Bond BPCe 0.75% ( FR0011496538 ) in EUR

Issuer BPCe
Market price 100 %  ⇌ 
Country  France
ISIN code  FR0011496538 ( in EUR )
Interest rate 0.75% per year ( payment 4 times a year)
Maturity 26/04/2021 - Bond has expired



Prospectus brochure of the bond BPCE FR0011496538 in EUR 0.75%, expired


Minimal amount /
Total amount /
Detailed description BPCE is a French banking group formed by the merger of several regional banking networks, primarily operating through its two main subsidiaries, Banque Populaire and Caisse d'Epargne.

The Bond issued by BPCe ( France ) , in EUR, with the ISIN code FR0011496538, pays a coupon of 0.75% per year.
The coupons are paid 4 times per year and the Bond maturity is 26/04/2021







Final Terms dated 23 May 2013
BPCE
Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes
SERIES NO: 2013-32
TRANCHE NO: 1
EUR 5,000,000 Floating Rate Notes dueApril 2021 (the "Notes")
issued by BPCE
Dealer
NATIXIS


PART A ­ CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set
forth in the Base Prospectus dated 26 November 2012 which received visa n°12-573 from the Autorité des marchés
financiers (the "AMF") on 26 November 2012 and the Base Prospectus Supplements dated 22 February 2013, 26
March 2013, 13 May 2013 and 21 May 2013 which respectively received visa n°13-052 from the AMF on 22
February 2013, visa n°13-112 from the AMF on 26 March 2013, visa n°13-209 from the AMF on 13 May 2013
and visa n°13-225 from the AMF on 21 May 2013, which together constitute a base prospectus for the purposes of
the Prospectus Directive (Directive 2003/71/EC) (the "Prospectus Directive") as amended (which includes the
amendments made by Directive 2010/73/EU to the extent that such amendments have been implemented in a
Member State of the European Economic Area).
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus as so supplemented. Full
information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final
Terms and the Base Prospectus as so supplemented. The Base Prospectus and the Base Prospectus Supplements are
available for viewing at the office of the Fiscal Agent or each of the Paying Agents and on the website of the AMF
(www.amf-france.org) and copies may be obtained from BPCE, 50 avenue Pierre Mendès-France, 75013 Paris,
France.
1. Issuer:
BPCE
2. (i)
Series Number:
2013-32
(ii)
Tranche Number:
1
(iii)
Date on which the Notes become
fungible:
Not Applicable
3. Specified Currency or Currencies:
Euro ("EUR")
4. Aggregate Nominal Amount of Notes
admitted to trading:
(i)
Series:
EUR 5,000,000
(ii)
Tranche:
EUR 5,000,000
5. Issue Price:
100.00 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
EUR 100,000
7. (i)
Issue Date:
27 May 2013
(ii)
Interest Commencement Date:
Issue Date
8. Interest Basis:
Three (3) month EURIBOR + 0.75 per cent. Floating Rate
(further particulars specified below)
9. Maturity Date:
26 April 2021
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100.00 per cent. of their nominal amount
1


11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable
13. (i) Status of the Notes:
Unsubordinated Notes
(ii)
Dates of the corporate authorisations Decision of the Directoire of the Issuer dated 4 June 2012
for issuance of Notes obtained:
and decision of Mr. Roland Charbonnel, Director Group
Funding and Investor Relations, dated 14 May 2013
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Not Applicable
15. Floating Rate Note Provisions
Applicable
(i)
Interest Period(s):
The period beginning on (and including) the Interest
Commencement Date and ending on (but excluding) the
First Interest Payment Date and each successive period
beginning on (and including) a Specified Interest Payment
Date and ending on (but excluding) the next succeeding
Specified Interest Payment Date.
For the avoidance of doubt, the Interest Period from (and
including) the Issue Date to (but excluding) 1 September
2013 will be long and the Interest Period from (and
including) 1 March 2021 to (but excluding) the Maturity
Date will be short.
(ii)
Specified Interest Payment Dates:
Interest payable quarterly in arrear on 1 March, 1 June, 1
September and 1 December in each year, starting on (and
including) the First Interest Payment Date up to (and
including) the Maturity Date, in each case subject to
adjustment in accordance with the Business Day
Convention set out in item 15(iv) below.
(iii) First Interest Payment Date:
1 September 2013
(iv) Business Day Convention:
Modified Following Business Day Convention
(v)
Interest Period Date:
Not Applicable
(vi) Business Centre(s):
Target
(vii) Manner in which the Rate(s) of
Interest is/are to be determined:
Screen Rate Determination
(viii) Party responsible for calculating the
Rate(s) of Interest and/or Interest
Amount(s) (if not the Calculation
Agent):
Natixis
(ix) Screen Rate Determination:
Applicable
­ Reference Rate:
Three (3) month EURIBOR
2


