Bond BPCe 1.11% ( FR0011383447 ) in EUR

BPCe

100 % ⇌

France

FR0011383447 ( in EUR )

1.11% per year ( payment 4 times a year)

21/12/2020 - Bond has expired

Prospectus brochure of the bond BPCE FR0011383447 in EUR 1.11%, expired

BPCE is a French banking group formed by the merger of several regional banking networks, primarily operating through its two main subsidiaries, Banque Populaire and Caisse d'Epargne.

The Bond issued by BPCe ( France ) , in EUR, with the ISIN code FR0011383447, pays a coupon of 1.11% per year.
The coupons are paid 4 times per year and the Bond maturity is 21/12/2020

Final Terms dated 4 January 2013

BPCE
Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2013-01
TRANCHE NO: 1

Euro 4,500,000 Floating Rate Notes due December 2020 (the "Notes")
issued by BPCE

NATIXIS

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set
forth in the Base Prospectus dated 26 November 2012 which received visa n°12-573 from the Autorité des marchés
financiers (the "AMF") on 26 November 2012 which constitutesa base prospectus for the purposes of the
Prospectus Directive (Directive 2003/71/EC) (the "Prospectus Directive") as amended (which includes the
amendments made by Directive 2010/73/EU to the extent that such amendments have been implemented in a
Member State of the European Economic Area).
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus . Full information on the Issuer
and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Base
Prospectus. The Base Prospectus is available for viewing at the office of the Fiscal Agent or each of the Paying
Agents and on the website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50 avenue
Pierre Mendès-France, 75013 Paris, France.

1. Issuer:
BPCE
2. (i)
Series Number:
2013-01
(ii)
Tranche Number:
1
(iii)
Date on which the Notes become

fungible:
Not Applicable
3. Specified Currency or Currencies:
Euro
4. Aggregate Nominal Amount of Notes

admitted to trading:
(i)
Series:
Euro 4,500,000
(ii)
Tranche:
Euro 4,500,000
5. Issue Price:
100.00 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
Euro 100,000
7. (i)
Issue Date:
8 January 2013

(ii)
Interest Commencement Date:
8 January 2013
8. Interest Basis:
Three (3) month EURIBOR + 1.11 per cent. Floating Rate
(further particulars specified below).
9. Maturity Date:
Interest Payment Date falling in or nearest to 21 December
2020.
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100.00 per cent. of their nominal amount.

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11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable
13. (i)
Status of the Notes:
Unsubordinated Notes
(ii)
Dates of the corporate authorisations Decision of the Directoire of the Issuer dated 4 June 2012
for issuance of Notes obtained:
and decision of Mr. Roland Charbonnel, Director Group
Funding and Investor Relations, dated 21 December 2012.
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Not Applicable
15. Floating Rate Note Provisions
Applicable
(i)
Interest Period(s):
The period beginning on (and including) the Interest
Commencement Date and ending on (but excluding) the
First Interest Payment Date and each successive period
beginning on (and including) a Specified Interest Payment
Date and ending on (but excluding) the next succeeding
Specified Interest Payment Date.
For the avoidance of doubt, the first Interest Period
between
the
Interest
Commencement
Date
and
1 March 2013 (the "First Interest Period") will be short
and the final Interest Period between 1 September 2020
and the Maturity Date (the "Last Interest Period") will be
long (further particulars specified below in item 16 (ix)).
(ii)
Specified Interest Payment Dates:
Interest payable quarterly in arrear on 1 December, 1
March, 1 June, 1 September in each year, commencing on
1 March 2013 all such dates being subject to adjustment in
accordance with the Business Day Convention set out in
item (iv) below and to interpolation (further particulars
specified below in item16 (ix) below).
(iii) First Interest Payment Date:
1 March 2013 subject to adjustement in accordance with
the Business Day Convention set out in (iv) below.
(iv) Business Day Convention:
Modified Following Business Day Convention
(v)
Interest Period Date:
Not Applicable
(vi) Business Centre(s):
Not Applicable
(vii) Manner in which the Rate(s) of
Interest is/are to be determined:
Screen Rate Determination
(viii) Party responsible for calculating the
Rate(s) of Interest and/or Interest
Amount(s) (if not the Calculation
Agent):
Not Applicable
(ix) Screen Rate Determination:
Applicable

