21 Early Redemption Amount

(i) Early Redemption Amount(s) of each Note
payable on redemption for taxation reasons
(Condition 6(h)), for illegality (Condition 6(k)) or
on event of default (Condition 9):
Euro 100,000 per Note of Euro 100,000
Specified Denomination

(ii) Redemption for taxation reasons permitted on
days others than Interest Payment Dates
(Condition 6(h)):
Yes

(iii) Unmatured Coupons to become void upon early
redemption (Materialised Bearer Notes only)
(Condition 7(f)):
Not Applicable

3

GENERAL PROVISIONS APPLICABLE TO THE NOTES
22 Form of Notes:
Dematerialised Notes

(i) Form of Dematerialised Notes:
Bearer form (au porteur)
(ii) Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23 Financial Centre(s):
Not Applicable
24 Talons for future Coupons or Receipts to be attached to

Definitive Notes (and dates on which such Talons

mature):
Not Applicable
25 Details relating to Instalment Notes: amount of each

instalment, date on which each payment is to be made:
Not Applicable
26 Redenomination provisions:
Not Applicable
27 Purchase in accordance with Articles L.213-1 A and

D.213-1 A of the French Code monétaire et financier:
Applicable
28 Consolidation provisions:
Not Applicable
29 Masse:
Contractual Masse shall apply

Name and address of the Representative:
SELARL MCM Avocat represented by
Maître Antoine Lachenaud
10, rue de Sèze
75009 Paris
France

Name and address of the alternate
Representative:
Maître Philippe Maisonneuve
Avocat
10, rue de Sèze
75009 Paris
France
The Representative will receive a
remuneration of Euro 2,000 (excluding
VAT) per year.
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by: Roland Charbonnel, Director Group Funding & Investor Relations
4

PART B OTHER INFORMATION
1
LISTING AND ADMISSION TO TRADING
(i)
Listing and Admission to Application has been made by the Issuer (or on its behalf) for
trading:
the Notes to be listed and admitted to trading on Euronext
Paris with effect from the Issue Date.
(ii)
Estimate of total expenses
related to admission to
trading:
Euro 4,000
2
RATINGS
Ratings:
The Notes to be issued are expected to be rated:
S & P: A
Moody's: A2
Fitch: A

Each of S&P Moody's and Fitch is established in the
European Union and registered under Regulation (EC) No
1060/2009 as amended.
3
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of
the Notes has an interest material to the offer.
4
YIELD
Indication of yield:
0.78 per cent. per annum
The yield is calculated at the Issue Date on the basis of the
Issue Price. It is not an indication of future yield.
5
OPERATIONAL INFORMATION
ISIN:
FR0013182037
Common Code:
143003604
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear and Clearstream
Luxembourg:
No
Any clearing system(s) other than
Euroclear
and
Clearstream,
Luxembourg
and
the
relevant
identification number(s):
Not Applicable
5

Delivery:
Delivery against payment
Names and addresses of additional
Paying Agent(s) (if any):
Not Applicable

6
DISTRIBUTION
(i)
Method of distribution:
Non-syndicated
(ii) If syndicated:
Not Applicable
(iii) If non-syndicated, name and
address of Dealer:
Natixis
47, Quai d'Austerlitz
75013 Paris
(iv) US Selling

Restrictions(Categories of

potential investors to which the

Notes are offered):
Reg. S Compliance Category 2 applies to the Notes;
TEFRA not applicable

6