For the avoidance of doubt:
- For the first Interest Period beginning on (and including)
the Issue Date and ending on (but excluding) 1September
2013:
Interpolation between three (3) month Euribor and four (4)
month Euribor
- For the last Interest Period beginning on (and including)
the 1 March 2021 and ending on (but excluding) the
Maturity Date:
Interpolation between one (1) month Euribor and two (2)
month Euribor
­ Interest Determination Date:
11.00 a.m. (Brussels time) two (2) TARGET Business
Days prior to the first day of each Interest Accrual Period
­ Relevant Screen Page:
Reuters EURIBOR01
(x)
FBF Determination:
Not Applicable
(xi) ISDA Determination:
Not Applicable
(xii) Margin(s):
+ 0.75 per cent. per annum
(xiii) Minimum Rate of Interest:
Not Applicable
(xiv) Maximum Rate of Interest:
Not Applicable
(xv) Day Count Fraction:
Actual/360, Adjusted
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note:
EUR 100,000 per Note of EUR 100,000 Specified
Denomination
Inflation Linked Notes ­ Provisions relating
to the Final Redemption Amount:
Not Applicable
21. Early Redemption Amount
(i)
Early Redemption Amount(s) of each
Note payable on redemption for EUR 100,000 per Note of EUR 100,000 Specified
taxation reasons (Condition 6(g)), for Denomination
illegality (Condition 6(j)) or on event
of default (Condition 9):
3


(ii)
Redemption for taxation reasons
permitted on days others than Interest
Payment Dates (Condition 6(g)):
No
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23. Financial Centre(s):
Target
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Article L.213-1
A and D.213-1 A of the French Code
monétaire et financier:
Applicable
28. Consolidation provisions:
Not Applicable
29. Masse:
Full Masse shall apply
Name and address of the Representative:
BNP Paribas Securities Services
Global Corporate Trust
Les Grands Moulins de Pantin
9, rue du Débarcadère
93500 Pantin
France
represented by Mr. Sylvain Thomazo
Name and address of the alternate Representative:
Sandrine d'Haussy
69, avenue Gambetta
94100 Saint Maur des Fosses
France
4


The Representative will receive a remuneration of
Euro 2,000 (excluding VAT)
GENERAL
30. The aggregate principal amount of Notes
issued has been translated into Euro at the
rate of [·] producing a sum of:
Not Applicable
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by:
Roland Charbonnel, Director Group Funding and Investor relations
5


PART B ­ OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING
(i) Listing and Admission to
Application has been made by the Issuer (or on its behalf) for
trading:
the Notes to be admitted to trading on Euronext Paris with effect
from 27 May 2013.
(ii) Estimate of total expenses
related to admission to trading:
EUR 4,450
2.
RATINGS
Not Applicable
Ratings:
3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of
the Notes has an interest material to the offer.
4.
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES
(i) Reasons for the offer:
See "Use of Proceeds" wording in Base Prospectus
(ii) Estimated net proceeds:
EUR 4,988,000.00
(iii) Estimated total expenses:
EUR 4,450
5.
HISTORIC INTEREST RATES
Details of historic EURIBOR rates can be obtained from Reuters Screen EURIBOR01.
6.
OPERATIONAL INFORMATION
ISIN Code:
FR0011496538
Common Code:
093534379
Depositaries:
(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear and Clearstream
Luxembourg:
No
Any clearing system(s) other than
Euroclear
and
Clearstream,
Luxembourg
and
the
relevant
6


identification number(s):
Not Applicable
Delivery:
Delivery against payment
Names and addresses of additional
Paying Agent(s) (if any):
Not Applicable
7.
DISTRIBUTION
(i)
Method of
distribution:
Non-syndicated
(ii) If syndicated:
(A) Names of Managers:
Not Applicable
(B) Stabilising
Manager(s) if any:
Not Applicable
(iii) If non-syndicated,
name and address of
Dealer:
NATIXIS
30, avenue Pierre Mendès-France
75013 Paris
France
(iv) US Selling
Restrictions(Categories of
potential investors to
which the Notes are
offered):
Reg. S Compliance Category 2 applies to the Notes;
TEFRA not applicable.
7