Obbligazione BPCe 0.625% ( FR0013094836 ) in EUR

Emittente BPCe
Prezzo di mercato 100 EUR  ⇌ 
Paese  Francia
Codice isin  FR0013094836 ( in EUR )
Tasso d'interesse 0.625% per anno ( pagato 1 volta l'anno)
Scadenza 20/04/2020 - Obbligazione è scaduto



Prospetto opuscolo dell'obbligazione BPCE FR0013094836 in EUR 0.625%, scaduta


Importo minimo 100 000 EUR
Importo totale 1 000 000 000 EUR
Descrizione dettagliata BPCE è un gruppo bancario francese di primaria importanza, secondo gruppo bancario del paese per numero di clienti, risultante dalla fusione di diverse banche popolari e cooperative di credito.

The Obbligazione issued by BPCe ( France ) , in EUR, with the ISIN code FR0013094836, pays a coupon of 0.625% per year.
The coupons are paid 1 time per year and the Obbligazione maturity is 20/04/2020







Final Terms dated 18 January 2016
BPCE
Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes
SERIES NO: 2016-02
TRANCHE NO: 1
Euro 1,000,000,000 0.625 per cent. Notes due 20 April 2020
Joint Lead Managers
Banco Popular
Natixis
Swedbank AB (publ)
Co-Lead Managers
DekaBank
DZ BANK AG
HSH Nordbank AG


PART A ­ CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions
(the "Conditions") set forth in the Base Prospectus dated 18 November 2015 which received visa n°15-588
from the Autorité des marchés financiers (the "AMF") on 18 November 2015 which constitutes a base
prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC), as amended (the "Prospectus
Directive").
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus. Full information on the
Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the
Base Prospectus. The Base Prospectus is available for viewing at the office of the Fiscal Agent or each of the
Paying Agents and on the website of the AMF (www.amf-france.org) and copies may be obtained from
BPCE, 50 avenue Pierre Mendès-France, 75013 Paris, France.
1
Issuer:
BPCE
2
(i)
Series Number:
2016-02
(ii) Tranche Number:
1
3
Specified Currency or Currencies:
Euro
4
Aggregate Nominal Amount:
(i)
Series:
Euro 1,000,000,000
(ii) Tranche:
Euro 1,000,000,000
5
Issue Price:
99.683 per cent. of the Aggregate Nominal
Amount
6
Specified Denomination:
Euro 100,000
7
(i)
Issue Date:
20 January 2016
(ii) Interest Commencement Date:
20 January 2016
8
Interest Basis:
0.625 per cent. Fixed Rate
(further particulars specified below)
9
Maturity Date:
20 April 2020
10
Redemption Basis:
Subject to any purchase and cancellation
or early redemption, the Notes will be
redeemed on the Maturity Date at
100 per cent. of their nominal amount
11
Change of Interest Basis:
Not Applicable
12
Put/Call Options:
Not Applicable
13
(i)
Status of the Notes:
Senior Notes
(ii) Dates of the corporate authorisations for issuance Decision of the Directoire of the Issuer
of Notes obtained:
dated 27 April 2015 and decision of
Mr. Jean-Philippe Berthaut, Head of Group
Funding, dated 11 January 2016
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PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14
Fixed Rate Note Provisions
Applicable
(i)
Rate of Interest:
0.625 per cent. per annum payable
annually in arrear on each Interest
Payment Date
(ii) Resettable:
Not Applicable
(iii) Interest Payment Dates:
20 April in each year commencing on
20 April 2016. There will be a short first
coupon in respect of the first Interest
Period, from, and including, the Interest
Commencement Date to, but excluding,
the first Interest Payment Date
(iv) Fixed Coupon Amount:
Euro 625 per Note of Euro 100,000
Specified Denomination
subject to
"Broken Amount" referred to in sub-
paragraph (v) below
(v) Broken Amount:
An amount corresponding to 0.155396 per
cent. of the Specified Denomination
payable on the Interest Payment Date
falling on 20 April 2016
(vi) Day Count Fraction:
Actual/Actual (ICMA)
(vii) Determination Dates:
20 April in each year
(viii)Payments on Non-Business Days
As per Conditions
15
Floating Rate Note Provisions
Not Applicable
16
Zero Coupon Note Provisions
Not Applicable
17
Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18
Call Option
Not Applicable
19
Put Option
Not Applicable
20
Final Redemption Amount of each Note
Euro 100,000 per Note of Euro 100,000
Specified Denomination
Inflation Linked Notes ­ Provisions relating to the
Not Applicable
Final Redemption Amount
21
Early Redemption Amount
(i) Early Redemption Amount(s) of each Note
payable on redemption for taxation reasons
(Condition 6(h)), for illegality (Condition 6(k)) or
on event of default (Condition 9):
Euro 100,000 per Note of Euro 100,000
Specified Denomination
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(ii) Redemption for taxation reasons permitted on
days others than Interest Payment Dates
(Condition 6(h)):
Yes
(iii) Unmatured Coupons to become void upon early
redemption (Materialised Bearer Notes only)
(Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22
Form of Notes:
Dematerialised Notes
(i) Form of Dematerialised Notes:
Bearer form (au porteur)
(ii) Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23
Financial Centre(s):
Not Applicable
24
Talons for future Coupons or Receipts to be attached to
Definitive Notes (and dates on which such Talons
mature):
Not Applicable
25
Details relating to Instalment Notes: amount of each
instalment, date on which each payment is to be made:
Not Applicable
26
Redenomination provisions:
Not Applicable
27
Purchase in accordance with Articles L.213-1 A and
D.213-1 A of the French Code monétaire et financier:
Applicable
28
Consolidation provisions:
Not Applicable
29
Masse:
Contractual Masse shall apply
Name and address of the Representative:
SELARL MCM Avocat represented by
Maître Antoine Lachenaud
10, rue de Sèze
75009 Paris
France
Name and address of the alternate
Representative:
Maître Philippe Maisonneuve
Avocat
10, rue de Sèze
75009 Paris
France
The Representative will receive a
remuneration of Euro 2,000 (excluding
VAT) per year.
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4


RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by:
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5


PART B ­ OTHER INFORMATION
1
LISTING AND ADMISSION TO TRADING
(i)
Listing and Admission to Application has been made by the Issuer (or on its behalf) for
trading:
the Notes to be listed and admitted to trading on Euronext
Paris with effect from the Issue Date.
(ii)
Estimate of total expenses
related to admission to
trading:
Euro 8,400 (including AMF fees)
2
RATINGS
Ratings:
The Notes to be issued are expected to be rated:
S & P: A
Moody's: A2
Fitch: A
Each of S&P Moody's and Fitch is established in the
European Union and registered under Regulation (EC) No
1060/2009 as amended.
3
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of
the Notes has an interest material to the offer.
4
YIELD
Indication of yield:
0.701 per cent. per annum
The yield is calculated at the Issue Date on the basis of the
Issue Price. It is not an indication of future yield.
5
OPERATIONAL INFORMATION
ISIN:
FR0013094836
Common Code:
134610255
Depositaries:
(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear and Clearstream
Luxembourg:
No
Any clearing system(s) other than
Euroclear
and
Clearstream,
Luxembourg
and
the
relevant
identification number(s):
Not Applicable
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Delivery:
Delivery against payment
Names and addresses of additional
Paying Agent(s) (if any):
Not Applicable
6
DISTRIBUTION
(i)
Method of distribution:
Syndicated
(ii) If syndicated:
(A) Names of Managers:
Joint Lead Managers
Banco Popular Español, S.A
Natixis
Swedbank AB (publ)
Co-Lead Managers.
DekaBank Deutsche Girozentrale
DZ BANK AG Deutsche Zentral-Genossenschaftsbank,
Frankfurt am Main
HSH Nordbank AG
(B) Stabilising Manager(s) if any:
Not Applicable
(iii) If non-syndicated, name and Not Applicable
address of Dealer:
(iv) US Selling
Restrictions(Categories of
potential investors to which the
Reg. S Compliance Category 2 applies to the Notes;
Notes are offered):
TEFRA not applicable
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Document Outline