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Reference Rate:
Three (3) month EURIBOR
For the avoidance of doubt:
- For the First Interest Period:
interpolation between One (1) month Euribor and Two (2)
month Euribor

- For the Last Interest Period:
interpolation between Three (3) month Euribor and Four
(4) month Euribor
Interest Determination Date:
11.00 a.m. (Brussels time) two (2) TARGET Business
Days prior to the first day of each Interest Accrual Period
Relevant Screen Page:
Reuters EURIBOR01
(x)
FBF Determination:
Not Applicable
(xi) ISDA Determination:
Not Applicable
(xii) Margin(s):
+1.11 per cent. per annum
(xiii) Minimum Rate of Interest:
Not Applicable
(xiv) Maximum Rate of Interest:
Not Applicable
(xv) Day Count Fraction:
Actual/360
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note:
Euro 100,000 per Note of Euro 100,000 Specified
Denomination
Inflation Linked Notes Provisions relating

to the Final Redemption Amount:
Not Applicable
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption for
taxation reasons (Condition 6(g)), for
illegality (Condition 6(j)) or on event
of default (Condition 9):
Euro 100,000 per Note of Euro 100,000 Specified
Denomination
(ii)
Redemption for taxation reasons
permitted on days others than Interest

3

Payment Dates (Condition 6(g)):
No
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23. Financial Centre(s):
Not Applicable
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Article L.213-1

A and D.213-1 A of the French Code

monétaire et financier:
Applicable
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply
Name and address of the Representative:
BNP Paribas Securities Services
Global Corporate Trust
Les Grands Moulins de Pantin
9, rue du Débarcadère
93500 Pantin
France
represented by Mr. Sylvain Thomazo

Name and address of the alternate Representative:
Sandrine d'Haussy
69, avenue Gambetta
94100 Saint Maur des Fosses
France
The Representative will receive a remuneration of Euro
2,000 (excluding VAT)

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GENERAL

30. The aggregate principal amount of Notes

issued has been translated into Euro at the

rate of [·] producing a sum of:
Not Applicable

RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by:
Roland Charbonnel, Director Group Funding and Investor relations

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PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i) Lisintg and Admission to
Application has been made by the Issuer (or on its behalf) for
trading:
the Notes to be admitted to trading on Euronext Paris with effect
from 8 January 2013.
(ii) Estimate of total expenses

related to admission to trading:
Euro 4,000
2.
RATINGS
Not Applicable
Ratings:
3.
NOTIFICATION
Not Applicable
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer
of the Notes has an interest material to the offer.
5.
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES

(i) Reasons for the offer:
See "Use of Proceeds" wording in Base Prospectus
(ii) Estimated net proceeds:
Euro 4,500,000
(iii) Estimated total expenses:
Euro 4,000
7.
Floating Rate Notes only - HISTORIC INTEREST RATES
Details of historic EURIBOR rates can be obtained from Reuters Screen EURIBOR01.
9.
OPERATIONAL INFORMATION
ISIN Code:
FR0011383447
Common Code:
087140237
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear and Clearstream
Luxembourg:
Yes

6

Any clearing system(s) other than
Euroclear
and
Clearstream,
Luxembourg
and
the
relevant
identification number(s):
Not Applicable
Delivery:
Delivery against payment
Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable
10.
DISTRIBUTION

(i)
Method of

distribution:
Non-syndicated

(ii) If syndicated:

(A) Names of Managers:
Not Applicable

(B) Stabilising

Manager(s) if any:
Not Applicable

(iii) If non-syndicated,

name and address of

Dealer:
NATIXIS
30 avenue Pierre Mendès-France
75013 Paris
France

(iv) US Selling

Restrictions(Categories of

potential investors to

which the Notes are

offered):
Reg. S Compliance Category 2 applies to the Notes;
TEFRA not applicable.

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