Obbligazione BPCe 3.015% ( FR0011575463 ) in EUR

BPCe

100 EUR ⇌

Francia

FR0011575463 ( in EUR )

3.015% per anno ( pagato 1 volta l'anno)

26/09/2023 - Obbligazione è scaduto

Prospetto opuscolo dell'obbligazione BPCE FR0011575463 in EUR 3.015%, scaduta

BPCE è un gruppo bancario francese di primaria importanza, secondo gruppo bancario del paese per numero di clienti, risultante dalla fusione di diverse banche popolari e cooperative di credito.

The Obbligazione issued by BPCe ( France ) , in EUR, with the ISIN code FR0011575463, pays a coupon of 3.015% per year.
The coupons are paid 1 time per year and the Obbligazione maturity is 26/09/2023

Final Terms dated 24 September 2013

BPCE
Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes
SERIES NO: 2013 -57
TRANCHE NO: 1
EUR 50,000,000 3.015 per cent. Notes due September 2023 (the "Notes")
issued by BPCE
DEALER
Citigroup Global Markets Limited
PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions")
set forth in the Base Prospectus dated 26 November 2012 which received visa n°12-573 from the Autorité des
marchés financiers (the "AMF") on 26 November 2012 and the Base Prospectus Supplement(s) dated 22
February 2013 which received visa n° 13-052 from the AMF on 22 February 2013, the Base Prospectus
Supplement dated 26 March 2013 which received visa n° 13-112 from the AMF on 26 March 2013, the Base
Prospectus Supplement dated 13 May 2013 which received visa n° 13-209 from the AMF on 13 May 2013, the
Base Prospectus Supplement dated 21 May 2013 which received visa n°13-225 from the AMF on 21 May 2013,
the Base Prospectus Supplement dated 9 August 2013 which received visa n°13-452 on 9 August 2013 and the
Base Prospectus Supplement dated 29 August 2013 which received visa n°13-468 on 29 August 2013 which
together constitute a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) (the
"Prospectus Directive") as amended (which includes the amendments made by Directive 2010/73/EU to the
extent that such amendments have been implemented in a Member State of the European Economic Area).
1

This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus as so supplemented. Full
information on the Issuer and the offer of the Notes is only available on the basis of the combination of these
Final Terms and the Base Prospectus as so supplemented. The Base Prospectus and the Base Prospectus
Supplement(s) are available for viewing at the office of the Fiscal Agent or each of the Paying Agents
and on the website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50 avenue
Pierre Mendès-France, 75013 Paris, France.

1.
Issuer:
BPCE

2.
(i)
Series Number:
2013 -57

(ii)
Tranche Number:
1

3.
Specified Currency or Currencies:
Euro ("EUR")

4.
Aggregate Nominal Amount of Notes

admitted to trading:

(i)
Series:
EUR 50,000,000

(ii)
Tranche:
EUR 50,000,000

5.
Issue Price:
100.00 per cent. of the Aggregate Nominal Amount

6.
Specified Denomination(s):
EUR 100,000

7.
(i)
Issue Date:
26 September 2013

(ii)
Interest Commencement Date:
Issue Date

8.
Interest Basis:
3.015 per cent. Fixed Rate

9.
Maturity Date:
26 September 2023

10.
Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100 per cent. of their nominal amount

11.
Change of Interest Basis:
Not Applicable

12.
Put/Call Options:
Not Applicable

13.
(i)
Status of the Notes:
Unsubordinated Notes

(ii)
Dates of the corporate

authorisations for issuance of Notes

obtained:
Decision of the Directoire of the Issuer dated 3 June 2013
and decision of Mr. Jean-Philippe BERTHAUT, Head of
Group Funding , dated 19 September 2013
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE

14.
Fixed Rate Note Provisions
Applicable

(i)
Rate of Interest:
3.015 per cent. per annum payable in arrear on each
Interest Payment Date
2

(ii)
Interest Payment Date(s):
26 September in each year from and including 26
September 2014, to and including 26 September 2023,
subject to adjustment in accordance with the Business Day
convention specified below.

(iii)
Fixed Coupon Amount:
EUR 3,015 per EUR 100,000 in Nominal Amount

(iv)
Broken Amount(s):
Not Applicable

(v)
Day Count Fraction:
30/360, unadjusted

(vi)
Determination Dates:
Not Applicable

(vii)
Business Day Convention
Following Business Day Convention

(viii)
Party responsible for calculating

Interest Amounts (if not the

Calculation Agent)
Not Applicable

15.
Floating Rate Note Provisions
Not Applicable

16.
Zero Coupon Note Provisions
Not Applicable

17.
Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION

18.
Call Option
Not Applicable

19.
Put Option
Not Applicable
20.
Final Redemption Amount of each Note
EUR 100,000 per Note of EUR 100,000 Specified

Denomination

Inflation Linked Notes Provisions

relating to the Final Redemption Amount: Not Applicable
21.
Early Redemption Amount

(i)
Early Redemption Amount(s) of

each Note payable on redemption

for taxation reasons (Condition

6(g)), for illegality (Condition 6 (j))
or on event of default (Condition 9): As set out in the Conditions
(ii)
Redemption for taxation reasons

permitted on days others than

Interest Payment Dates (Condition

6(g)):
No

(iii)
Unmatured Coupons to become

void upon early redemption

(Materialised Bearer Notes only)

(Condition 7(f)):
Not Applicable
3

GENERAL PROVISIONS APPLICABLE TO THE NOTES

22.
Form of Notes:
Dematerialised Notes

(i)
Form of Dematerialised Notes:
Bearer form (au porteur)

(ii)
Registration Agent:
Not Applicable

(iii)
Temporary Global Certificate:
Not Applicable

(iv)
Applicable TEFRA exemption:
Not Applicable

23.
Financial Centre(s):
TARGET

24.
Talons for future

Coupons or Receipts to be

attached to Definitive Notes (and

dates on which such Talons

mature):
No

25.
Details relating to

Instalment Notes: amount of each

instalment, date on which each

payment is to be made:
Not Applicable

26.
Redenomination

provisions:
Not Applicable

27.
Purchase in accordance

with Article L.213-1 A and

D.213-1 A of the French Code

monétaire et financier:
Applicable

28.
Consolidation

provisions:
Not Applicable

29.
Masse:
Contractual Masse shall apply
Name and address of the Representative:
Mr. Sylvain THOMAZO
20, rue Victor Bart
78000 Versailles
France

Name and address of the alternate Representative:
Sandrine D'HAUSSY
69 avenue Gambetta
94100 Saint Maur des Fosses
France

The Representative will receive a remuneration of EUR
2,000 (exclduing VAT) per year

4

GENERAL

30.
The aggregate principal amount of

Notes issued has been translated into

Euro at the rate of [ ] producing a sum

of:
Not Applicable
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by: Jean-Philippe BERTHAUT, Head of Group Funding
5

PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i) Listing and Admission to trading:
Application has been made by the Issuer (or on its behalf) for the
Notes to be admitted to trading on Euronext Paris with effect
from 26 September 2013.

(ii)
Estimate of total expenses related
to admission to trading:
EUR 5,350.00

2.
RATINGS

Ratings:
Not Applicable

3.
NOTIFICATION
Not Applicable
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in
the offer of the Notes has an interest material to the offer.
5.
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES*

(i)
Reasons for the offer:
See "Use of Proceeds" wording in Base Prospectus
(ii)
Estimated net proceeds:
EUR 50,000,000

(iii)
Estimated total expenses:
EUR 5,350.00

6.
YIELD

Indication of yield:
3.015 per cent

The yield is calculated at the Issue Date on the basis of the Issue
Price. It is not an indication of future yield.

6

7.
OPERATIONAL INFORMATION

ISIN Code:
FR0011575463

Common Code:
097495408

Depositaries:

(i)
Euroclear France to act as Central

Depositary:
Yes

(ii)
Common Depositary for Euroclear

and Clearstream Luxembourg:
Yes

Any clearing system(s) other than Euroclear
and Clearstream, Luxembourg and the

relevant identification number(s):
Not Applicable

Delivery:
Delivery against payment

Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable

8.
DISTRIBUTION

(i)
Method of distribution:
Non-syndicated

(ii) If syndicated:

(A) Names of

Managers:
Citigroup Global Markets Limited

(B) Stabilising

Manager(s) if any:
Not Applicable

(iii)
If non-syndicated, name and
address of Dealer:
Not Applicable

(iv)
US Selling

Restrictions(Categories of
potential investors to

which the Notes are

offered):
Reg. S Compliance Category 2 applies to the Notes;
TEFRA not applicable

7